Civic Intelligence

Insurance Consumer Affairs Exchange

EIN 37-1148101 • 501(c)6 • New Hyde Park, NY

Profile

Insurance Consumer Representative Education.

PO Box 892New Hyde Park, NY 11040

icae.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

84th percentile

24%

Higher net margin than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

79th percentile

19%

Faster asset growth than 79% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

42nd percentile

-5.3%

Faster revenue growth than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$143,218

Up $39,250 (+38%) from 2023

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Up

$143,218

Up $39,250 (+38%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin84th percentile

Revenue

Up

$95,567

Up $13,863 (+17%) from 2023

Expenses

Down

$72,684

Down $6,956 (-8.7%) from 2023

Net Income

Up

$22,883

Up $20,819 (+1009%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $65,051Net Assets 2012: $65,0512012Assets 2013: $65,069Net Assets 2013: $65,0692013Assets 2015: $46,044Net Assets 2015: $46,0442015Assets 2016: $63,713Net Assets 2016: $63,7132016Assets 2017: $54,838Net Assets 2017: $54,8382017Assets 2018: $70,196Net Assets 2018: $70,1962018Assets 2019: $86,473Net Assets 2019: $86,4732019Assets 2020: $98,369Net Assets 2020: $98,3692020Assets 2021: $91,927Net Assets 2021: $91,9272021Assets 2023: $103,968Net Assets 2023: $103,9682023Assets 2025: $143,218Liabilities 2025: $0Net Assets 2025: $143,2182025

Highlighted filing

2025

Assets$143,218
Liabilities$0
Net Assets$143,218
Open 2025 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $79,905Expenses 2012: $72,716Net Income 2012: $7,1892012Revenue 2013: $77,016Expenses 2013: $76,998Net Income 2013: $182013Revenue 2015: $67,656Expenses 2015: $84,639Net Income 2015: -$16,9832015Revenue 2016: $97,337Expenses 2016: $79,668Net Income 2016: $17,6692016Revenue 2017: $91,251Expenses 2017: $100,126Net Income 2017: -$8,8752017Revenue 2018: $89,849Expenses 2018: $74,491Net Income 2018: $15,3582018Revenue 2019: $108,016Expenses 2019: $91,739Net Income 2019: $16,2772019Revenue 2020: $91,358Expenses 2020: $79,462Net Income 2020: $11,8962020Revenue 2021: $34,696Expenses 2021: $41,138Net Income 2021: -$6,4422021Revenue 2023: $81,704Expenses 2023: $79,640Net Income 2023: $2,0642023Revenue 2025: $95,567Expenses 2025: $72,684Net Income 2025: $22,8832025

Highlighted filing

2025

Revenue$95,567
Expenses$72,684
Net Income$22,883
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$143,218
Liabilities
$0
Net assets
$143,218
Revenue
$95,567
Expenses
$72,684
Net income
$22,883
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.96$0.73$0.23
2023Detailed filing. Detailed filing data is available for this year.$1.04$1.04$0.82$0.80$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.92$0.35$0.41$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.98$0.91$0.79$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.86$0.86$1.08$0.92$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.70$0.90$0.74$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.55$0.91$1.00$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.64$0.64$0.97$0.80$0.18
2015Detailed filing. Detailed filing data is available for this year.$0.46$0.46$0.68$0.85$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.77$0.77$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.80$0.73$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jun 1, 2024 to May 31, 2025
Signed
Aug 29, 2025
Return Version
2024v5.2
Gross Receipts
$95,567
Mission and Program Overview

Mission

Insurance Consumer Representative Education.

Program Services

DescriptionGrantsExpenses
Insurance industry Professionals are better able to carry out their duties due to education received at annual conferences, focused on consumer related issues.-$69,663
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KRISTI COLBERTPresidentPT$0--
JACKIE SMILEYVice PresidentPT$0--
BECCA DONEGANSecretaryPT$0--
JIM MCNALLYTreasurerPT$0--
JOAN OLSENPast President-$0--
SUSAN HATFIELDPast President-$0--
RACHELLE MALONEDirector-$0--
GAIL CLEARYDirector-$0--
ADAM STANHOPEDirector-$0--
SHAUN JOHNSONDirector-$0--
KRISTA YOUNGDirector-$0--
Governance and Compliance

Governance Explanations

Part VI Line 50

“None”

Part VI Line 51

“None”

Filing and Contact Details

Filer

Filer Name
Insurance Consumer Affairs Exchange
EIN
37-1148101
In Care Of
% Kristi Colbert
Phone
8479918454
Address
PO Box 892, New Hyde Park, NY 11040

Signing Officer

Name
Kristi Colbert
Title
President
Phone
5164399804
Signed
2025-08-29
Discuss with paid preparer
Yes

Preparer

Preparer
Gerard J Cole
Phone
7812546512
Supplemental Narrative

Additional Explanations

Part I Line 16

“Information technology $2790.00”

Part I Line 16

“Insurance $164.00”

Part I Line 16

“Exchange Expenses-Hershey $121.00”

Part I Line 16

“Exchange Exp-Gatlinburg $31358.00”

Part I Line 16

“Exchange Exp-Boise $16315.00”

Part I Line 16

“Amex Annual Fee $150.00”

Part I Line 16

“Bank Fees $39.00”

Part I Line 16

“Director Expenses $592.00”

Part I Line 16

“ICAE Phone Service $517.00”

Part I Line 16

“IL Annual Filinig Fee $14.00”

Part I Line 16

“Postage & P.O. Box Rental $267.00”

Part I Line 16

“Speaker Exp-Gatlinburg $465.00”

Part I Line 16

“Honorarium-Gatlinburg $1088.00”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RICHARD MCGEE EXECUTIVE DIRECTOR
IRS990EZ/BooksInCareOfDetail/PhoneNum08479918454
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 892
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0New Hyde Park
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011040
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0120335
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0143218
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt022883
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt018804
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0120335
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0143218
IRS990EZ/GrossReceiptsAmt095567
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InvestmentIncomeAmt07
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt013915
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0120335
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0143218
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0120335
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0143218
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt63.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt73.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt83.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt93.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt103.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KRISTI COLBERT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JACKIE SMILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BECCA DONEGAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JIM MCNALLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JOAN OLSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SUSAN HATFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RACHELLE MALONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7GAIL CLEARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8ADAM STANHOPE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9SHAUN JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10KRISTA YOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt053880
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Insurance Consumer Representative Education.
IRS990EZ/ProgramServiceRevenueAmt081645
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Insurance industry Professionals are better able to carry out their duties due to education received at annual conferences, focused on consumer related issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt069663
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt072684
IRS990EZ/TotalProgramServiceExpensesAmt069663
IRS990EZ/TotalRevenueAmt095567
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0icae.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Information technology $2790.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance $164.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Exchange Expenses-Hershey $121.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Exchange Exp-Gatlinburg $31358.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Exchange Exp-Boise $16315.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Amex Annual Fee $150.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Bank Fees $39.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Director Expenses $592.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ICAE Phone Service $517.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9IL Annual Filinig Fee $14.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Postage & P.O. Box Rental $267.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Speaker Exp-Gatlinburg $465.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Honorarium-Gatlinburg $1088.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13None
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14None
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part VI Line 50
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Part VI Line 51
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTI COLBERT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum05164399804
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Insurance Consumer Affairs Exchange
ReturnHeader/Filer/BusinessNameControlTxt0INSU
ReturnHeader/Filer/EIN0371148101
ReturnHeader/Filer/InCareOfNm0% Kristi Colbert
ReturnHeader/Filer/PhoneNum08479918454
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 892
ReturnHeader/Filer/USAddress/CityNm0New Hyde Park
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd011040
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerPersonGrp/PhoneNum07812546512
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERARD J COLE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-29T10:51:46-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-06-01
ReturnHeader/TaxPeriodEndDt02025-05-31
ReturnHeader/TaxYr02024

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