Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
71st percentile
Higher top officer pay than 71% of similar nonprofits.
Top officer pay equals 20.9% of source-year revenue.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
3rd percentile
Faster revenue growth than 3% of similar nonprofits.
Assets
Up$14,809,027
Up $1,852,900 (+14%) from 2021
Net Assets
Up$9,415,157
Up $1,767,443 (+23%) from 2021
Liabilities
Up$5,393,870
Up $85,457 (+1.6%) from 2021
Revenue
Down$1,258,370
Down $4,223,304 (-77%) from 2021
Expenses
Down$1,311,636
Down $3,294,788 (-72%) from 2021
Net Income
Down-$53,266
Down $928,516 (-106%) from 2021
To work for low income and vulnerable people by providing financial services and economic opportunities in a manner which enhances dignity.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,510,925 | $8,659,761 | ▲ $148,836 |
| Cash and Non-Interest-Bearing Accounts | $5,871,866 | $5,251,429 | ▼ $620,437 |
| Savings and Temporary Cash Investments | $541,365 | $656,269 | ▲ $114,904 |
| Pledges and Grants Receivable | $214,253 | $241,568 | ▲ $27,315 |
| Total Assets | $15,138,409 | $14,809,027 | ▼ $329,382 |
| Liabilities | |||
| Other Liabilities | $4,570,290 | $4,526,285 | ▼ $44,005 |
| Deferred Revenue | $1,001,957 | $799,365 | ▼ $202,592 |
| Accounts Payable and Accrued Expenses | $97,739 | $68,220 | ▼ $29,519 |
| Total Liabilities | $5,669,986 | $5,393,870 | ▼ $276,116 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,045,851 | $6,259,952 | ▲ $4,214,101 |
| Net Assets With Donor Restrictions | $7,422,572 | $3,155,205 | ▼ $4,267,367 |
| Total Net Assets Fund Balance | $9,468,423 | $9,415,157 | ▼ $53,266 |
| Total Liabilities and Net Assets / Fund Balance | $15,138,409 | $14,809,027 | ▼ $329,382 |
| Name | Title | Full / Part Time | Other | Total |
|---|---|---|---|---|
| Kathy Berg | Fiscal Direc | PT | $166,255 | $166,255 |
| Name | Title |
|---|---|
| Marcia Dorwin | President |
| Fatimah Mimrah | Board Member |
| Kimberly Curry | Board Member |
| Latrice Williams | Board Member |
| Mike Brunett | Board Member |
| Mike Ekins | Board Member |
| Sally Pritchard | Board Member |
| Kathy Berg | Fiscal Director |
| Julie Honekamp | CEO |
| Lacrecia Hill | Secretary/tr |
| Nancy Isserlis | Vice Preside |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $795,675 |
| Other Expenses | $442,989 |
| Grants and Similar Amounts Paid | $72,972 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $618,562 | - | - | $618,562 |
| All Other Expenses | $211,283 | $3,446 | - | $214,729 |
| Interest | $121,411 | - | - | $121,411 |
| Other Employee Benefits | $92,579 | - | - | $92,579 |
| Grants to Domestic Individuals | $72,972 | - | - | $72,972 |
| Payroll Taxes | $54,003 | - | - | $54,003 |
| Fees for Services Other | $51,284 | - | - | $51,284 |
| Occupancy | $43,101 | - | - | $43,101 |
| Pension Plan Contributions | $30,531 | - | - | $30,531 |
| Insurance | $5,036 | - | - | $5,036 |
| Office Expenses | $4,262 | - | - | $4,262 |
| Travel | $2,386 | - | - | $2,386 |
| Other Expenses | $780 | - | - | $780 |
| Total Functional Expenses | $1,308,190 | $3,446 | $0 | $1,311,636 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Revolving Loan Funds Payable | $4,526,285 |
“Spokane neighborhood action partners (snap) is the sole member of snap financial access (sfa).”
“Snap elects the board of directors. The executive committee nominates candidates for board vacancies, and snap votes on the slate; however, snap may, in its discretion, elect any qualified individual, including an ex officio director who serves by virtue of being snaps president.”
“A copy of the form 990 and all attachments is provided to the organiation's governing board, fiscal director, and ceo who review the form, schedules and related attachments. Approval is documented in the board minutes. Any comments or questions are addressed with the preparer. Once the reviewers are satisfied with the form 990, an authorized signer signs the form 8879- te, authorizing the preparer to e-file the return.”
“The board of directors is reminded verbally and in writing at each meeting to declare any conflicts of interest. Each director signs a conflict of interest questionnaire annually and has recently signed a form requiring this disclosure. Any possible conflict of interest on the part of a director shall be disclosed to the board. When any such interest becomes a matter of board action, the director shall not vote or use personal influence on the matter and shall not be counted in the quorum for a meeting at which board action is to be taken on the interest. The director may, however, briefly state a position on the matter and answer pertinent questions of board members. The minutes of all actions taken on such matters shall clearly reflect that these requirements have been met.”
“The filing organization does not have any paid employees. The ceo and fiscal director are paid by a related organization, which uses the following process to determine compensation: the board completes a review of the ceo's performance and adjusts compensation at the same time. The board is provided a report from payscale.com as well as other reports (990's) for our area and base their decision on these various reports as well as the ceo's performance. The ceo's salary was last reviewed during 2023 and was approved in january of 2024.”
“See form 990, part vi, line 15a.”
“Governing documents, conflict of interest policy and financial statements are available upon request.”
“Form 990, part v, line 2a: all forms w-2 and forms 941 are issued by spokane neighborhood action partners, a related party, under the ein of spokane neighborhood action partners.”
“Miscellaneous expense 211,283 3,446 0”
“Snap financial access (sfa) is a washington nonprofit corporation that was incorporated in 2005 under the name neighborhood assets. It later changed its name to snap financial access. Sfa was incorporated for the purpose of becoming a community development financial institution (cdfi), with the goal of increasing the availability of housing and economic opportunity for low-income people by providing training, counseling, and capital. Sfa received its cdfi certification from the department of treasury, and is recognized by the internal revenue service (irs) as a 501(c(3) organization. Snap is the sole member of sfa. Snap adopted the provisions of fasb asc 740, accounting for uncertainty in income taxes, on january 1, 2009. As of december 31, 2024 and 2023, there are no tax positions for which the deductibility is certain but for which there is uncertainty regarding the timing of such deductibility.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 97739 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 68220 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO WORK FOR LOW INCOME AND VULNERABLE PEOPLE BY PROVIDING FINANCIAL SERVICES AND ECONOMIC OPPORTUNITIES IN A MANNER WHICH ENHANCES DIGNITY. |
| IRS990/AllOtherContributionsAmt | 0 | 88478 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 3446 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 211283 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 214729 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JUSTIN BALDWIN BONNEY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5094567627 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3102 W WHISTALKS WAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPOKANE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 99224 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 5871866 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 5251429 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | true |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 692389 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 72972 |
| IRS990/CYInvestmentIncomeAmt | 0 | 548414 |
| IRS990/CYOtherExpensesAmt | 0 | 442989 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 17567 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -53266 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 795675 |
| IRS990/CYTotalExpensesAmt | 0 | 1311636 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1258370 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 1001957 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 799365 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | SNAP FINANCIAL ACCESS ASSISTED LOW AND MODERATE INCOME INDIVIDUALS AND FAMILIES TO INCREASE SELF SUFFICIENCY THROUGH ECONOMIC OPPORTUNITIES THAT PROMOTE FINANCIAL INDEPENDENCE. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 7422572 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 3155205 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 1308190 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 51284 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 51284 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 32.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 32.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 8.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 8.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 48343 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 30107 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JULIE HONEKAMP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATHY BERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARCIA DORWIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | NANCY ISSERLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LACRECIA HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SALLY PRITCHARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LATRICE WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | FATIMAH MIMRAH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE EKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MIKE BRUNETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KIMBERLY CURRY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 214735 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 136148 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | FISCAL DIREC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 2005 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GovernmentGrantsAmt | 0 | 603911 |
| IRS990/GrantAmt | 0 | 72972 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 72972 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 72972 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1258370 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 5036 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 5036 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 121411 |
| IRS990/InterestGrp/TotalAmt | 0 | 121411 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 548414 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 548414 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | WA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO WORK FOR LOW INCOME AND VULNERABLE PEOPLE BY PROVIDING FINANCIAL SERVICES AND ECONOMIC OPPORTUNITIES IN A MANNER WHICH ENHANCES DIGNITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9468423 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9415157 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2045851 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 6259952 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 43101 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 43101 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 4262 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 4262 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 92579 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 92579 |
| IRS990/OtherExpensesGrp/Desc | 0 | TRAINING & DUES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 780 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 780 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4570290 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 4526285 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 618562 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 618562 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8510925 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8659761 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 54003 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 54003 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 30531 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 30531 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 214253 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 241568 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | JULIE HONEKAMP |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 541900 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN PROGRAM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | CLIENT FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13887 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3680 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 13887 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3680 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 1143373 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 788165 |
| IRS990/PYInvestmentIncomeAmt | 0 | 530748 |
| IRS990/PYOtherExpensesAmt | 0 | 469173 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1621867 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1176063 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 862587 |
| IRS990/PYTotalExpensesAmt | 0 | 2119925 |
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| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | SNAP FINANCIAL ACCESS (SFA) IS A WASHINGTON NONPROFIT CORPORATION THAT WAS INCORPORATED IN 2005 UNDER THE NAME NEIGHBORHOOD ASSETS. IT LATER CHANGED ITS NAME TO SNAP FINANCIAL ACCESS. SFA WAS INCORPORATED FOR THE PURPOSE OF BECOMING A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), WITH THE GOAL OF INCREASING THE AVAILABILITY OF HOUSING AND ECONOMIC OPPORTUNITY FOR LOW-INCOME PEOPLE BY PROVIDING TRAINING, COUNSELING, AND CAPITAL. SFA RECEIVED ITS CDFI CERTIFICATION FROM THE DEPARTMENT OF TREASURY, AND IS RECOGNIZED BY THE INTERNAL REVENUE SERVICE (IRS) AS A 501(C(3) ORGANIZATION. SNAP IS THE SOLE MEMBER OF SFA. SNAP ADOPTED THE PROVISIONS OF FASB ASC 740, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, ON JANUARY 1, 2009. AS OF DECEMBER 31, 2024 AND 2023, THERE ARE NO TAX POSITIONS FOR WHICH THE DEDUCTIBILITY IS CERTAIN BUT FOR WHICH THERE IS UNCERTAINTY REGARDING THE TIMING OF SUCH DEDUCTIBILITY. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
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| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | WE HAVE PROCEDURES IN PLACE, WHICH USE CONTRACTUAL REQUIREMENTS, FOR THE INTAKE AND CERTIFICATION PROCESS FOR DETERMINING CLIENT ELIGIBILITY. FISCAL AND PROGRAM PERSONAL MONITOR PAYMENTS TO ENSURE THEY ARE IN LINE WITH CONTRACTUAL REQUIREMENTS AND BUDGETS. |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE I, PAGE 4, PART IV |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | FISCAL DIRECTOR |
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| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | COMPENSATION IS PAID BY A RELATED ORGANIZATION. SEE SCHEDULE O DISCLOSURE REGARDING FORM 990, PART VI, LINE 15A FOR MORE INFORMATION. |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | FORM 990, PART V, LINE 2A: ALL FORMS W-2 AND FORMS 941 ARE ISSUED BY SPOKANE NEIGHBORHOOD ACTION PARTNERS, A RELATED PARTY, UNDER THE EIN OF SPOKANE NEIGHBORHOOD ACTION PARTNERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | SPOKANE NEIGHBORHOOD ACTION PARTNERS (SNAP) IS THE SOLE MEMBER OF SNAP FINANCIAL ACCESS (SFA). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SNAP ELECTS THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE NOMINATES CANDIDATES FOR BOARD VACANCIES, AND SNAP VOTES ON THE SLATE; HOWEVER, SNAP MAY, IN ITS DISCRETION, ELECT ANY QUALIFIED INDIVIDUAL, INCLUDING AN EX OFFICIO DIRECTOR WHO SERVES BY VIRTUE OF BEING SNAPS PRESIDENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE FORM 990 AND ALL ATTACHMENTS IS PROVIDED TO THE ORGANIATION'S GOVERNING BOARD, FISCAL DIRECTOR, AND CEO WHO REVIEW THE FORM, SCHEDULES AND RELATED ATTACHMENTS. APPROVAL IS DOCUMENTED IN THE BOARD MINUTES. ANY COMMENTS OR QUESTIONS ARE ADDRESSED WITH THE PREPARER. ONCE THE REVIEWERS ARE SATISFIED WITH THE FORM 990, AN AUTHORIZED SIGNER SIGNS THE FORM 8879- TE, AUTHORIZING THE PREPARER TO E-FILE THE RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS REMINDED VERBALLY AND IN WRITING AT EACH MEETING TO DECLARE ANY CONFLICTS OF INTEREST. EACH DIRECTOR SIGNS A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY AND HAS RECENTLY SIGNED A FORM REQUIRING THIS DISCLOSURE. ANY POSSIBLE CONFLICT OF INTEREST ON THE PART OF A DIRECTOR SHALL BE DISCLOSED TO THE BOARD. WHEN ANY SUCH INTEREST BECOMES A MATTER OF BOARD ACTION, THE DIRECTOR SHALL NOT VOTE OR USE PERSONAL INFLUENCE ON THE MATTER AND SHALL NOT BE COUNTED IN THE QUORUM FOR A MEETING AT WHICH BOARD ACTION IS TO BE TAKEN ON THE INTEREST. THE DIRECTOR MAY, HOWEVER, BRIEFLY STATE A POSITION ON THE MATTER AND ANSWER PERTINENT QUESTIONS OF BOARD MEMBERS. THE MINUTES OF ALL ACTIONS TAKEN ON SUCH MATTERS SHALL CLEARLY REFLECT THAT THESE REQUIREMENTS HAVE BEEN MET. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FILING ORGANIZATION DOES NOT HAVE ANY PAID EMPLOYEES. THE CEO AND FISCAL DIRECTOR ARE PAID BY A RELATED ORGANIZATION, WHICH USES THE FOLLOWING PROCESS TO DETERMINE COMPENSATION: THE BOARD COMPLETES A REVIEW OF THE CEO'S PERFORMANCE AND ADJUSTS COMPENSATION AT THE SAME TIME. THE BOARD IS PROVIDED A REPORT FROM PAYSCALE.COM AS WELL AS OTHER REPORTS (990'S) FOR OUR AREA AND BASE THEIR DECISION ON THESE VARIOUS REPORTS AS WELL AS THE CEO'S PERFORMANCE. THE CEO'S SALARY WAS LAST REVIEWED DURING 2023 AND WAS APPROVED IN JANUARY OF 2024. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | SEE FORM 990, PART VI, LINE 15A. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MISCELLANEOUS EXPENSE 211,283 3,446 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART V |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART IX, LINE 24E |
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| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt | 0 | 3102 W WHISTALKS WAY |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm | 0 | SPOKANE |
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| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd | 0 | 99224 |
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Displayed year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
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