Civic Intelligence

Route 1 Credit Union

EIN 37-6032928 • 501(c)14 • Paris, IL

Profile

Credit union operated for multiple purposes

428 W JasperParis, IL 61944

www.rt1cu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.89x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

55th percentile

13.45x

Higher debt load relative to revenue than 55% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2016

Net Margin

12th percentile

-43%

Higher net margin than 12% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

30th percentile

-14%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

60th percentile

4.2%

Faster revenue growth than 60% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$4,128,552

Down $652,269 (-14%) from 2015

Liabilities

Down

$3,694,464

Down $541,917 (-13%) from 2015

Net Assets

Down

$434,088

Down $110,352 (-20%) from 2015

Operations
Liabilities / Revenue55th percentileNet Margin12th percentile

Revenue

Up

$274,582

Up $10,960 (+4.2%) from 2015

Expenses

Up

$393,375

Up $140,977 (+56%) from 2015

Net Income

Down

-$118,793

Down $130,017 (-1158%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2008: $3,221,082Liabilities 2008: $2,919,082Net Assets 2008: $302,0002008Assets 2009: $3,700,189Liabilities 2009: $3,428,189Net Assets 2009: $272,0002009Assets 2011: $4,578,303Liabilities 2011: $4,231,082Net Assets 2011: $347,2212011Assets 2012: $4,840,738Liabilities 2012: $4,429,241Net Assets 2012: $411,4972012Assets 2013: $4,954,361Liabilities 2013: $4,471,145Net Assets 2013: $483,2162013Assets 2014: $4,826,068Liabilities 2014: $4,292,852Net Assets 2014: $533,2162014Assets 2015: $4,780,821Liabilities 2015: $4,236,381Net Assets 2015: $544,4402015Assets 2016: $4,128,552Liabilities 2016: $3,694,464Net Assets 2016: $434,0882016

Highlighted filing

2016

Assets$4,128,552
Liabilities$3,694,464
Net Assets$434,088
Open 2016 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2008: $280,665Expenses 2008: $267,665Net Income 2008: $13,0002008Revenue 2009: $247,455Expenses 2009: $300,803Net Income 2009: -$53,3482009Revenue 2011: $271,176Expenses 2011: $229,955Net Income 2011: $41,2212011Revenue 2012: $283,811Expenses 2012: $212,067Net Income 2012: $71,7442012Revenue 2013: $297,421Expenses 2013: $225,703Net Income 2013: $71,7182013Revenue 2014: $277,581Expenses 2014: $227,581Net Income 2014: $50,0002014Revenue 2015: $263,622Expenses 2015: $252,398Net Income 2015: $11,2242015Revenue 2016: $274,582Expenses 2016: $393,375Net Income 2016: -$118,7932016

Highlighted filing

2016

Revenue$274,582
Expenses$393,375
Net Income-$118,793
Open 2016 Filing

Filings

Most recent year

2016 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$4,128,552
Liabilities
$3,694,464
Net assets
$434,088
Revenue
$274,582
Expenses
$393,375
Net income
-$118,793
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.13$3.69$0.43$0.27$0.39$0.12
2015Detailed filing. Detailed filing data is available for this year.$4.78$4.24$0.54$0.26$0.25$0.01
2014Detailed filing. Detailed filing data is available for this year.$4.83$4.29$0.53$0.28$0.23$0.05
2013Detailed filing. Detailed filing data is available for this year.$4.95$4.47$0.48$0.30$0.23$0.07
2012Summary only. Only limited summary data is available for this year.$4.84$4.43$0.41$0.28$0.21$0.07
2011Summary only. Only limited summary data is available for this year.$4.58$4.23$0.35$0.27$0.23$0.04
2009Summary only. Only limited summary data is available for this year.$3.70$3.43$0.27$0.25$0.30$0.05
2008Summary only. Only limited summary data is available for this year.$3.22$2.92$0.30$0.28$0.27$0.01
Latest Detailed Filing

The latest 2016 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Apr 12, 2016
Return Version
2015v2.1
Gross Receipts
$263,622
Mission and Program Overview

Mission

Credit union operated for multiple purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,511,564$2,360,582▼ $150,982
Investments Other Securities$1,625,552$1,427,279▼ $198,273
Rtn Earn Endowment Incm Other Fnds$533,216$544,440▲ $11,224
Savings and Temporary Cash Investments$273,450$522,580▲ $249,130
Land, Buildings, and Equipment, Net$147,707$153,297▲ $5,590
Cash and Non-Interest-Bearing Accounts$90,236$145,030▲ $54,794
Investments in Publicly Traded Securities$106,190$105,564▼ $626
Total Assets$4,826,068$4,780,821▼ $45,247
Other Assets Total$71,369$66,489▼ $4,880
Liabilities
Other Liabilities$4,254,906$4,181,073▼ $73,833
Accounts Payable and Accrued Expenses$37,946$55,308▲ $17,362
Total Liabilities$4,292,852$4,236,381▼ $56,471
Net Assets / Fund Balance
Total Net Assets Fund Balance$533,216$544,440▲ $11,224
Total Liabilities and Net Assets / Fund Balance$4,826,068$4,780,821▼ $45,247

Asset Categories

AssetBook ValueDepreciationBasis
Land$146,329-$146,329
Equipment$6,968-$6,968
Other Assets Org$24,052--
Other Securities$200,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Richard McdadeChairman
Gerald MeeksSupervisory Comm Chair
Dawn C GallowayPresident
Irv PinkstonVice-chairman
Linda HalloranDirector
Phil JohnsonDirector
Bonnie MarrsSecretary
Sid Justice JrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$243,515
Investment Income
$19,573
Other Revenue
$534
Change in Net Assets
$11,224
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$181,390
Salaries, Compensation, and Employee Benefits$70,877
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$35,883-$35,883
Office Expenses-$33,353-$33,353
Information Technology-$27,721-$27,721
Current Officers, Directors, Trustees, and Key Employees-$25,000-$25,000
Depreciation Depletion-$13,444-$13,444
Other Expenses-$12,271-$12,271
Occupancy-$10,900-$10,900
Payroll Taxes-$9,994-$9,994
Insurance-$8,479-$8,479
All Other Expenses-$7,904-$7,904
Fees for Services Other-$3,485-$3,485
Conferences and Meetings-$2,315-$2,315
Fees for Services Legal-$2,148-$2,148
Advertising-$1,175-$1,175
Fees for Services Accounting-$856-$856
Benefits to Members$131--$131
Interest-$3-$3
Total Functional Expenses$131$252,267$0$252,398
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$4,181,073
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Anyone who deposits funds with the credit union in excess of $5 have one vote.in essence all shareholders have one vote.members are allowed to vote on the governing board of directors.”

Member election for additional members Part VI line 7A

“The members of the credit union are given the authority to elect members of the board of directors. This function is performed at the annual meeting.”

Governing body decisions Part VI line 7B

“The governing body reviews and approves treasurer and committee reports, sets compensation for ceo, reviews old business and discusses new business.”

Form 990 governing body review Part VI line 11

“The form 990 for the credit union is provided to the board of directors for review. It is available to all members upon request.”

CEO executive director top management comp Part VI line 15A

“The compensation of other credit unions of similar size and asset base in illinois are researched and compared using a survey compiled by the industry. With that information, the ceos compensation is established by the board of directors.”

Governing documents etc available to public Part VI line 19

“The governing documents of the credit union are made available to the general public upon request. The financial statements and 5300 call report are available to all credit union members.”

Filing and Contact Details

Filer

Filer Name
Route 1 Credit Union
EIN
37-6032928
Address
428 W JASPER, PARIS, IL 61944

Signing Officer

Name
Dawn C Galloway
Title
President
Phone
2174631664
Signed
2016-04-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dawn C Galloway
Formed
1957
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
0
Employees
4

Preparer

Firm
Thiel Accounting Financial Services
Address
514 S CENTRAL PO BOX 604, Paris, IL 61944
Preparer
Dennis O Thiel
Phone
2174636950
Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0CREDIT UNION OPERATED FOR MULTIPLE PURPOSES
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IRS990/AdvertisingGrp/TotalAmt01175
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IRS990/AllOtherExpensesGrp/TotalAmt07904
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IRS990/BackupWthldComplianceInd0true
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IRS990/BooksInCareOfDetail/PhoneNum02174631664
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IRS990/BooksInCareOfDetail/USAddress/CityNm0PARIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061944
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IRS990/CollectionsOfArtInd0false
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt025000
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt02315
IRS990/ConferencesMeetingsGrp/TotalAmt02315
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0131
IRS990/CYContributionsGrantsAmt00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
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IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0263622
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01625552
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt0106190
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IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
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IRS990/LegalDomicileStateCd0IL
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IRS990/LocalChaptersInd0false
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IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION OPERATED FOR MULTIPLE PURPOSES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0true
IRS990/NondeductibleContriDisclInd0true
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION OF LOANSHARE LOSS
IRS990/OtherExpensesGrp/Desc2WORK COMP
IRS990/OtherExpensesGrp/Desc3AUDIT
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IRS990/OtherLiabilitiesGrp/BOYAmt04254906
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IRS990/OtherRevenueMiscGrp/Desc0INSURANCE
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IRS990/PartialLiquidationInd0false
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0DAWN C GALLOWAY
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOAN
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt133932
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt211349
IRS990/ProgSrvcAccomActy2Grp/Desc0RECEIVES DEPOSITS FROM 1634 MEMBERS
IRS990/ProgSrvcAccomActy3Grp/Desc0GRANTED 345 CONSUMER LOANS TO MEMBERS DURING THE YEAR.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt01668
IRS990/PYInvestmentIncomeAmt020980
IRS990/PYOtherExpensesAmt0157312
IRS990/PYOtherRevenueAmt0725
IRS990/PYProgramServiceRevenueAmt0255876
IRS990/PYRevenuesLessExpensesAmt050000
IRS990/PYSalariesCompEmpBnftPaidAmt068601
IRS990/PYTotalExpensesAmt0227581
IRS990/PYTotalRevenueAmt0277581
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt011224
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0533216
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0544440
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0273450
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0522580
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt06968
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06968
IRS990ScheduleD/LandGrp/BookValueAmt0146329
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0146329
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt042437
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt124052
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUA SHARE INS CAP DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04181073
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01222279
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt15000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2200000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0BANK DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PAID IN CAPITALCONTRIBUTED CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORPORATE CREDIT UNION INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0153297
IRS990ScheduleD/TotalBookValueOtherAssetsAmt066489
IRS990ScheduleD/TotalBookValueSecuritiesAmt01427279
IRS990ScheduleD/TotalLiabilityAmt04181073
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ANYONE WHO DEPOSITS FUNDS WITH THE CREDIT UNION IN EXCESS OF $5 HAVE ONE VOTE.IN ESSENCE ALL SHAREHOLDERS HAVE ONE VOTE.MEMBERS ARE ALLOWED TO VOTE ON THE GOVERNING BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ARE GIVEN THE AUTHORITY TO ELECT MEMBERS OF THE BOARD OF DIRECTORS. THIS FUNCTION IS PERFORMED AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY REVIEWS AND APPROVES TREASURER AND COMMITTEE REPORTS, SETS COMPENSATION FOR CEO, REVIEWS OLD BUSINESS AND DISCUSSES NEW BUSINESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 FOR THE CREDIT UNION IS PROVIDED TO THE BOARD OF DIRECTORS FOR REVIEW. IT IS AVAILABLE TO ALL MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE COMPENSATION OF OTHER CREDIT UNIONS OF SIMILAR SIZE AND ASSET BASE IN ILLINOIS ARE RESEARCHED AND COMPARED USING A SURVEY COMPILED BY THE INDUSTRY. WITH THAT INFORMATION, THE CEOS COMPENSATION IS ESTABLISHED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE GOVERNING DOCUMENTS OF THE CREDIT UNION ARE MADE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST. THE FINANCIAL STATEMENTS AND 5300 CALL REPORT ARE AVAILABLE TO ALL CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04826068
IRS990/TotalAssetsEOYAmt04780821
IRS990/TotalAssetsGrp/BOYAmt04826068
IRS990/TotalAssetsGrp/EOYAmt04780821
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0252267
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0131
IRS990/TotalFunctionalExpensesGrp/TotalAmt0252398
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04292852
IRS990/TotalLiabilitiesEOYAmt04236381
IRS990/TotalLiabilitiesGrp/BOYAmt04292852
IRS990/TotalLiabilitiesGrp/EOYAmt04236381
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0533216
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0544440
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0131
IRS990/TotalProgramServiceRevenueAmt0243515
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0263622
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0263622
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04826068
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04780821
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0WWW.RT1CU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DAWN C GALLOWAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02174631664
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-04-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ROUTE 1 CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ROUT
ReturnHeader/Filer/EIN0376032928
ReturnHeader/Filer/USAddress/AddressLine1Txt0428 W JASPER
ReturnHeader/Filer/USAddress/CityNm0PARIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061944
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371124176
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THIEL ACCOUNTING FINANCIAL SERVICES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0514 S CENTRAL PO BOX 604
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Paris
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd061944
ReturnHeader/PreparerPersonGrp/PhoneNum02174636950
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DENNIS O THIEL
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-05-11T14:36:23-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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