Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
60th percentile
Higher debt load relative to revenue than 60% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
27th percentile
Higher top officer pay than 27% of similar nonprofits.
Top officer pay equals 5.5% of source-year revenue.
Asset Growth
26th percentile
Faster asset growth than 26% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Assets
Up$33,700,960
Up $117,064 (+0.3%) from 2014
Net Assets
Down$2,649,657
Down $2,550 (-0.1%) from 2014
Liabilities
Up$31,051,303
Up $119,614 (+0.4%) from 2014
Revenue
Down$1,415,509
Down $28,529 (-2.0%) from 2014
Expenses
Down$1,354,244
Down $55,898 (-4.0%) from 2014
Net Income
Up$61,265
Up $27,369 (+81%) from 2014
The mission of the credit union is to provide low-cost financial services to its members, to encourage savings, to provide education in fiancial matters, and to prosper in order to continue to be a viable financial institution in the future.
Credit Union operated for mutual purposes.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $22,110,547 | $20,981,563 | ▼ $1,128,984 |
| Investments in Publicly Traded Securities | $7,767,099 | $8,574,718 | ▲ $807,619 |
| Rtn Earn Endowment Incm Other Fnds | $2,652,207 | $2,649,657 | ▼ $2,550 |
| Savings and Temporary Cash Investments | $1,889,666 | $2,345,658 | ▲ $455,992 |
| Cash and Non-Interest-Bearing Accounts | $810,753 | $934,413 | ▲ $123,660 |
| Land, Buildings, and Equipment, Net | $273,117 | $258,491 | ▼ $14,626 |
| Accounts Receivable | $97,480 | $94,032 | ▼ $3,448 |
| Prepaid Expenses and Deferred Charges | $34,647 | $42,043 | ▲ $7,396 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $33,583,896 | $33,700,960 | ▲ $117,064 |
| Other Assets Total | $600,587 | $470,042 | ▼ $130,545 |
| Liabilities | |||
| Other Liabilities | $30,711,134 | $30,819,658 | ▲ $108,524 |
| Accounts Payable and Accrued Expenses | $220,555 | $231,645 | ▲ $11,090 |
| Total Liabilities | $30,931,689 | $31,051,303 | ▲ $119,614 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,652,207 | $2,649,657 | ▼ $2,550 |
| Total Liabilities and Net Assets / Fund Balance | $33,583,896 | $33,700,960 | ▲ $117,064 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $102,665 | $502,446 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $106,500 | - | $0 |
| Equipment | $19,014 | $379,045 | $0 |
| Leasehold Improvements | $30,312 | $22,576 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Rhonda Schroeder | CEO | FT | $77,500 | $77,500 |
| Sandra Howard | Credit Manager | FT | $43,500 | $43,500 |
| Name | Title |
|---|---|
| Beth Wiegmann | Chairperson |
| Wayne Wilson | Vice Chairman |
| James Karr | Board Member |
| Leonard Sheaffer | Board Member |
| Marleen Andersen | Board Member |
| Steve Venhuizen | Board Member |
| Wilfred Schramm | Board Member |
| Mary Ostendorf | Secretary |
| Debbi Hunter | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $696,280 |
| Other Expenses | $657,964 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $343,188 |
| Office Expenses | - | - | - | $143,858 |
| Other Employee Benefits | - | - | - | $141,665 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $121,000 |
| Information Technology | - | - | - | $83,682 |
| Occupancy | - | - | - | $82,772 |
| Pension Plan Contributions | - | - | - | $50,912 |
| Advertising | - | - | - | $44,368 |
| Payroll Taxes | - | - | - | $39,515 |
| Depreciation Depletion | - | - | - | $32,562 |
| Fees for Services Accounting | - | - | - | $29,508 |
| Travel | - | - | - | $17,566 |
| Insurance | - | - | - | $15,369 |
| Payments to Affiliates | - | - | - | $15,138 |
| Other Expenses | - | - | - | $9,970 |
| Conferences and Meetings | - | - | - | $102 |
| All Other Expenses | - | - | - | $-6 |
| Total Functional Expenses | $0 | $0 | $0 | $1,354,244 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Shares held by members | $30,819,658 |
“4,970 members”
“4,970 members”
“members”
“Rhonda Schroeder, CEO completes Form 990 with the assistance of Melanie Macy, Collection Manager.”
“Newsletter, website, and upon request.”
“OCI Adjustment”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 220555 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 231645 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 97480 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 94032 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Credit Union operated for mutual purposes. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 44368 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -6 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Rhonda Schroeder |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8152734503 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 214 Main Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Savanna |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 61074 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 810753 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 934413 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 121000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 102 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 82940 |
| IRS990/CYOtherExpensesAmt | 0 | 657964 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1332569 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 61265 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 696280 |
| IRS990/CYTotalExpensesAmt | 0 | 1354244 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1415509 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 32562 |
| IRS990/Desc | 0 | We serve 4,970 members with savings accounts and dividend rates higher than area competitors. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 29508 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Marleen Andersen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | James Karr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Wilfred Schramm |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Debbi Hunter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Steve Venhuizen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Mary Ostendorf |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Leonard Sheaffer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Wayne Wilson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Beth Wiegmann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Rhonda Schroeder |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Sandra Howard |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 77500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 43500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Credit Manager |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1415509 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 83682 |
| IRS990/InitialReturnInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15369 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 82940 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 82940 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 7767099 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 8574718 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 904067 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 273117 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 258491 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1162558 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | The mission of the credit union is to provide low-cost financial services to its members, to encourage savings, to provide education in fiancial matters, and to prosper in order to continue to be a viable financial institution in the future. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2652207 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2649657 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82772 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 143858 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 600587 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 470042 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -63815 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 141665 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan/Collection Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Share Draft, ATM, ACH |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 67628 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 115447 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9970 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30711134 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30819658 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 343188 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22110547 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 20981563 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 15138 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 39515 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 50912 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 34647 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 42043 |
| IRS990/PrincipalOfficerNm | 0 | Rhonda Schroeder |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have a total of 1,599 outstanding member consumer loans. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | We have a total of 267 outstanding member mortgage and/or HELOC loans. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 80114 |
| IRS990/PYOtherExpensesAmt | 0 | 744943 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1363924 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 33896 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 665199 |
| IRS990/PYTotalExpensesAmt | 0 | 1410142 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
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| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 22576 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 30819658 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | All Shares held by members |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 258491 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30819658 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 4,970 members |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | 4,970 members |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | members |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Rhonda Schroeder, CEO completes Form 990 with the assistance of Melanie Macy, Collection Manager. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Newsletter, website, and upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | OCI Adjustment |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part XI, Line 9 |
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| IRS990/USAddress/AddressLine1Txt | 0 | 214 Main Street |
| IRS990/USAddress/CityNm | 0 | Savanna |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 61074 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | www.bacu.org |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-12-15 16:53:06Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rhonda Schroeder |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8152732945 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BLACKHAWK AREA CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BLAC |
| ReturnHeader/Filer/EIN | 0 | 366091357 |
| ReturnHeader/Filer/PhoneNum | 0 | 8152734503 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 214 Main Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Savanna |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 61074 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.