Civic Intelligence

Insurance Consumer Affairs Exchange

990EZ • Fiscal year 2015 • EIN 37-1148101

Jun 01, 2014 to May 31, 2015 • Filed on Sep 25, 2015

Organization Profilewww.icae.com
PO Box 746Lake Zurich, IL 60047

(847) 991-8454

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2015

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2015

Net Margin

10th percentile

-25%

Higher net margin than 10% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

12th percentile

-27%

Faster asset growth than 12% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

24th percentile

-12%

Faster revenue growth than 24% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$46,044

Down $19,025 (-29%) from 2013

Net Assets

Down

$46,044

Down $19,025 (-29%) from 2013

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin10th percentile

Revenue

Down

$67,656

Down $9,360 (-12%) from 2013

Expenses

Up

$84,639

Up $7,641 (+9.9%) from 2013

Net Income

Down

-$16,983

Down $17,001 (-94450%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2012: $65,051Net Assets 2012: $65,0512012Assets 2013: $65,069Net Assets 2013: $65,0692013Assets 2015: $46,044Net Assets 2015: $46,0442015Assets 2016: $63,713Net Assets 2016: $63,7132016Assets 2017: $54,838Net Assets 2017: $54,8382017Assets 2018: $70,196Net Assets 2018: $70,1962018Assets 2019: $86,473Net Assets 2019: $86,4732019Assets 2020: $98,369Net Assets 2020: $98,3692020Assets 2021: $91,927Net Assets 2021: $91,9272021Assets 2023: $103,968Net Assets 2023: $103,9682023Assets 2025: $143,218Liabilities 2025: $0Net Assets 2025: $143,2182025

Highlighted filing

2015

Assets$46,044
Liabilities-
Net Assets$46,044
Open 2015 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $79,905Expenses 2012: $72,716Net Income 2012: $7,1892012Revenue 2013: $77,016Expenses 2013: $76,998Net Income 2013: $182013Revenue 2015: $67,656Expenses 2015: $84,639Net Income 2015: -$16,9832015Revenue 2016: $97,337Expenses 2016: $79,668Net Income 2016: $17,6692016Revenue 2017: $91,251Expenses 2017: $100,126Net Income 2017: -$8,8752017Revenue 2018: $89,849Expenses 2018: $74,491Net Income 2018: $15,3582018Revenue 2019: $108,016Expenses 2019: $91,739Net Income 2019: $16,2772019Revenue 2020: $91,358Expenses 2020: $79,462Net Income 2020: $11,8962020Revenue 2021: $34,696Expenses 2021: $41,138Net Income 2021: -$6,4422021Revenue 2023: $81,704Expenses 2023: $79,640Net Income 2023: $2,0642023Revenue 2025: $95,567Expenses 2025: $72,684Net Income 2025: $22,8832025

Highlighted filing

2015

Revenue$67,656
Expenses$84,639
Net Income-$16,983
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jun 1, 2014 to May 31, 2015
Signed
Sep 25, 2015
Return Version
2014v5.0
Gross Receipts
$67,656
Mission and Program Overview

Mission

Insurance Consumer Representative Education.

Program Services

DescriptionGrantsExpenses
Insurance Industry Professionals are better able to carry out their duties due to education received at annual conferences, which allows professionals to discuss consumer related issues.-$84,639
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KENDRA FRANKLINPresident-$0--
JOAN OLSENVice President-$0--
KRISTI COLBERTSecretary-$0--
ERICA HIEMSTRATreasurer-$0--
SUSAN HATFIELDDirector-$0--
DIANA OLSONDirector-$0--
CAROL CROSSONDirector-$0--
GAIL CLEARYDirector-$0--
ADAM STANHOPEDirector-$0--
DENISE SAILERDirector-$0--
JACQUELINE SMILEYDirector-$0--
KRISTA YOUNGDirector-$0--
Filing and Contact Details

Filer

Filer Name
Insurance Consumer Affairs Exchange
EIN
37-1148101
Phone
8479918454
Address
PO Box 746, Lake Zurich, IL 60047

Signing Officer

Name
Krista Young
Title
Director
Phone
8479918454
Signed
2015-09-25
Discuss with paid preparer
Yes

Preparer

Firm
Gerard J Cole
Address
96 Nichols St, Norwood, MA 02062-2122
Preparer
Gerard J Cole
Phone
7812546512
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Conference expenses 55797. Website expenses 2559. Miscellaneous expenses 972.”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Palatine
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd060067
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt063027
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046044
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-16983
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt019775
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt046044
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
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IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt022100
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt046044
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt63.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt73.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt83.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt93.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt103.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt113.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KENDRA FRANKLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOAN OLSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KRISTI COLBERT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ERICA HIEMSTRA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUSAN HATFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DIANA OLSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CAROL CROSSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7GAIL CLEARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8ADAM STANHOPE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DENISE SAILER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JACQUELINE SMILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11KRISTA YOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt059328
IRS990EZ/PrimaryExemptPurposeTxt0Insurance Consumer Representative Education.
IRS990EZ/PrintingPublicationsPostageAmt05536
IRS990EZ/ProgramServiceRevenueAmt045550
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Insurance Industry Professionals are better able to carry out their duties due to education received at annual conferences, which allows professionals to discuss consumer related issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt084639
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt084639
IRS990EZ/TotalProgramServiceExpensesAmt084639
IRS990EZ/TotalRevenueAmt067656
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.icae.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONFERENCE EXPENSES 55797. WEBSITE EXPENSES 2559. MISCELLANEOUS EXPENSES 972.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTA YOUNG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08479918454
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-09-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Insurance Consumer Affairs Exchange
ReturnHeader/Filer/BusinessNameControlTxt0INSU
ReturnHeader/Filer/EIN0371148101
ReturnHeader/Filer/PhoneNum08479918454
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 746
ReturnHeader/Filer/USAddress/CityNm0Lake Zurich
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060047
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gerard J Cole
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt096 Nichols St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Norwood
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0020622122
ReturnHeader/PreparerPersonGrp/PhoneNum07812546512
ReturnHeader/PreparerPersonGrp/PreparationDt02015-09-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERARD J COLE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-09-28T11:07:46-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-06-01
ReturnHeader/TaxPeriodEndDt02015-05-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,044
Liabilities
-
Net assets
$46,044
Revenue
$67,656
Expenses
$84,639
Net income
-$16,983
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.96$0.73$0.23
2023Detailed filing. Detailed filing data is available for this year.$1.04$1.04$0.82$0.80$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.92$0.35$0.41$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.98$0.91$0.79$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.86$0.86$1.08$0.92$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.70$0.90$0.74$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.55$0.91$1.00$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.64$0.64$0.97$0.80$0.18
2015Detailed filing. Detailed filing data is available for this year.$0.46$0.46$0.68$0.85$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.77$0.77$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.65$0.80$0.73$0.07
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits