Civic Intelligence

Credit Union 1

990 • Fiscal year 2016 • EIN 37-0767435

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 02, 2017

Organization ProfileWWW.CREDITUNION1.ORG

View Organization Page

200 E Champaign AveRantoul, IL 61866-2930

(800) 252-6950

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Liabilities / Revenue

51st percentile

18.33x

Higher debt load relative to revenue than 51% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Net Margin

33rd percentile

9.8%

Higher net margin than 33% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Top Officer Pay

66th percentile

$467,360

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2016

Asset Growth

13th percentile

2.1%

Faster asset growth than 13% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Revenue Growth

22nd percentile

3.4%

Faster revenue growth than 22% of similar nonprofits.

2016 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$789,470,481

Up $16,310,647 (+2.1%) from 2015

Net Assets

Up

$69,215,477

Up $3,916,534 (+6.0%) from 2015

Liabilities

Up

$720,255,004

Up $12,394,113 (+1.8%) from 2015

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin33rd percentile

Revenue

Up

$39,294,201

Up $1,278,703 (+3.4%) from 2015

Expenses

Up

$35,443,230

Up $1,257,352 (+3.7%) from 2015

Net Income

Up

$3,850,971

Up $21,351 (+0.6%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2013: $745,918,714Liabilities 2013: $687,258,011Net Assets 2013: $58,660,7032013Assets 2014: $746,663,488Liabilities 2014: $685,194,165Net Assets 2014: $61,469,3232014Assets 2015: $773,159,834Liabilities 2015: $707,860,891Net Assets 2015: $65,298,9432015Assets 2016: $789,470,481Liabilities 2016: $720,255,004Net Assets 2016: $69,215,4772016Assets 2017: $826,333,195Liabilities 2017: $751,565,554Net Assets 2017: $74,767,6412017Assets 2018: $845,293,551Liabilities 2018: $764,140,641Net Assets 2018: $81,152,9102018Assets 2019: $958,631,700Liabilities 2019: $869,457,171Net Assets 2019: $89,174,5292019Assets 2020: $1,171,433,354Liabilities 2020: $1,075,224,083Net Assets 2020: $96,209,2712020Assets 2021: $1,226,789,437Liabilities 2021: $1,119,898,189Net Assets 2021: $106,891,2482021Assets 2022: $1,585,978,393Liabilities 2022: $1,455,360,872Net Assets 2022: $130,617,5212022Assets 2023: $1,699,028,667Liabilities 2023: $1,566,095,833Net Assets 2023: $132,932,8342023Assets 2024: $1,873,446,949Liabilities 2024: $1,715,980,762Net Assets 2024: $157,466,1872024

Highlighted filing

2016

Assets$789,470,481
Liabilities$720,255,004
Net Assets$69,215,477
Open 2016 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Revenue 2013: $37,302,606Expenses 2013: $35,377,494Net Income 2013: $1,925,1122013Revenue 2014: $36,824,051Expenses 2014: $34,023,279Net Income 2014: $2,800,7722014Revenue 2015: $38,015,498Expenses 2015: $34,185,878Net Income 2015: $3,829,6202015Revenue 2016: $39,294,201Expenses 2016: $35,443,230Net Income 2016: $3,850,9712016Revenue 2017: $44,099,722Expenses 2017: $39,730,078Net Income 2017: $4,369,6442017Revenue 2018: $50,527,357Expenses 2018: $44,142,088Net Income 2018: $6,385,2692018Revenue 2019: $59,629,366Expenses 2019: $51,607,748Net Income 2019: $8,021,6182019Revenue 2020: $61,895,810Expenses 2020: $54,861,066Net Income 2020: $7,034,7442020Revenue 2021: $72,991,911Expenses 2021: $59,187,636Net Income 2021: $13,804,2752021Revenue 2022: $74,221,901Expenses 2022: $64,352,203Net Income 2022: $9,869,6982022Revenue 2023: $98,062,927Expenses 2023: $88,205,293Net Income 2023: $9,857,6342023Revenue 2024: $107,315,887Expenses 2024: $103,205,283Net Income 2024: $4,110,6042024

Highlighted filing

2016

Revenue$39,294,201
Expenses$35,443,230
Net Income$3,850,971
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 2, 2017
Return Version
2016v3.0
Gross Receipts
$39,651,579
Mission and Program Overview

Mission

Credit union 1 is a member-owned and controlled financial institution dedicated to providing convenient and competitive services as a means of improving ongoing economic well-being of our members while promoting growth and maintaining the credit union's long-term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$386,987,566$425,425,891▲ $38,438,325
Investments in Publicly Traded Securities$210,852,720$265,215,543▲ $54,362,823
Rtn Earn Endowment Incm Other Fnds$65,298,943$69,215,477▲ $3,916,534
Savings and Temporary Cash Investments$126,436,750$46,187,818▼ $80,248,932
Land, Buildings, and Equipment, Net$20,053,637$19,347,337▼ $706,300
Cash and Non-Interest-Bearing Accounts$8,386,857$8,096,411▼ $290,446
Accounts Receivable$332,331$5,687,274▲ $5,354,943
Prepaid Expenses and Deferred Charges$3,560,544$4,427,471▲ $866,927
Investments Program Related$352,423$352,618▲ $195
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$773,159,834$789,470,481▲ $16,310,647
Other Assets Total$16,197,006$14,730,118▼ $1,466,888
Liabilities
Other Liabilities$702,718,975$712,857,630▲ $10,138,655
Accounts Payable and Accrued Expenses$3,727,491$5,732,238▲ $2,004,747
Escrow Account Liability$1,414,425$1,665,136▲ $250,711
Total Liabilities$707,860,891$720,255,004▲ $12,394,113
Net Assets / Fund Balance
Total Net Assets Fund Balance$65,298,943$69,215,477▲ $3,916,534
Total Liabilities and Net Assets / Fund Balance$773,159,834$789,470,481▲ $16,310,647

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$10,995,228$10,802,415$21,797,643
Equipment$1,984,147$18,665,441$20,649,588
Leasehold Improvements$1,004,528$4,561,346$5,565,874
Land$5,363,434-$5,363,434
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Paul SimonsCEO/director/treasurerFT$347,074$120,286$467,360
Paul FichterGeneral Counsel/SVP Legal OpsFT$170,775$30,036$200,811
Susan HejnoszEvp/chief Information OfficerFT$162,000$28,604$190,604
Steele HendrixSenior VP MarketingFT$155,175$27,503$182,678
Brenda CraneChief Operations OfficerFT$146,680$26,611$173,291
Ellie KrcmarSenior VP Branch OperationsFT$144,000$25,284$169,284
James McneilSenior VP Risk ManagementFT$134,000$24,613$158,613
Richard BroaddusSenior VP FinanceFT$145,187$12,043$157,230
Michael HirtVP Info SystemsFT$123,461$10,118$133,579
James KampVP Member Services/cardsFT$111,108$14,649$125,757
Tim RapsonVP Branch OperationsFT$108,511$14,732$123,243
Lenore HansenVP Loss Prevention & RecoveryFT$97,395$17,305$114,700
Denver DouglasSr. Resource & Dev. AnalystFT$105,319$6,923$112,242
Dan McleanVP Real EstateFT$104,549$6,922$111,471
Sue HeyenVP Human Resources & TrainingFT$100,190$11,241$111,431
Theado BondsVP Branch OperationsFT$102,271$5,782$108,053

Board Members and Trustees

NameTitle
Daniel RicciChairman of the Board
David ScottDirector
Donna RobinsonDirector
Joseph LyonsDirector
Kent YagerDirector
Robert EberhardtDirector
Robert Larson JrDirector
Thomas Wells JrDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Laxalt & Nomura LtdLegal9600 GATEWAY DRIVE, Reno, NV 89521$192,098
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$35,491,960
Investment Income
$3,539,738
Other Revenue
$262,503
Change in Net Assets
$3,850,971
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$17,975,846
Other Expenses$17,467,384
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$13,154,582
Other Employee Benefits---$2,588,534
Occupancy---$2,259,427
Depreciation Depletion---$1,918,192
All Other Expenses---$1,690,889
Information Technology---$1,499,374
Payroll Taxes---$1,095,667
Office Expenses---$836,862
Other Expenses---$781,409
Advertising---$698,413
Current Officers, Directors, Trustees, and Key Employees---$624,590
Fees for Services Other---$550,439
Pension Plan Contributions---$512,473
Travel---$339,647
Interest---$316,830
Insurance---$245,274
Fees for Services Accounting---$67,300
Fees for Services Legal---$54,175
Total Functional Expenses$0$0$0$35,443,230
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits (savings and Membership)$270,946,300
Money Market Share Deposit$200,448,646
Share Draft Deposits$120,158,012
Share Certificate Deposits$83,942,099
Ira Certificates$37,362,573
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“Credit union members, which are the depositors, elect the board of directors at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and decisions may be subject to approval by members.”

Form 990, Part VI, Section B, Line 11B

“The completed 990 is reviewed by the senior vice president of finance, senior vp risk management, president/ceo and the supervisory committee of the board of directors”

Form 990, Part VI, Section B, Line 12C

“The board compliance with the conflict of interest policy has not been an issue at the credit union. Board members notify the board of potential conflicts and remove him/herself from discussion of any such areas.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the president/ceo salary annually and utilizes a compensation survey prepared by cues for comparability purposes. The cues executive compensation guide is utilized by the ceo for salary comparability for officers and employees making over $100,000.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Credit Union 1
EIN
37-0767435
Phone
8002526950
Address
200 E CHAMPAIGN AVE, RANTOUL, IL 61866-2930

Signing Officer

Name
Richard Broaddus
Title
Senior Vice President
Phone
8002526950
Signed
2017-08-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Broaddus
Formed
1958
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
406
Volunteers
8

Preparer

Firm
Gbq Partners LLC
Address
5086 WOOSTER ROAD, CINCINNATI, OH 45226
Preparer
Robert Mkling
Phone
5138713033
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Mcmillan master credit union merger 65563.”

FORM 990, PART XII, LINE 2C:

“Supervisory committee engages the cpa firm for an annual audit of the financial statement. Additionally the supervisory committee supervises the internal audit dept which includes 2 employees.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union services 1st mortgage loans and as part of providing this service, collects property insurance and real estate tax payments monthly from home owners. The credit union holds the funds in escrow until the insurance premiums or tax bills are due.”

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IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT EBERHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT LARSON JR
IRS990/Form990PartVIISectionAGrp/PersonNm2DONNA ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm3JOSEPH LYONS
IRS990/Form990PartVIISectionAGrp/PersonNm4DANIEL RICCI
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID SCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm6THOMAS WELLS JR
IRS990/Form990PartVIISectionAGrp/PersonNm7KENT YAGER
IRS990/Form990PartVIISectionAGrp/PersonNm8PAUL SIMONS
IRS990/Form990PartVIISectionAGrp/PersonNm9BRENDA CRANE
IRS990/Form990PartVIISectionAGrp/PersonNm10SUSAN HEJNOSZ
IRS990/Form990PartVIISectionAGrp/PersonNm11STEELE HENDRIX
IRS990/Form990PartVIISectionAGrp/PersonNm12ELLIE KRCMAR
IRS990/Form990PartVIISectionAGrp/PersonNm13RICHARD BROADDUS
IRS990/Form990PartVIISectionAGrp/PersonNm14JAMES KAMP
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IRS990/Form990PartVIISectionAGrp/PersonNm17TIM RAPSON
IRS990/Form990PartVIISectionAGrp/PersonNm18MICHAEL HIRT
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8449360
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9160870
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10179331
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11169776
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12158667
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13146624
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14111108
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15102271
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16105319
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17108511
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18123461
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19100190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2097395
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21104549
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22186726
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23146970
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO/DIRECTOR/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP/CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SENIOR VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt12SENIOR VP BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13SENIOR VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP MEMBER SERVICES/CARDS
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt16SR. RESOURCE & DEV. ANALYST
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP BRANCH OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP INFO SYSTEMS
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP HUMAN RESOURCES & TRAINING
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP LOSS PREVENTION & RECOVERY
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt22GENERAL COUNSEL/SVP LEGAL OPS
IRS990/Form990PartVIISectionAGrp/TitleTxt23SENIOR VP RISK MANAGEMENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt030834
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0388212
IRS990/GrossReceiptsAmt039651579
IRS990/GrossRentsGrp/RealAmt0262503
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt015
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01499374
IRS990/InsuranceGrp/TotalAmt0245274
IRS990/InterestGrp/TotalAmt0316830
IRS990/InvestmentIncomeGrp/ExclusionAmt03508904
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03508904
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0352423
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0352618
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0210852720
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0265215543
IRS990/IRPDocumentCnt015340
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt034029202
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020053637
IRS990/LandBldgEquipBasisNetGrp/EOYAmt019347337
IRS990/LandBldgEquipCostOrOtherBssAmt053376539
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0357378
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt065298943
IRS990/NetAssetsOrFundBalancesEOYAmt069215477
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt030834
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt030834
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0262503
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0262503
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02259427
IRS990/OfficeExpensesGrp/TotalAmt0836862
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016197006
IRS990/OtherAssetsTotalGrp/EOYAmt014730118
IRS990/OtherChangesInNetAssetsAmt065563
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02588534
IRS990/OtherExpensesGrp/Desc0VISA / ATM
IRS990/OtherExpensesGrp/Desc1DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3OTHER
IRS990/OtherExpensesGrp/TotalAmt02359175
IRS990/OtherExpensesGrp/TotalAmt12321953
IRS990/OtherExpensesGrp/TotalAmt21528025
IRS990/OtherExpensesGrp/TotalAmt3781409
IRS990/OtherLiabilitiesGrp/BOYAmt0702718975
IRS990/OtherLiabilitiesGrp/EOYAmt0712857630
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt013154582
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0386987566
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0425425891
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01095667
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0512473
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03560544
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04427471
IRS990/PrincipalOfficerNm0RICHARD BROADDUS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE REIMBURSEMEN
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020740965
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19557593
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23588308
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31605094
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020740965
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19557593
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23588308
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31605094
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02539475
IRS990/PYOtherExpensesAmt017049429
IRS990/PYOtherRevenueAmt0252693
IRS990/PYProgramServiceRevenueAmt035223330
IRS990/PYRevenuesLessExpensesAmt03829620
IRS990/PYSalariesCompEmpBnftPaidAmt017136449
IRS990/PYTotalExpensesAmt034185878
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt038015498
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt03850971
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/RealAmt0262503
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt065298943
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt069215477
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0126436750
IRS990/SavingsAndTempCashInvstGrp/EOYAmt046187818
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt010995228
IRS990ScheduleD/BuildingsGrp/DepreciationAmt010802415
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt021797643
IRS990ScheduleD/EquipmentGrp/BookValueAmt01984147
IRS990ScheduleD/EquipmentGrp/DepreciationAmt018665441
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020649588
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$789,470,481
Liabilities
$720,255,004
Net assets
$69,215,477
Revenue
$39,294,201
Expenses
$35,443,230
Net income
$3,850,971
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,873$1,716$157$107$103$4.11
2023Detailed filing. Detailed filing data is available for this year.$1,699$1,566$133$98.1$88.2$9.86
2022Detailed filing. Detailed filing data is available for this year.$1,586$1,455$131$74.2$64.4$9.87
2021Detailed filing. Detailed filing data is available for this year.$1,227$1,120$107$73.0$59.2$13.8
2020Detailed filing. Detailed filing data is available for this year.$1,171$1,075$96.2$61.9$54.9$7.03
2019Detailed filing. Detailed filing data is available for this year.$959$869$89.2$59.6$51.6$8.02
2018Detailed filing. Detailed filing data is available for this year.$845$764$81.2$50.5$44.1$6.39
2017Detailed filing. Detailed filing data is available for this year.$826$752$74.8$44.1$39.7$4.37
2016Detailed filing. Detailed filing data is available for this year.$789$720$69.2$39.3$35.4$3.85
2015Detailed filing. Detailed filing data is available for this year.$773$708$65.3$38.0$34.2$3.83
2014Detailed filing. Detailed filing data is available for this year.$747$685$61.5$36.8$34.0$2.80
2013Detailed filing. Detailed filing data is available for this year.$746$687$58.7$37.3$35.4$1.93