Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
Liabilities / Revenue
26th percentile
Higher debt load relative to revenue than 26% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 10.2% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Down$14,843,608
Down $956,957 (-6.1%) from 2018
Net Assets
Up$2,699,297
Up $93,034 (+3.6%) from 2018
Liabilities
Down$12,144,311
Down $1,049,991 (-8.0%) from 2018
Revenue
Up$891,317
Up $63,644 (+7.7%) from 2018
Expenses
Down$796,424
Down $41,605 (-5.0%) from 2018
Net Income
Up$94,893
Up $105,249 (+1016%) from 2018
CREDIT UNION
Adm credit union was organized to meet the financial needs of employees of the company. It is member owned and is operated by a volunteer board of directors elected by the membership.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,876,936 | $9,345,789 | ▼ $531,147 |
| Rtn Earn Endowment Incm Other Fnds | $2,606,263 | $2,699,297 | ▲ $93,034 |
| Savings and Temporary Cash Investments | $2,544,206 | $2,566,895 | ▲ $22,689 |
| Investments in Publicly Traded Securities | $1,775,000 | $1,438,003 | ▼ $336,997 |
| Land, Buildings, and Equipment, Net | $732,362 | $697,025 | ▼ $35,337 |
| Cash and Non-Interest-Bearing Accounts | $691,388 | $623,329 | ▼ $68,059 |
| Prepaid Expenses and Deferred Charges | $25,177 | $16,248 | ▼ $8,929 |
| Accounts Receivable | $710 | - | - |
| Total Assets | $15,800,565 | $14,843,608 | ▼ $956,957 |
| Other Assets Total | $154,786 | $156,319 | ▲ $1,533 |
| Liabilities | |||
| Other Liabilities | $13,008,630 | $12,053,542 | ▼ $955,088 |
| Accounts Payable and Accrued Expenses | $185,672 | $90,769 | ▼ $94,903 |
| Total Liabilities | $13,194,302 | $12,144,311 | ▼ $1,049,991 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,606,263 | $2,699,297 | ▲ $93,034 |
| Total Liabilities and Net Assets / Fund Balance | $15,800,565 | $14,843,608 | ▼ $956,957 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $624,841 | $54,749 | $679,590 |
| Equipment | $32,184 | $146,969 | $179,153 |
| Land | $40,000 | - | $40,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ann Wildman | Treasurer | FT | $71,838 | $19,514 | $91,352 |
| Name | Title |
|---|---|
| Kevin Besser | Chairman |
| Patrick Heneghan | Vice Chairman |
| Andy Richars | Director |
| Chad Moore | Director |
| Christa Jordan | Director |
| Matt Philips | Director |
| Patricia Cain | Director |
| Nick Charveron | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $411,618 |
| Salaries, Compensation, and Employee Benefits | $384,806 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $0 | $0 | $0 | $150,937 |
| Office Expenses | $0 | $0 | $0 | $96,119 |
| Current Officers, Directors, Trustees, and Key Employees | $0 | $0 | $0 | $91,352 |
| Other Employee Benefits | $0 | $0 | $0 | $67,181 |
| Pension Plan Contributions | $0 | $0 | $0 | $55,258 |
| Information Technology | $0 | $0 | $0 | $53,717 |
| Occupancy | $0 | $0 | $0 | $39,619 |
| Depreciation Depletion | $0 | $0 | $0 | $35,337 |
| Payroll Taxes | $0 | $0 | $0 | $20,078 |
| Fees for Services Accounting | $0 | $0 | $0 | $18,618 |
| Insurance | $0 | $0 | $0 | $14,658 |
| Other Expenses | $0 | $0 | $0 | $8,000 |
| Advertising | $0 | $0 | $0 | $7,914 |
| Fees for Services Other | $0 | $0 | $0 | $7,720 |
| Conferences and Meetings | $0 | $0 | $0 | $3,689 |
| All Other Expenses | $0 | $0 | $0 | $2,677 |
| Travel | $0 | $0 | $0 | $1,841 |
| Fees for Services Legal | $0 | $0 | $0 | $300 |
| Total Functional Expenses | $0 | $0 | $0 | $796,424 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES AND SAVINGS ACCOUNT | $12,053,542 |
“The credit union is a member owned financial institution.”
“The governing body is elected from and by the membership”
“ANNUALLY.”
“From time to time, certain decisions will be presented to”
“The membership for a vote, which are determined on a case”
“BY CASE BASIS.”
“Copies of the final form 990 and schedules were made”
“Available to each board member prior to being filed with”
“The irs. Board members were asked to review the return”
“Individually and to contact the return preparer, other”
“Board members, or executive officers with any questions”
“OR CONCERNS.”
“The credit union enforces the conflict of interest policy”
“Through review of the policy and awareness.”
“The credit union's governing documents, conflict of”
“Interest policy and financial statements are available to”
“THE PUBLIC UPON REQUEST.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 185672 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 90769 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 710 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ADM CREDIT UNION WAS ORGANIZED TO MEET THE FINANCIAL NEEDS OF EMPLOYEES OF THE COMPANY. IT IS MEMBER OWNED AND IS OPERATED BY A VOLUNTEER BOARD OF DIRECTORS ELECTED BY THE MEMBERSHIP. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 7914 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2677 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ANN WILDMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2174223966 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3695 E WILLIAM STREET RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | DECATUR |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 62521 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 691388 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 623329 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 91352 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3689 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 9007 |
| IRS990/CYOtherExpensesAmt | 0 | 411618 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 882310 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 94893 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 384806 |
| IRS990/CYTotalExpensesAmt | 0 | 796424 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 891317 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 35337 |
| IRS990/Desc | 0 | THE CREDIT UNION SERVICES IN EXCESS OF 3,625 MEMBER SHARE TYPE ACCOUNTS AND 1,090 LOAN ACCOUNTS, INCLUDING VISA CARDS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18618 |
| IRS990/FeesForServicesLegalGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 300 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7720 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 19514 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KEVIN BESSER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | NICK CHARVERON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ANDY RICHARS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PATRICK HENEGHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | PATRICIA CAIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MATT PHILIPS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHRISTA JORDAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CHAD MOORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ANN WILDMAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 71838 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1941 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 891317 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 53717 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14658 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 9007 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1775000 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1438003 |
| IRS990/IRPDocumentCnt | 0 | 505 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 201718 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 732362 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 697025 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 898743 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ADM CREDIT UNION WAS ORGANIZED TO MEET THE FINANCIAL NEEDS OF EMPLOYEES OF THE COMPANY. IT IS MEMBER OWNED AND IS OPERATED BY A VOLUNTEER BOARD OF DIRECTORS ELECTED BY THE MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2606263 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2699297 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1859 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 39619 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 96119 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 154786 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 156319 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 67181 |
| IRS990/OtherExpensesGrp/Desc | 0 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | SHARE AND LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 9974 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 39316 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 72119 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13008630 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12053542 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 150937 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9876936 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9345789 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 20078 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 55258 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 25177 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 16248 |
| IRS990/PrincipalOfficerNm | 0 | ANN WILDMAN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 589655 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 292655 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 5729 |
| IRS990/PYOtherExpensesAmt | 0 | 450201 |
| IRS990/PYOtherRevenueAmt | 0 | 38 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 821906 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -10356 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 387828 |
| IRS990/PYTotalExpensesAmt | 0 | 838029 |
| IRS990/PYTotalRevenueAmt | 0 | 827673 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 94893 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2606263 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2699297 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2544206 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2566895 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 624841 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 54749 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 679590 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 32184 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 146969 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 179153 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 40000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 40000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12053542 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARES AND SAVINGS ACCOUNT |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 697025 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12053542 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE MEMBERSHIP FOR A VOTE, WHICH ARE DETERMINED ON A CASE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | BY CASE BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | OR CONCERNS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | THE CREDIT UNION ENFORCES THE CONFLICT OF INTEREST POLICY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | THROUGH REVIEW OF THE POLICY AND AWARENESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | THE CREDIT UNION'S GOVERNING DOCUMENTS, CONFLICT OF |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Pt VI, Line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 15800565 |
| IRS990/TotalAssetsEOYAmt | 0 | 14843608 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 15800565 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 14843608 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 796424 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 13194302 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12144311 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 13194302 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12144311 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2606263 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2699297 |
| IRS990/TotalOtherCompensationAmt | 0 | 19514 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 882310 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 71838 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 891317 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 891317 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 15800565 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 14843608 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/FundraisingAmt | 0 | 0 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1841 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3695 E WILLIAM STREET RD |
| IRS990/USAddress/CityNm | 0 | DECATUR |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.