Liabilities / Assets
72nd percentile
Higher debt load relative to assets than 72% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
72nd percentile
Higher debt load relative to assets than 72% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
40th percentile
Higher net margin than 40% of similar nonprofits.
Top Officer Pay
72nd percentile
Higher top officer pay than 72% of similar nonprofits.
Top officer pay equals 1.0% of source-year revenue.
Asset Growth
33rd percentile
Faster asset growth than 33% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$845,293,551
Up $18,960,356 (+2.3%) from 2017
Net Assets
Up$81,152,910
Up $6,385,269 (+8.5%) from 2017
Liabilities
Up$764,140,641
Up $12,575,087 (+1.7%) from 2017
Revenue
Up$50,527,357
Up $6,427,635 (+15%) from 2017
Expenses
Up$44,142,088
Up $4,412,010 (+11%) from 2017
Net Income
Up$6,385,269
Up $2,015,625 (+46%) from 2017
Credit union 1 is a member-owned and controlled financial institution dedicated to providing convenient and competitive services as a means of improving ongoing economic well-being of our members while promoting growth and maintaining the credit union's long-term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $447,971,226 | $504,881,400 | ▲ $56,910,174 |
| Investments in Publicly Traded Securities | $259,117,804 | $258,808,709 | ▼ $309,095 |
| Rtn Earn Endowment Incm Other Fnds | $74,767,641 | $81,152,910 | ▲ $6,385,269 |
| Savings and Temporary Cash Investments | $69,994,223 | $31,253,572 | ▼ $38,740,651 |
| Land, Buildings, and Equipment, Net | $19,709,672 | $18,826,816 | ▼ $882,856 |
| Cash and Non-Interest-Bearing Accounts | $10,081,231 | $8,058,472 | ▼ $2,022,759 |
| Investments Program Related | $353,612 | $282,890 | ▼ $70,722 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $826,333,195 | $845,293,551 | ▲ $18,960,356 |
| Other Assets Total | $19,105,427 | $23,181,692 | ▲ $4,076,265 |
| Liabilities | |||
| Other Liabilities | $743,017,703 | $757,811,552 | ▲ $14,793,849 |
| Accounts Payable and Accrued Expenses | $8,547,851 | $6,329,089 | ▼ $2,218,762 |
| Total Liabilities | $751,565,554 | $764,140,641 | ▲ $12,575,087 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $74,767,641 | $81,152,910 | ▲ $6,385,269 |
| Total Liabilities and Net Assets / Fund Balance | $826,333,195 | $845,293,551 | ▲ $18,960,356 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $10,402,893 | $12,122,205 | $22,525,098 |
| Other Land Buildings | $989,206 | $7,546,378 | $8,535,584 |
| Land | $5,481,391 | - | $5,481,391 |
| Leasehold Improvements | $785,075 | $3,579,119 | $4,364,194 |
| Equipment | $1,168,251 | $1,323,529 | $2,491,780 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Paul Simons | CEO/director/treasurer | FT | $380,000 | $122,663 | $502,663 |
| Paul Fichter | General Counsel/SVP Legal Ops | FT | $185,563 | $38,771 | $224,334 |
| Susan Hejnosz | Evp/chief Information Offi | FT | $179,531 | $31,271 | $210,802 |
| James Mcneil | Senior VP Risk Management | FT | $153,466 | $46,191 | $199,657 |
| Brenda Crane | SVP/chief Lending Officer | FT | $164,685 | $29,016 | $193,701 |
| Todd Gunderson | Evp/chief Operations Officer | FT | $182,308 | $7,775 | $190,083 |
| Richard Broaddus | SVP/CFO | FT | $159,437 | $28,628 | $188,065 |
| Tim Rapson | VP Branch Operations | FT | $171,039 | $9,226 | $180,265 |
| Michael Hirt | SVP/chief Technology Officer | FT | $136,014 | $11,221 | $147,235 |
| James Kamp | VP Payment Services | FT | $117,308 | $20,869 | $138,177 |
| Sue Heyen | VP Human Resources & Train | FT | $119,085 | $14,586 | $133,671 |
| Lenore Hansen | VP Loss Prevention & Recov | FT | $107,466 | $18,800 | $126,266 |
| Denver Douglas | VP Technical Development Analyst | FT | $113,948 | $9,532 | $123,480 |
| Dan Mclean | VP Real Estate | FT | $112,645 | $7,406 | $120,051 |
| Theado Bonds | VP Member Solutions & Operations | FT | $109,566 | $5,998 | $115,564 |
| Donna Robinson | Director | - | $1,224 | - | $1,224 |
| Name | Title |
|---|---|
| Daniel Ricci | Chairman of the Board |
| David Scott | Director |
| Joseph Lyons | Director |
| Kent Yager | Director |
| Robert Eberhardt | Director |
| Robert Larson Jr | Director |
| Thomas Wells Jr | Director |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Allied Benefit Systems INC | Employee Benefits | 300 W ADAMS STREET SUITE 500, Chicago, IL 60606 | $658,325 |
| 22nd St LLC Butterfield Properties | Rent | 477 E BUTTERFIELD ROAD STE 202, Lombard, IL 60148 | $319,926 |
| Gpx Ommunications LLC Envolve Ip | Phones | PO BOX 1023, Southeastern, PA 19398-1023 | $286,442 |
| Atrium Mall LLC | Rent | PO BOX 9507, Boston, MA 02114-9507 | $214,523 |
| Comar Properties INC | Rent | PO BOX 6271, Carol Stream, IL 60197 | $195,161 |
| Line Item | Amount |
|---|---|
| Other Expenses | $25,160,407 |
| Salaries, Compensation, and Employee Benefits | $18,981,681 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $11,143,292 |
| Other Employee Benefits | - | - | - | $5,043,151 |
| Interest | - | - | - | $4,951,776 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $2,795,238 |
| Information Technology | - | - | - | $1,987,335 |
| Depreciation Depletion | - | - | - | $1,822,598 |
| All Other Expenses | - | - | - | $1,821,606 |
| Occupancy | - | - | - | $1,642,112 |
| Office Expenses | - | - | - | $1,311,183 |
| Other Expenses | - | - | - | $1,149,450 |
| Fees for Services Other | - | - | - | $881,826 |
| Advertising | - | - | - | $694,935 |
| Travel | - | - | - | $471,999 |
| Insurance | - | - | - | $209,503 |
| Total Functional Expenses | $0 | $0 | $0 | $44,142,088 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits (savings and Membership) | $298,472,214 |
| Money Market Share Deposit | $213,751,920 |
| Share Draft Deposits | $136,313,400 |
| Share Certificate Deposits | $74,470,540 |
| Ira Certificates | $34,803,478 |
“The organization has members.”
“Credit union members, which are the depositors, elect the board of directors at the annual meeting.”
“Certain transactions and decisions may be subject to approval by members.”
“The completed 990 is reviewed by the senior vice president of finance, senior vp risk management, president/ceo and the supervisory committee of the board of directors”
“The board compliance with the conflict of interest policy has not been an issue at the credit union. Board members notify the board of potential conflicts and remove him/herself from discussion of any such areas.”
“The board of directors reviews the president/ceo salary annually and utilizes a compensation survey prepared by cues for comparability purposes. The cues executive compensation guide is utilized by the ceo for salary comparability for officers and employees making over $100,000.”
“AVAILABLE UPON REQUEST.”
“Supervisory committee engages the cpa firm for an annual audit of the financial statement. Additionally the supervisory committee supervises the enterprise risk management department dept which includes 3 employees.”
“The credit union services 1st mortgage loans and as part of providing this service, collects property insurance and real estate tax payments monthly from home owners. The credit union holds the funds in escrow until the insurance premiums or tax bills are due.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 8547851 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 6329089 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 694935 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1821606 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | RICHARD BROADDUS CFOSVP |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2178939112 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 200 E CHAMPAIGN AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | RANTOUL |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 618662930 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 10081231 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 8058472 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 2795238 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 658325 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 319926 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 286442 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 214523 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 195161 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 300 W ADAMS STREET SUITE 500 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 477 E BUTTERFIELD ROAD STE 202 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 1023 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 9507 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | PO BOX 6271 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | LOMBARD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | SOUTHEASTERN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | BOSTON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | CAROL STREAM |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | MA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 60606 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 60148 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 193981023 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 021149507 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 60197 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | ALLIED BENEFIT SYSTEMS INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | 22ND ST LLC BUTTERFIELD PROPERTIES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | GPX OMMUNICATIONS LLC ENVOLVE IP |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | ATRIUM MALL LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | COMAR PROPERTIES INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | EMPLOYEE BENEFITS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | RENT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | PHONES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | RENT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | RENT |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 12130728 |
| IRS990/CYOtherExpensesAmt | 0 | 25160407 |
| IRS990/CYOtherRevenueAmt | 0 | 237008 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 38159621 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 6385269 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 18981681 |
| IRS990/CYTotalExpensesAmt | 0 | 44142088 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 50527357 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1822598 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 409 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 881826 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 18500 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 13906 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 12944 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 13612 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 20869 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 5998 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 9532 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 5113 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 11221 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 14586 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 18800 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 7406 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 7550 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 21871 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 31703 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT EBERHARDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT LARSON JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DONNA ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOSEPH LYONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DANIEL RICCI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVID SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | THOMAS WELLS JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KENT YAGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PAUL SIMONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BRENDA CRANE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SUSAN HEJNOSZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | RICHARD BROADDUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JAMES KAMP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | THEADO BONDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | DENVER DOUGLAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | TIM RAPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | MICHAEL HIRT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | SUE HEYEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | LENORE HANSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | DAN MCLEAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | TODD GUNDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | PAUL FICHTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | JAMES MCNEIL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1224 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 484163 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 179795 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 197858 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 174453 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 117308 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 109566 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 113948 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 175152 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 136014 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 119085 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 107466 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 112645 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 182533 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 202463 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 167954 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CEO/DIRECTOR/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SVP/CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EVP/CHIEF INFORMATION OFFI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP PAYMENT SERVICES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP MEMBER SOLUTIONS & OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP TECHNICAL DEVELOPMENT ANALYST |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP BRANCH OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP/CHIEF TECHNOLOGY OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP HUMAN RESOURCES & TRAIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP LOSS PREVENTION & RECOV |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP REAL ESTATE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | EVP/CHIEF OPERATIONS OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | GENERAL COUNSEL/SVP LEGAL OPS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | SENIOR VP RISK MANAGEMENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1958 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 903777 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1603377 |
| IRS990/GrossReceiptsAmt | 0 | 51226957 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 237008 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 15 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 1987335 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 209503 |
| IRS990/InterestGrp/TotalAmt | 0 | 4951776 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 11226951 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 11226951 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 353612 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 282890 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 259117804 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 258808709 |
| IRS990/IRPDocumentCnt | 0 | 16648 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 24571231 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 19709672 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 18826816 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 43398047 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 699600 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 74767641 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 81152910 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 903777 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 903777 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 237008 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 237008 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1642112 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1311183 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 19105427 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 23181692 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 5043151 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | VISA / ATM |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT OPERATIONAL COST |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3390484 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2623865 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2201735 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1149450 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 743017703 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 757811552 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 11143292 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 447971226 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 504881400 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | RICHARD BROADDUS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE REIMBURSEMENT |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 22084098 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 10811233 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 4127280 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 1137010 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 22084098 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 10811233 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 4127280 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1137010 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 7463799 |
| IRS990/PYOtherExpensesAmt | 0 | 20251675 |
| IRS990/PYOtherRevenueAmt | 0 | 280373 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 36355550 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 4369644 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 19478403 |
| IRS990/PYTotalExpensesAmt | 0 | 39730078 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 44099722 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 6385269 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 237008 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 74767641 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 81152910 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 69994223 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 31253572 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 10402893 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.