Liabilities / Assets
99th percentile
Higher debt load relative to assets than 99% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.96x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Down$116,146,744
Down $783,569 (-0.7%) from 2010
Net Assets
Down$4,392,321
Down $1,813,988 (-29%) from 2010
Liabilities
Up$111,754,423
Up $1,030,419 (+0.9%) from 2010
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$5,469,073
Down $346,728 (-6.0%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2011 to Dec 31, 2011
- Signed
- May 3, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $10,969,601
Mission and Program Overview
Mission
The mission is to encourage thrift among its members and create a source of reasonable credit.
Major Activities
- Activity 2
- The organization issues share drafts, share certificates of deposit and provides savings accounts to members to encourage thrift.
- Activity 3
- The organization also offers financial planning services to its members.
Filing and Contact Details
Filer
- EIN
- 36-6081100
Raw XML AppendixShowing 400 of 480 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 617043 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 2381547 |
| IRS990/AccountsReceivable/BOY | 0 | 969034 |
| IRS990/AccountsReceivable/EOY | 0 | 1004985 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | THE ORGANIZATION ISSUES SHARE DRAFTS, SHARE CERTIFICATES OF DEPOSIT AND PROVIDES SAVINGS ACCOUNTS TO MEMBERS TO ENCOURAGE THRIFT. |
| IRS990/Activity3/Description | 0 | THE ORGANIZATION ALSO OFFERS FINANCIAL PLANNING SERVICES TO ITS MEMBERS. |
| IRS990/ActivityOrMissionDescription | 0 | THE MISSION IS TO ENCOURAGE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF REASONABLE CREDIT. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 3350 Salt Creek Lane |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Arlington Heights |
| IRS990/AddressPrincipalOfficerUS/State | 0 | IL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 60005 |
| IRS990/Advertising/Total | 0 | 114048 |
| IRS990/AllOtherExpenses/Total | 0 | 18881 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BenefitsToMembers/Total | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 2907851 |
| IRS990/CashNonInterestBearing/EOY | 0 | 5134032 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 316586 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | true |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 0 | 5050 KINGSLEY DR |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 1 | 4500 SW RESEARCH WAY |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 2 | PO BOX 3366 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 0 | CINCINNATI |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 1 | CORVALLIS |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 2 | OMAHA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 0 | OH |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 1 | OR |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 2 | NE |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 0 | 45263 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 1 | 97333 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 2 | 681760400 |
| IRS990/ContractorCompensation/Compensation | 0 | 143671 |
| IRS990/ContractorCompensation/Compensation | 1 | 106228 |
| IRS990/ContractorCompensation/Compensation | 2 | 101053 |
| IRS990/ContractorCompensation/DescriptionOfServices | 0 | ATM AND DEBIT CARD PROCESSOR |
| IRS990/ContractorCompensation/DescriptionOfServices | 1 | SOFTWARE SUPPORT |
| IRS990/ContractorCompensation/DescriptionOfServices | 2 | ONLINE BANKING AND ONLINE BILL PAY |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 0 | FIFTH THIRD PROCESSING SOLUTIONS |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 1 | FISERV |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 2 | FUNDSXPRESS FINANCIAL NETWORK INC |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 91401 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | LOANS ARE GRANTED TO INDIVIDUALS WHO ARE MEMBERS IN GOOD STANDING WITH THE CREDIT UNION. LOANS CONSIST OF CONSUMER, BUSINESS, AND REAL ESTATE LOANS. |
| IRS990/DisregardedEntity | 0 | true |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 70028 |
| IRS990/FeesForServicesLegal/Total | 0 | 42032 |
| IRS990/FeesForServicesOther/Total | 0 | 76097 |
| IRS990/FeesForServicesProfFundraising/Total | 0 | 0 |
| IRS990/FinancialStatementConsolidated | 0 | X |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | EDWARD BUETTNER |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | GARY LELAND |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DAVE FRANCKOWIAK |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | ROSE HERZOG |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | DANIEL WENTZLOFF |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | RICHARD J BATLINER |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | CARL LA MELL |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 6533 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 20422 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 160558 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 129073 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CEO |
| IRS990/Form990PartVIISectionA/Title | 1 | CHIEF OPERATING OFFICER |
| IRS990/Form990PartVIISectionA/Title | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 3 | VICE CHAIRMAN & SECRETARY/TREASURY |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | -81598 |
| IRS990/GainOrLoss/Securities | 0 | -23177 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 5173787 |
| IRS990/GrossReceipts | 0 | 10969601 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 444265 |
| IRS990/Insurance/Total | 0 | 61154 |
| IRS990/Interest/Total | 0 | 392805 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 342626 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 447401 |
| IRS990/InvestmentIncomePriorYear | 0 | 538339 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 447401 |
| IRS990/InvestmentInJointVenture | 0 | true |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 17266281 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 14444150 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 0 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 4166993 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 5078753 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 920512 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 911760 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 81598 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 5196964 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MiscellaneousRevenue/ExclusionAmount | 0 | 0 |
| IRS990/MiscellaneousRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/MiscellaneousRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/MiscellaneousRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/MissionDescription | 0 | THE MISSION IS TO ENCOURAGE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF REASONABLE CREDIT. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerBusiness/BusinessNameLine1 | 0 | EDWARD BUETTNER |
| IRS990/NbrIndependentVotingMembers | 0 | 5 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 6206309 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 4392321 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | -104775 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | -104775 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromGaming/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 3283 |
| IRS990/NumberIndependentVotingMembers | 0 | 5 |
| IRS990/NumberIndividualsGT100K | 0 | 2 |
| IRS990/NumberOfContractorsGT100K | 0 | 3 |
| IRS990/NumberOfEmployees | 0 | 38 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 434465 |
| IRS990/OfficeExpenses/Total | 0 | 204415 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 2417437 |
| IRS990/OtherAssetsTotal/EOY | 0 | 2070286 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 347387 |
| IRS990/OtherExpensePriorYear | 0 | 3266080 |
| IRS990/OtherExpensesCurrentYear | 0 | 3174799 |
| IRS990/OtherExpenses/Description | 0 | LOAN LOSS PROVISION |
| IRS990/OtherExpenses/Description | 1 | VISA CARD EXPENSE |
| IRS990/OtherExpenses/Description | 2 | ATM/CHECK CARD EXPENSE |
| IRS990/OtherExpenses/Description | 3 | LOAN PROCESSING EXPENSE |
| IRS990/OtherExpenses/Total | 0 | 719000 |
| IRS990/OtherExpenses/Total | 1 | 111758 |
| IRS990/OtherExpenses/Total | 2 | 234663 |
| IRS990/OtherExpenses/Total | 3 | 159787 |
| IRS990/OtherLiabilities/BOY | 0 | 110106961 |
| IRS990/OtherLiabilities/EOY | 0 | 109372876 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 82895933 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 85228312 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1069191 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 522289 |
| IRS990/PensionPlanContributions/Total | 0 | 38821 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 248321 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 213546 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 5348413 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON MEMBER LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEES AND CHARGES TO MEMBERS |
| IRS990/ProgramServiceRevenue/Description | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 5235201 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 3810542 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 1484187 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 53684 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 3810542 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 1484187 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 53684 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | -2035954 |
| IRS990/ReconcilationRevenueExpenses | 0 | 221966 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | true |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 6206309 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 4392321 |
| IRS990/RevenuesLessExpensesCY | 0 | 221966 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -42261 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 2294274 |
| IRS990/SalariesEtcPriorYear | 0 | 2549721 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 9304944 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 7139673 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterests/BookValue | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 4673 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 966267 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 970940 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 221966 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | 327564 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 2141552 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 5469073 |
| IRS990ScheduleD/FederalIncomeTaxLiability | 0 | 0 |
| IRS990ScheduleD/FinancialDerivatives/BookValue | 0 | 0 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | A TAX POSITION WILL BE RECOGNIZED AS A BENEFIT ONLY IF IT IS "MORE LIKELY THAN NOT" THAT THE TAX POSITION WOULD BE SUSTAINED IN A TAX EXAMINATION, WITH A TAX EXAMINATION BEING PRESUMED TO OCCUR. THE AMOUNT RECOGNIZED WILL BE THE LARGEST AMOUNT OF TAX BENEFIT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED ON EXAMINATION. FOR TAX POSITIONS NOT MEETING THE "MORE LIKELY THAN NOT" TEST, NO TAX BENEFIT WILL BE RECORDED. THERE IS NO ACCRUAL NECESSARY AT YEAR-END 2011 AND 2010. THE CREDIT UNION RECOGNIZED INTEREST AND/OR PENALTIES RELATED TO INCOME TAX MATTERS IN THE OPERATIONS SECTION OF THE CONSOLIDATED STATEMENT OF INCOME. NO INTEREST OR PENALTIES WERE INCURRED DURING 2011 AND 2010. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 0 | FIN 48 (ASC 740) footnote |
| IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference | 0 | Schedule D, Part X, Line 2 |
| IRS990ScheduleD/Land/BookValue | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 152539 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 237861 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 390400 |
| IRS990ScheduleD/NetUnrealizedGainsInvestments | 0 | 105598 |
| IRS990ScheduleD/NetUnrealizedGLOnInvestments | 0 | 105598 |
| IRS990ScheduleD/OtherAmount | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncluded | 0 | 2141552 |
| IRS990ScheduleD/OtherExpensesNotIncluded | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 754548 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 2962865 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 3717413 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 109372876 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/OtherRevenues | 0 | 0 |
| IRS990ScheduleD/OtherRevenuesNotIncluded | 0 | 0 |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 754500 |
| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 13455269 |
| IRS990ScheduleD/OtherSecurities/BookValue | 2 | 234381 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | FHLB STOCK INVESTMENT |
| IRS990ScheduleD/OtherSecurities/Description | 1 | MORTGAGE-BACKED SECURITIES |
| IRS990ScheduleD/OtherSecurities/Description | 2 | INVESTMENT IN CUSO |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | F |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 2 | C |
| IRS990ScheduleD/RevenueNotRptdF990 | 0 | 105598 |
| IRS990ScheduleD/RevenueNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotal | 0 | 5691039 |
| IRS990ScheduleD/TotalAdjustments | 0 | 105598 |
| IRS990ScheduleD/TotalExpenses | 0 | 5469073 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 5469073 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 109372876 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 911760 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 14444150 |
| IRS990ScheduleD/TotalRevenue | 0 | 5691039 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 5691039 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 7610625 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 5796637 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationCommittee | 0 | X |
| IRS990ScheduleJ/CompensationSurvey | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | false |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 151443 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 4826 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | EDWARD BUETTNER |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 1707 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 9115 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 167091 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | true |
| IRS990ScheduleJ/SeverancePayment | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | MEMBERSHIP IS AVAILABLE TO INDIVIDUALS WHO WORK FOR ANY OF OUR 400 CORPORATE PARTNER COMPANIES; ARE RELATED TO AN EXISTING MEMBER; OR LIVE IN THE COMMUNITY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | MEMBERS HAVE THE RIGHT TO APPOINT OR ELECT ANY OF THE BOARD OF DIRECTORS. EVERY MEMBER HAS THE RIGHT TO VOTE THE NUMBER OF SHARES OWNED FOR AS MANY PERSONS AS THERE ARE DIRECTORS TO BE ELECTED. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | THE FOLLOWING DECISIONS ARE SUBJECT TO THE APPROVAL OF ALL MEMBERS: 1) ANY CHANGE IN THE ORGANIZATION'S CHARTER, 2) ANY AMENDMENTS TO THE ARTICLES OF INCORPORATION, 3) THE VOLUNTARY LIQUIDATION OF THE ORGANIZATION, AND 4) A MERGER WITH ANOTHER ORGANIZATION WHERE MCU IS NOT THE SURVIVING INSTITUTION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | MANAGEMENT WILL REVIEW THE RETURN WITH THE PAID TAX PREPARER. A COPY OF THE FORM 990 IS THEN SUPPLIED TO THE FULL BOARD PRIOR TO FILING THE FORM WITH THE IRS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE ORGANIZATION SENT OUT THE CONFLICT OF INTEREST QUESTIONNAIRE ELECTRONICALLY. THE QUESTIONNAIRES WERE REVIEWED BY THE CONTROLLER TO DETERMINE IF A CONFLICT EXISTED. IF A CONFLICT EXISTED, THAT PERSON WOULD ABSTAIN FROM VOTING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE CEO'S COMPENSATION IS APPROVED BY THE BOARD USING COMPARABILITY DATA SUCH AS A CREDIT UNION INDUSTRY COMPENSATION SURVEY. THE APPROVAL WAS DOCUMENTED IN THE CEO'S PERSONNEL FILE. THE LAST CEO COMPENSATION INCREASE WAS IN 2005. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE COO'S COMPENSATION IS APPROVED BY THE BOARD USING COMPARABILITY DATA SUCH AS A CREDIT UNION INDUSTRY COMPENSATION SURVEY. THE APPROVAL WAS DOCUMENTED IN THE COO'S PERSONNEL FILE. THE LAST COO COMPENSATION INCREASE WAS IN 2005. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE NOT AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | NET UNREALIZED GAINS (LOSSES) ON INVESTMENTS - 105598; NCUSIF ASSESSMENTS - -291552; LITIGATION SETTLEMENT - -1850000; |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Classes of members or stockholders |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | Members or stockholders electing members of governing body |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | Decisions requiring approval by members or stockholders |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | Review of form 990 by governing body |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | Conflict of interest policy |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | Process used to establish compensation of top management official |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | Process used to establish compensation of other officers/key employees |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | Governing documents, conflict of interest policy and financial statements available to the public |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | Other changes in net assets or fund balances |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | Form 990, Part XI, Line 5 |
| IRS990/ScheduleORequired | 0 | true |
| IRS990ScheduleR/Form990ScheduleRPartI/AddressUS/AddressLine1 | 0 | 3350 SALT CREEK LANE |
| IRS990ScheduleR/Form990ScheduleRPartI/AddressUS/City | 0 | ARLINGTON HEIGHTS |
| IRS990ScheduleR/Form990ScheduleRPartI/AddressUS/State | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartI/AddressUS/ZIPCode | 0 | 60005 |
| IRS990ScheduleR/Form990ScheduleRPartI/DirectControllingEntityName/BusinessNameLine1 | 0 | MCU |
| IRS990ScheduleR/Form990ScheduleRPartI/EIN | 0 | 364350185 |
| IRS990ScheduleR/Form990ScheduleRPartI/EOYAssets | 0 | 10000 |
| IRS990ScheduleR/Form990ScheduleRPartI/LegalDomicileState | 0 | IL |
| IRS990ScheduleR/Form990ScheduleRPartI/NameOfDisregardedEntity/BusinessNameLine1 | 0 | ORCHARD FINANCIAL LLC |
| IRS990ScheduleR/Form990ScheduleRPartI/PrimaryActivities | 0 | INSURANCE SERVICES |
| IRS990ScheduleR/Form990ScheduleRPartI/TotalIncome | 0 | 0 |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | IL |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $116,146,744
- Liabilities
- $111,754,423
- Net assets
- $4,392,321
- Revenue
- -
- Expenses
- $5,469,073
- Net income
- -