Civic Intelligence

MID-Illini Credit Union

990 • Fiscal year 2012 • EIN 37-0904387

Jan 01, 2012 to Dec 31, 2012 • Filed on May 08, 2013

PO Box 126661702
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

0.93x

Higher debt load relative to assets than 96% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

52nd percentile

4.2%

Faster asset growth than 52% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$46,619,508

Up $1,861,130 (+4.2%) from 2011

Net Assets

Up

$3,385,776

Up $306,783 (+10.0%) from 2011

Liabilities

Up

$43,233,732

Up $1,554,347 (+3.7%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$3,169,511

Up $195,535 (+6.6%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $41,938,078Liabilities 2010: $38,819,924Net Assets 2010: $3,118,1542010Assets 2011: $44,758,378Liabilities 2011: $41,679,385Net Assets 2011: $3,078,9932011Assets 2012: $46,619,508Liabilities 2012: $43,233,732Net Assets 2012: $3,385,7762012Assets 2013: $47,630,031Liabilities 2013: $44,215,974Net Assets 2013: $3,414,0572013Assets 2014: $46,627,480Liabilities 2014: $42,993,679Net Assets 2014: $3,633,8012014Assets 2015: $50,552,600Liabilities 2015: $46,688,237Net Assets 2015: $3,864,3632015Assets 2016: $52,866,511Liabilities 2016: $48,731,452Net Assets 2016: $4,135,0592016Assets 2017: $56,794,757Liabilities 2017: $52,487,599Net Assets 2017: $4,307,1582017Assets 2018: $61,223,477Liabilities 2018: $56,833,111Net Assets 2018: $4,390,3662018Assets 2019: $60,752,426Liabilities 2019: $56,265,665Net Assets 2019: $4,486,7612019Assets 2020: $70,433,887Liabilities 2020: $65,624,719Net Assets 2020: $4,809,1682020Assets 2021: $74,172,804Liabilities 2021: $68,698,394Net Assets 2021: $5,474,4102021Assets 2022: $80,425,234Liabilities 2022: $74,539,114Net Assets 2022: $5,886,1202022

Highlighted filing

2012

Assets$46,619,508
Liabilities$43,233,732
Net Assets$3,385,776

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,670,3182010Expenses 2011: $2,973,9762011Expenses 2012: $3,169,5112012Revenue 2013: $3,372,485Expenses 2013: $3,344,204Net Income 2013: $28,2812013Revenue 2014: $3,172,452Expenses 2014: $2,952,708Net Income 2014: $219,7442014Revenue 2015: $3,387,764Expenses 2015: $3,157,202Net Income 2015: $230,5622015Revenue 2016: $4,154,737Expenses 2016: $3,884,041Net Income 2016: $270,6962016Revenue 2017: $4,364,533Expenses 2017: $4,192,434Net Income 2017: $172,0992017Revenue 2018: $4,566,133Expenses 2018: $4,482,925Net Income 2018: $83,2082018Revenue 2019: $4,174,511Expenses 2019: $4,078,116Net Income 2019: $96,3952019Revenue 2020: $3,891,452Expenses 2020: $3,569,045Net Income 2020: $322,4072020Revenue 2021: $4,122,721Expenses 2021: $3,457,479Net Income 2021: $665,2422021Revenue 2022: $4,068,734Expenses 2022: $3,657,024Net Income 2022: $411,7102022

Highlighted filing

2012

Revenue-
Expenses$3,169,511
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 8, 2013
Return Version
2012v2.1
Gross Receipts
$3,476,294
Mission and Program Overview

Mission

The credit union provides security of savings and selected financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and capital growth within the association.

Filing and Contact Details

Filer

EIN
37-0904387
Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0REVENUE FOR PERIOD JULY 1, 2011 THROUGH DECEMBER 31, 2011. MOST RECENT AUDITED FINANCIAL STATEMENT WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2012
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation1REVENUE FOR PERIOD JULY 1, 2012 THROUGH DECEMBER 31, 2012. AUDITED FINANCIAL STATEMENTS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30,2012
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation2EXPENSE FOR PERIOD JULY 1, 2011 THROUGH DECEMBER 31, 2011. MOST RECENT AUDITED FINANCIAL STATEMENT WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2012
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation3REVENUE FOR PERIOD JULY 1, 2012 THROUGH DECEMBER 31, 2012. MOST RECENT AUDITED FINANCIAL STATEMENT WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2012
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IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier3PART XII, LINE 4B - OTHER ADJUSTMENTS:
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IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0COMPENSATION FOR MID-ILLINI'S PRESIDENT AND CEO ARE APPROVED BY THE BOARD ANNUALLY. PERIODICALLY THE BOARD USES ANNUAL SALARY SURVEYS TO COMPARE AND DETERMINE COMPENSATION. COMPENSATION FOR MID-ILLINI'S OFFICERS AND KEY EMPLOYEES ARE DETERMINED USING LIMITS APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT AWARDS COMPENSATION BASED ON MERIT AND ON AN ANNUAL SALARY SURVEY USED AS A REFERENCE.
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IRS990ScheduleO/GeneralExplanation/Explanation0MID-ILLINI HAS 7,524 MEMBERS AS OF 12/31/12. QUALIFICATIONS FOR MEMBERSHIP ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION. A $5.00 DEPOSIT IS REQUIRED TO GAIN AND MAINTAIN MEMBERSHIP
IRS990ScheduleO/GeneralExplanation/Explanation1MID-ILLINI'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation2MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED.
IRS990ScheduleO/GeneralExplanation/Explanation3FORM 990 IS INCLUDED IN THE BOARD OF DIRECTORS MONTHLY BOARD PACKET FOR THE BOARD OF DIRECTORS REVIEW.
IRS990ScheduleO/GeneralExplanation/Explanation4COMPENSATION FOR MID-ILLINI'S PRESIDENT AND CEO ARE APPROVED BY THE BOARD ANNUALLY. PERIODICALLY THE BOARD USES ANNUAL SALARY SURVEYS TO COMPARE AND DETERMINE COMPENSATION. COMPENSATION FOR MID-ILLINI'S OFFICERS AND KEY EMPLOYEES ARE DETERMINED USING LIMITS APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT AWARDS COMPENSATION BASED ON MERIT AND ON AN ANNUAL SALARY SURVEY USED AS A REFERENCE.
IRS990ScheduleO/GeneralExplanation/Explanation5GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND FORM 990 ARE AVAILABLE TO OUR MEMBERHSIP UPON REQUEST. FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERS AND THE GENERAL PUBLIC VIA THE NCUA'S WEB SITE.
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION C, LINE 19
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IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10TOM STEWART
IRS990/TheBooksAreInCareOf/TelephoneNumber03096611166
IRS990/TotalAssets/BOY044758378
IRS990/TotalAssetsBOY044758378
IRS990/TotalAssets/EOY046619508
IRS990/TotalAssetsEOY046619508
IRS990/TotalCompGT150K01
IRS990/TotalExpensesCurrentYear03169511
IRS990/TotalExpensesPriorYear02973976
IRS990/TotalFunctionalExpenses/Total03169511
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY041679385
IRS990/TotalLiabilitiesBOY041679385
IRS990/TotalLiabilities/EOY043233732
IRS990/TotalLiabilitiesEOY043233732
IRS990/TotalLiabNetAssetsFundBalances/BOY044758378
IRS990/TotalLiabNetAssetsFundBalances/EOY046619508
IRS990/TotalNbrEmployees029
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY03078993
IRS990/TotalNetAssetsFundBalances/EOY03385776
IRS990/TotalOtherCompensation089392
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceExpense03169511
IRS990/TotalProgramServiceRevenue03476294
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0254405
IRS990/TotalRevenueCurrentYear03476294
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear02934815
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome03476294
IRS990/TotalRevenue/TotalRevenueColumn03476294
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/Travel/Total017827
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0WWW.MIDILLINICU.COM
IRS990/WhistleblowerPolicy01
IRS990/YearFormation01940
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0370904387
ReturnHeader/Filer/Name/BusinessNameLine10MID-ILLINI CREDIT UNION
ReturnHeader/Filer/NameControl0MID-
ReturnHeader/Filer/Phone03096611166
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 1266
ReturnHeader/Filer/USAddress/City0BLOOMINGTON
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode061702
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-05-08
ReturnHeader/Officer/Name0TOM STEWART
ReturnHeader/Officer/Phone03096611166
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/PreparerFirm/EIN0362985770
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10SELDEN FOX LTD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10619 ENTERPRISE DRIVE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0OAK BROOK

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$80.4$74.5$5.89$4.07$3.66$0.41
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.2$68.7$5.47$4.12$3.46$0.67
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.4$65.6$4.81$3.89$3.57$0.32
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$56.3$4.49$4.17$4.08$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.2$56.8$4.39$4.57$4.48$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.8$52.5$4.31$4.36$4.19$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.9$48.7$4.14$4.15$3.88$0.27
2015Detailed filing. Detailed filing data is available for this year.$50.6$46.7$3.86$3.39$3.16$0.23
2014Detailed filing. Detailed filing data is available for this year.$46.6$43.0$3.63$3.17$2.95$0.22
2013Detailed filing. Detailed filing data is available for this year.$47.6$44.2$3.41$3.37$3.34$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.6$43.2$3.39$3.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.8$41.7$3.08$2.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.9$38.8$3.12$2.67
Peer Organizations

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