Civic Intelligence

Meadows Credit Union

990 • Fiscal year 2016 • EIN 36-6081100

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 18, 2017

Organization ProfileWW.MCUONLINE.COM

View Organization Page

2401 Plum Grove Rd No 100Palatine, IL 60067

(847) 342-9300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.94x

Higher debt load relative to assets than 99% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

82nd percentile

22.63x

Higher debt load relative to revenue than 82% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

53rd percentile

11%

Higher net margin than 53% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

29th percentile

$164,784

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

60th percentile

5.4%

Faster asset growth than 60% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

15th percentile

-0.2%

Faster revenue growth than 15% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$118,393,870

Up $6,040,161 (+5.4%) from 2015

Net Assets

Up

$7,542,617

Up $557,653 (+8.0%) from 2015

Liabilities

Up

$110,851,253

Up $5,482,508 (+5.2%) from 2015

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin53rd percentile

Revenue

Down

$4,898,343

Down $8,437 (-0.2%) from 2015

Expenses

Up

$4,356,398

Up $161,991 (+3.9%) from 2015

Net Income

Down

$541,945

Down $170,428 (-24%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $116,930,313Liabilities 2010: $110,724,004Net Assets 2010: $6,206,3092010Assets 2011: $116,146,744Liabilities 2011: $111,754,423Net Assets 2011: $4,392,3212011Assets 2012: $106,932,941Liabilities 2012: $102,022,008Net Assets 2012: $4,910,9332012Assets 2013: $104,677,798Liabilities 2013: $99,170,630Net Assets 2013: $5,507,1682013Assets 2014: $107,882,409Liabilities 2014: $101,609,717Net Assets 2014: $6,272,6922014Assets 2015: $112,353,709Liabilities 2015: $105,368,745Net Assets 2015: $6,984,9642015Assets 2016: $118,393,870Liabilities 2016: $110,851,253Net Assets 2016: $7,542,6172016

Highlighted filing

2016

Assets$118,393,870
Liabilities$110,851,253
Net Assets$7,542,617
Open 2016 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $5,815,8012010Expenses 2011: $5,469,0732011Expenses 2012: $5,029,8072012Revenue 2013: $5,270,633Expenses 2013: $4,579,504Net Income 2013: $691,1292013Revenue 2014: $5,075,268Expenses 2014: $4,354,109Net Income 2014: $721,1592014Revenue 2015: $4,906,780Expenses 2015: $4,194,407Net Income 2015: $712,3732015Revenue 2016: $4,898,343Expenses 2016: $4,356,398Net Income 2016: $541,9452016

Highlighted filing

2016

Revenue$4,898,343
Expenses$4,356,398
Net Income$541,945
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 18, 2017
Return Version
2016v3.0
Gross Receipts
$8,905,591
Mission and Program Overview

Mission

The mission is to encourage thrift among its members and create a source of reasonable credit.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$69,519,249$74,118,396▲ $4,599,147
Savings and Temporary Cash Investments$29,907,000$33,102,000▲ $3,195,000
Rtn Earn Endowment Incm Other Fnds$6,984,964$7,542,617▲ $557,653
Land, Buildings, and Equipment, Net$906,837$3,275,977▲ $2,369,140
Cash and Non-Interest-Bearing Accounts$3,741,870$2,537,317▼ $1,204,553
Investments Other Securities$4,795,825$2,321,739▼ $2,474,086
Accounts Receivable$718,198$769,639▲ $51,441
Prepaid Expenses and Deferred Charges$419,934$466,581▲ $46,647
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$112,353,709$118,393,870▲ $6,040,161
Other Assets Total$2,344,796$1,802,221▼ $542,575
Liabilities
Other Liabilities$105,108,663$110,226,940▲ $5,118,277
Accounts Payable and Accrued Expenses$260,082$624,313▲ $364,231
Total Liabilities$105,368,745$110,851,253▲ $5,482,508
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,984,964$7,542,617▲ $557,653
Total Liabilities and Net Assets / Fund Balance$112,353,709$118,393,870▲ $6,040,161

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$2,102,676$47,857$2,150,533
Equipment$1,173,301$206,302$1,379,603
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward BuettnerCEOFT$160,906$3,878$164,784
Gary LelandChief Operating OfficerFT$130,185$23,837$154,022
Ted NiedbalecMortgage OriginatorFT$112,265$24,753$137,018

Board Members and Trustees

NameTitle
Rose HerzogVice Chairman and Secretar
Carl La MellDirector
Daniel WentzloffDirector
John FoleyDirector
Richard BatlinerDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,409,800
Investment Income
$488,543
Other Revenue
$0
Change in Net Assets
$541,945

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,898,343
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$4,898,343
Total Revenue per Form 990
$4,898,343
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,184,777
Salaries, Compensation, and Employee Benefits$2,171,621
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,511,476
Information Technology---$457,546
Occupancy---$409,245
Current Officers, Directors, Trustees, and Key Employees---$318,806
Office Expenses---$234,961
Other Employee Benefits---$196,099
All Other Expenses---$149,480
Advertising---$128,394
Payroll Taxes---$123,100
Other Expenses---$95,000
Depreciation Depletion---$71,125
Insurance---$62,221
Interest---$60,997
Fees for Services Accounting---$43,456
Pension Plan Contributions---$22,140
Fees for Services Legal---$9,338
Total Functional Expenses$0$0$0$4,356,398

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,356,398
Total Expenses per Audited Statements$4,356,398
Total Expenses per Form 990$4,356,398
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$110,226,940
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Membership eligibily requirement are documented in the organization's bylaws.”

Form 990, Part VI, Section A, Line 7A

“Members have the right to appoint or elect any of the board of directors. Every member has the right to vote the number of shares owned for as many persons as there are directors to be elected.”

Form 990, Part VI, Section A, Line 7B

“The following decisions are subject to the approval of all members: 1) any change in the organization's charter, 2) any amendments to the articles of incorporation, 3) the voluntary liquidation of the organization, and 4) a merger with another organization where mcu is not the surviving institution.”

Form 990, Part VI, Section B, Line 11B

“Management will review the return with the paid tax preparer. A copy of the form 990 is then supplied to the full board prior to filing the form with the irs.”

Form 990, Part VI, Section B, Line 12C

“The organization sent out the conflict of interest quiestionnaire electronically. The questionnaires were reviewed by the controller to determine if a conflict existed. If a conflict existed, that person would abstain from voting.”

Form 990, Part VI, Section B, Line 15

“A compensation survey or study is utilized in determining the ceo and coo's compensation ad approved by independent members of the board.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements are available to our membership upon request. Financial statements are available to our members and the general public via the ncua's website.”

Filing and Contact Details

Filer

Filer Name
Meadows Credit Union
EIN
36-6081100
Phone
8473429300
Address
2401 PLUM GROVE RD NO 100, PALATINE, IL 60067

Signing Officer

Name
Edward Buettner
Title
CEO
Phone
8473429300
Signed
2017-04-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Edward Buettner
Formed
1941
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
5
Employees
34
Volunteers
5

Preparer

Firm
Selden Fox Ltd
Address
619 ENTERPRISE DRIVE, OAK BROOK, IL 60523-8835
Preparer
Paul J Rozek
Phone
6309541400
Raw XML AppendixShowing 400 of 415 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYRevenuesLessExpensesAmt0712373
IRS990/PYSalariesCompEmpBnftPaidAmt02081049
IRS990/PYTotalExpensesAmt04194407
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04906780
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0541945
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06984964
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07542617
IRS990/SavingsAndTempCashInvstGrp/BOYAmt029907000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt033102000
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01173301
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0206302
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01379603
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt04356398
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02102676
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt047857
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02150533
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0110226940
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt04898343
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03275977
IRS990ScheduleD/TotalExpensesPerForm990Amt04356398
IRS990ScheduleD/TotalLiabilityAmt0110226940
IRS990ScheduleD/TotalRevenuePerForm990Amt04898343
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04898343
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04356398
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0160906
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1130185
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt03215
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt0663
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt123837
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0EDWARD BUETTNER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1GARY LELAND
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CHIEF OPERATING OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0164784
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1154022
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP ELIGIBILY REQUIREMENT ARE DOCUMENTED IN THE ORGANIZATION'S BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE THE RIGHT TO APPOINT OR ELECT ANY OF THE BOARD OF DIRECTORS. EVERY MEMBER HAS THE RIGHT TO VOTE THE NUMBER OF SHARES OWNED FOR AS MANY PERSONS AS THERE ARE DIRECTORS TO BE ELECTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FOLLOWING DECISIONS ARE SUBJECT TO THE APPROVAL OF ALL MEMBERS: 1) ANY CHANGE IN THE ORGANIZATION'S CHARTER, 2) ANY AMENDMENTS TO THE ARTICLES OF INCORPORATION, 3) THE VOLUNTARY LIQUIDATION OF THE ORGANIZATION, AND 4) A MERGER WITH ANOTHER ORGANIZATION WHERE MCU IS NOT THE SURVIVING INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT WILL REVIEW THE RETURN WITH THE PAID TAX PREPARER. A COPY OF THE FORM 990 IS THEN SUPPLIED TO THE FULL BOARD PRIOR TO FILING THE FORM WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION SENT OUT THE CONFLICT OF INTEREST QUIESTIONNAIRE ELECTRONICALLY. THE QUESTIONNAIRES WERE REVIEWED BY THE CONTROLLER TO DETERMINE IF A CONFLICT EXISTED. IF A CONFLICT EXISTED, THAT PERSON WOULD ABSTAIN FROM VOTING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5A COMPENSATION SURVEY OR STUDY IS UTILIZED IN DETERMINING THE CEO AND COO'S COMPENSATION AD APPROVED BY INDEPENDENT MEMBERS OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERSHIP UPON REQUEST. FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERS AND THE GENERAL PUBLIC VIA THE NCUA'S WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0112353709
IRS990/TotalAssetsEOYAmt0118393870
IRS990/TotalAssetsGrp/BOYAmt0112353709
IRS990/TotalAssetsGrp/EOYAmt0118393870
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt034
IRS990/TotalFunctionalExpensesGrp/TotalAmt04356398
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0105368745
IRS990/TotalLiabilitiesEOYAmt0110851253
IRS990/TotalLiabilitiesGrp/BOYAmt0105368745
IRS990/TotalLiabilitiesGrp/EOYAmt0110851253
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06984964
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07542617
IRS990/TotalOtherCompensationAmt052468
IRS990/TotalProgramServiceRevenueAmt04409800
IRS990/TotalReportableCompFromOrgAmt0403356
IRS990/TotalRevenueGrp/ExclusionAmt0557199
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04341144
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04898343
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0112353709
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0118393870
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03350 SALT CREEK LANE
IRS990/USAddress/CityNm0ARLINGTON HEIGHTS
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060005
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WW.MCUONLINE.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0EDWARD BUETTNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08473429300
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-04-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEADOWS CREDIT UNION
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ReturnHeader/Filer/PhoneNum08473429300
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ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09069D6BCB1A6364E324E05C23C3096D960EB4EDB
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.201.115.82
ReturnHeader/FilingSecurityInformation/IPDt02017-04-18

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$118,393,870
Liabilities
$110,851,253
Net assets
$7,542,617
Revenue
$4,898,343
Expenses
$4,356,398
Net income
$541,945
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$118$111$7.54$4.90$4.36$0.54
2015Detailed filing. Detailed filing data is available for this year.$112$105$6.98$4.91$4.19$0.71
2014Detailed filing. Detailed filing data is available for this year.$108$102$6.27$5.08$4.35$0.72
2013Detailed filing. Detailed filing data is available for this year.$105$99.2$5.51$5.27$4.58$0.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$102$4.91$5.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$112$4.39$5.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$117$111$6.21$5.82