Civic Intelligence

Insurance Consumer Affairs Exchange

990EZ • Fiscal year 2016 • EIN 37-1148101

Jun 01, 2015 to May 31, 2016 • Filed on Oct 05, 2016

Organization Profilewww.icae.com
PO Box 746Lake Zurich, IL 60047

(847) 991-8454

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2016

Net Margin

82nd percentile

18%

Higher net margin than 82% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

87th percentile

38%

Faster asset growth than 87% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

91st percentile

44%

Faster revenue growth than 91% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$63,713

Up $17,669 (+38%) from 2015

Net Assets

Up

$63,713

Up $17,669 (+38%) from 2015

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin82nd percentile

Revenue

Up

$97,337

Up $29,681 (+44%) from 2015

Expenses

Down

$79,668

Down $4,971 (-5.9%) from 2015

Net Income

Up

$17,669

Up $34,652 (+204%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2012: $65,051Net Assets 2012: $65,0512012Assets 2013: $65,069Net Assets 2013: $65,0692013Assets 2015: $46,044Net Assets 2015: $46,0442015Assets 2016: $63,713Net Assets 2016: $63,7132016Assets 2017: $54,838Net Assets 2017: $54,8382017Assets 2018: $70,196Net Assets 2018: $70,1962018Assets 2019: $86,473Net Assets 2019: $86,4732019Assets 2020: $98,369Net Assets 2020: $98,3692020Assets 2021: $91,927Net Assets 2021: $91,9272021Assets 2023: $103,968Net Assets 2023: $103,9682023Assets 2025: $143,218Liabilities 2025: $0Net Assets 2025: $143,2182025

Highlighted filing

2016

Assets$63,713
Liabilities-
Net Assets$63,713
Open 2016 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $79,905Expenses 2012: $72,716Net Income 2012: $7,1892012Revenue 2013: $77,016Expenses 2013: $76,998Net Income 2013: $182013Revenue 2015: $67,656Expenses 2015: $84,639Net Income 2015: -$16,9832015Revenue 2016: $97,337Expenses 2016: $79,668Net Income 2016: $17,6692016Revenue 2017: $91,251Expenses 2017: $100,126Net Income 2017: -$8,8752017Revenue 2018: $89,849Expenses 2018: $74,491Net Income 2018: $15,3582018Revenue 2019: $108,016Expenses 2019: $91,739Net Income 2019: $16,2772019Revenue 2020: $91,358Expenses 2020: $79,462Net Income 2020: $11,8962020Revenue 2021: $34,696Expenses 2021: $41,138Net Income 2021: -$6,4422021Revenue 2023: $81,704Expenses 2023: $79,640Net Income 2023: $2,0642023Revenue 2025: $95,567Expenses 2025: $72,684Net Income 2025: $22,8832025

Highlighted filing

2016

Revenue$97,337
Expenses$79,668
Net Income$17,669
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jun 1, 2015 to May 31, 2016
Signed
Oct 5, 2016
Return Version
2015v2.1
Gross Receipts
$97,337
Mission and Program Overview

Mission

Insurance Consumer Representative Education.

Program Services

DescriptionGrantsExpenses
Insurance Industry Professionals are better able to carry out their duties due to education received at annual conferences, which allows professionals to discuss consumer related issues.-$79,668
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KENDRA FRANKLINPresident-$0--
JOAN OLSENVice President-$0--
KRISTI COLBERTSecretary-$0--
ERICA HIEMSTRATreasurer-$0--
SUSAN HATFIELDDirector-$0--
DIANA OLSONDirector-$0--
CAROL CROSSONDirector-$0--
GAIL CLEARYDirector-$0--
ADAM STANHOPEDirector-$0--
DENISE SAILERDirector-$0--
JACQUELINE SMILEYDirector-$0--
KRISTA YOUNGDirector-$0--
Filing and Contact Details

Filer

Filer Name
Insurance Consumer Affairs Exchange
EIN
37-1148101
Phone
8479918454
Address
PO Box 746, Lake Zurich, IL 60047

Signing Officer

Name
Krista Young
Title
Director
Phone
8479918454
Signed
2016-10-05
Discuss with paid preparer
Yes

Preparer

Firm
Gerard J Cole
Address
96 Nichols St, Norwood, MA 02062-2122
Preparer
Gerard J Cole
Phone
7812546512
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Conference Expenses 44525.”

Form 990EZ, Part I, Line 16

“Website Expenses 3064.”

Form 990EZ, Part I, Line 16

“Miscellaneous Expenses 1122.”

Raw XML Appendix141 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Palatine
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd060067
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt046044
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt063713
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IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt017669
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt024357
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt046044
IRS990EZ/Form990TotalAssetsGrp/EOYAmt063713
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
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IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt019500
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt046044
IRS990EZ/NetAssetsOrFundBalancesEOYAmt063713
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt046044
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt063713
IRS990EZ/OccupancyRentUtltsAndMaintAmt0470
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt83.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt93.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt103.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt113.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KENDRA FRANKLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOAN OLSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KRISTI COLBERT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ERICA HIEMSTRA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUSAN HATFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DIANA OLSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CAROL CROSSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7GAIL CLEARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8ADAM STANHOPE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DENISE SAILER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JACQUELINE SMILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11KRISTA YOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt048711
IRS990EZ/PrimaryExemptPurposeTxt0Insurance Consumer Representative Education.
IRS990EZ/PrintingPublicationsPostageAmt06130
IRS990EZ/ProgramServiceRevenueAmt077831
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Insurance Industry Professionals are better able to carry out their duties due to education received at annual conferences, which allows professionals to discuss consumer related issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt079668
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt079668
IRS990EZ/TotalProgramServiceExpensesAmt079668
IRS990EZ/TotalRevenueAmt097337
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.icae.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Conference Expenses 44525.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Website Expenses 3064.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Miscellaneous Expenses 1122.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTA YOUNG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08479918454
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-10-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Insurance Consumer Affairs Exchange
ReturnHeader/Filer/BusinessNameControlTxt0INSU
ReturnHeader/Filer/EIN0371148101
ReturnHeader/Filer/PhoneNum08479918454
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 746
ReturnHeader/Filer/USAddress/CityNm0Lake Zurich
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060047
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gerard J Cole
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt096 Nichols St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Norwood
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0020622122
ReturnHeader/PreparerPersonGrp/PhoneNum07812546512
ReturnHeader/PreparerPersonGrp/PreparationDt02016-10-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERARD J COLE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-10-05T17:57:11-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-06-01
ReturnHeader/TaxPeriodEndDt02016-05-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,713
Liabilities
-
Net assets
$63,713
Revenue
$97,337
Expenses
$79,668
Net income
$17,669
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.96$0.73$0.23
2023Detailed filing. Detailed filing data is available for this year.$1.04$1.04$0.82$0.80$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.92$0.35$0.41$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.98$0.91$0.79$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.86$0.86$1.08$0.92$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.70$0.90$0.74$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.55$0.91$1.00$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.64$0.64$0.97$0.80$0.18
2015Detailed filing. Detailed filing data is available for this year.$0.46$0.46$0.68$0.85$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.77$0.77$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.80$0.73$0.07