Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
990 • Fiscal year 2020 • EIN 36-2419943
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
13th percentile
Higher top officer pay than 13% of similar nonprofits.
Top officer pay equals 4.0% of source-year revenue.
Asset Growth
8th percentile
Faster asset growth than 8% of similar nonprofits.
Revenue Growth
1st percentile
Faster revenue growth than 1% of similar nonprofits.
Assets
Up$36,560,000
Up $2,140,937 (+6.2%) from 2019
Net Assets
Down$6,086,693
Down $232,263 (-3.7%) from 2019
Liabilities
Up$30,473,307
Up $2,373,200 (+8.4%) from 2019
Revenue
Down$1,594,842
Down $493,894 (-24%) from 2019
Expenses
Down$1,827,105
Down $106,399 (-5.5%) from 2019
Net Income
Down-$232,263
Down $387,495 (-250%) from 2019
To give members the ability to control their financial destiny by providing members with the means to satisfy their needs for financial services in a comfortable family-like environment. In doing so, the Credit Union strives to maintain long-term relationships with members.
To provide financial services to members that are rate competetive and convenient
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $23,166,000 | $17,954,000 | ▼ $5,212,000 |
| Savings and Temporary Cash Investments | $3,791,291 | $10,709,430 | ▲ $6,918,139 |
| Other Notes and Loans Receivable, Net | $5,796,912 | $6,467,808 | ▲ $670,896 |
| Rtn Earn Endowment Incm Other Fnds | $6,318,956 | $6,086,693 | ▼ $232,263 |
| Cash and Non-Interest-Bearing Accounts | $910,453 | $793,254 | ▼ $117,199 |
| Land, Buildings, and Equipment, Net | $290,814 | $184,522 | ▼ $106,292 |
| Prepaid Expenses and Deferred Charges | $80,512 | $138,673 | ▲ $58,161 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $34,419,063 | $36,560,000 | ▲ $2,140,937 |
| Other Assets Total | $383,081 | $312,313 | ▼ $70,768 |
| Liabilities | |||
| Other Liabilities | $28,026,586 | $30,400,973 | ▲ $2,374,387 |
| Accounts Payable and Accrued Expenses | $73,521 | $72,334 | ▼ $1,187 |
| Total Liabilities | $28,100,107 | $30,473,307 | ▲ $2,373,200 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,318,956 | $6,086,693 | ▼ $232,263 |
| Total Liabilities and Net Assets / Fund Balance | $34,419,063 | $36,560,000 | ▲ $2,140,937 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $56,734 | $332,179 | $388,913 |
| Equipment | $57,685 | $250,456 | $308,141 |
| Buildings | $3,103 | $291,504 | $294,607 |
| Land | $67,000 | - | $67,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Vicki Kaiser | Manager | FT | $58,334 | $4,747 | $63,081 |
| Terrie L Dust | Secretary | PT | $39,900 | $3,912 | $43,812 |
| Name | Title |
|---|---|
| Ronald Thompson | Chairman |
| John Montella | Member |
| Merrill Clark | Member |
| Michael Marzillo | Member |
| Michael Scalzitti | Member |
| JC Hefner | Treaurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,402,790 |
| Salaries, Compensation, and Employee Benefits | $424,315 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $250,992 |
| Office Expenses | - | - | - | $183,982 |
| Information Technology | - | - | - | $155,860 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $106,893 |
| Occupancy | - | - | - | $106,312 |
| Depreciation Depletion | - | - | - | $60,908 |
| Fees for Services Other | - | - | - | $50,984 |
| Other Expenses | - | - | - | $38,381 |
| Other Employee Benefits | - | - | - | $28,742 |
| Payroll Taxes | - | - | - | $26,262 |
| Insurance | - | - | - | $25,798 |
| All Other Expenses | - | - | - | $14,516 |
| Pension Plan Contributions | - | - | - | $11,426 |
| Fees for Services Accounting | - | - | - | $11,200 |
| Conferences and Meetings | - | - | - | $7,818 |
| Advertising | - | - | - | $4,162 |
| Interest | - | - | - | $8 |
| Total Functional Expenses | $0 | $0 | $0 | $1,827,105 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,827,105 |
| Total Expenses per Audited Statements | $1,827,105 |
| Total Expenses per Form 990 | $1,827,105 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members' shares and savings accounts | $30,400,973 |
“Membership consists of individuals with funds on deposit with the Credit Union.”
“Members of the Credit Union have the authority to elect the Board of Directors at the annual meeting.”
“Members vote on various issues at the annual meeting.”
“Form 990 was reviewed by the President and Operations Manager then presented to the Board prior to filing.”
“Compensation is determined by the Executive Committee and reported to the remaining board members.”
“Governing documents and financial statements available upon request.”
“The process has not changed from the prior year.”
“FIN 48 note in Audited Financial Statements Heights Auto Workers Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax-exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax- exempt purpose. The Credit Union had no unrelated business income in 2020 or 2019 that management believes is subject to taxation. The Credit Union's annual information returns filed with the federal and state governemnts are subject to examination for three years after they are filed.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 73521 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 72334 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To provide financial services to members that are rate competetive and convenient |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 4162 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14516 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Vicki Kaiser |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7087584277 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 21540 Cottage Grove |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Chicago Heights |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60411 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 910453 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 793254 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 106893 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 7818 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 397252 |
| IRS990/CYOtherExpensesAmt | 0 | 1402790 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1197590 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -232263 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 424315 |
| IRS990/CYTotalExpensesAmt | 0 | 1827105 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1594842 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 60908 |
| IRS990/Desc | 0 | Credit Union makes and services consumer loans to members. The number of loans outstanding at 12/31/20 was 13,696 for a total of $6,467,808. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 11200 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 50984 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 20.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 3912 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 4747 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Ronald Thompson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JC Hefner |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Terrie L Dust |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Michael Scalzitti |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Michael Marzillo |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | John Montella |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Merrill Clark |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Vicki Kaiser |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 39900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 58334 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treaurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Manager |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1956 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1594842 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 155860 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25798 |
| IRS990/InterestGrp/TotalAmt | 0 | 8 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 397252 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 397252 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 23166000 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 17954000 |
| IRS990/IRPDocumentCnt | 0 | 505 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 874139 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 290814 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 184522 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1058661 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | To give members the ability to control their financial destiny by providing members with the means to satisfy their needs for financial services in a comfortable family-like environment. In doing so, the Credit Union strives to maintain long-term relationships with members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6318956 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6086693 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 106312 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 183982 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 383081 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 312313 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 28742 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM/debit cards fees |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for loan loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Dividends |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 570308 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 100109 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 72444 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 38381 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 28026586 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30400973 |
| IRS990/OtherOrganizationDsc | 0 | cooperative |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 250992 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5796912 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6467808 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 26262 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11426 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 80512 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 138673 |
| IRS990/PrincipalOfficerNm | 0 | Vicki Kaiser |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fees and services |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Loans to members |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 812742 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 355829 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 841761 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 355829 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 29019 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Credit Union pays dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/20 was 9,560 in the amount of $30,400,973. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 537360 |
| IRS990/PYOtherExpensesAmt | 0 | 1420615 |
| IRS990/PYOtherRevenueAmt | 0 | 41806 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1509570 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 155232 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 512889 |
| IRS990/PYTotalExpensesAmt | 0 | 1933504 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2088736 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -232263 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6318956 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6086693 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3791291 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10709430 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3103 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 291504 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 294607 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 57685 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 250456 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 308141 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1827105 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 67000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 67000 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 56734 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 332179 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 388913 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 30400973 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Members' shares and savings accounts |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1594842 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FIN 48 note in Audited Financial Statements Heights Auto Workers Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax-exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax- exempt purpose. The Credit Union had no unrelated business income in 2020 or 2019 that management believes is subject to taxation. The Credit Union's annual information returns filed with the federal and state governemnts are subject to examination for three years after they are filed. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part X, Line 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 184522 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1827105 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30400973 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1594842 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1594842 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1827105 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Membership consists of individuals with funds on deposit with the Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members of the Credit Union have the authority to elect the Board of Directors at the annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Members vote on various issues at the annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Form 990 was reviewed by the President and Operations Manager then presented to the Board prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Compensation is determined by the Executive Committee and reported to the remaining board members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Governing documents and financial statements available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | The process has not changed from the prior year. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part XII, line 2c: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 34419063 |
| IRS990/TotalAssetsEOYAmt | 0 | 36560000 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 34419063 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 36560000 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1827105 |
| IRS990/TotalGrossUBIAmt | 0 | 29019 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 28100107 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 30473307 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 28100107 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 30473307 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6318956 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6086693 |
| IRS990/TotalOtherCompensationAmt | 0 | 8659 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1197590 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 98234 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 397252 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1168571 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1594842 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 29019 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 34419063 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 36560000 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 21540 Cottage Grove |
| IRS990/USAddress/CityNm | 0 | Chicago Heights |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60411 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | www.hawcu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Vicki Kaiser |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7087584277 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-06-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Heights Auto Workers Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | HEIG |
| ReturnHeader/Filer/EIN | 0 | 362419943 |
| ReturnHeader/Filer/PhoneNum | 0 | 7087584277 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 21540 Cottage Grove |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Chicago Heights |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60411 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 363321958 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Desmond & Ahern Ltd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10827 S Western Avenue |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Chicago |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60643 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7737794720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-06-18 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | David J Rambo CPA |
| ReturnHeader/ReturnTs | 0 | 2021-06-18T15:22:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | Vicki |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | Kaiser |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.