Civic Intelligence

Paris Hi Way Credit Union

990 • Fiscal year 2016 • EIN 37-6032003

Jan 01, 2016 to Dec 31, 2016 • Filed on May 10, 2017

P O Box 610Paris, IL 61944

(217) 463-1772

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.87x

Higher debt load relative to assets than 61% of similar nonprofits.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2016

Liabilities / Revenue

80th percentile

26.48x

Higher debt load relative to revenue than 80% of similar nonprofits.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2016

Net Margin

91st percentile

20%

Higher net margin than 91% of similar nonprofits.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2016

Top Officer Pay

52nd percentile

$55,068

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 17.6% of source-year revenue.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2016

Asset Growth

87th percentile

7.5%

Faster asset growth than 87% of similar nonprofits.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Revenue Growth

55th percentile

2.0%

Faster revenue growth than 55% of similar nonprofits.

2016 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Assets

Up

$9,458,730

Up $656,176 (+7.5%) from 2015

Net Assets

Up

$1,192,687

Up $61,643 (+5.5%) from 2015

Liabilities

Up

$8,266,043

Up $594,533 (+7.7%) from 2015

Revenue

Up

$312,118

Up $6,125 (+2.0%) from 2015

Expenses

Down

$250,475

Down $2,331 (-0.9%) from 2015

Net Income

Up

$61,643

Up $8,456 (+16%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $7,614,055Liabilities 2011: $6,768,597Net Assets 2011: $845,4582011Assets 2012: $7,980,883Liabilities 2012: $7,019,263Net Assets 2012: $961,6202012Assets 2013: $8,646,096Liabilities 2013: $7,613,796Net Assets 2013: $1,032,3002013Assets 2014: $8,738,606Liabilities 2014: $7,660,749Net Assets 2014: $1,077,8572014Assets 2015: $8,802,554Liabilities 2015: $7,671,510Net Assets 2015: $1,131,0442015Assets 2016: $9,458,730Liabilities 2016: $8,266,043Net Assets 2016: $1,192,6872016Assets 2017: $9,230,699Liabilities 2017: $7,971,328Net Assets 2017: $1,259,3712017Assets 2018: $8,824,155Liabilities 2018: $7,507,489Net Assets 2018: $1,316,6662018Assets 2019: $9,206,524Liabilities 2019: $7,845,212Net Assets 2019: $1,361,3122019Assets 2020: $10,035,036Liabilities 2020: $8,625,256Net Assets 2020: $1,409,7802020Assets 2021: $11,496,813Liabilities 2021: $10,008,946Net Assets 2021: $1,487,8672021Assets 2022: $11,412,867Liabilities 2022: $9,841,702Net Assets 2022: $1,571,1652022Assets 2023: $10,375,148Liabilities 2023: $8,771,959Net Assets 2023: $1,603,1892023

Highlighted filing

2016

Assets$9,458,730
Liabilities$8,266,043
Net Assets$1,192,687

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0Revenue 2011: $382,155Expenses 2011: $256,242Net Income 2011: $125,9132011Revenue 2012: $344,776Expenses 2012: $228,614Net Income 2012: $116,1622012Revenue 2013: $305,826Expenses 2013: $235,146Net Income 2013: $70,6802013Revenue 2014: $303,859Expenses 2014: $258,302Net Income 2014: $45,5572014Revenue 2015: $305,993Expenses 2015: $252,806Net Income 2015: $53,1872015Revenue 2016: $312,118Expenses 2016: $250,475Net Income 2016: $61,6432016Revenue 2017: $309,315Expenses 2017: $242,631Net Income 2017: $66,6842017Revenue 2018: $338,653Expenses 2018: $281,358Net Income 2018: $57,2952018Revenue 2019: $360,500Expenses 2019: $315,854Net Income 2019: $44,6462019Revenue 2020: $351,585Expenses 2020: $303,117Net Income 2020: $48,4682020Revenue 2021: $350,661Expenses 2021: $272,574Net Income 2021: $78,0872021Revenue 2022: $329,814Expenses 2022: $246,516Net Income 2022: $83,2982022Revenue 2023: $355,523Expenses 2023: $323,499Net Income 2023: $32,0242023

Highlighted filing

2016

Revenue$312,118
Expenses$250,475
Net Income$61,643
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$312,118
Mission and Program Overview

Mission

The paris hi-way credit union is a not-for-profit member owned financial organization. We are dedicated to providing convenient financial services to our members that will assure rates and terms that are competitive with other financial institutions, while maintaining financial stability.to assist our members in the management of their financial well-being by providing loans, savings accounts and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,223,428$6,705,491▲ $482,063
Savings and Temporary Cash Investments$2,531,335$2,710,139▲ $178,804
Rtn Earn Endowment Incm Other Fnds$1,131,044$1,192,687▲ $61,643
Prepaid Expenses and Deferred Charges$30,931$26,667▼ $4,264
Land, Buildings, and Equipment, Net$5,556$3,285▼ $2,271
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$8,802,554$9,458,730▲ $656,176
Other Assets Total$11,304$13,148▲ $1,844
Liabilities
Other Liabilities$7,663,195$8,254,071▲ $590,876
Accounts Payable and Accrued Expenses$8,315$11,972▲ $3,657
Total Liabilities$7,671,510$8,266,043▲ $594,533
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,131,044$1,192,687▲ $61,643
Total Liabilities and Net Assets / Fund Balance$8,802,554$9,458,730▲ $656,176

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,285$21,037$24,322
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Renae MorrisPresidentFT$55,068$55,068
Joann BaylerVice PresidentFT$38,129$38,129

Board Members and Trustees

NameTitle
Amanda HelanderBoard Member
Jason OgleBoard Member
Jerry BensonBoard Member
Justin CearlockBoard Member
Kensil GarnettBoard Member
Kevin CookBoard Member
Kevin KnoepfelBoard Member
Ron WagonerBoard Member
Ryan CarrollBoard Member
Susan SmithBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$286,569
Investment Income
$25,549
Other Revenue
$0
Change in Net Assets
$61,643
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$149,078
Salaries, Compensation, and Employee Benefits$101,397
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$93,197
Office Expenses---$14,412
Other Expenses---$9,614
Fees for Services Other---$8,053
Payroll Taxes---$7,357
Fees for Services Accounting---$5,500
All Other Expenses---$3,433
Depreciation Depletion---$2,196
Conferences and Meetings---$1,422
Other Employee Benefits---$843
Advertising---$330
Total Functional Expenses$0$0$0$250,475
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Share Certificates$8,254,071
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

The president reviews the 990 before it is filed.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

All governing documents and financial statements are available to public upon request.

Filing and Contact Details

Filer

Filer Name
Paris Hi-way Credit Union
EIN
37-6032003
Phone
2174631772
Address
P O BOX 610, PARIS, IL 61944

Signing Officer

Name
Renae Morris
Title
President
Signed
2017-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Renae Morris
Formed
1955
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
2

Preparer

Firm
Holbert & Phipps LLP
Address
1098 Ohio Street, Terre Haute, IN 47807
Preparer
Carol a Holbert CPA
Phone
8122333082
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2: Change of Oversight or Selection Process

Holbert & phipps, llp performed the annual supervisory audit and the supervisory committee reviewed the audit with the auditors.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt014412
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt011304
IRS990/OtherAssetsTotalGrp/EOYAmt013148
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0843
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2ICUL FEES/DFI REG FEES
IRS990/OtherExpensesGrp/Desc3CUNA SHARE INSURANCE
IRS990/OtherExpensesGrp/TotalAmt065987
IRS990/OtherExpensesGrp/TotalAmt124610
IRS990/OtherExpensesGrp/TotalAmt213521
IRS990/OtherExpensesGrp/TotalAmt39614
IRS990/OtherLiabilitiesGrp/BOYAmt07663195
IRS990/OtherLiabilitiesGrp/EOYAmt08254071
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06223428
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06705491
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt07357
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt030931
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt026667
IRS990/PrincipalOfficerNm0RENAE MORRIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN APP/LATE FEES
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/Desc3PENALTIES PAID BY MEMBER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0274939
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt111075
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2460
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt395
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0274939
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111075
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2460
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt395
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt020099
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0154158
IRS990/PYProgramServiceRevenueAmt0285894
IRS990/PYRevenuesLessExpensesAmt053187
IRS990/PYSalariesCompEmpBnftPaidAmt098648
IRS990/PYTotalExpensesAmt0252806
IRS990/PYTotalRevenueAmt0305993
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt061643
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01131044
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01192687
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02531335
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02710139
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt03285
IRS990ScheduleD/EquipmentGrp/DepreciationAmt021037
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt024322
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08254071
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND SHARE CERTIFICATES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03285
IRS990ScheduleD/TotalLiabilityAmt08254071
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PRESIDENT REVIEWS THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2HOLBERT & PHIPPS, LLP PERFORMED THE ANNUAL SUPERVISORY AUDIT AND THE SUPERVISORY COMMITTEE REVIEWED THE AUDIT WITH THE AUDITORS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part XII, Line 2: Change of Oversight or Selection Process
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt08802554
IRS990/TotalAssetsEOYAmt09458730
IRS990/TotalAssetsGrp/BOYAmt08802554
IRS990/TotalAssetsGrp/EOYAmt09458730
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0250475
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07671510
IRS990/TotalLiabilitiesEOYAmt08266043
IRS990/TotalLiabilitiesGrp/BOYAmt07671510
IRS990/TotalLiabilitiesGrp/EOYAmt08266043
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01131044
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01192687
IRS990/TotalProgramServiceRevenueAmt0286569
IRS990/TotalReportableCompFromOrgAmt093197
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0312118
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0312118
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08802554
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt09458730
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RENAE MORRIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PARIS HI-WAY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0PARI
ReturnHeader/Filer/EIN0376032003
ReturnHeader/Filer/PhoneNum02174631772
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 610
ReturnHeader/Filer/USAddress/CityNm0PARIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061944
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Holbert & Phipps LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01098 Ohio Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Terre Haute
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd047807
ReturnHeader/PreparerPersonGrp/PhoneNum08122333082
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROL A HOLBERT CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-05-10T14:31:14-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.4$8.77$1.60$0.36$0.32$0.03
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$11.4$9.84$1.57$0.33$0.25$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.5$10.0$1.49$0.35$0.27$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.0$8.63$1.41$0.35$0.30$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.21$7.85$1.36$0.36$0.32$0.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.82$7.51$1.32$0.34$0.28$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.23$7.97$1.26$0.31$0.24$0.07
2016Detailed filing. Detailed filing data is available for this year.$9.46$8.27$1.19$0.31$0.25$0.06
2015Detailed filing. Detailed filing data is available for this year.$8.80$7.67$1.13$0.31$0.25$0.05
2014Summary only. Only limited summary data is available for this year.$8.74$7.66$1.08$0.30$0.26$0.05
2013Summary only. Only limited summary data is available for this year.$8.65$7.61$1.03$0.31$0.24$0.07
2012Summary only. Only limited summary data is available for this year.$7.98$7.02$0.96$0.34$0.23$0.12
2011Summary only. Only limited summary data is available for this year.$7.61$6.77$0.85$0.38$0.26$0.13
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)14 • $5M-$10M nonprofits