Civic Intelligence

Leyden Credit Union

990 • Fiscal year 2011 • EIN 36-2443815

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 25, 2012

PO Box 23660131-0236
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.91x

Higher debt load relative to assets than 68% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

80th percentile

9.4%

Faster asset growth than 80% of similar nonprofits.

2011 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$69,057,919

Up $5,917,052 (+9.4%) from 2010

Net Assets

Down

$6,494,466

Down $61,977 (-0.9%) from 2010

Liabilities

Up

$62,563,453

Up $5,979,029 (+11%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$2,819,117

Down $283,420 (-9.1%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $63,140,867Liabilities 2010: $56,584,424Net Assets 2010: $6,556,4432010Assets 2011: $69,057,919Liabilities 2011: $62,563,453Net Assets 2011: $6,494,4662011Assets 2012: $72,575,417Liabilities 2012: $66,054,690Net Assets 2012: $6,520,7272012Assets 2013: $74,738,419Liabilities 2013: $68,265,595Net Assets 2013: $6,472,8242013Assets 2014: $74,643,907Liabilities 2014: $68,059,037Net Assets 2014: $6,584,8702014Assets 2015: $80,900,872Liabilities 2015: $74,149,528Net Assets 2015: $6,751,3442015Assets 2016: $84,134,210Liabilities 2016: $77,185,548Net Assets 2016: $6,948,6622016Assets 2017: $84,597,505Liabilities 2017: $77,618,181Net Assets 2017: $6,979,3242017Assets 2018: $85,178,777Liabilities 2018: $77,719,157Net Assets 2018: $7,459,6202018Assets 2020: $97,555,124Liabilities 2020: $89,134,620Net Assets 2020: $8,420,5042020

Highlighted filing

2011

Assets$69,057,919
Liabilities$62,563,453
Net Assets$6,494,466

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $3,102,5372010Expenses 2011: $2,819,1172011Expenses 2012: $2,332,6182012Revenue 2013: $2,141,699Expenses 2013: $2,089,299Net Income 2013: $52,4002013Revenue 2014: $2,055,859Expenses 2014: $1,945,834Net Income 2014: $110,0252014Revenue 2015: $2,152,802Expenses 2015: $1,906,927Net Income 2015: $245,8752015Revenue 2016: $2,271,798Expenses 2016: $1,986,273Net Income 2016: $285,5252016Revenue 2017: $2,367,069Expenses 2017: $2,062,602Net Income 2017: $304,4672017Revenue 2018: $2,713,796Expenses 2018: $2,153,106Net Income 2018: $560,6902018Revenue 2020: $2,212,422Expenses 2020: $2,138,821Net Income 2020: $73,6012020

Highlighted filing

2011

Revenue-
Expenses$2,819,117
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 25, 2012
Return Version
2011v1.2
Gross Receipts
$2,632,432
Mission and Program Overview

Mission

Working to improve our members financial well being

Major Activities

Activity 2
Opened 290 New Accounts
Activity 3
Made 284 Consumer Loans
Filing and Contact Details

Filer

EIN
36-2443815
Raw XML AppendixShowing 400 of 489 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity3/Description0Made 284 Consumer Loans
IRS990/ActivityOrMissionDescription0WORKING TO IMPROVE OUR MEMBERS FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
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IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation0Escrow accounts are maintained for Members with certain Mortgages and equity loans for real estate taxes and home owner's and flood insurance premium payments as they become due. Leyden Credit Union processes the payments from the escrow account balances.
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation1Unrealized loss on post-retirement health plan $(22,485)
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IRS990ScheduleO/GeneralExplanation/Explanation0We have members. Each member is required to maintain a minimum $25 savings account.
IRS990ScheduleO/GeneralExplanation/Explanation1Each member is entitled to vote for our Board of Directors. Members elect the Board of Directors at the annual meeting.
IRS990ScheduleO/GeneralExplanation/Explanation2The CEO completes the return using our Audited Financial Statements.
IRS990ScheduleO/GeneralExplanation/Explanation3Governing documents, conflict of interest policy, and financial statements are available to the public upon request.
IRS990ScheduleO/GeneralExplanation/Explanation4Unrealized gain on available for sale securities in 2011 $147,193 Unrealized loss on post-retirement health plan in 2011 $(22,485) for a total of $124,708
IRS990ScheduleO/GeneralExplanation/Identifier0F990_P06_S0A_L06
IRS990ScheduleO/GeneralExplanation/Identifier1F990_P06_S0A_L07a
IRS990ScheduleO/GeneralExplanation/Identifier2F990_P06_S0B_L11b
IRS990ScheduleO/GeneralExplanation/Identifier3F990_P06_S0C_L19
IRS990ScheduleO/GeneralExplanation/Identifier4F990_P11_S00_L05
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part XI, Line 5
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00

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