Civic Intelligence

Streator Onized Credit Union

990 • Fiscal year 2024 • EIN 36-2494471

Jan 01, 2024 to Dec 31, 2024 • Filed on Apr 25, 2025

Organization Profilesocu.org

View Organization Page

912 N ShabbonaStreator, IL 61364

(815) 673-5577

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

10th percentile

0.84x

Higher debt load relative to assets than 10% of similar nonprofits.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

5th percentile

9.97x

Higher debt load relative to revenue than 5% of similar nonprofits.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

70th percentile

14%

Higher net margin than 70% of similar nonprofits.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

9th percentile

$256,108

Higher top officer pay than 9% of similar nonprofits.

Top officer pay equals 0.8% of source-year revenue.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

83rd percentile

7.6%

Faster asset growth than 83% of similar nonprofits.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

19%

Faster revenue growth than 73% of similar nonprofits.

2024 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets10th percentile

Assets

Up

$383,202,396

Up $47,764,049 (+14%) from 2022

Net Assets

Up

$60,296,490

Up $9,496,255 (+19%) from 2022

Liabilities

Up

$322,905,906

Up $38,267,794 (+13%) from 2022

Revenue And Expenses
Liabilities / Revenue5th percentileNet Margin70th percentile

Revenue

Up

$32,389,635

Up $8,964,538 (+38%) from 2022

Expenses

Up

$28,007,510

Up $11,003,898 (+65%) from 2022

Net Income

Down

$4,382,125

Down $2,039,360 (-32%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2011: $162,573,776Liabilities 2011: $143,120,433Net Assets 2011: $19,453,3432011Assets 2012: $178,305,084Liabilities 2012: $156,897,755Net Assets 2012: $21,407,3292012Assets 2013: $185,477,143Liabilities 2013: $162,413,951Net Assets 2013: $23,063,1922013Assets 2014: $194,935,270Liabilities 2014: $169,977,178Net Assets 2014: $24,958,0922014Assets 2015: $200,431,029Liabilities 2015: $173,497,434Net Assets 2015: $26,933,5952015Assets 2016: $212,228,508Liabilities 2016: $183,233,849Net Assets 2016: $28,994,6592016Assets 2017: $228,422,060Liabilities 2017: $197,446,945Net Assets 2017: $30,975,1152017Assets 2018: $231,129,028Liabilities 2018: $197,758,199Net Assets 2018: $33,370,8292018Assets 2019: $254,906,098Liabilities 2019: $218,867,032Net Assets 2019: $36,039,0662019Assets 2020: $293,051,201Liabilities 2020: $253,995,189Net Assets 2020: $39,056,0122020Assets 2021: $322,868,914Liabilities 2021: $278,056,408Net Assets 2021: $44,812,5062021Assets 2022: $335,438,347Liabilities 2022: $284,638,112Net Assets 2022: $50,800,2352022Assets 2024: $383,202,396Liabilities 2024: $322,905,906Net Assets 2024: $60,296,4902024

Highlighted filing

2024

Assets$383,202,396
Liabilities$322,905,906
Net Assets$60,296,490
Open 2024 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2011: $7,432,9342011Expenses 2012: $7,068,9432012Revenue 2013: $8,926,448Expenses 2013: $7,270,585Net Income 2013: $1,655,8632013Revenue 2014: $9,515,910Expenses 2014: $7,621,010Net Income 2014: $1,894,9002014Revenue 2015: $10,470,157Expenses 2015: $8,494,654Net Income 2015: $1,975,5032015Revenue 2016: $11,103,352Expenses 2016: $9,042,288Net Income 2016: $2,061,0642016Revenue 2017: $12,294,722Expenses 2017: $10,314,266Net Income 2017: $1,980,4562017Revenue 2018: $14,286,691Expenses 2018: $11,885,366Net Income 2018: $2,401,3252018Revenue 2019: $16,385,295Expenses 2019: $13,721,311Net Income 2019: $2,663,9842019Revenue 2020: $18,274,634Expenses 2020: $15,260,537Net Income 2020: $3,014,0972020Revenue 2021: $20,466,912Expenses 2021: $14,661,430Net Income 2021: $5,805,4822021Revenue 2022: $23,425,097Expenses 2022: $17,003,612Net Income 2022: $6,421,4852022Revenue 2024: $32,389,635Expenses 2024: $28,007,510Net Income 2024: $4,382,1252024

Highlighted filing

2024

Revenue$32,389,635
Expenses$28,007,510
Net Income$4,382,125
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 25, 2025
Return Version
2024v5.0
Gross Receipts
$33,570,111
Mission and Program Overview

Mission

Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$283,782,825$296,260,607▲ $12,477,782
Rtn Earn Endowment Incm Other Fnds$55,702,796$60,296,490▲ $4,593,694
Savings and Temporary Cash Investments$41,728,084$52,062,790▲ $10,334,706
Land, Buildings, and Equipment, Net$8,462,361$10,823,064▲ $2,360,703
Cash and Non-Interest-Bearing Accounts$4,639,815$4,829,918▲ $190,103
Accounts Receivable$2,655,319$4,603,387▲ $1,948,068
Prepaid Expenses and Deferred Charges$3,179,493$3,639,880▲ $460,387
Investments Other Securities$2,237,000$3,481,000▲ $1,244,000
Investments in Publicly Traded Securities$4,251,221$2,882,645▼ $1,368,576
Receivables From Officers Etc$590,838$584,277▼ $6,561
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$356,243,779$383,202,396▲ $26,958,617
Other Assets Total$4,716,823$4,034,828▼ $681,995
Liabilities
Other Liabilities$296,979,861$319,056,004▲ $22,076,143
Accounts Payable and Accrued Expenses$3,481,710$3,770,697▲ $288,987
Escrow Account Liability$79,412$79,205▼ $207
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$300,540,983$322,905,906▲ $22,364,923
Net Assets / Fund Balance
Total Net Assets Fund Balance$55,702,796$60,296,490▲ $4,593,694
Total Liabilities and Net Assets / Fund Balance$356,243,779$383,202,396▲ $26,958,617

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,040,307$2,716,900$6,757,207
Other Land Buildings$3,766,481$1,881,904$5,648,385
Equipment$1,538,832$3,718,007$5,256,839
Land$1,463,386-$1,463,386
Leasehold Improvements$14,058$61,373$75,431
Compensation and Service Providers
Top Officer Pay9th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Douglas PattersonCEOFT$211,972$44,136$211,972
Angela KusnerickCOOFT$145,261$31,088$176,349
Mandi GillmanCLOFT$146,410$23,691$170,101
Andrew ThreagillCIOFT$134,541$32,313$166,854
Cheryl DavisCFOFT$146,224$18,135$164,359
Scott BulthuisChairperson-$7,850-$7,850
Tony MilesBoard Treasurer-$6,900-$6,900
Robert LeeBoard Member-$6,350-$6,350
Harry GodfreyVice Chairperson-$6,300-$6,300
Michael RalphBoard Member-$6,000-$6,000
Nathan DarrowSecretary-$5,850-$5,850
Don LuckeyBoard Member-$1,040-$1,040

Highest Paid Contractors

ContractorServicesLocationCompensation
Vissering Construction Companyconstruction175 Benchmark Industrial Drive, Suite 261, Streator, IL 61364$1,896,817
Data Business Equipementmaintenance and tech support10513 Buena Vista Ct, Des Moines, IA 50322$298,705
FinJoy Inc DBA BankJoyonline banking145 S Livernois Rd, Rochester Hills, MI 48307$207,200
POS Remarketing Groupsecurity maintenance1059 N Old Rand Rd, Wauconda, IL 60084$190,057
Transunioincredit reportingPO Box 99506, Chicago, IL 60693$151,327
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$30,261,291
Investment Income
$2,108,572
Other Revenue
$19,772
Change in Net Assets
$4,382,125

Audited Revenue Reconciliation

Revenue per Audited Statements
$32,416,717
Revenue Not Reported on Financial Statements
$-27,082
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-27,082
Total Revenue per Audited Statements
$32,416,717
Total Revenue per Form 990
$32,389,635
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,776,089
Salaries, Compensation, and Employee Benefits$9,231,421
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,300,772
Information Technology---$1,400,796
Depreciation Depletion---$1,131,200
Other Employee Benefits---$1,089,131
Current Officers, Directors, Trustees, and Key Employees---$933,772
All Other Expenses---$880,445
Office Expenses---$801,025
Other Expenses---$635,575
Payroll Taxes---$513,473
Pension Plan Contributions---$394,273
Advertising---$390,637
Occupancy---$322,752
Conferences and Meetings---$205,686
Fees for Services Other---$159,819
Insurance---$104,765
Fees for Services Accounting---$61,422
Payments to Affiliates---$30,898
Travel---$17,468
Fees for Service Investment Mgmnt Fees---$16,650
Fees for Services Legal---$8,400
Interest---$393
Total Functional Expenses$0$0$0$28,007,510

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$28,034,592
Expenses per Audited Statements$28,007,510
Total Expenses per Form 990$28,007,510
Expenses Not Reported on Form 990$27,082
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$2,500
Total Exempt Function Spending$2,500
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$2,500
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$590,838$584,277▼ $6,561
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares`$319,056,004
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Organization has members.”

Form 990, Part VI, Section A, Line 7A

“Members elect the governing body at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body are subject to member approval at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by CFO.”

Form 990, Part VI, Section B, Line 12C

“Monitored through scheduling and information provided by the employer handbook. Board members with any possible conflicts result in the board member(s) not participating in the decision of the discussion items.”

Form 990, Part VI, Section B, Line 15

“The CEO's salary is approved by BOD after reviewing salary survey and performance. A salary committee establishes a salary schedule for all positions at the credit union after reviewing salary surveys for compatible job duties.”

Form 990, Part VI, Section C, Line 19

“The conflict of interest and governing documents are available upon request. Financial statements are posted monthly at all locations.”

Filing and Contact Details

Filer

Filer Name
Streator Onized Credit Union
EIN
36-2494471
Phone
8156735577
Address
912 N Shabbona, Streator, IL 61364

Signing Officer

Name
Cheryl Davis
Title
CFO
Phone
8156731589
Signed
2025-04-25

Organization Details

Principal Officer
Douglas Patterson
Formed
1939
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
152
Volunteers
7
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 1B

“PMI funds are escrowed.”

Schedule D, Part IV, Line 2B

“PMI funds are escrowed.”

Schedule D, Part XI, Line 4B

“Loss from asset sales.”

Schedule D, Part XII, Line 2D

“Loss from asset sales.”

Raw XML AppendixShowing 400 of 719 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0Douglas Patterson
IRS990/Form990PartVIISectionAGrp/PersonNm1Angela Kusnerick
IRS990/Form990PartVIISectionAGrp/PersonNm2Mandi Gillman
IRS990/Form990PartVIISectionAGrp/PersonNm3Andrew Threagill
IRS990/Form990PartVIISectionAGrp/PersonNm4Cheryl Davis
IRS990/Form990PartVIISectionAGrp/PersonNm5Scott Bulthuis
IRS990/Form990PartVIISectionAGrp/PersonNm6Tony Miles
IRS990/Form990PartVIISectionAGrp/PersonNm7Robert Lee
IRS990/Form990PartVIISectionAGrp/PersonNm8Harry Godfrey
IRS990/Form990PartVIISectionAGrp/PersonNm9Michael Ralph
IRS990/Form990PartVIISectionAGrp/PersonNm10Nathan Darrow
IRS990/Form990PartVIISectionAGrp/PersonNm11Don Luckey
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1145261
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2146410
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3134541
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4146224
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt57850
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt66900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt76350
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt86300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt96000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt105850
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt111040
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1COO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt4CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0-27082
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01153394
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt033570111
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01400796
IRS990/InitialReturnInd0X
IRS990/InsuranceGrp/TotalAmt0104765
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0393
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02135654
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02135654
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02237000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03481000
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt04251221
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02882645
IRS990/IRPDocumentCnt07611
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08378184
IRS990/LandBldgEquipBasisNetGrp/BOYAmt08462361
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010823064
IRS990/LandBldgEquipCostOrOtherBssAmt019201248
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01180476
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt055702796
IRS990/NetAssetsOrFundBalancesEOYAmt060296490
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-27082
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-27082
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0162023
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0322752
IRS990/OfficeExpensesGrp/TotalAmt0801025
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04716823
IRS990/OtherAssetsTotalGrp/EOYAmt04034828
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01089131
IRS990/OtherExpensesGrp/Desc0Dividends
IRS990/OtherExpensesGrp/Desc1Provision
IRS990/OtherExpensesGrp/Desc2Visa Expenses
IRS990/OtherExpensesGrp/Desc3Loan Servicing
IRS990/OtherExpensesGrp/TotalAmt07331025
IRS990/OtherExpensesGrp/TotalAmt13380000
IRS990/OtherExpensesGrp/TotalAmt21897133
IRS990/OtherExpensesGrp/TotalAmt3635575
IRS990/OtherLiabilitiesGrp/BOYAmt0296979861
IRS990/OtherLiabilitiesGrp/EOYAmt0319056004
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Management Loan Interest
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt019772
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt019772
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt019772
IRS990/OtherSalariesAndWagesGrp/TotalAmt06300772
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0283782825
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0296260607
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt030898
IRS990/PayrollTaxesGrp/TotalAmt0513473
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0394273
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03179493
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03639880
IRS990/PrincipalOfficerNm0Douglas Patterson
IRS990/PriorPeriodAdjustmentsAmt049546
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Insurance Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023645674
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15944541
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2671076
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023645674
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15944541
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2671076
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided 74 first mortgage loans to members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Received deposits on savings for 4277 new accounts.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$383,202,396
Liabilities
$322,905,906
Net assets
$60,296,490
Revenue
$32,389,635
Expenses
$28,007,510
Net income
$4,382,125
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$383$323$60.3$32.4$28.0$4.38
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$335$285$50.8$23.4$17.0$6.42
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$323$278$44.8$20.5$14.7$5.81
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$293$254$39.1$18.3$15.3$3.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$255$219$36.0$16.4$13.7$2.66
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$198$33.4$14.3$11.9$2.40
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$228$197$31.0$12.3$10.3$1.98
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$212$183$29.0$11.1$9.04$2.06
2015Detailed filing. Detailed filing data is available for this year.$200$173$26.9$10.5$8.49$1.98
2014Detailed filing. Detailed filing data is available for this year.$195$170$25.0$9.52$7.62$1.89
2013Detailed filing. Detailed filing data is available for this year.$185$162$23.1$8.93$7.27$1.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$178$157$21.4$7.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$143$19.5$7.43
Peer Organizations

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