Civic Intelligence

Blackhawk Area Cu

990 • Fiscal year 2014 • EIN 36-6091357

Jan 01, 2014 to Dec 31, 2014 • Filed on May 14, 2015

Organization Profilewww.bacu.org

View Organization Page

214 Main StreetSavanna, IL 61074

(815) 273-4503

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

59th percentile

21.42x

Higher debt load relative to revenue than 59% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

25th percentile

2.3%

Higher net margin than 25% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

25th percentile

$77,500

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

52nd percentile

1.7%

Faster asset growth than 52% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

47th percentile

-0.9%

Faster revenue growth than 47% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$33,583,896

Up $572,265 (+1.7%) from 2013

Net Assets

Down

$2,652,207

Down $20,314 (-0.8%) from 2013

Liabilities

Up

$30,931,689

Up $592,579 (+2.0%) from 2013

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin25th percentile

Revenue

Down

$1,444,038

Down $12,995 (-0.9%) from 2013

Expenses

Up

$1,410,142

Up $65,882 (+4.9%) from 2013

Net Income

Down

$33,896

Down $78,877 (-70%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth52nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $28,904,119Liabilities 2010: $26,692,701Net Assets 2010: $2,211,4182010Assets 2011: $30,328,577Liabilities 2011: $27,970,688Net Assets 2011: $2,357,8892011Assets 2012: $32,358,116Liabilities 2012: $29,824,608Net Assets 2012: $2,533,5082012Assets 2013: $33,011,631Liabilities 2013: $30,339,110Net Assets 2013: $2,672,5212013Assets 2014: $33,583,896Liabilities 2014: $30,931,689Net Assets 2014: $2,652,2072014Assets 2015: $33,700,960Liabilities 2015: $31,051,303Net Assets 2015: $2,649,6572015Assets 2016: $33,344,685Liabilities 2016: $30,691,418Net Assets 2016: $2,653,2672016Assets 2017: $33,802,317Liabilities 2017: $31,236,619Net Assets 2017: $2,565,6982017Assets 2018: $33,561,901Liabilities 2018: $30,843,443Net Assets 2018: $2,718,4582018Assets 2019: $33,863,489Liabilities 2019: $31,131,719Net Assets 2019: $2,731,7702019Assets 2020: $40,360,049Liabilities 2020: $37,692,443Net Assets 2020: $2,667,6062020Assets 2021: $44,108,339Liabilities 2021: $41,185,823Net Assets 2021: $2,922,5162021Assets 2022: $43,546,962Liabilities 2022: $40,193,254Net Assets 2022: $3,353,7082022Assets 2023: $40,050,532Liabilities 2023: $36,183,342Net Assets 2023: $3,867,1902023Assets 2024: $38,018,614Liabilities 2024: $33,742,098Net Assets 2024: $4,276,5162024

Highlighted filing

2014

Assets$33,583,896
Liabilities$30,931,689
Net Assets$2,652,207
Open 2014 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,502,2772010Expenses 2011: $1,461,0072011Expenses 2012: $1,360,6702012Revenue 2013: $1,457,033Expenses 2013: $1,344,260Net Income 2013: $112,7732013Revenue 2014: $1,444,038Expenses 2014: $1,410,142Net Income 2014: $33,8962014Revenue 2015: $1,415,509Expenses 2015: $1,354,244Net Income 2015: $61,2652015Revenue 2016: $1,428,653Expenses 2016: $1,356,984Net Income 2016: $71,6692016Revenue 2017: $1,445,404Expenses 2017: $1,495,425Net Income 2017: -$50,0212017Revenue 2018: $1,553,828Expenses 2018: $1,421,998Net Income 2018: $131,8302018Revenue 2019: $1,629,051Expenses 2019: $1,519,962Net Income 2019: $109,0892019Revenue 2020: $1,503,007Expenses 2020: $1,435,221Net Income 2020: $67,7862020Revenue 2021: $1,720,364Expenses 2021: $1,484,181Net Income 2021: $236,1832021Revenue 2022: $1,907,031Expenses 2022: $1,571,638Net Income 2022: $335,3932022Revenue 2023: $2,171,881Expenses 2023: $1,635,081Net Income 2023: $536,8002023Revenue 2024: $2,178,867Expenses 2024: $1,722,770Net Income 2024: $456,0972024

Highlighted filing

2014

Revenue$1,444,038
Expenses$1,410,142
Net Income$33,896
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 14, 2015
Return Version
2014v5.0
Gross Receipts
$1,444,038
Mission and Program Overview

Mission

The mission of the credit union is to provide low-cost financial services to its members, to encourage savings, to provide education in fiancial matters, and to prosper in order to continue to be a viable financial institution in the future.

Credit Union operated for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,529,130$22,110,547▲ $1,581,417
Investments in Publicly Traded Securities$7,862,378$7,767,099▼ $95,279
Rtn Earn Endowment Incm Other Fnds$2,672,521$2,652,207▼ $20,314
Savings and Temporary Cash Investments$2,746,370$1,889,666▼ $856,704
Cash and Non-Interest-Bearing Accounts$944,521$810,753▼ $133,768
Land, Buildings, and Equipment, Net$267,958$273,117▲ $5,159
Accounts Receivable$98,692$97,480▼ $1,212
Prepaid Expenses and Deferred Charges$37,267$34,647▼ $2,620
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$33,011,631$33,583,896▲ $572,265
Other Assets Total$525,315$600,587▲ $75,272
Liabilities
Other Liabilities$30,116,029$30,711,134▲ $595,105
Accounts Payable and Accrued Expenses$223,081$220,555▼ $2,526
Total Liabilities$30,339,110$30,931,689▲ $592,579
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,672,521$2,652,207▼ $20,314
Total Liabilities and Net Assets / Fund Balance$33,011,631$33,583,896▲ $572,265

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$113,465$491,646$0
Other Land Buildings$0$0$0
Land$106,500-$0
Equipment$14,437$372,283$0
Leasehold Improvements$38,715$18,613$0
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rhonda SchroederCEOFT$77,500$77,500
Sandra HowardCredit ManagerFT$43,300$43,300

Board Members and Trustees

NameTitle
Beth WiegmannChairperson
Wayne WilsonVice Chairman
James KarrBoard Member
Leonard SheafferBoard Member
Marleen AndersenBoard Member
Steve VenhuizenBoard Member
Wilfred SchrammBoard Member
Mary OstendorfSecretary
Debbi HunterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,363,924
Investment Income
$80,114
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$33,896
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$744,943
Salaries, Compensation, and Employee Benefits$665,199
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$332,300
Office Expenses---$141,226
Other Employee Benefits---$128,698
Current Officers, Directors, Trustees, and Key Employees---$120,800
Information Technology---$87,710
Occupancy---$81,385
Pension Plan Contributions---$44,301
Payroll Taxes---$39,100
Advertising---$39,064
Depreciation Depletion---$36,535
Fees for Services Accounting---$25,025
Other Expenses---$20,861
Travel---$18,595
Insurance---$15,768
Payments to Affiliates---$15,518
Conferences and Meetings---$113
All Other Expenses---$101
Total Functional Expenses$0$0$0$1,410,142
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
All Shares held by members$30,711,134
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“5,037 members”

Form 990, Part VI, Section A, Line 7A

“5,037 members”

Form 990, Part VI, Section A, Line 7B

“members”

Form 990, Part VI, Section B, Line 11B

“Rhonda Schroeder, CEO completes Form 990 with the assistance of Melanie Macy, Collection Manager.”

Form 990, Part VI, Section C, Line 19

“Newsletter, website, and upon request.”

Filing and Contact Details

Filer

Filer Name
Blackhawk Area Cu
EIN
36-6091357
Phone
8152734503
Address
214 Main Street, Savanna, IL 61074

Signing Officer

Name
Rhonda Schroeder
Title
CEO
Phone
8152732945
Signed
2015-05-14

Organization Details

Principal Officer
Rhonda Schroeder
Formed
1935
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
0
Employees
17
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“OCI Adjustment”

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0223081
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0220555
IRS990/AccountsReceivableGrp/BOYAmt098692
IRS990/AccountsReceivableGrp/EOYAmt097480
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Credit Union operated for mutual purposes.
IRS990/AdvertisingGrp/TotalAmt039064
IRS990/AllOtherContributionsAmt00
IRS990/AllOtherExpensesGrp/TotalAmt0101
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Rhonda Schroeder
IRS990/BooksInCareOfDetail/PhoneNum08152734503
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0214 Main Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Savanna
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061074
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IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt036535
IRS990/Desc0We serve 5,037 members with savings accounts and dividend rates higher than area competitors.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
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IRS990/Form990PartVIISectionAGrp/PersonNm4Steve Venhuizen
IRS990/Form990PartVIISectionAGrp/PersonNm5Mary Ostendorf
IRS990/Form990PartVIISectionAGrp/PersonNm6Leonard Sheaffer
IRS990/Form990PartVIISectionAGrp/PersonNm7Wayne Wilson
IRS990/Form990PartVIISectionAGrp/PersonNm8Beth Wiegmann
IRS990/Form990PartVIISectionAGrp/PersonNm9Rhonda Schroeder
IRS990/Form990PartVIISectionAGrp/PersonNm10Sandra Howard
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Credit Manager
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt044301
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt037267
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034647
IRS990/PrincipalOfficerNm0Rhonda Schroeder
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0We have a total of 1,782 outstanding member consumer loans.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0We have a total of 258 outstanding member mortgage and/or HELOC loans.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt057525
IRS990/PYOtherExpensesAmt0709918
IRS990/PYProgramServiceRevenueAmt01399508
IRS990/PYRevenuesLessExpensesAmt0112773
IRS990/PYSalariesCompEmpBnftPaidAmt0634342
IRS990/PYTotalExpensesAmt01344260
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01457033
IRS990/ReconcilationRevenueExpnssAmt033896
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02672521
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02652207
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02746370
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01889666
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0113465
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0491646
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0605111
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt014437
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0372283
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0386720
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0106500
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0106500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt038715
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt018613
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt057328
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt030711134
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0All Shares held by members
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0273117
IRS990ScheduleD/TotalLiabilityAmt030711134
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt05,037 members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15,037 members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Rhonda Schroeder, CEO completes Form 990 with the assistance of Melanie Macy, Collection Manager.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Newsletter, website, and upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OCI Adjustment
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt033011631
IRS990/TotalAssetsEOYAmt033583896
IRS990/TotalAssetsGrp/BOYAmt033011631
IRS990/TotalAssetsGrp/EOYAmt033583896
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01410142
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt030339110
IRS990/TotalLiabilitiesEOYAmt030931689
IRS990/TotalLiabilitiesGrp/BOYAmt030339110
IRS990/TotalLiabilitiesGrp/EOYAmt030931689
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02672521
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02652207
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt01363924
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt01363924
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt01363924
IRS990/TotalReportableCompFromOrgAmt0120800
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01444038
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01444038
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt033011631
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt033583896
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt018595
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0214 Main Street
IRS990/USAddress/CityNm0Savanna
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd061074
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0www.bacu.org
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Rhonda Schroeder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08152732945
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BLACKHAWK AREA CU
ReturnHeader/Filer/BusinessNameControlTxt0BLAC

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,583,896
Liabilities
$30,931,689
Net assets
$2,652,207
Revenue
$1,444,038
Expenses
$1,410,142
Net income
$33,896
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.0$33.7$4.28$2.18$1.72$0.46
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.1$36.2$3.87$2.17$1.64$0.54
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.5$40.2$3.35$1.91$1.57$0.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.1$41.2$2.92$1.72$1.48$0.24
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.4$37.7$2.67$1.50$1.44$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.9$31.1$2.73$1.63$1.52$0.11
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.6$30.8$2.72$1.55$1.42$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.8$31.2$2.57$1.45$1.50$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$30.7$2.65$1.43$1.36$0.07
2015Detailed filing. Detailed filing data is available for this year.$33.7$31.1$2.65$1.42$1.35$0.06
2014Detailed filing. Detailed filing data is available for this year.$33.6$30.9$2.65$1.44$1.41$0.03
2013Detailed filing. Detailed filing data is available for this year.$33.0$30.3$2.67$1.46$1.34$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.4$29.8$2.53$1.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.3$28.0$2.36$1.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.9$26.7$2.21$1.50