Civic Intelligence

Numark Credit Union

990 • Fiscal year 2013 • EIN 36-6006909

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 28, 2014

Organization ProfileWWW.NUMARK.ORG

View Organization Page

1654 Terry Dr PO Box 272960434-2729

(815) 729-3211

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.87x

Higher debt load relative to assets than 19% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

14th percentile

12.69x

Higher debt load relative to revenue than 14% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

65th percentile

14%

Higher net margin than 65% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

91st percentile

$326,202

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

65th percentile

4.1%

Faster asset growth than 65% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$186,982,194

Up $7,440,552 (+4.1%) from 2012

Net Assets

Up

$24,533,433

Up $1,481,244 (+6.4%) from 2012

Liabilities

Up

$162,448,761

Up $5,959,308 (+3.8%) from 2012

Revenue And Expenses
Liabilities / Revenue14th percentileNet Margin65th percentile

Revenue

$12,804,345

No earlier filing loaded for comparison.

Expenses

Up

$11,037,145

Up $24,711 (+0.2%) from 2012

Net Income

$1,767,200

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $149,970,914Liabilities 2010: $130,415,397Net Assets 2010: $19,555,5172010Assets 2011: $163,450,205Liabilities 2011: $142,454,314Net Assets 2011: $20,995,8912011Assets 2012: $179,541,642Liabilities 2012: $156,489,453Net Assets 2012: $23,052,1892012Assets 2013: $186,982,194Liabilities 2013: $162,448,761Net Assets 2013: $24,533,4332013Assets 2014: $202,186,222Liabilities 2014: $175,191,324Net Assets 2014: $26,994,8982014Assets 2015: $220,189,193Liabilities 2015: $190,684,083Net Assets 2015: $29,505,1102015Assets 2016: $236,496,727Liabilities 2016: $204,850,192Net Assets 2016: $31,646,5352016Assets 2017: $247,832,932Liabilities 2017: $213,689,937Net Assets 2017: $34,142,9952017Assets 2018: $258,664,451Liabilities 2018: $222,296,067Net Assets 2018: $36,368,3842018Assets 2019: $271,954,110Liabilities 2019: $232,275,869Net Assets 2019: $39,678,2412019Assets 2020: $332,473,576Liabilities 2020: $287,348,875Net Assets 2020: $45,124,7012020Assets 2021: $604,429,082Liabilities 2021: $536,151,669Net Assets 2021: $68,277,4132021Assets 2022: $632,867,076Liabilities 2022: $558,107,368Net Assets 2022: $74,759,7082022Assets 2023: $765,603,358Liabilities 2023: $685,583,087Net Assets 2023: $80,020,2712023Assets 2024: $850,364,152Liabilities 2024: $764,286,061Net Assets 2024: $86,078,0912024Assets 2025: $884,714,514Liabilities 2025: $791,555,676Net Assets 2025: $93,158,8382025

Highlighted filing

2013

Assets$186,982,194
Liabilities$162,448,761
Net Assets$24,533,433
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0Expenses 2010: $9,166,4902010Expenses 2011: $9,854,8982011Expenses 2012: $11,012,4342012Revenue 2013: $12,804,345Expenses 2013: $11,037,145Net Income 2013: $1,767,2002013Revenue 2014: $12,770,936Expenses 2014: $10,502,175Net Income 2014: $2,268,7612014Revenue 2015: $14,010,843Expenses 2015: $11,668,595Net Income 2015: $2,342,2482015Revenue 2016: $16,179,761Expenses 2016: $14,009,794Net Income 2016: $2,169,9672016Revenue 2017: $16,382,494Expenses 2017: $13,903,626Net Income 2017: $2,478,8682017Revenue 2018: $17,293,415Expenses 2018: $15,032,955Net Income 2018: $2,260,4602018Revenue 2019: $19,483,429Expenses 2019: $16,252,885Net Income 2019: $3,230,5442019Revenue 2020: $22,576,443Expenses 2020: $17,168,915Net Income 2020: $5,407,5282020Revenue 2021: $32,569,723Expenses 2021: $26,446,095Net Income 2021: $6,123,6282021Revenue 2022: $34,998,113Expenses 2022: $28,421,361Net Income 2022: $6,576,7522022Revenue 2023: $46,732,952Expenses 2023: $41,485,307Net Income 2023: $5,247,6452023Revenue 2024: $53,554,643Expenses 2024: $46,964,464Net Income 2024: $6,590,1792024Revenue 2025: $61,360,817Expenses 2025: $55,401,558Net Income 2025: $5,959,2592025

Highlighted filing

2013

Revenue$12,804,345
Expenses$11,037,145
Net Income$1,767,200
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 28, 2014
Return Version
2013v3.0
Gross Receipts
$12,804,345
Mission and Program Overview

Mission

The credit union operates to encourage thrift among its members, create a source of credit at a reasonable rate of interest, and to provide an opportunity for its members to use and control their own money in order to improve their economic and social conditions

The credit union operates to encourage thrift amoung its members, create a source of credit at a reasonable rate of interest, and to provide an opportunity for its members to use and control their own money in order to improve their economic and social conditions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$118,410,163$122,761,443▲ $4,351,280
Savings and Temporary Cash Investments$40,850,739$40,854,054▲ $3,315
Rtn Earn Endowment Incm Other Fnds$23,052,189$24,533,433▲ $1,481,244
Investments in Publicly Traded Securities$5,897,854$8,276,174▲ $2,378,320
Land, Buildings, and Equipment, Net$7,880,237$7,498,580▼ $381,657
Cash and Non-Interest-Bearing Accounts$1,509,898$1,629,698▲ $119,800
Investments Other Securities$1,106,225$1,116,171▲ $9,946
Prepaid Expenses and Deferred Charges$192,801$185,683▼ $7,118
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$179,541,642$186,982,194▲ $7,440,552
Other Assets Total$3,693,725$4,660,391▲ $966,666
Liabilities
Other Liabilities$155,485,931$161,177,813▲ $5,691,882
Accounts Payable and Accrued Expenses$1,003,522$1,270,948▲ $267,426
Total Liabilities$156,489,453$162,448,761▲ $5,959,308
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,052,189$24,533,433▲ $1,481,244
Total Liabilities and Net Assets / Fund Balance$179,541,642$186,982,194▲ $7,440,552

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,956,844$3,217,190$8,174,034
Other Land Buildings$843,771$2,985,643$3,829,414
Land$1,697,965-$1,697,965
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ann DubieCEO/presidentFT$269,237$56,965$326,202
Michelle BalogEvpFT$133,144$19,606$152,750
Eric MarcottSenior Mortgage OriginatorFT$127,198$21,742$148,940
Harold StewartDirector of Commerical and ResiFT$101,506$32,766$134,272
Debbie ReedCFOFT$89,395$5,139$94,534

Board Members and Trustees

NameTitle
Richard SheedyChairperson
Clifford StruthersDirector
Dave CorderoDirector
Dave HarrisDirector
James MaguireDirector
Raymond EichDirector
Timothy RathbunDirector
Wally ChlipalaDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,319,351
Investment Income
$484,994
Other Revenue
$0
Change in Net Assets
$1,767,200

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,804,345
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$12,804,345
Total Revenue per Form 990
$12,804,345
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,433,712
Salaries, Compensation, and Employee Benefits$4,603,433
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,858,509
Occupancy---$833,662
Other Employee Benefits---$733,686
Office Expenses---$539,386
Current Officers, Directors, Trustees, and Key Employees---$471,739
Depreciation Depletion---$469,040
Payroll Taxes---$285,074
All Other Expenses---$283,977
Information Technology---$280,282
Advertising---$255,639
Pension Plan Contributions---$254,425
Other Expenses---$180,289
Fees for Services Accounting---$92,012
Travel---$42,158
Fees for Services Legal---$26,864
Total Functional Expenses$0$0$0$11,037,145

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$11,037,145
Total Expenses per Audited Statements$11,037,145
Total Expenses per Form 990$11,037,145
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$3,115
Total Exempt Function Spending$3,115
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340-$3,115
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$161,177,813
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“A member is defined as any individual or business that has a loan or deposit account at the credit union.”

Form 990, Part VI, Section A, Line 7A

“Numark's membership elect a board of directors each year at its annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Major decisions, such as whether or not to merge into another credit union, would require ratification by the membership to be approved.”

Form 990, Part VI, Section B, Line 11

“Management reviews form 990 before it is filed with the irs. The board is also given a copy of the form 990 for review.”

Form 990, Part VI, Section B, Line 15A

“An annual review of the president and key employees is completed by the board and compensation is determined based upon the reviews.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents are on file with the illinois secretary of state's office. Copies of these documents can be obtained through this office. The credit union's financial statements are on display in the lobby of the credit union's home office. The credit union's conflict of interest policy is not made available to the general public.”

Filing and Contact Details

Filer

EIN
36-6006909
Phone
8157293211

Signing Officer

Name
Ann M Dubie
Title
President
Phone
8157293211
Signed
2014-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ann M Dubie
Formed
1954
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
8
Employees
87
Volunteers
0

Preparer

Preparer
Margaret M Mcginnis
Phone
6309541400
Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMOUNG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt023052189
IRS990/NetAssetsOrFundBalancesEOYAmt024533433
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-285956
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0833662
IRS990/OfficeExpensesGrp/TotalAmt0539386
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03693725
IRS990/OtherAssetsTotalGrp/EOYAmt04660391
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0733686
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER SERVICES
IRS990/OtherExpensesGrp/Desc2INTEREST ON MEMBERS' AC
IRS990/OtherExpensesGrp/Desc3EQUIPMENT RENTAL AND MA
IRS990/OtherExpensesGrp/TotalAmt01450000
IRS990/OtherExpensesGrp/TotalAmt11320651
IRS990/OtherExpensesGrp/TotalAmt2659752
IRS990/OtherExpensesGrp/TotalAmt3180289
IRS990/OtherLiabilitiesGrp/BOYAmt0155485931
IRS990/OtherLiabilitiesGrp/EOYAmt0161177813
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/TotalAmt02858509
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0285074
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0254425
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0192801
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0185683
IRS990/PrincipalOfficerNm0ANN M DUBIE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2GAIN ON SALE OF MORTGAGES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07968048
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13051414
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21175617
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3124272
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07968048
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13051414
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21175617
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3124272
IRS990/ProgSrvcAccomActy2Grp/Desc0DEPOSIT/SHARE ACCOUNTS (SAVINGS, CHECKING, CERTIFICATES AND OTHER) THE NUMBER OF DEPOSIT/SHARE ACCOUNTS OUTSTANDING AT 12/31/13 WAS 48,331.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0504078
IRS990/PYOtherExpensesAmt06648282
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt012483270
IRS990/PYRevenuesLessExpensesAmt01974914
IRS990/PYSalariesCompEmpBnftPaidAmt04364152
IRS990/PYTotalExpensesAmt011012434
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012987348
IRS990/ReconcilationRevenueExpnssAmt01767200
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023052189
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024533433
IRS990/SavingsAndTempCashInvstGrp/BOYAmt040850739
IRS990/SavingsAndTempCashInvstGrp/EOYAmt040854054
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt03115
IRS990ScheduleC/PoliticalExpendituresAmt03115
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine10CREDIT UNION POLICITCAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt03115
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine101807 WEST DIEHL ROAD PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt03115
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04956844
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03217190
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08174034
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt011037145
IRS990ScheduleD/LandGrp/BookValueAmt01697965
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01697965
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0843771
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02985643
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03829414
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0161177813
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt012804345
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07498580
IRS990ScheduleD/TotalExpensesPerForm990Amt011037145
IRS990ScheduleD/TotalLiabilityAmt0161177813
IRS990ScheduleD/TotalRevenuePerForm990Amt012804345
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012804345
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt011037145
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0269237
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1133144
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt034810
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt113710
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt022155
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt15896
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANN DUBIE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MICHELLE BALOG
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1EVP
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0326202
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1152750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A MEMBER IS DEFINED AS ANY INDIVIDUAL OR BUSINESS THAT HAS A LOAN OR DEPOSIT ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NUMARK'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT REVIEWS FORM 990 BEFORE IT IS FILED WITH THE IRS. THE BOARD IS ALSO GIVEN A COPY OF THE FORM 990 FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AN ANNUAL REVIEW OF THE PRESIDENT AND KEY EMPLOYEES IS COMPLETED BY THE BOARD AND COMPENSATION IS DETERMINED BASED UPON THE REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S GOVERNING DOCUMENTS ARE ON FILE WITH THE ILLINOIS SECRETARY OF STATE'S OFFICE. COPIES OF THESE DOCUMENTS CAN BE OBTAINED THROUGH THIS OFFICE. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE ON DISPLAY IN THE LOBBY OF THE CREDIT UNION'S HOME OFFICE. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE GENERAL PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0179541642
IRS990/TotalAssetsEOYAmt0186982194
IRS990/TotalAssetsGrp/BOYAmt0179541642
IRS990/TotalAssetsGrp/EOYAmt0186982194
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt087
IRS990/TotalFunctionalExpensesGrp/TotalAmt011037145
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0156489453
IRS990/TotalLiabilitiesEOYAmt0162448761
IRS990/TotalLiabilitiesGrp/BOYAmt0156489453
IRS990/TotalLiabilitiesGrp/EOYAmt0162448761
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt023052189
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt024533433

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$186,982,194
Liabilities
$162,448,761
Net assets
$24,533,433
Revenue
$12,804,345
Expenses
$11,037,145
Net income
$1,767,200
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$885$792$93.2$61.4$55.4$5.96
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$850$764$86.1$53.6$47.0$6.59
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$766$686$80.0$46.7$41.5$5.25
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$633$558$74.8$35.0$28.4$6.58
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$604$536$68.3$32.6$26.4$6.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$332$287$45.1$22.6$17.2$5.41
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$272$232$39.7$19.5$16.3$3.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$259$222$36.4$17.3$15.0$2.26
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$248$214$34.1$16.4$13.9$2.48
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$236$205$31.6$16.2$14.0$2.17
2015Detailed filing. Detailed filing data is available for this year.$220$191$29.5$14.0$11.7$2.34
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$202$175$27.0$12.8$10.5$2.27
2013Detailed filing. Detailed filing data is available for this year.$187$162$24.5$12.8$11.0$1.77
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$180$156$23.1$11.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$142$21.0$9.85
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$130$19.6$9.17