Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
17th percentile
Higher debt load relative to revenue than 17% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
92nd percentile
Higher top officer pay than 92% of similar nonprofits.
Top officer pay equals 2.8% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
33rd percentile
Faster revenue growth than 33% of similar nonprofits.
Assets
Up$202,186,222
Up $15,204,028 (+8.1%) from 2013
Net Assets
Up$26,994,898
Up $2,461,465 (+10%) from 2013
Liabilities
Up$175,191,324
Up $12,742,563 (+7.8%) from 2013
Revenue
Down$12,770,936
Down $33,409 (-0.3%) from 2013
Expenses
Down$10,502,175
Down $534,970 (-4.8%) from 2013
Net Income
Up$2,268,761
Up $501,561 (+28%) from 2013
The credit union operates to encourage thrift among its members, create a source of credit at a reasonable rate of interest, and to provide an opportunity for its members to use and control their own money in order to improve their economic and social conditions
The credit union operates to encourage thrift amoung its members, create a source of credit at a reasonable rate of interest, and to provide an opportunity for its members to use and control their own money in order to improve their economic and social conditions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $122,761,443 | $131,799,268 | ▲ $9,037,825 |
| Savings and Temporary Cash Investments | $40,854,054 | $48,063,373 | ▲ $7,209,319 |
| Rtn Earn Endowment Incm Other Fnds | $24,533,433 | $26,994,898 | ▲ $2,461,465 |
| Land, Buildings, and Equipment, Net | $7,498,580 | $7,261,945 | ▼ $236,635 |
| Investments in Publicly Traded Securities | $8,276,174 | $6,408,338 | ▼ $1,867,836 |
| Cash and Non-Interest-Bearing Accounts | $1,629,698 | $2,142,067 | ▲ $512,369 |
| Investments Other Securities | $1,116,171 | $1,158,065 | ▲ $41,894 |
| Prepaid Expenses and Deferred Charges | $185,683 | $290,413 | ▲ $104,730 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $186,982,194 | $202,186,222 | ▲ $15,204,028 |
| Other Assets Total | $4,660,391 | $5,062,753 | ▲ $402,362 |
| Liabilities | |||
| Other Liabilities | $161,177,813 | $173,969,956 | ▲ $12,792,143 |
| Accounts Payable and Accrued Expenses | $1,270,948 | $1,221,368 | ▼ $49,580 |
| Total Liabilities | $162,448,761 | $175,191,324 | ▲ $12,742,563 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $24,533,433 | $26,994,898 | ▲ $2,461,465 |
| Total Liabilities and Net Assets / Fund Balance | $186,982,194 | $202,186,222 | ▲ $15,204,028 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,765,282 | $3,441,327 | $8,206,609 |
| Other Land Buildings | $798,698 | $3,216,912 | $4,015,610 |
| Land | $1,697,965 | - | $1,697,965 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ann Dubie | CEO/president | FT | $292,235 | $63,926 | $356,161 |
| Michelle Balog | Evp | FT | $147,093 | $22,036 | $169,129 |
| Eric Marcott | Senior Mortgage Originator | FT | $124,712 | $22,564 | $147,276 |
| Debbie Reed | CFO | FT | $99,167 | $13,243 | $112,410 |
| Name | Title |
|---|---|
| Richard Sheedy | Chairperson |
| Clifford Struthers | Director |
| Dave Cordero | Director |
| Dave Harris | Director |
| James Maguire | Director |
| Raymond Eich | Director |
| Timothy Rathbun | Director |
| Wally Chlipala | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $5,692,833 |
| Salaries, Compensation, and Employee Benefits | $4,809,342 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,986,808 |
| Occupancy | - | - | - | $741,350 |
| Other Employee Benefits | - | - | - | $712,753 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $525,291 |
| Office Expenses | - | - | - | $520,275 |
| Depreciation Depletion | - | - | - | $474,908 |
| Information Technology | - | - | - | $358,911 |
| Advertising | - | - | - | $303,195 |
| Payroll Taxes | - | - | - | $301,439 |
| Pension Plan Contributions | - | - | - | $283,051 |
| Other Expenses | - | - | - | $185,985 |
| Fees for Services Accounting | - | - | - | $92,332 |
| All Other Expenses | - | - | - | $70,533 |
| Travel | - | - | - | $56,371 |
| Fees for Services Legal | - | - | - | $20,207 |
| Total Functional Expenses | $0 | $0 | $0 | $10,502,175 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $10,502,175 |
| Total Expenses per Audited Statements | $10,502,175 |
| Total Expenses per Form 990 | $10,502,175 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $3,115 |
| Total Exempt Function Spending | $3,115 |
| Section 527 Activity Spending | $0 |
| Organization | Location | Amount |
|---|---|---|
| 36-3092340 | Naperville, IL | $3,115 |
| Liability | Amount |
|---|---|
| Member Share Accounts | $170,969,956 |
| Borrowed Funds | $3,000,000 |
“A member is defined as any individual or business that has a loan or deposit account at the credit union.”
“Numark's membership elect a board of directors each year at its annual meeting.”
“Major decisions, such as whether or not to merge into another credit union, would require ratification by the membership to be approved.”
“Management reviews form 990 before it is filed with the irs. The board is also given a copy of the form 990 for review.”
“An annual review of the president and key employees is completed by the board and compensation is determined based upon the reviews.”
“The credit union's governing documents are on file with the illinois secretary of state's office. Copies of these documents can be obtained through this office. The credit union's financial statements are on display in the lobby of the credit union's home office. The credit union's conflict of interest policy is not made available to the general public.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1270948 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1221368 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 122761443 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 131799268 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMOUNG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 303195 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 70533 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | ANN DUBIE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8157293211 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1654 TERRY DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOLIET |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60434 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1629698 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2142067 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 525291 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 563122 |
| IRS990/CYOtherExpensesAmt | 0 | 5692833 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 12207814 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2268761 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 4809342 |
| IRS990/CYTotalExpensesAmt | 0 | 10502175 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 12770936 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 474908 |
| IRS990/Desc | 0 | LOANS (REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER) ARE PROVIDED TO MEMBERS. THE NUMBER OF LOANS OUTSTANDING AT 12/31/14 WAS 10,907. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 93 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 92332 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 20207 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 63926 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 22036 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 13243 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 22564 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ANN DUBIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHELLE BALOG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WALLY CHLIPALA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DAVE HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES MAGUIRE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RICHARD SHEEDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TIMOTHY RATHBUN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DAVE CORDERO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CLIFFORD STRUTHERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RAYMOND EICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DEBBIE REED |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ERIC MARCOTT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 292235 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 147093 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 99167 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 124712 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SENIOR MORTGAGE ORIGINATOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 12946 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 131950 |
| IRS990/GrossReceiptsAmt | 0 | 12889940 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 358911 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 550176 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 550176 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1116171 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1158065 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 8276174 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 6408338 |
| IRS990/IRPDocumentCnt | 0 | 5372 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 6658239 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 7498580 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 7261945 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 13920184 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 119004 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMOUNG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 24533433 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 26994898 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 12946 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 12946 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 192704 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 741350 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 520275 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4660391 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5062753 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 712753 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | INTEREST ON MEMBERS' AC |
| IRS990/OtherExpensesGrp/Desc | 3 | EQUIPMENT RENTAL AND MA |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1421575 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 750000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 697191 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 185985 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 161177813 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 173969956 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2986808 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 301439 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 283051 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 185683 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 290413 |
| IRS990/PrincipalOfficerNm | 0 | ANN M DUBIE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | GAIN ON SALE OF MORTGAGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7912519 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3247689 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 973171 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 74435 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7912519 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3247689 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 973171 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 74435 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DEPOSIT/SHARE ACCOUNTS (SAVINGS, CHECKING, CERTIFICATES AND OTHER) THE NUMBER OF DEPOSIT/SHARE ACCOUNTS OUTSTANDING AT 12/31/14 WAS 51,238. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 484994 |
| IRS990/PYOtherExpensesAmt | 0 | 6433712 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 12319351 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1767200 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 4603433 |
| IRS990/PYTotalExpensesAmt | 0 | 11037145 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 12804345 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2268761 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 24533433 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 26994898 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 40854054 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 48063373 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Expended527ActivitiesAmt | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 3115 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 3115 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 363092340 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CREDIT UNION POLICITCAL ACTION COUNCIL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 3115 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1807 WEST DIEHL ROAD PO BOX 3107 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | NAPERVILLE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 605667107 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 3115 |
| IRS990ScheduleC/VolunteerHoursCnt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4765282 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3441327 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 8206609 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 10502175 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1697965 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1697965 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 798698 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 3216912 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4015610 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 170969956 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3000000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | BORROWED FUNDS |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 12770936 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 7261945 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 10502175 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 173969956 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 12770936 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 12770936 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 10502175 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 292235 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 147093 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 31402 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 17656 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 32524 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 4380 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ANN DUBIE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | MICHELLE BALOG |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO/PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | EVP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 356161 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 169129 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | A MEMBER IS DEFINED AS ANY INDIVIDUAL OR BUSINESS THAT HAS A LOAN OR DEPOSIT ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NUMARK'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT REVIEWS FORM 990 BEFORE IT IS FILED WITH THE IRS. THE BOARD IS ALSO GIVEN A COPY OF THE FORM 990 FOR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | AN ANNUAL REVIEW OF THE PRESIDENT AND KEY EMPLOYEES IS COMPLETED BY THE BOARD AND COMPENSATION IS DETERMINED BASED UPON THE REVIEWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION'S GOVERNING DOCUMENTS ARE ON FILE WITH THE ILLINOIS SECRETARY OF STATE'S OFFICE. COPIES OF THESE DOCUMENTS CAN BE OBTAINED THROUGH THIS OFFICE. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE ON DISPLAY IN THE LOBBY OF THE CREDIT UNION'S HOME OFFICE. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE GENERAL PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 186982194 |
| IRS990/TotalAssetsEOYAmt | 0 | 202186222 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 186982194 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 202186222 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 93 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 10502175 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 162448761 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 175191324 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 162448761 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 175191324 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 24533433 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 26994898 |
| IRS990/TotalOtherCompensationAmt | 0 | 121769 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 12207814 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.