Civic Intelligence

Adm Credit Union

990 • Fiscal year 2016 • EIN 37-0769914

Jan 01, 2016 to Dec 31, 2016 • Filed on May 03, 2017

Organization ProfileWWW.ADMCU.COM

View Organization Page

3735 E William Street RoadDecatur, IL 62521

(217) 422-3966

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.85x

Higher debt load relative to assets than 40% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

36th percentile

17.76x

Higher debt load relative to revenue than 36% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

78th percentile

14%

Higher net margin than 78% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

74th percentile

$90,094

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 11.3% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

76th percentile

5.0%

Faster asset growth than 76% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

39th percentile

0.9%

Faster revenue growth than 39% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets40th percentile

Assets

Up

$16,735,495

Up $803,686 (+5.0%) from 2015

Net Assets

Up

$2,544,507

Up $16,566 (+0.7%) from 2015

Liabilities

Up

$14,190,988

Up $787,120 (+5.9%) from 2015

Revenue And Expenses
Liabilities / Revenue36th percentileNet Margin78th percentile

Revenue

Up

$798,932

Up $7,404 (+0.9%) from 2015

Expenses

Up

$687,545

Up $34,140 (+5.2%) from 2015

Net Income

Down

$111,387

Down $26,736 (-19%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $15,274,605Liabilities 2010: $12,724,492Net Assets 2010: $2,550,1132010Assets 2011: $16,485,586Liabilities 2011: $13,988,710Net Assets 2011: $2,496,8762011Assets 2012: $16,689,873Liabilities 2012: $14,496,773Net Assets 2012: $2,193,1002012Assets 2013: $16,329,863Liabilities 2013: $14,068,236Net Assets 2013: $2,261,6272013Assets 2014: $16,221,444Liabilities 2014: $13,857,248Net Assets 2014: $2,364,1962014Assets 2015: $15,931,809Liabilities 2015: $13,403,868Net Assets 2015: $2,527,9412015Assets 2016: $16,735,495Liabilities 2016: $14,190,988Net Assets 2016: $2,544,5072016Assets 2017: $16,331,041Liabilities 2017: $13,736,144Net Assets 2017: $2,594,8972017Assets 2018: $15,800,565Liabilities 2018: $13,194,302Net Assets 2018: $2,606,2632018Assets 2019: $14,843,608Liabilities 2019: $12,144,311Net Assets 2019: $2,699,2972019Assets 2020: $16,285,952Liabilities 2020: $13,662,626Net Assets 2020: $2,623,3262020Assets 2021: $16,716,495Liabilities 2021: $14,137,641Net Assets 2021: $2,578,8542021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2016

Assets$16,735,495
Liabilities$14,190,988
Net Assets$2,544,507
Open 2016 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $781,0792010Expenses 2011: $847,7912011Expenses 2012: $1,045,8622012Revenue 2013: $791,621Expenses 2013: $776,272Net Income 2013: $15,3492013Revenue 2014: $779,436Expenses 2014: $666,909Net Income 2014: $112,5272014Revenue 2015: $791,528Expenses 2015: $653,405Net Income 2015: $138,1232015Revenue 2016: $798,932Expenses 2016: $687,545Net Income 2016: $111,3872016Revenue 2017: $804,924Expenses 2017: $760,879Net Income 2017: $44,0452017Revenue 2018: $827,673Expenses 2018: $838,029Net Income 2018: -$10,3562018Revenue 2019: $891,317Expenses 2019: $796,424Net Income 2019: $94,8932019Revenue 2020: $831,646Expenses 2020: $830,765Net Income 2020: $8812020Revenue 2021: $795,427Expenses 2021: $839,417Net Income 2021: -$43,9902021Revenue 2022: $178,439Expenses 2022: $192,992Net Income 2022: -$14,5532022

Highlighted filing

2016

Revenue$798,932
Expenses$687,545
Net Income$111,387
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 3, 2017
Return Version
2016v3.0
Gross Receipts
$798,932
Mission and Program Overview

Mission

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,573,954$9,797,395▲ $223,441
Savings and Temporary Cash Investments$2,002,559$3,024,014▲ $1,021,455
Investments in Publicly Traded Securities$3,260,000$2,710,000▼ $550,000
Rtn Earn Endowment Incm Other Fnds$2,527,941$2,544,507▲ $16,566
Cash and Non-Interest-Bearing Accounts$826,018$938,427▲ $112,409
Land, Buildings, and Equipment, Net$72,993$94,114▲ $21,121
Prepaid Expenses and Deferred Charges$36,165$17,935▼ $18,230
Total Assets$15,931,809$16,735,495▲ $803,686
Other Assets Total$160,120$153,610▼ $6,510
Liabilities
Other Liabilities$13,325,785$14,097,755▲ $771,970
Accounts Payable and Accrued Expenses$78,083$93,233▲ $15,150
Total Liabilities$13,403,868$14,190,988▲ $787,120
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,527,941$2,544,507▲ $16,566
Total Liabilities and Net Assets / Fund Balance$15,931,809$16,735,495▲ $803,686

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,114$183,454$197,568
Buildings$40,000-$40,000
Land$40,000-$40,000
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ann WildmanManager/treasurerFT$64,905$25,189$90,094

Board Members and Trustees

NameTitle
Kevin BesserChairman
Marcee PlaceDirector / Credit Chair
Matt PhilipsDirector / Supervisory Chair
Chad MooreDirector
Donna AvelinoDirector
Patricia CainDirector
Patrick HeneghanDirector
Mike FleckensteinSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$732,019
Investment Income
$66,812
Other Revenue
$101
Change in Net Assets
$111,387
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$375,119
Salaries, Compensation, and Employee Benefits$312,426
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$119,175
Current Officers, Directors, Trustees, and Key Employees---$90,094
Office Expenses---$54,399
Pension Plan Contributions---$53,101
Information Technology---$44,455
Other Expenses---$40,000
Other Employee Benefits---$37,157
Occupancy---$37,029
Depreciation Depletion---$24,598
Fees for Services Accounting---$18,414
Insurance---$14,476
Payroll Taxes---$12,899
Advertising---$9,426
Conferences and Meetings---$5,179
All Other Expenses---$3,858
Fees for Services Other---$2,746
Travel---$1,256
Fees for Services Legal---$1,163
Total Functional Expenses$0$0$0$687,545
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCOUNT$14,097,755
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Adm Credit Union
EIN
37-0769914
Phone
2174223966
Address
3735 E WILLIAM STREET ROAD, DECATUR, IL 62521

Signing Officer

Name
Ann Wildman
Title
President
Phone
2174223966
Signed
2017-05-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ann Wildman
Formed
1941
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
6
Volunteers
10

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Iris Noblet Crites
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership”

Pt VI, Line 7A

“ANNUALLY.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to”

Pt VI, Line 7B

“The membership for a vote, which are determined on a case”

Pt VI, Line 7B

“BY CASE BASIS.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were made”

Pt VI, Line 11B

“Available to each board member prior to being filed with”

Pt VI, Line 11B

“The irs. Board members were asked to review the return”

Pt VI, Line 11B

“Individually and to contact the return preparer, other”

Pt VI, Line 11B

“Board members, or executive officers with any questions”

Pt VI, Line 11B

“OR CONCERNS.”

Pt VI, Line 12C

“The credit union enforces the conflict of interest policy”

Pt VI, Line 12C

“Through review of the policy and awareness.”

Pt VI, Line 19

“The credit union's governing documents, conflict of”

Pt VI, Line 19

“Interest policy and financial statements are available to”

Pt VI, Line 19

“THE PUBLIC UPON REQUEST.”

Form 990, Part IX, Line 24E

“MISCELLANEOUS 3858.”

Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt078083
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt093233
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION
IRS990/AdvertisingGrp/TotalAmt09426
IRS990/AllOtherExpensesGrp/TotalAmt03858
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ANN WILDMAN
IRS990/BooksInCareOfDetail/PhoneNum02174223966
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03735 E WILLIAM STREET ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0DECATUR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062521
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0826018
IRS990/CashNonInterestBearingGrp/EOYAmt0938427
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt090094
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt05179
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt066812
IRS990/CYOtherExpensesAmt0375119
IRS990/CYOtherRevenueAmt0101
IRS990/CYProgramServiceRevenueAmt0732019
IRS990/CYRevenuesLessExpensesAmt0111387
IRS990/CYSalariesCompEmpBnftPaidAmt0312426
IRS990/CYTotalExpensesAmt0687545
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0798932
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt024598
IRS990/Desc0THE CREDIT UNION SERVICES IN EXCESS OF 4,020 MEMBER SHARE TYPE ACCOUNTS AND 1,430 LOAN ACCOUNTS, INCLUDING VISA CARDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt018414
IRS990/FeesForServicesLegalGrp/TotalAmt01163
IRS990/FeesForServicesOtherGrp/TotalAmt02746
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt825189
IRS990/Form990PartVIISectionAGrp/PersonNm0KEVIN BESSER
IRS990/Form990PartVIISectionAGrp/PersonNm1MIKE FLECKENSTEIN
IRS990/Form990PartVIISectionAGrp/PersonNm2DONNA AVELINO
IRS990/Form990PartVIISectionAGrp/PersonNm3PATRICK HENEGHAN
IRS990/Form990PartVIISectionAGrp/PersonNm4PATRICIA CAIN
IRS990/Form990PartVIISectionAGrp/PersonNm5MATT PHILIPS
IRS990/Form990PartVIISectionAGrp/PersonNm6MARCEE PLACE
IRS990/Form990PartVIISectionAGrp/PersonNm7CHAD MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm8ANN WILDMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt864905
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR / SUPERVISORY CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR / CREDIT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8MANAGER/TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01941
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0798932
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt044455
IRS990/InsuranceGrp/TotalAmt014476
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt066812
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03260000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02710000
IRS990/IRPDocumentCnt0525
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0183454
IRS990/LandBldgEquipBasisNetGrp/BOYAmt072993
IRS990/LandBldgEquipBasisNetGrp/EOYAmt094114
IRS990/LandBldgEquipCostOrOtherBssAmt0277568
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02527941
IRS990/NetAssetsOrFundBalancesEOYAmt02544507
IRS990/NetUnrlzdGainsLossesInvstAmt0-94821
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt037029
IRS990/OfficeExpensesGrp/TotalAmt054399
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0160120
IRS990/OtherAssetsTotalGrp/EOYAmt0153610
IRS990/OtherEmployeeBenefitsGrp/TotalAmt037157
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1DIVIDENDS
IRS990/OtherExpensesGrp/Desc2SHARE AND LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt09464
IRS990/OtherExpensesGrp/TotalAmt136490
IRS990/OtherExpensesGrp/TotalAmt272166
IRS990/OtherExpensesGrp/TotalAmt340000
IRS990/OtherLiabilitiesGrp/BOYAmt013325785
IRS990/OtherLiabilitiesGrp/EOYAmt014097755
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0MISC. OPERATING
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0101
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0101
IRS990/OtherRevenueTotalAmt0101
IRS990/OtherSalariesAndWagesGrp/TotalAmt0119175
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09573954
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09797395
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt012899
IRS990/PensionPlanContributionsGrp/TotalAmt053101
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt036165
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt017935
IRS990/PrincipalOfficerNm0ANN WILDMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0569438
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1162581
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt063036
IRS990/PYOtherExpensesAmt0361495
IRS990/PYOtherRevenueAmt0369
IRS990/PYProgramServiceRevenueAmt0728123
IRS990/PYRevenuesLessExpensesAmt0138123
IRS990/PYSalariesCompEmpBnftPaidAmt0291910
IRS990/PYTotalExpensesAmt0653405
IRS990/PYTotalRevenueAmt0791528
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0111387
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02527941
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02544507
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02002559
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03024014
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt040000
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt040000
IRS990ScheduleD/EquipmentGrp/BookValueAmt014114
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0183454
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0197568
IRS990ScheduleD/LandGrp/BookValueAmt040000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt040000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014097755
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCOUNT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt094114
IRS990ScheduleD/TotalLiabilityAmt014097755
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERSHIP FOR A VOTE, WHICH ARE DETERMINED ON A CASE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12THE CREDIT UNION ENFORCES THE CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13THROUGH REVIEW OF THE POLICY AND AWARENESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14THE CREDIT UNION'S GOVERNING DOCUMENTS, CONFLICT OF
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17MISCELLANEOUS 3858.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt015931809
IRS990/TotalAssetsEOYAmt016735495
IRS990/TotalAssetsGrp/BOYAmt015931809
IRS990/TotalAssetsGrp/EOYAmt016735495
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/TotalAmt0687545
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt013403868
IRS990/TotalLiabilitiesEOYAmt014190988
IRS990/TotalLiabilitiesGrp/BOYAmt013403868
IRS990/TotalLiabilitiesGrp/EOYAmt014190988
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02527941
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02544507
IRS990/TotalOtherCompensationAmt025189
IRS990/TotalProgramServiceRevenueAmt0732019
IRS990/TotalReportableCompFromOrgAmt064905
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0798932
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0798932
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt015931809
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt016735495
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt01256
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03735 E WILLIAM STREET ROAD
IRS990/USAddress/CityNm0DECATUR
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd062521
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.ADMCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANN WILDMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02174223966
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ADM CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ADMC
ReturnHeader/Filer/EIN0370769914
ReturnHeader/Filer/PhoneNum02174223966
ReturnHeader/Filer/USAddress/AddressLine1Txt03735 E WILLIAM STREET ROAD
ReturnHeader/Filer/USAddress/CityNm0DECATUR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062521
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId012146CA28C5E086AB50B7951BD028DB4BADE61DD
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09BC8A9ED3246B4657A50282BDD4082D9D5CEA101
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt072.9.116.36
ReturnHeader/FilingSecurityInformation/IPDt02017-05-12
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm005:29:56
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0IRIS NOBLET CRITES
ReturnHeader/ReturnTs02017-05-12T05:31:33-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,735,495
Liabilities
$14,190,988
Net assets
$2,544,507
Revenue
$798,932
Expenses
$687,545
Net income
$111,387
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.18$0.19$0.01
2021Detailed filing. Detailed filing data is available for this year.$16.7$14.1$2.58$0.80$0.84$0.04
2020Detailed filing. Detailed filing data is available for this year.$16.3$13.7$2.62$0.83$0.83$0.00
2019Detailed filing. Detailed filing data is available for this year.$14.8$12.1$2.70$0.89$0.80$0.09
2018Detailed filing. Detailed filing data is available for this year.$15.8$13.2$2.61$0.83$0.84$0.01
2017Detailed filing. Detailed filing data is available for this year.$16.3$13.7$2.59$0.80$0.76$0.04
2016Detailed filing. Detailed filing data is available for this year.$16.7$14.2$2.54$0.80$0.69$0.11
2015Detailed filing. Detailed filing data is available for this year.$15.9$13.4$2.53$0.79$0.65$0.14
2014Detailed filing. Detailed filing data is available for this year.$16.2$13.9$2.36$0.78$0.67$0.11
2013Detailed filing. Detailed filing data is available for this year.$16.3$14.1$2.26$0.79$0.78$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$14.5$2.19$1.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.5$14.0$2.50$0.85
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.3$12.7$2.55$0.78