Civic Intelligence

Operating Engineers Local 148 Credit Union

990 • Fiscal year 2012 • EIN 37-0631086

Jan 01, 2012 to Dec 31, 2012 • Filed on May 06, 2013

Organization ProfileN/A

View Organization Page

1503 Lindell Blvd62040
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.85x

Higher debt load relative to assets than 40% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

53rd percentile

3.9%

Faster asset growth than 53% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets40th percentile

Assets

Up

$19,391,012

Up $724,031 (+3.9%) from 2011

Net Assets

Flat

$2,816,115

Flat from 2011

Liabilities

Up

$16,574,897

Up $724,031 (+4.6%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$729,089

Down $85,567 (-11%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $18,983,386Liabilities 2010: $16,194,636Net Assets 2010: $2,788,7502010Assets 2011: $18,666,981Liabilities 2011: $15,850,866Net Assets 2011: $2,816,1152011Assets 2012: $19,391,012Liabilities 2012: $16,574,897Net Assets 2012: $2,816,1152012Assets 2013: $18,032,001Liabilities 2013: $15,211,759Net Assets 2013: $2,820,2422013Assets 2014: $17,272,427Liabilities 2014: $14,442,312Net Assets 2014: $2,830,1152014Assets 2015: $17,061,085Liabilities 2015: $14,230,969Net Assets 2015: $2,830,1162015Assets 2016: $17,001,450Liabilities 2016: $14,210,283Net Assets 2016: $2,791,1672016

Highlighted filing

2012

Assets$19,391,012
Liabilities$16,574,897
Net Assets$2,816,115
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $861,8422010Expenses 2011: $814,6562011Expenses 2012: $729,0892012Revenue 2013: $650,387Expenses 2013: $646,050Net Income 2013: $4,3372013Revenue 2014: $584,450Expenses 2014: $574,577Net Income 2014: $9,8732014Revenue 2015: $547,617Expenses 2015: $547,616Net Income 2015: $12015Revenue 2016: $533,428Expenses 2016: $572,377Net Income 2016: -$38,9492016

Highlighted filing

2012

Revenue-
Expenses$729,089
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 6, 2013
Return Version
2012v2.0
Gross Receipts
$729,089
Mission and Program Overview

Mission

Provide loans and savings accounts to members.

Filing and Contact Details

Filer

EIN
37-0631086
Raw XML AppendixShowing 400 of 431 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0OTHER: Column (A) - Total = $2020; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation1NCUSIF RECAPITALIZATION: Column (A) - Total = $15432; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation2MEMBER SERVICES: Column (A) - Total = $8545; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation3MEMBER INSURANCE: Column (A) - Total = $42528; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation4LOAN SERVICING: Column (A) - Total = $6602; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation5EXAM/SUPERVISION FEES: Column (A) - Total = $7343; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation6EDUCATION/ADVERTISEMENT: Column (A) - Total = $10216; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation7ASSOCIATION DUES: Column (A) - Total = $9512; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation8ANNUAL MEETING: Column (A) - Total = $1200; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation9: Column (A) - Total = $0; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/GeneralExplanation/Explanation10DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation11BOARD OF DIRECTORS APPROVES ALL COMPENSATION FOR EMPLOYEES.
IRS990ScheduleO/GeneralExplanation/Explanation12REVIEWED AND APPROVED BY BOARD MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation13REVIEWED ON A PERIODIC BASIS.
IRS990ScheduleO/GeneralExplanation/Explanation14REVIEWED BY BOARD MEMBERS PRIOR TO FILING.
IRS990ScheduleO/GeneralExplanation/Explanation15ACTIONS OF THE DIRECTORS ARE APPROVED AT ANNUAL MEMBER'S MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation16CREDIT UNION ACCOUNT HOLDERS, WHO ARE MEMBERS, ELECT OFFICERS AND DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation17ALL ACCOUNT HOLDERS ARE CONSIDERED MEMBERS OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part IX, Line 24e
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part IX, Line 24e
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IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part IX, Line 24e
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990, Part IX, Line 24e
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IRS990ScheduleO/GeneralExplanation/Identifier8Form 990, Part IX, Line 24e
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IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference6Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference7Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference8Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference9Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference10Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference11Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/GeneralExplanation/ReturnReference12Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/GeneralExplanation/ReturnReference13Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/GeneralExplanation/ReturnReference14Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/GeneralExplanation/ReturnReference15Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/GeneralExplanation/ReturnReference16Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/GeneralExplanation/ReturnReference17Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
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IRS990/TotalLiabilitiesEOY016574897
IRS990/TotalLiabNetAssetsFundBalances/BOY018666981
IRS990/TotalLiabNetAssetsFundBalances/EOY019391012
IRS990/TotalNbrEmployees06
IRS990/TotalNetAssetsFundBalances/BOY02816115
IRS990/TotalNetAssetsFundBalances/EOY02816115
IRS990/TotalOtherRevenue00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0640702
IRS990/TotalReportableCompFromOrg037980
IRS990/TotalRevenueCurrentYear0729089
IRS990/TotalRevenue/ExclusionAmount088387
IRS990/TotalRevenuePriorYear0842021
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0640702
IRS990/TotalRevenue/TotalRevenueColumn0729089
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IRS990/TransfersToExemptNonChrtblOrg0false
IRS990/TravelEntrtnmntPublicOfficials/Total00

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$19,391,012
Liabilities
$16,574,897
Net assets
$2,816,115
Revenue
-
Expenses
$729,089
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$17.0$14.2$2.79$0.53$0.57$0.04
2015Detailed filing. Detailed filing data is available for this year.$17.1$14.2$2.83$0.55$0.55$0.00
2014Detailed filing. Detailed filing data is available for this year.$17.3$14.4$2.83$0.58$0.57$0.01
2013Detailed filing. Detailed filing data is available for this year.$18.0$15.2$2.82$0.65$0.65$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.4$16.6$2.82$0.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.7$15.9$2.82$0.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.0$16.2$2.79$0.86