Civic Intelligence

MID-Illini Credit Union

EIN 37-0904387 • 501(c)14 • Bloomington, IL

View Organization Page

Profile

The credit union provides security of savings and selected financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and capital growth within the association.

PO Box 1266Bloomington, IL 61702

www.midillinicu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

36th percentile

14.70x

Higher debt load relative to revenue than 36% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Net Margin

42nd percentile

9.1%

Higher net margin than 42% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

75th percentile

$202,816

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Asset Growth

68th percentile

4.3%

Faster asset growth than 68% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Revenue Growth

23rd percentile

2.8%

Faster revenue growth than 23% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$80,425,234

Up $6,252,430 (+8.4%) from 2021

Liabilities

Up

$74,539,114

Up $5,840,720 (+8.5%) from 2021

Net Assets

Up

$5,886,120

Up $411,710 (+7.5%) from 2021

Operations
Liabilities / Revenue36th percentileNet Margin42nd percentile

Revenue

Down

$4,068,734

Down $53,987 (-1.3%) from 2021

Expenses

Up

$3,657,024

Up $199,545 (+5.8%) from 2021

Net Income

Down

$411,710

Down $253,532 (-38%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $41,938,078Liabilities 2010: $38,819,924Net Assets 2010: $3,118,1542010Assets 2011: $44,758,378Liabilities 2011: $41,679,385Net Assets 2011: $3,078,9932011Assets 2012: $46,619,508Liabilities 2012: $43,233,732Net Assets 2012: $3,385,7762012Assets 2013: $47,630,031Liabilities 2013: $44,215,974Net Assets 2013: $3,414,0572013Assets 2014: $46,627,480Liabilities 2014: $42,993,679Net Assets 2014: $3,633,8012014Assets 2015: $50,552,600Liabilities 2015: $46,688,237Net Assets 2015: $3,864,3632015Assets 2016: $52,866,511Liabilities 2016: $48,731,452Net Assets 2016: $4,135,0592016Assets 2017: $56,794,757Liabilities 2017: $52,487,599Net Assets 2017: $4,307,1582017Assets 2018: $61,223,477Liabilities 2018: $56,833,111Net Assets 2018: $4,390,3662018Assets 2019: $60,752,426Liabilities 2019: $56,265,665Net Assets 2019: $4,486,7612019Assets 2020: $70,433,887Liabilities 2020: $65,624,719Net Assets 2020: $4,809,1682020Assets 2021: $74,172,804Liabilities 2021: $68,698,394Net Assets 2021: $5,474,4102021Assets 2022: $80,425,234Liabilities 2022: $74,539,114Net Assets 2022: $5,886,1202022

Highlighted filing

2022

Assets$80,425,234
Liabilities$74,539,114
Net Assets$5,886,120
Open 2022 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,670,3182010Expenses 2011: $2,973,9762011Expenses 2012: $3,169,5112012Revenue 2013: $3,372,485Expenses 2013: $3,344,204Net Income 2013: $28,2812013Revenue 2014: $3,172,452Expenses 2014: $2,952,708Net Income 2014: $219,7442014Revenue 2015: $3,387,764Expenses 2015: $3,157,202Net Income 2015: $230,5622015Revenue 2016: $4,154,737Expenses 2016: $3,884,041Net Income 2016: $270,6962016Revenue 2017: $4,364,533Expenses 2017: $4,192,434Net Income 2017: $172,0992017Revenue 2018: $4,566,133Expenses 2018: $4,482,925Net Income 2018: $83,2082018Revenue 2019: $4,174,511Expenses 2019: $4,078,116Net Income 2019: $96,3952019Revenue 2020: $3,891,452Expenses 2020: $3,569,045Net Income 2020: $322,4072020Revenue 2021: $4,122,721Expenses 2021: $3,457,479Net Income 2021: $665,2422021Revenue 2022: $4,068,734Expenses 2022: $3,657,024Net Income 2022: $411,7102022

Highlighted filing

2022

Revenue$4,068,734
Expenses$3,657,024
Net Income$411,710
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$80,425,234
Liabilities
$74,539,114
Net assets
$5,886,120
Revenue
$4,068,734
Expenses
$3,657,024
Net income
$411,710
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$80.4$74.5$5.89$4.07$3.66$0.41
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.2$68.7$5.47$4.12$3.46$0.67
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.4$65.6$4.81$3.89$3.57$0.32
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$56.3$4.49$4.17$4.08$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.2$56.8$4.39$4.57$4.48$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.8$52.5$4.31$4.36$4.19$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.9$48.7$4.14$4.15$3.88$0.27
2015Detailed filing. Detailed filing data is available for this year.$50.6$46.7$3.86$3.39$3.16$0.23
2014Detailed filing. Detailed filing data is available for this year.$46.6$43.0$3.63$3.17$2.95$0.22
2013Detailed filing. Detailed filing data is available for this year.$47.6$44.2$3.41$3.37$3.34$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.6$43.2$3.39$3.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.8$41.7$3.08$2.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.9$38.8$3.12$2.67
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Mar 3, 2021
Return Version
2020v4.0
Gross Receipts
$3,891,452
Mission and Program Overview

Mission

The credit union provides security of savings and selected financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and capital growth within the association.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$54,767,196$52,456,887▼ $2,310,309
Cash and Non-Interest-Bearing Accounts$3,650,907$15,806,148▲ $12,155,241
Rtn Earn Endowment Incm Other Fnds$4,486,761$4,809,168▲ $322,407
Land, Buildings, and Equipment, Net$1,114,503$1,035,538▼ $78,965
Prepaid Expenses and Deferred Charges$141,579$158,759▲ $17,180
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$60,752,426$70,433,887▲ $9,681,461
Other Assets Total$1,078,241$976,555▼ $101,686
Liabilities
Other Liabilities$56,071,905$65,436,010▲ $9,364,105
Accounts Payable and Accrued Expenses$193,760$188,709▼ $5,051
Total Liabilities$56,265,665$65,624,719▲ $9,359,054
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,486,761$4,809,168▲ $322,407
Total Liabilities and Net Assets / Fund Balance$60,752,426$70,433,887▲ $9,681,461

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$577,466$1,360,070$1,937,536
Buildings$225,307$294,632$519,939
Land$232,765-$232,765
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tom StewartPresident/treasurerFT$232,305$25,316$257,621
Dan CusterChief Financial OfficerFT$103,853$5,420$109,273
Robin JuhlerVice President of LendingFT$103,025$5,621$108,646

Board Members and Trustees

NameTitle
Benjamin RyburnChairman
John WyssmanVice Chairman/secretary
Carol BeardBoard Member
David WittBoard Member
Linda FosterBoard Member
Lue WaltersBoard Member
Tom BruckerBoard Member
William HalbertBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,891,452
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$322,407
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,136,454
Salaries, Compensation, and Employee Benefits$1,432,591
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$966,560
Office Expenses---$475,051
Current Officers, Directors, Trustees, and Key Employees---$257,621
Depreciation Depletion---$163,288
Other Expenses---$129,393
Advertising---$110,044
Payroll Taxes---$108,834
All Other Expenses---$97,177
Other Employee Benefits---$50,904
Pension Plan Contributions---$48,672
Occupancy---$40,844
Fees for Services Accounting---$24,700
Fees for Services Legal---$19,684
Travel---$328
Interest---$121
Total Functional Expenses$0$0$0$3,569,045
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Membership Shares$65,436,010
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Mid-illini has 7,955 members as of 12/31/19. Qualifications for membership are on file with the illinois department of financial & professional regulation. A $5.00 deposit is required to gain and maintain membership”

Form 990, Part VI, Section A, Line 7A

“Mid-illini's membership elect a board of directors each year at its annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Major decisions, such as whether or not to merge into another credit union, would require ratification by the membership to be approved.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is included in the board of directors monthly board packet for the board of directors review.”

Form 990, Part VI, Section B, Line 15

“Compensation for mid-illini's president and ceo are approved by the board annually. Periodically the board uses annual salary surveys to compare and determine compensation. Compensation for mid-illini's officers and key employees are determined using limits approved by the board of directors. The president awards compensation based on merit and on an annual salary survey used as a reference.”

Form 990, Part VI, Section C, Line 19

“Governing documents, financial statements, and form 990 are available to our memberhsip upon request. Financial statements are available to our members and the general public via the ncua's web site.”

Filing and Contact Details

Filer

Filer Name
Mid-illini Credit Union
EIN
37-0904387
Phone
3096611166
Address
PO BOX 1266, BLOOMINGTON, IL 61702

Signing Officer

Name
Tom Stewart
Title
President
Phone
3096611166
Signed
2021-03-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tom Stewart
Formed
1940
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
22
Volunteers
0

Preparer

Firm
Selden Fox Ltd
Address
619 ENTERPRISE DRIVE, OAK BROOK, IL 60523-8835
Preparer
Paul J Rozek
Phone
6309541400
Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0193760
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0188709
IRS990/AccountsReceivableGrp/BOYAmt054767196
IRS990/AccountsReceivableGrp/EOYAmt052456887
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION.
IRS990/AdvertisingGrp/TotalAmt0110044
IRS990/AllOtherExpensesGrp/TotalAmt097177
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TOM STEWART
IRS990/BooksInCareOfDetail/PhoneNum03096611166
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1266
IRS990/BooksInCareOfDetail/USAddress/CityNm0BLOOMINGTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061702
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03650907
IRS990/CashNonInterestBearingGrp/EOYAmt015806148
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0257621
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt02136454
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03891452
IRS990/CYRevenuesLessExpensesAmt0322407
IRS990/CYSalariesCompEmpBnftPaidAmt01432591
IRS990/CYTotalExpensesAmt03569045
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03891452
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0163288
IRS990/Desc0MAINTAINED 11,492 SHARE ACCOUNTS TOTALING $65,441,670 IN TOTAL SHARES AS OF 12/31/20 GRANTED 887 LOANS TOTALING $14,701,226, TO OUR MEMBERS DURING 2020.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt022
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt03569045
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt024700
IRS990/FeesForServicesLegalGrp/TotalAmt019684
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt825316
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt95420
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt105621
IRS990/Form990PartVIISectionAGrp/PersonNm0BENJAMIN RYBURN
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN WYSSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2DAVID WITT
IRS990/Form990PartVIISectionAGrp/PersonNm3TOM BRUCKER
IRS990/Form990PartVIISectionAGrp/PersonNm4WILLIAM HALBERT
IRS990/Form990PartVIISectionAGrp/PersonNm5LUE WALTERS
IRS990/Form990PartVIISectionAGrp/PersonNm6CAROL BEARD
IRS990/Form990PartVIISectionAGrp/PersonNm7LINDA FOSTER
IRS990/Form990PartVIISectionAGrp/PersonNm8TOM STEWART
IRS990/Form990PartVIISectionAGrp/PersonNm9DAN CUSTER
IRS990/Form990PartVIISectionAGrp/PersonNm10ROBIN JUHLER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8232305
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9103853
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10103025
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT OF LENDING
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03891452
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt0121
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt01171
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01654702
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01114503
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01035538
IRS990/LandBldgEquipCostOrOtherBssAmt02690240
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04486761
IRS990/NetAssetsOrFundBalancesEOYAmt04809168
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt040844
IRS990/OfficeExpensesGrp/TotalAmt0475051
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01078241
IRS990/OtherAssetsTotalGrp/EOYAmt0976555
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt050904
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
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IRS990/OtherExpensesGrp/Desc2VISA/ATM EXPENSES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
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IRS990/OtherExpensesGrp/TotalAmt1331330
IRS990/OtherExpensesGrp/TotalAmt2310979
IRS990/OtherExpensesGrp/TotalAmt3129393
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IRS990/OtherSalariesAndWagesGrp/TotalAmt0966560
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0108834
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0141579
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0158759
IRS990/PrincipalOfficerNm0TOM STEWART
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INC.
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1986380
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
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IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
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IRS990/PYOtherRevenueAmt00
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IRS990/PYRevenuesLessExpensesAmt096395
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IRS990/PYTotalExpensesAmt04078116
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04174511
IRS990/ReconcilationRevenueExpnssAmt0322407
IRS990/RegularMonitoringEnfrcInd00
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IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04809168
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0294632
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0519939
IRS990ScheduleD/EquipmentGrp/BookValueAmt0577466
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01360070
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01937536
IRS990ScheduleD/LandGrp/BookValueAmt0232765
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0232765
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt065436010
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERSHIP SHARES
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IRS990ScheduleD/TotalLiabilityAmt065436010
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IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TOM STEWART
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/TREASURER
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MID-ILLINI HAS 7,955 MEMBERS AS OF 12/31/19. QUALIFICATIONS FOR MEMBERSHIP ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION. A $5.00 DEPOSIT IS REQUIRED TO GAIN AND MAINTAIN MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MID-ILLINI'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS INCLUDED IN THE BOARD OF DIRECTORS MONTHLY BOARD PACKET FOR THE BOARD OF DIRECTORS REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION FOR MID-ILLINI'S PRESIDENT AND CEO ARE APPROVED BY THE BOARD ANNUALLY. PERIODICALLY THE BOARD USES ANNUAL SALARY SURVEYS TO COMPARE AND DETERMINE COMPENSATION. COMPENSATION FOR MID-ILLINI'S OFFICERS AND KEY EMPLOYEES ARE DETERMINED USING LIMITS APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT AWARDS COMPENSATION BASED ON MERIT AND ON AN ANNUAL SALARY SURVEY USED AS A REFERENCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND FORM 990 ARE AVAILABLE TO OUR MEMBERHSIP UPON REQUEST. FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERS AND THE GENERAL PUBLIC VIA THE NCUA'S WEB SITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
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IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalAssetsGrp/EOYAmt070433887
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt022
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IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt065624719
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04809168
IRS990/TotalOtherCompensationAmt036357
IRS990/TotalProgramServiceExpensesAmt03569045
IRS990/TotalProgramServiceRevenueAmt03891452
IRS990/TotalReportableCompFromOrgAmt0439183
IRS990/TotalRevenueGrp/ExclusionAmt00
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03891452
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt070433887
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0328
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1266
IRS990/USAddress/CityNm0BLOOMINGTON
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd061702
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.MIDILLINICU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TOM STEWART
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03096611166
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-03-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MID-ILLINI CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MID-
ReturnHeader/Filer/EIN0370904387
ReturnHeader/Filer/PhoneNum03096611166
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1266
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0362985770
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SELDEN FOX LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0619 ENTERPRISE DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OAK BROOK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0605238835
ReturnHeader/PreparerPersonGrp/PhoneNum06309541400
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL J ROZEK
ReturnHeader/ReturnTs02021-03-09T14:43:13-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0TOM
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STEWART
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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