Civic Intelligence

First Illinois Credit Union

990 • Fiscal year 2014 • EIN 37-0797063

Jan 01, 2014 to Dec 31, 2014 • Filed on May 05, 2015

Organization ProfileWWW.1STILLINOISCU.ORG

View Organization Page

323 N Gilbert StreetDanville, IL 61832

(217) 446-2125

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.92x

Higher debt load relative to assets than 93% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

24th percentile

15.90x

Higher debt load relative to revenue than 24% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

23rd percentile

1.4%

Higher net margin than 23% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

61st percentile

$104,635

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

82nd percentile

5.8%

Faster asset growth than 82% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

79th percentile

4.5%

Faster revenue growth than 79% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$44,617,036

Up $2,455,646 (+5.8%) from 2013

Net Assets

Up

$3,445,390

Up $35,022 (+1.0%) from 2013

Liabilities

Up

$41,171,646

Up $2,420,624 (+6.2%) from 2013

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin23rd percentile

Revenue

Up

$2,588,787

Up $110,495 (+4.5%) from 2013

Expenses

Up

$2,553,765

Up $149,046 (+6.2%) from 2013

Net Income

Down

$35,022

Down $38,551 (-52%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $38,398,035Liabilities 2010: $35,299,066Net Assets 2010: $3,098,9692010Assets 2011: $39,114,119Liabilities 2011: $35,879,008Net Assets 2011: $3,235,1112011Assets 2012: $40,763,977Liabilities 2012: $37,427,182Net Assets 2012: $3,336,7952012Assets 2013: $42,161,390Liabilities 2013: $38,751,022Net Assets 2013: $3,410,3682013Assets 2014: $44,617,036Liabilities 2014: $41,171,646Net Assets 2014: $3,445,3902014Assets 2015: $47,665,029Liabilities 2015: $44,168,561Net Assets 2015: $3,496,4682015

Highlighted filing

2014

Assets$44,617,036
Liabilities$41,171,646
Net Assets$3,445,390
Open 2014 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $2,375,7342010Expenses 2011: $2,345,8692011Expenses 2012: $2,386,3122012Revenue 2013: $2,478,292Expenses 2013: $2,404,719Net Income 2013: $73,5732013Revenue 2014: $2,588,787Expenses 2014: $2,553,765Net Income 2014: $35,0222014Revenue 2015: $2,605,452Expenses 2015: $2,505,982Net Income 2015: $99,4702015

Highlighted filing

2014

Revenue$2,588,787
Expenses$2,553,765
Net Income$35,022
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 5, 2015
Return Version
2014v5.0
Gross Receipts
$2,588,787
Mission and Program Overview

Mission

Provide deposits, loans and financial services to members.

Benefit credit union members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$23,900,502$25,963,953▲ $2,063,451
Investments Other Securities$12,067,056$11,101,962▼ $965,094
Rtn Earn Endowment Incm Other Fnds$3,410,368$3,445,390▲ $35,022
Prepaid Expenses and Deferred Charges$3,073,349$3,296,318▲ $222,969
Cash and Non-Interest-Bearing Accounts$1,861,525$2,769,814▲ $908,289
Land, Buildings, and Equipment, Net$1,138,612$1,380,722▲ $242,110
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$42,161,390$44,617,036▲ $2,455,646
Other Assets Total$120,346$104,267▼ $16,079
Liabilities
Other Liabilities$38,568,473$40,992,633▲ $2,424,160
Accounts Payable and Accrued Expenses$182,549$179,013▼ $3,536
Total Liabilities$38,751,022$41,171,646▲ $2,420,624
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,410,368$3,445,390▲ $35,022
Total Liabilities and Net Assets / Fund Balance$42,161,390$44,617,036▲ $2,455,646

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$282,896$1,377,659$1,660,555
Buildings$787,616$741,544$1,529,160
Land$310,210-$310,210
Other Securities$271,800--
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
John HeggPresident/financeFT$104,464$171$104,635
Penny GoodrumVice PresidentFT$56,325$148$56,473

Board Members and Trustees

NameTitle
Kathleen HoaksChairperson
John VogtVice Chairperson
Eliza BrooksDirector
Larry D RayDirector
NANCY O'KANEDirector
Rochelle HillDirector
Timothy ScarlettDirector
William ThomaDirector
Terri WeidenburnerSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$55,417
Other Revenue
$2,533,370
Change in Net Assets
$35,022
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,430,867
Salaries, Compensation, and Employee Benefits$1,122,898
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$779,053
All Other Expenses---$467,700
Current Officers, Directors, Trustees, and Key Employees---$160,788
Occupancy---$126,550
Depreciation Depletion---$118,782
Payroll Taxes---$91,266
Other Employee Benefits---$90,186
Other Expenses---$76,595
Advertising---$68,373
Office Expenses---$61,407
Insurance---$33,011
Travel---$32,305
Fees for Services Accounting---$21,504
Fees for Services Legal---$7,462
Conferences and Meetings---$1,712
Pension Plan Contributions---$1,605
Interest---$296
Total Functional Expenses$0$0$0$2,553,765
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposit Accounts$40,992,633
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union. All account holders are members of the organization.”

Form 990, Part VI, Section A, Line 7A

“The executive officers of the credit union consist of a chairman, vice chairman, secretary, and treasurer who shall be elected from the board. The directors shall appoint a president and may appoint one or more vice presidents.”

Form 990, Part VI, Section A, Line 7B

“There are certain decisions, as prescribed by the credit union act, that require ratification by the entire membership - such as a merger.”

Form 990, Part VI, Section B, Line 11

“John hegg - (217)446-2125 323 north gilbert, danville, il 61832”

Form 990, Part VI, Section B, Line 12C

“The policy is monitored by supervisory committee review, monthly board review of all expenditures and employee loan account monitoring.”

Form 990, Part VI, Section B, Line 15

“The board of directors ultimately reviews the proposed salary amounts as determined by the president based on the compiled data referenced above and the employee's annual evaluation.”

Form 990, Part VI, Section C, Line 19

“These documents can reviewed by visiting the first illinois credit union facility located at 323 north gilbert street, danville, il 61832.”

Filing and Contact Details

Filer

Filer Name
First Illinois Credit Union
EIN
37-0797063
Phone
2174462125
Address
323 N GILBERT STREET, DANVILLE, IL 61832

Signing Officer

Name
John Hegg
Title
President
Phone
2174462125
Signed
2015-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Hegg
Formed
1951
Legal Domicile
Il
Voting Board Members
8,816
Independent Board Members
8,816
Employees
31
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
2 E MAIN ST SUITE 120, DANVILLE, IL 61832
Preparer
Phil Muehl
Phone
2174421643
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Provision for loan loss 71,326. Dividends on member deposits 58,579. Postage 55,033. Real estate taxes 49,353. Bank fees 46,066. Dues 36,744. Mailing service 30,794. Edp license fees 29,425. Repo expense 26,903. Loan servicing/collection expense 24,850. Share draft expense 20,198. Regulatory fees 17,342. Use tax expense 1,087.”

Raw XML AppendixShowing 400 of 460 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01529160
IRS990ScheduleD/EquipmentGrp/BookValueAmt0282896
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01377659
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01660555
IRS990ScheduleD/LandGrp/BookValueAmt0310210
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0310210
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt040992633
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0374390
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1190070
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2142528
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt38850177
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt41056569
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt5216428
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt6271800
IRS990ScheduleD/OtherSecuritiesGrp/Desc0NCUIF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MIDSTATES PERM. CAPITAL BASE
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CHECKS RECEIVED
IRS990ScheduleD/OtherSecuritiesGrp/Desc3MIDSTATES SHARE CERTIFICATE
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CORPORATE CENTRAL - PREMIER ACCOUNT
IRS990ScheduleD/OtherSecuritiesGrp/Desc5OTHER REAL ESTATE OWNED
IRS990ScheduleD/OtherSecuritiesGrp/Desc6ALLOY SPEC SETTLEMENT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01380722
IRS990ScheduleD/TotalBookValueSecuritiesAmt011101962
IRS990ScheduleD/TotalLiabilityAmt040992633
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt020000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt145169
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2167421
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt35605
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4263784
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5701
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt635422
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt738404
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0CAR LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1FIRST MORTGAGE, SECOND MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2FIRST MORTGAGE, CAR LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3FIRST MORTGAGE, SIGNATURE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4CAR LOANS, INSTALLMENT LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5SIGNATURE LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6CAR LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7CAR LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt034750
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt159600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2203862
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt315457
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt4315641
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt5701
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt635422
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt738404
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0GOODRUM PENNY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1HOAKS KATHLEEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2SCARLETT TIM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3VOGT JOHN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4HEGG JOHN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5HILL ROCHELLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6WEIDENBURNER TERRI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7THOMA WILLIAM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0VICE PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3VICE-CHAIRPERSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6SECRETARY/TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd71
IRS990ScheduleL/TotalBalanceDueAmt0576506
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION. ALL ACCOUNT HOLDERS ARE MEMBERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE EXECUTIVE OFFICERS OF THE CREDIT UNION CONSIST OF A CHAIRMAN, VICE CHAIRMAN, SECRETARY, AND TREASURER WHO SHALL BE ELECTED FROM THE BOARD. THE DIRECTORS SHALL APPOINT A PRESIDENT AND MAY APPOINT ONE OR MORE VICE PRESIDENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THERE ARE CERTAIN DECISIONS, AS PRESCRIBED BY THE CREDIT UNION ACT, THAT REQUIRE RATIFICATION BY THE ENTIRE MEMBERSHIP - SUCH AS A MERGER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3JOHN HEGG - (217)446-2125 323 NORTH GILBERT, DANVILLE, IL 61832
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE POLICY IS MONITORED BY SUPERVISORY COMMITTEE REVIEW, MONTHLY BOARD REVIEW OF ALL EXPENDITURES AND EMPLOYEE LOAN ACCOUNT MONITORING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS ULTIMATELY REVIEWS THE PROPOSED SALARY AMOUNTS AS DETERMINED BY THE PRESIDENT BASED ON THE COMPILED DATA REFERENCED ABOVE AND THE EMPLOYEE'S ANNUAL EVALUATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THESE DOCUMENTS CAN REVIEWED BY VISITING THE FIRST ILLINOIS CREDIT UNION FACILITY LOCATED AT 323 NORTH GILBERT STREET, DANVILLE, IL 61832.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PROVISION FOR LOAN LOSS 71,326. DIVIDENDS ON MEMBER DEPOSITS 58,579. POSTAGE 55,033. REAL ESTATE TAXES 49,353. BANK FEES 46,066. DUES 36,744. MAILING SERVICE 30,794. EDP LICENSE FEES 29,425. REPO EXPENSE 26,903. LOAN SERVICING/COLLECTION EXPENSE 24,850. SHARE DRAFT EXPENSE 20,198. REGULATORY FEES 17,342. USE TAX EXPENSE 1,087.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt042161390
IRS990/TotalAssetsEOYAmt044617036
IRS990/TotalAssetsGrp/BOYAmt042161390

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,617,036
Liabilities
$41,171,646
Net assets
$3,445,390
Revenue
$2,588,787
Expenses
$2,553,765
Net income
$35,022
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Detailed filing. Detailed filing data is available for this year.$47.7$44.2$3.50$2.61$2.51$0.10
2014Detailed filing. Detailed filing data is available for this year.$44.6$41.2$3.45$2.59$2.55$0.04
2013Detailed filing. Detailed filing data is available for this year.$42.2$38.8$3.41$2.48$2.40$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.8$37.4$3.34$2.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.1$35.9$3.24$2.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.4$35.3$3.10$2.38