First Illinois Credit Union

“The organization is a credit union. All account holders are members of the organization.”

“The executive officers of the credit union consist of a chairman, vice chairman, secretary, and treasurer who shall be elected from the board. The directors shall appoint a president and may appoint one or more vice presidents.”

“There are certain decisions, as prescribed by the credit union act, that require ratification by the entire membership - such as a merger.”

“John hegg - (217)446-2125 323 north gilbert, danville, il 61832”

“The policy is monitored by supervisory committee review, monthly board review of all expenditures and employee loan account monitoring.”

“The board of directors ultimately reviews the proposed salary amounts as determined by the president based on the compiled data referenced above and the employee's annual evaluation.”

“These documents can reviewed by visiting the first illinois credit union facility located at 323 north gilbert street, danville, il 61832.”

“Dividends on member deposits: total expenses 59,460. Postage: total expenses 49,420. Provision for loan loss: total expenses 48,627. Bank fees: total expenses 45,838. Edp license fees: total expenses 39,069. Miscellaneous expense: total expenses 38,518. Ncusif stabilization expense: total expenses 31,318. Dues: total expenses 31,094. Mailing service: total expenses 29,554. Share draft expense: total expenses 21,860. Loan servicing/collection expense: total expenses 18,670. Regulatory fees: total expenses 14,156. Use tax expense: total expenses 1,131.”