Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Operating Engineers Local 148 Credit Union
990 • Fiscal year 2015 • EIN 37-0631086
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.83x
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
23rd percentile
Higher net margin than 23% of similar nonprofits.
Top Officer Pay
15th percentile
Higher top officer pay than 15% of similar nonprofits.
Top officer pay equals 5.1% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Balance Sheet
Assets
Down$17,061,085
Down $211,342 (-1.2%) from 2014
Net Assets
Up$2,830,116
Up $1 (+0.0%) from 2014
Liabilities
Down$14,230,969
Down $211,343 (-1.5%) from 2014
Revenue And Expenses
Revenue
Down$547,617
Down $36,833 (-6.3%) from 2014
Expenses
Down$547,616
Down $26,961 (-4.7%) from 2014
Net Income
Down$1
Down $9,872 (-100%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2015 to Dec 31, 2015
- Signed
- May 10, 2016
- Return Version
- 2015v2.0
- Gross Receipts
- $547,617
Mission and Program Overview
Mission
Provide loans and savings accounts to members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,521,330 | $8,433,243 | ▼ $88,087 |
| Rtn Earn Endowment Incm Other Fnds | $2,830,115 | $2,830,116 | ▲ $1 |
| Savings and Temporary Cash Investments | $1,397,319 | $1,074,068 | ▼ $323,251 |
| Land, Buildings, and Equipment, Net | $73,732 | $61,709 | ▼ $12,023 |
| Prepaid Expenses and Deferred Charges | $3,024 | $16,097 | ▲ $13,073 |
| Cash and Non-Interest-Bearing Accounts | - | $0 | - |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $17,272,427 | $17,061,085 | ▼ $211,342 |
| Other Assets Total | $7,277,022 | $7,475,968 | ▲ $198,946 |
| Liabilities | |||
| Other Liabilities | $14,429,337 | $14,222,402 | ▼ $206,935 |
| Accounts Payable and Accrued Expenses | $12,975 | $8,567 | ▼ $4,408 |
| Total Liabilities | $14,442,312 | $14,230,969 | ▼ $211,343 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,830,115 | $2,830,116 | ▲ $1 |
| Total Liabilities and Net Assets / Fund Balance | $17,272,427 | $17,061,085 | ▼ $211,342 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Land | $37,148 | - | $37,148 |
| Other Land Buildings | $18,562 | - | $18,562 |
| Buildings | $5,999 | - | $5,999 |
| Other Assets Org | $138,968 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Bill Howle | Pres/treas | PT | $27,684 | $27,684 |
| Edward Heisner | Vice President | PT | $12,840 | $12,840 |
Board Members and Trustees
| Name | Title |
|---|---|
| Phillip Daniels | Vice Chairman |
| David Baysinger | Director |
| David Witte | Director |
| Douglas Pierce | Director |
| Earl Berrong | Director |
| Larry Jenkins | Director |
| Stephen Smith | Director |
| Tim Lohmann | Director |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $477,465
- Investment Income
- $70,152
- Other Revenue
- $0
- Change in Net Assets
- $1
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $279,807 |
| Other Expenses | $267,809 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $176,666 |
| Other Employee Benefits | - | - | - | $62,617 |
| All Other Expenses | - | - | - | $59,193 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $40,524 |
| Occupancy | - | - | - | $24,145 |
| Other Expenses | - | - | - | $20,559 |
| Travel | - | - | - | $18,314 |
| Total Functional Expenses | $0 | $0 | $0 | $547,616 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Shares | $14,222,402 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
“All account holders are considered members of the credit union.”
Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body
“Credit union account holders, who are members, elect officers and directors.”
Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders
“Actions of the directors are approved at annual member's meeting.”
Form 990, Part VI, Line 11B: Form 990 Review Process
“Reviewed by board members prior to filing.”
Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts
“Reviewed on a periodic basis.”
Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management
“Reviewed and approved by board members.”
Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees
“Board of directors approves all compensation for employees.”
Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
“Documents are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Operating Engineers Local 148
- EIN
- 37-0631086
- Phone
- 6184517642
- Address
- 1503 LINDELL BLVD, GRANITE CITY, IL 62040
Signing Officer
- Name
- Bill Howle
- Title
- President/treasurer
- Signed
- 2016-05-10
- Discuss with paid preparer
- Yes
Organization Details
- Legal Domicile
- Il
- Voting Board Members
- 10
- Independent Board Members
- 10
- Employees
- 6
Preparer
- Firm
- VoellingerSimpson Dolan & Assoc PC
- Address
- 4010 N Illinois St Ste 1, Belleville, IL 62226
- Preparer
- John C Simpson
- Phone
- 6182338515
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 24E: Other Expenses
“: Column (A) - Total = $0; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“ANNUAL MEETING: Column (A) - Total = $1200; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“ASSOCIATION DUES: Column (A) - Total = $9315; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“EDUCATION/ADVERTISEMENT: Column (A) - Total = $8142; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“EXAM/SUPERVISION FEES: Column (A) - Total = $7059; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“LOAN SERVICING: Column (A) - Total = $4964; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“MEMBER SERVICES: Column (A) - Total = $7845; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“OTHER: Column (A) - Total = $1475; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“PROVISION LOAN LOSSES: Column (A) - Total = $19193; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Raw XML AppendixShowing 400 of 419 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/ForeignFinancialAccountInd | 0 | false |
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| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 73732 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 61709 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 61709 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE LOANS AND SAVINGS ACCOUNTS TO MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2830115 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2830116 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 24145 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7277022 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7475968 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 62617 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | OFFICE OPERATIONS |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 3 | MEMBER INSURANCE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 66091 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 46743 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 32764 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 20559 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 14429337 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 14222402 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 176666 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8521330 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8433243 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3024 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 16097 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 17574 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 457181 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2710 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 17574 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 457181 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2710 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 63287 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 295142 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 521163 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 9873 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 279435 |
| IRS990/PYTotalExpensesAmt | 0 | 574577 |
| IRS990/PYTotalRevenueAmt | 0 | 584450 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2830115 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2830116 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1397319 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1074068 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5999 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5999 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 37148 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 37148 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 138968 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 18562 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 18562 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 14222402 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 61709 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 7475968 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 14222402 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL ACCOUNT HOLDERS ARE CONSIDERED MEMBERS OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CREDIT UNION ACCOUNT HOLDERS, WHO ARE MEMBERS, ELECT OFFICERS AND DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACTIONS OF THE DIRECTORS ARE APPROVED AT ANNUAL MEMBER'S MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | REVIEWED BY BOARD MEMBERS PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | REVIEWED ON A PERIODIC BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | REVIEWED AND APPROVED BY BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | BOARD OF DIRECTORS APPROVES ALL COMPENSATION FOR EMPLOYEES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | : Column (A) - Total = $0; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ANNUAL MEETING: Column (A) - Total = $1200; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ASSOCIATION DUES: Column (A) - Total = $9315; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | EDUCATION/ADVERTISEMENT: Column (A) - Total = $8142; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | EXAM/SUPERVISION FEES: Column (A) - Total = $7059; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | LOAN SERVICING: Column (A) - Total = $4964; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | MEMBER SERVICES: Column (A) - Total = $7845; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | OTHER: Column (A) - Total = $1475; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | PROVISION LOAN LOSSES: Column (A) - Total = $19193; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 17272427 |
| IRS990/TotalAssetsEOYAmt | 0 | 17061085 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 17272427 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17061085 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 547616 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 14442312 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 14230969 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 14442312 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 14230969 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2830115 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2830116 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 477465 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 40524 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 70152 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 477465 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 547617 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 17272427 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17061085 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 18314 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 10 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BILL HOWLE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/TREASURER |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OPERATING ENGINEERS LOCAL 148 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | CREDIT UNION |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $17,061,085
- Liabilities
- $14,230,969
- Net assets
- $2,830,116
- Revenue
- $547,617
- Expenses
- $547,616
- Net income
- $1