Civic Intelligence

Fort Community Credit Union

EIN 39-0851648 • 501(c)14 • Fort Atkinson, WI

View Organization Page

Profile

To help every member be in a better Financial Position than when we met them.

PO Box 160Fort Atkinson, WI 53538

www.fortcommunity.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

31st percentile

0.88x

Higher debt load relative to assets than 31% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

17.12x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

46th percentile

8.4%

Higher net margin than 46% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

27th percentile

$352,582

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

73rd percentile

6.2%

Faster asset growth than 73% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

16%

Faster revenue growth than 60% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets31st percentile

Using 2022 Form 990 data because the latest 2024 filing does not report standard financial totals.

Assets

Down

$346,847,400

Down $3,374,628 (-1.0%) from 2021

Liabilities

Up

$309,976,026

Up $3,520,384 (+1.1%) from 2021

Net Assets

Down

$36,871,374

Down $6,895,012 (-16%) from 2021

Operations
Liabilities / Revenue79th percentileNet Margin46th percentile

Revenue

Down

$12,052,203

Down $774,260 (-6.0%) from 2021

Expenses

Up

$11,266,675

Up $552,629 (+5.2%) from 2021

Net Income

Down

$785,528

Down $1,326,889 (-63%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth73rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $171,649,442Liabilities 2010: $149,194,406Net Assets 2010: $22,455,0362010Assets 2011: $176,952,198Liabilities 2011: $153,606,934Net Assets 2011: $23,345,2642011Assets 2012: $184,152,968Liabilities 2012: $160,288,286Net Assets 2012: $23,864,6822012Assets 2013: $196,652,881Liabilities 2013: $171,712,691Net Assets 2013: $24,940,1902013Assets 2014: $205,416,516Liabilities 2014: $178,529,207Net Assets 2014: $26,887,3092014Assets 2016: $230,047,599Liabilities 2016: $199,101,099Net Assets 2016: $30,946,5002016Assets 2017: $238,016,353Liabilities 2017: $204,050,530Net Assets 2017: $33,965,8232017Assets 2018: $242,438,317Liabilities 2018: $206,366,161Net Assets 2018: $36,072,1562018Assets 2019: $259,032,231Liabilities 2019: $218,787,283Net Assets 2019: $40,244,9482019Assets 2020: $314,376,984Liabilities 2020: $271,505,216Net Assets 2020: $42,871,7682020Assets 2021: $350,222,028Liabilities 2021: $306,455,642Net Assets 2021: $43,766,3862021Assets 2022: $346,847,400Liabilities 2022: $309,976,026Net Assets 2022: $36,871,3742022

Latest loaded filing

2022

Assets$346,847,400
Liabilities$309,976,026
Net Assets$36,871,374
Open 2022 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $6,960,3822010Expenses 2011: $7,618,9252011Expenses 2012: $7,058,4892012Revenue 2013: $7,723,849Expenses 2013: $6,565,668Net Income 2013: $1,158,1812013Revenue 2014: $8,135,626Expenses 2014: $6,452,680Net Income 2014: $1,682,9462014Revenue 2016: $9,287,984Expenses 2016: $6,902,052Net Income 2016: $2,385,9322016Revenue 2017: $10,187,772Expenses 2017: $7,633,659Net Income 2017: $2,554,1132017Revenue 2018: $11,383,700Expenses 2018: $8,921,650Net Income 2018: $2,462,0502018Revenue 2019: $12,759,732Expenses 2019: $10,221,314Net Income 2019: $2,538,4182019Revenue 2020: $12,868,876Expenses 2020: $10,949,669Net Income 2020: $1,919,2072020Revenue 2021: $12,826,463Expenses 2021: $10,714,046Net Income 2021: $2,112,4172021Revenue 2022: $12,052,203Expenses 2022: $11,266,675Net Income 2022: $785,5282022

Latest loaded filing

2022

Revenue$12,052,203
Expenses$11,266,675
Net Income$785,528
Open 2022 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$347$310$36.9$12.1$11.3$0.79
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$350$306$43.8$12.8$10.7$2.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$314$272$42.9$12.9$10.9$1.92
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$259$219$40.2$12.8$10.2$2.54
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$242$206$36.1$11.4$8.92$2.46
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$238$204$34.0$10.2$7.63$2.55
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$230$199$30.9$9.29$6.90$2.39
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$205$179$26.9$8.14$6.45$1.68
2013Detailed filing. Detailed filing data is available for this year.$197$172$24.9$7.72$6.57$1.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$184$160$23.9$7.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$154$23.3$7.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$172$149$22.5$6.96
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2017 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 17, 2018
Return Version
2017v2.2
Gross Receipts
$10,454,825
Mission and Program Overview

Mission

To help every member be in a better financial position than when we met them.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$140,970,484$154,280,233▲ $13,309,749
Savings and Temporary Cash Investments$73,754,154$64,889,667▼ $8,864,487
Rtn Earn Endowment Incm Other Fnds$30,946,500$33,965,823▲ $3,019,323
Land, Buildings, and Equipment, Net$5,714,969$7,651,772▲ $1,936,803
Investments Program Related$6,661,172$6,842,375▲ $181,203
Cash and Non-Interest-Bearing Accounts$1,308,427$1,910,548▲ $602,121
Prepaid Expenses and Deferred Charges$148,748$247,848▲ $99,100
Accounts Receivable$73,601$36,743▼ $36,858
Total Assets$230,047,599$238,016,353▲ $7,968,754
Other Assets Total$1,416,044$2,157,167▲ $741,123
Liabilities
Other Liabilities$195,936,024$201,211,802▲ $5,275,778
Accounts Payable and Accrued Expenses$3,116,298$2,838,728▼ $277,570
Mortgage Notes Payable Secured by Investment Property$48,777--
Total Liabilities$199,101,099$204,050,530▲ $4,949,431
Net Assets / Fund Balance
Total Net Assets Fund Balance$30,946,500$33,965,823▲ $3,019,323
Total Liabilities and Net Assets / Fund Balance$230,047,599$238,016,353▲ $7,968,754

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,165,969$1,783,926$6,949,895
Equipment$1,325,769$2,943,240$4,269,009
Land$798,900-$798,900
Other Land Buildings$361,134-$361,134
Investment Program Related Org$1,201,658--
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ronald VogelCEOTreasurerPT$196,879$126,091$322,970
Richard AustinSVP FinanceCFOFT$165,783$23,674$189,457
James SimdonSVP LendingFT$140,339$16,884$157,223
Susan JohnsonCEOPresidentFT$142,451$13,749$156,200
Michael GormanMortgage Loan OfficerFT$122,233$22,312$144,545
Danielle FrawleyChief Lending OfficerFT$64,043$8,152$72,195
Robyn NewcombVP Strategic InitiativesFT$48,282$8,297$56,579
Bryan GatlinVP Member ServicesFT$48,097$4,478$52,575
Phillip RistowDirector-$975-$975
Collin W StevensDirector-$900-$900
Dianne ButtSecretary-$900-$900
Craig NevermannVice-Chair-$825-$825
Ernest WitzkeChair-$825-$825
Gregory KeatingDirector-$750-$750
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,906,501
Investment Income
$1,203,480
Other Revenue
$77,791
Change in Net Assets
$2,554,113
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,114,081
Salaries, Compensation, and Employee Benefits$3,519,578
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,905,469
Current Officers, Directors, Trustees, and Key Employees---$933,282
Information Technology---$883,250
Advertising---$422,249
Other Expenses-$409,463-$409,463
Office Expenses---$396,822
Depreciation Depletion---$396,657
Other Employee Benefits---$285,404
Payroll Taxes---$219,758
Pension Plan Contributions---$175,665
Occupancy---$167,760
All Other Expenses---$109,982
Fees for Services Accounting---$57,585
Payments to Affiliates---$52,345
Insurance---$46,334
Fees for Service Investment Mgmnt Fees---$30,453
Conferences and Meetings---$22,863
Fees for Services Other---$16,670
Travel---$6,345
Fees for Services Legal---$1,932
Total Functional Expenses$0$0$0$7,633,659
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$199,305,102
Deferred Compensation$1,536,092
Other Deferred Credits$324,684
Accrued Dividends$45,924
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization is consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“The CFO and Board of Directors review the Form 990 at the April Board Meeting”

Conflict of interest policy compliance Part VI line 12C

“The Policy is Board approved and signed by all employees.”

CEO executive director top management comp Part VI line 15A

“The Board of Directors approve the CEO & President salary. The President approves all other Officers or key employee salaries using the Board approved salary budget.”

Other officer or key employee compensation Part VI line 15B

“The Board of Directors approve the CEO salary. The CEO approves all other Officers or key employees using the Board approved salary budget.”

Governing documents etc available to public Part VI line 19

“Financial Statements are posted on the Credit Union website and available in the Main and Branch Office lobbies. All other governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Fort Community Credit Union
EIN
39-0851648
Address
PO Box 160, Fort Atkinson, WI 53538

Signing Officer

Name
Susan Johnson
Title
CEOPresident
Phone
9205637305
Signed
2018-04-17
Discuss with paid preparer
No

Organization Details

Principal Officer
Susan Johnson
Formed
1940
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
75
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
N25W2313 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
Raw XML AppendixShowing 400 of 490 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt036743
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To help every member be in a better Financial Position than when we met them.
IRS990/AdvertisingGrp/TotalAmt0422249
IRS990/AllOtherExpensesGrp/TotalAmt0109982
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
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IRS990/BooksInCareOfDetail/PersonNm0Richard A Austin
IRS990/BooksInCareOfDetail/PhoneNum09205637305
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0800 Madison Ave
IRS990/BooksInCareOfDetail/USAddress/CityNm0Fort Atkinson
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0933282
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt022863
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01203480
IRS990/CYOtherExpensesAmt04114081
IRS990/CYOtherRevenueAmt077791
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IRS990/CYTotalExpensesAmt07633659
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IRS990/CYTotalRevenueAmt010187772
IRS990/DecisionsSubjectToApprovaInd0true
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0396657
IRS990/Desc0We funded 4,263 loans during 2017. As of 12/31/2017 we had 679 mortgages/home equity lines, 6,674 consumer loans, 209 member business loans, and 2,928 credit card accounts with our members.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/Form990PartVIISectionAGrp/PersonNm2Craig Nevermann
IRS990/Form990PartVIISectionAGrp/PersonNm3Collin W Stevens
IRS990/Form990PartVIISectionAGrp/PersonNm4Phillip Ristow
IRS990/Form990PartVIISectionAGrp/PersonNm5Ronald Vogel
IRS990/Form990PartVIISectionAGrp/PersonNm6Gregory Keating
IRS990/Form990PartVIISectionAGrp/PersonNm7James Simdon
IRS990/Form990PartVIISectionAGrp/PersonNm8Susan Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm9Richard Austin
IRS990/Form990PartVIISectionAGrp/PersonNm10Danielle Frawley
IRS990/Form990PartVIISectionAGrp/PersonNm11Robyn Newcomb
IRS990/Form990PartVIISectionAGrp/PersonNm12Bryan Gatlin
IRS990/Form990PartVIISectionAGrp/PersonNm13Michael Gorman
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice-Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEOTreasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7SVP Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEOPresident
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP FinanceCFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP Strategic Initiatives
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP Member Services
IRS990/Form990PartVIISectionAGrp/TitleTxt13Mortgage Loan Officer
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0-24945
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0207899
IRS990/GrossReceiptsAmt010454825
IRS990/GrossRentsGrp/RealAmt098105
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0883250
IRS990/InsuranceGrp/TotalAmt046334
IRS990/InvestmentIncomeGrp/ExclusionAmt01228425
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01228425
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt06661172
IRS990/InvestmentsProgramRelatedGrp/EOYAmt06842375
IRS990/IRPDocumentCnt08056
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04727166
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05714969
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07651772
IRS990/LandBldgEquipCostOrOtherBssAmt012378938
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0232844
IRS990/LessRentalExpensesGrp/RealAmt034209
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To help every member be in a better Financial Position than when we met them.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt048777
IRS990/NetAssetsOrFundBalancesBOYAmt030946500
IRS990/NetAssetsOrFundBalancesEOYAmt033965823
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-24945
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-24945
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt063896
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt063896
IRS990/NetUnrelatedBusTxblIncmAmt06126
IRS990/NetUnrlzdGainsLossesInvstAmt0465210
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0167760
IRS990/OfficeExpensesGrp/TotalAmt0396822
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01416044
IRS990/OtherAssetsTotalGrp/EOYAmt02157167
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0285404
IRS990/OtherExpensesGrp/Desc0Dividends on Shares
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Loan Servicing Exp
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01007897
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt185474
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2409463
IRS990/OtherExpensesGrp/TotalAmt01007897
IRS990/OtherExpensesGrp/TotalAmt185474
IRS990/OtherExpensesGrp/TotalAmt2409463
IRS990/OtherLiabilitiesGrp/BOYAmt0195936024
IRS990/OtherLiabilitiesGrp/EOYAmt0201211802
IRS990/OtherSalariesAndWagesGrp/TotalAmt01905469
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0140970484
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0154280233
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt052345
IRS990/PayrollTaxesGrp/TotalAmt0219758
IRS990/PensionPlanContributionsGrp/TotalAmt0175665
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0148748
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0247848
IRS990/PrincipalOfficerNm0Susan Johnson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountLoan Inc
IRS990/ProgramServiceRevenueGrp/Desc2Insurance Sales
IRS990/ProgramServiceRevenueGrp/Desc3InterchangeDebit Card
IRS990/ProgramServiceRevenueGrp/Desc4Non-Member ATM Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06207393
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11242956
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2177265
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31245092
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06207393
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11242956
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2177265
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31245092
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt411028
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt011028
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 19,913 members at 12/31. During 2017, we opened 866 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01142002
IRS990/PYOtherExpensesAmt03608885
IRS990/PYOtherRevenueAmt082502
IRS990/PYProgramServiceRevenueAmt08063480
IRS990/PYRevenuesLessExpensesAmt02385932
IRS990/PYSalariesCompEmpBnftPaidAmt03293167
IRS990/PYTotalExpensesAmt06902052
IRS990/PYTotalRevenueAmt09287984
IRS990/ReconcilationRevenueExpnssAmt02554113
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt063896
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt013895
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt013895
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt030946500
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033965823
IRS990/SavingsAndTempCashInvstGrp/BOYAmt073754154
IRS990/SavingsAndTempCashInvstGrp/EOYAmt064889667
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt05165969
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01783926
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06949895
IRS990ScheduleD/EquipmentGrp/BookValueAmt01325769
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02943240
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04269009
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01841882
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt13798335
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt31201658
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1FCCU - Target Plan
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2WISCUB - CUSO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3Corp Central CU - MCS & PIC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0798900
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0798900
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0361134
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0361134
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0199305102
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11536092
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2324684
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt345924
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Deferred Compensation
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Other Deferred Credits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07651772
IRS990ScheduleD/TotalBookValueProgramRltdAmt06842375
IRS990ScheduleD/TotalLiabilityAmt0201211802
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0140339
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1142451
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2165783
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3196879
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt010604
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt111338
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt214151
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt3116672
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt06280
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt12411
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt29523
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt39419
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0James Simdon
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Susan Johnson
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2Richard Austin
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3Ronald Vogel
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0SVP Lending
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CEOPresident
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2SVP FinanceCFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3CEOTreasurer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0157223
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1156200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2189457
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3322970
IRS990ScheduleJ/SeverancePaymentInd0true
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization is consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The CFO and Board of Directors review the Form 990 at the April Board Meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Policy is Board approved and signed by all employees.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Board of Directors approve the CEO & President salary. The President approves all other Officers or key employee salaries using the Board approved salary budget.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Board of Directors approve the CEO salary. The CEO approves all other Officers or key employees using the Board approved salary budget.

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