Civic Intelligence

Heights Auto Workers Credit Union

EIN 36-2419943 • 501(c)14 • Burnham, IL

Profile

To give members the ability to control their financial destiny by providing members with the means to satisfy their needs for financial services in a comfortable family-like environment. In doing so, the Credit Union strives to maintain long-term relationships with members.

13912 Torrence AveBurnham, IL 60633

www.hawcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

10th percentile

0.79x

Higher debt load relative to assets than 10% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

12.11x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

19th percentile

-2.3%

Higher net margin than 19% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

30th percentile

-3.2%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Revenue Growth

19th percentile

-3.0%

Faster revenue growth than 19% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Assets

Down

$28,972,158

Down $281,018 (-1.0%) from 2023

Liabilities

Down

$22,933,011

Down $237,631 (-1.0%) from 2023

Net Assets

Down

$6,039,147

Down $43,387 (-0.7%) from 2023

Revenue

Up

$1,893,282

Up $116,632 (+6.6%) from 2023

Expenses

Up

$1,936,669

Up $223,740 (+13%) from 2023

Net Income

Down

-$43,387

Down $107,108 (-168%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $29,718,431Liabilities 2010: $23,844,649Net Assets 2010: $5,873,7822010Assets 2011: $33,386,981Liabilities 2011: $27,618,045Net Assets 2011: $5,768,9362011Assets 2012: $33,411,308Liabilities 2012: $27,695,605Net Assets 2012: $5,715,7032012Assets 2013: $33,729,431Liabilities 2013: $27,934,710Net Assets 2013: $5,794,7212013Assets 2014: $35,307,951Liabilities 2014: $29,306,053Net Assets 2014: $6,001,8982014Assets 2015: $38,475,357Liabilities 2015: $32,531,832Net Assets 2015: $5,943,5252015Assets 2016: $37,723,204Liabilities 2016: $31,747,498Net Assets 2016: $5,975,7062016Assets 2017: $35,449,894Liabilities 2017: $29,400,490Net Assets 2017: $6,049,4042017Assets 2018: $34,570,345Liabilities 2018: $28,406,621Net Assets 2018: $6,163,7242018Assets 2019: $34,419,063Liabilities 2019: $28,100,107Net Assets 2019: $6,318,9562019Assets 2020: $36,560,000Liabilities 2020: $30,473,307Net Assets 2020: $6,086,6932020Assets 2021: $32,976,227Liabilities 2021: $27,206,019Net Assets 2021: $5,770,2082021Assets 2022: $30,896,395Liabilities 2022: $24,849,222Net Assets 2022: $6,047,1732022Assets 2023: $29,253,176Liabilities 2023: $23,170,642Net Assets 2023: $6,082,5342023Assets 2024: $28,972,158Liabilities 2024: $22,933,011Net Assets 2024: $6,039,1472024

Highlighted filing

2024

Assets$28,972,158
Liabilities$22,933,011
Net Assets$6,039,147

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,455,4802010Expenses 2011: $1,379,6952011Expenses 2012: $1,652,9662012Revenue 2013: $1,984,384Expenses 2013: $1,882,325Net Income 2013: $102,0592013Revenue 2014: $2,066,631Expenses 2014: $2,247,650Net Income 2014: -$181,0192014Revenue 2015: $1,800,945Expenses 2015: $1,859,318Net Income 2015: -$58,3732015Revenue 2016: $2,041,642Expenses 2016: $1,936,464Net Income 2016: $105,1782016Revenue 2017: $2,006,371Expenses 2017: $1,932,673Net Income 2017: $73,6982017Revenue 2018: $1,992,040Expenses 2018: $1,877,720Net Income 2018: $114,3202018Revenue 2019: $2,088,736Expenses 2019: $1,933,504Net Income 2019: $155,2322019Revenue 2020: $1,594,842Expenses 2020: $1,827,105Net Income 2020: -$232,2632020Revenue 2021: $1,495,261Expenses 2021: $1,811,746Net Income 2021: -$316,4852021Revenue 2022: $2,012,858Expenses 2022: $1,735,893Net Income 2022: $276,9652022Revenue 2023: $1,776,650Expenses 2023: $1,712,929Net Income 2023: $63,7212023Revenue 2024: $1,893,282Expenses 2024: $1,936,669Net Income 2024: -$43,3872024

Highlighted filing

2024

Revenue$1,893,282
Expenses$1,936,669
Net Income-$43,387

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$29.0$22.9$6.04$1.89$1.94$0.04
2023Detailed filing. Detailed filing data is available for this year.$29.3$23.2$6.08$1.78$1.71$0.06
2022Detailed filing. Detailed filing data is available for this year.$30.9$24.8$6.05$2.01$1.74$0.28
2021Detailed filing. Detailed filing data is available for this year.$33.0$27.2$5.77$1.50$1.81$0.32
2020Detailed filing. Detailed filing data is available for this year.$36.6$30.5$6.09$1.59$1.83$0.23
2019Detailed filing. Detailed filing data is available for this year.$34.4$28.1$6.32$2.09$1.93$0.16
2018Detailed filing. Detailed filing data is available for this year.$34.6$28.4$6.16$1.99$1.88$0.11
2017Detailed filing. Detailed filing data is available for this year.$35.4$29.4$6.05$2.01$1.93$0.07
2016Detailed filing. Detailed filing data is available for this year.$37.7$31.7$5.98$2.04$1.94$0.11
2015Detailed filing. Detailed filing data is available for this year.$38.5$32.5$5.94$1.80$1.86$0.06
2014Detailed filing. Detailed filing data is available for this year.$35.3$29.3$6.00$2.07$2.25$0.18
2013Detailed filing. Detailed filing data is available for this year.$33.7$27.9$5.79$1.98$1.88$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.4$27.7$5.72$1.65
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.4$27.6$5.77$1.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.7$23.8$5.87$1.46
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 6, 2025
Return Version
2024v5.1
Gross Receipts
$1,893,282
Mission and Program Overview

Mission

To give members the ability to control their financial destiny by providing members with the means to satisfy their needs for financial services in a comfortable family-like environment. In doing so, the Credit Union strives to maintain long-term relationships with members.

To provide financial services to members that are rate competetive and convenient.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$16,968,000$15,476,000▼ $1,492,000
Other Notes and Loans Receivable, Net$9,503,860$11,470,819▲ $1,966,959
Rtn Earn Endowment Incm Other Fnds$6,082,534$6,039,147▼ $43,387
Savings and Temporary Cash Investments$1,290,640$702,892▼ $587,748
Cash and Non-Interest-Bearing Accounts$802,046$656,947▼ $145,099
Land, Buildings, and Equipment, Net$240,550$216,014▼ $24,536
Prepaid Expenses and Deferred Charges$148,465$171,050▲ $22,585
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$29,253,176$28,972,158▼ $281,018
Other Assets Total$299,615$278,436▼ $21,179
Liabilities
Other Liabilities$23,137,778$22,873,936▼ $263,842
Accounts Payable and Accrued Expenses$32,864$59,075▲ $26,211
Total Liabilities$23,170,642$22,933,011▼ $237,631
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,082,534$6,039,147▼ $43,387
Total Liabilities and Net Assets / Fund Balance$29,253,176$28,972,158▼ $281,018

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$19,015$803,854$822,869
Buildings$137,499$326,146$463,645
Land$59,500-$59,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Vicki KaiserFormer ManagerFT$68,380$2,080$70,460
Yesenia R ChavezManagerFT$55,010$2,080$57,090
Terrie L DustChairman-$37,429$1,405$38,834

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,356,459
Investment Income
$536,823
Other Revenue
$0
Change in Net Assets
$-43,387
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,532,954
Salaries, Compensation, and Employee Benefits$403,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology---$181,889
Other Salaries and Wages---$178,023
Current Officers, Directors, Trustees, and Key Employees---$166,384
Office Expenses---$146,418
Occupancy---$104,566
Other Expenses---$76,583
Insurance---$27,277
Depreciation Depletion---$24,535
Payroll Taxes---$23,281
Fees for Services Other---$19,619
Pension Plan Contributions---$19,559
Other Employee Benefits---$16,468
All Other Expenses---$15,830
Fees for Services Accounting---$13,000
Advertising---$2,469
Travel---$1,575
Interest---$360
Total Functional Expenses$0$0$0$1,936,669
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' shares and savings accounts$22,873,936
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

Membership consists of individuals with funds on deposit with the Credit Union.

Form 990, Part VI, Section A, line 7A

Members of the Credit Union have the authority to elect the Board of Directors at the annual meeting.

Form 990, Part VI, Section A, line 7B

Members vote on various issues at the annual meeting.

Form 990, Part VI, Section B, line 11B

Form 990 was reviewed by the President and Operations Manager then presented to the Board prior to filing.

Form 990, Part VI, Section B, line 15A

Compensation is determined by the Executive Committee and reported to the remaining board members.

Form 990, Part VI, Section C, line 19

Governing documents and financial statements available upon request.

Filing and Contact Details

Filer

Filer Name
Heights Auto Workers Credit Union
EIN
36-2419943
Phone
7088916990
Address
13912 Torrence Ave, Burnham, IL 60633

Signing Officer

Name
Yesenia R Chavez
Title
Manager
Phone
7088916990
Signed
2025-06-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Yesenia R Chavez
Formed
1956
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
6
Employees
9
Volunteers
6

Preparer

Firm
Eifel Rambo Advisory Group Ltd
Address
20635 Abbey Woods Ct, Frankfort, IL 60423
Preparer
Matt Beckley
Phone
7086282365
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

The process has not changed from the prior year.

Financial Statement Notes

Part X, Line 2:

FIN 48 note in Audited Financial Statements Heights Auto Workers Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax-exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax- exempt purpose. The Credit Union had no unrelated business income in 2024 or 2023 that management believes is subject to taxation. The Credit Union's annual information returns filed with the federal and state governemnts are subject to examination for three years after they are filed.

Raw XML Appendix359 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt032864
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt059075
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide financial services to members that are rate competetive and convenient.
IRS990/AdvertisingGrp/TotalAmt02469
IRS990/AllOtherExpensesGrp/TotalAmt015830
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Yesenia R Chavez
IRS990/BooksInCareOfDetail/PhoneNum07088916990
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt013912 Torrence Ave
IRS990/BooksInCareOfDetail/USAddress/CityNm0Burnham
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060633
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0802046
IRS990/CashNonInterestBearingGrp/EOYAmt0656947
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0166384
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0536823
IRS990/CYOtherExpensesAmt01532954
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01356459
IRS990/CYRevenuesLessExpensesAmt0-43387
IRS990/CYSalariesCompEmpBnftPaidAmt0403715
IRS990/CYTotalExpensesAmt01936669
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01893282
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt024535
IRS990/Desc0Credit Union makes and services consumer loans to members. The number of loans outstanding at 12/31/24 was 696 for a total of $11,470,819.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt013000
IRS990/FeesForServicesOtherGrp/TotalAmt019619
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt220.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt01405
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt72080
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt82080
IRS990/Form990PartVIISectionAGrp/PersonNm0Terrie L Dust
IRS990/Form990PartVIISectionAGrp/PersonNm1JC Hefner
IRS990/Form990PartVIISectionAGrp/PersonNm2Merrill Clark
IRS990/Form990PartVIISectionAGrp/PersonNm3Michael Scalzitti
IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Marzillo
IRS990/Form990PartVIISectionAGrp/PersonNm5John Montella
IRS990/Form990PartVIISectionAGrp/PersonNm6Deanna Bibbs
IRS990/Form990PartVIISectionAGrp/PersonNm7Vicki Kaiser
IRS990/Form990PartVIISectionAGrp/PersonNm8Yesenia R Chavez
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt037429
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt768380
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt855010
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treaurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Former Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt8Manager
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01893282
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0181889
IRS990/InsuranceGrp/TotalAmt027277
IRS990/InterestGrp/TotalAmt0360
IRS990/InvestmentIncomeGrp/ExclusionAmt0536823
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0536823
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt016968000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt015476000
IRS990/IRPDocumentCnt0375
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01130000
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0240550
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0216014
IRS990/LandBldgEquipCostOrOtherBssAmt01346014
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To give members the ability to control their financial destiny by providing members with the means to satisfy their needs for financial services in a comfortable family-like environment. In doing so, the Credit Union strives to maintain long-term relationships with members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt06082534
IRS990/NetAssetsOrFundBalancesEOYAmt06039147
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0104566
IRS990/OfficeExpensesGrp/TotalAmt0146418
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0299615
IRS990/OtherAssetsTotalGrp/EOYAmt0278436
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt016468
IRS990/OtherExpensesGrp/Desc0ATM/debit cards fees
IRS990/OtherExpensesGrp/Desc1Dividends
IRS990/OtherExpensesGrp/Desc2Loan servicing
IRS990/OtherExpensesGrp/Desc3Provision for loan loss
IRS990/OtherExpensesGrp/TotalAmt0573957
IRS990/OtherExpensesGrp/TotalAmt1204918
IRS990/OtherExpensesGrp/TotalAmt2139958
IRS990/OtherExpensesGrp/TotalAmt376583
IRS990/OtherLiabilitiesGrp/BOYAmt023137778
IRS990/OtherLiabilitiesGrp/EOYAmt022873936
IRS990/OtherOrganizationDsc0cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0178023
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09503860
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt011470819
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt023281
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt019559
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0148465
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0171050
IRS990/PrincipalOfficerNm0Yesenia R Chavez
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0Fees and services
IRS990/ProgramServiceRevenueGrp/Desc1Loans to members
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0692960
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1657241
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0699218
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1657241
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt06258
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/24 was 6,985 in the amount of $22,873,936.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0448776
IRS990/PYOtherExpensesAmt01407342
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01327874
IRS990/PYRevenuesLessExpensesAmt063721
IRS990/PYSalariesCompEmpBnftPaidAmt0305587
IRS990/PYTotalExpensesAmt01712929
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01776650
IRS990/ReconcilationRevenueExpnssAmt0-43387
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06082534
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06039147
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01290640
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0702892
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0137499
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0326146
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0463645
IRS990ScheduleD/EquipmentGrp/BookValueAmt019015
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0803854
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0822869
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt059500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt059500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt022873936
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' shares and savings accounts
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 note in Audited Financial Statements Heights Auto Workers Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax-exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax- exempt purpose. The Credit Union had no unrelated business income in 2024 or 2023 that management believes is subject to taxation. The Credit Union's annual information returns filed with the federal and state governemnts are subject to examination for three years after they are filed.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0216014
IRS990ScheduleD/TotalLiabilityAmt022873936
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership consists of individuals with funds on deposit with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the Credit Union have the authority to elect the Board of Directors at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members vote on various issues at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990 was reviewed by the President and Operations Manager then presented to the Board prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Compensation is determined by the Executive Committee and reported to the remaining board members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Governing documents and financial statements available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part XII, Line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt029253176
IRS990/TotalAssetsEOYAmt028972158
IRS990/TotalAssetsGrp/BOYAmt029253176
IRS990/TotalAssetsGrp/EOYAmt028972158
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/TotalAmt01936669
IRS990/TotalGrossUBIAmt06258
IRS990/TotalLiabilitiesBOYAmt023170642
IRS990/TotalLiabilitiesEOYAmt022933011
IRS990/TotalLiabilitiesGrp/BOYAmt023170642
IRS990/TotalLiabilitiesGrp/EOYAmt022933011
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06082534
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06039147
IRS990/TotalOtherCompensationAmt05565
IRS990/TotalProgramServiceRevenueAmt01356459
IRS990/TotalReportableCompFromOrgAmt0160819
IRS990/TotalRevenueGrp/ExclusionAmt0536823
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01350201
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01893282
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06258
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt029253176
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt028972158
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01575
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt013912 Torrence Ave
IRS990/USAddress/CityNm0Burnham
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060633
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.hawcu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Yesenia R Chavez
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum07088916990
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Heights Auto Workers Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0HEIG
ReturnHeader/Filer/EIN0362419943
ReturnHeader/Filer/PhoneNum07088916990
ReturnHeader/Filer/USAddress/AddressLine1Txt013912 Torrence Ave
ReturnHeader/Filer/USAddress/CityNm0Burnham
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060633
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0931743146
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Eifel Rambo Advisory Group Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt020635 Abbey Woods Ct
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Frankfort
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060423
ReturnHeader/PreparerPersonGrp/PhoneNum07086282365
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Matt Beckley
ReturnHeader/ReturnTs02025-06-16T08:56:07-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.