Civic Intelligence

Linxus Credit Union

EIN 36-1695980 • 501(c)14 • Machesney Park, IL

View Organization Page

Profile

Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.

1405 West Lane Rd Suite AMachesney Park, IL 61115

www.linxuscu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.85x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

17.01x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

41st percentile

3.8%

Higher net margin than 41% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

78th percentile

$107,823

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 12.4% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

66th percentile

2.4%

Faster asset growth than 66% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

15%

Faster revenue growth than 79% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$17,485,477

Up $401,519 (+2.4%) from 2023

Liabilities

Up

$14,786,452

Up $368,321 (+2.6%) from 2023

Net Assets

Up

$2,699,025

Up $33,198 (+1.2%) from 2023

Operations
Liabilities / Revenue58th percentileNet Margin41st percentile

Revenue

Up

$869,241

Up $114,463 (+15%) from 2023

Expenses

Up

$836,043

Up $102,910 (+14%) from 2023

Net Income

Up

$33,198

Up $11,553 (+53%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $16,971,932Liabilities 2010: $14,615,729Net Assets 2010: $2,356,2032010Assets 2011: $16,739,998Liabilities 2011: $14,366,783Net Assets 2011: $2,373,2152011Assets 2012: $16,856,168Liabilities 2012: $14,469,550Net Assets 2012: $2,386,6182012Assets 2013: $16,938,375Liabilities 2013: $14,531,958Net Assets 2013: $2,406,4172013Assets 2014: $16,990,827Liabilities 2014: $14,583,902Net Assets 2014: $2,406,9252014Assets 2015: $17,522,023Liabilities 2015: $15,095,885Net Assets 2015: $2,426,1382015Assets 2016: $18,523,703Liabilities 2016: $16,067,361Net Assets 2016: $2,456,3422016Assets 2018: $18,118,174Liabilities 2018: $15,582,842Net Assets 2018: $2,535,3322018Assets 2019: $17,224,326Liabilities 2019: $14,670,013Net Assets 2019: $2,554,3132019Assets 2020: $18,580,742Liabilities 2020: $16,014,591Net Assets 2020: $2,566,1512020Assets 2021: $20,188,491Liabilities 2021: $17,619,246Net Assets 2021: $2,569,2452021Assets 2022: $19,159,819Liabilities 2022: $16,515,637Net Assets 2022: $2,644,1822022Assets 2023: $17,083,958Liabilities 2023: $14,418,131Net Assets 2023: $2,665,8272023Assets 2024: $17,485,477Liabilities 2024: $14,786,452Net Assets 2024: $2,699,0252024

Highlighted filing

2024

Assets$17,485,477
Liabilities$14,786,452
Net Assets$2,699,025
Open 2024 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2010: $630,1592010Expenses 2011: $663,1972011Expenses 2012: $558,5852012Revenue 2013: $559,034Expenses 2013: $540,007Net Income 2013: $19,0272013Revenue 2014: $555,588Expenses 2014: $553,417Net Income 2014: $2,1712014Revenue 2015: $555,845Expenses 2015: $536,632Net Income 2015: $19,2132015Revenue 2016: $571,311Expenses 2016: $541,107Net Income 2016: $30,2042016Revenue 2018: $613,530Expenses 2018: $564,055Net Income 2018: $49,4752018Revenue 2019: $672,928Expenses 2019: $653,947Net Income 2019: $18,9812019Revenue 2020: $616,360Expenses 2020: $604,522Net Income 2020: $11,8382020Revenue 2021: $540,481Expenses 2021: $537,387Net Income 2021: $3,0942021Revenue 2022: $655,041Expenses 2022: $580,104Net Income 2022: $74,9372022Revenue 2023: $754,778Expenses 2023: $733,133Net Income 2023: $21,6452023Revenue 2024: $869,241Expenses 2024: $836,043Net Income 2024: $33,1982024

Highlighted filing

2024

Revenue$869,241
Expenses$836,043
Net Income$33,198
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,485,477
Liabilities
$14,786,452
Net assets
$2,699,025
Revenue
$869,241
Expenses
$836,043
Net income
$33,198
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.5$14.8$2.70$0.87$0.84$0.03
2023Detailed filing. Detailed filing data is available for this year.$17.1$14.4$2.67$0.75$0.73$0.02
2022Detailed filing. Detailed filing data is available for this year.$19.2$16.5$2.64$0.66$0.58$0.07
2021Detailed filing. Detailed filing data is available for this year.$20.2$17.6$2.57$0.54$0.54$0.00
2020Detailed filing. Detailed filing data is available for this year.$18.6$16.0$2.57$0.62$0.60$0.01
2019Detailed filing. Detailed filing data is available for this year.$17.2$14.7$2.55$0.67$0.65$0.02
2018Detailed filing. Detailed filing data is available for this year.$18.1$15.6$2.54$0.61$0.56$0.05
2016Detailed filing. Detailed filing data is available for this year.$18.5$16.1$2.46$0.57$0.54$0.03
2015Detailed filing. Detailed filing data is available for this year.$17.5$15.1$2.43$0.56$0.54$0.02
2014Detailed filing. Detailed filing data is available for this year.$17.0$14.6$2.41$0.56$0.55$0.00
2013Detailed filing. Detailed filing data is available for this year.$16.9$14.5$2.41$0.56$0.54$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.9$14.5$2.39$0.56
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$14.4$2.37$0.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$14.6$2.36$0.63
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 23, 2025
Return Version
2024v5.0
Gross Receipts
$869,241
Mission and Program Overview

Mission

Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.

To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$7,575,312$7,185,687▼ $389,625
Savings and Temporary Cash Investments$7,666,897$6,930,521▼ $736,376
Rtn Earn Endowment Incm Other Fnds$2,665,827$2,699,025▲ $33,198
Cash and Non-Interest-Bearing Accounts$322,524$361,660▲ $39,136
Prepaid Expenses and Deferred Charges$64,023$44,696▼ $19,327
Land, Buildings, and Equipment, Net$3,067$3,949▲ $882
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$17,083,958$17,485,477▲ $401,519
Other Assets Total$1,452,135$2,958,964▲ $1,506,829
Liabilities
Other Liabilities$14,404,267$14,762,109▲ $357,842
Accounts Payable and Accrued Expenses$13,864$24,343▲ $10,479
Total Liabilities$14,418,131$14,786,452▲ $368,321
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,665,827$2,699,025▲ $33,198
Total Liabilities and Net Assets / Fund Balance$17,083,958$17,485,477▲ $401,519

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$1,363$1,753$0
Leasehold Improvements$2,586$1,292$0
Other Assets Org$2,739,000--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Tracy BeyerPresidentFT$107,823$107,823

Board Members and Trustees

NameTitle
Kirk GilleChairman
Philip PfeiferVice Chairman
Clectice TemplemanDirector
Maria ColeDirector
Matt MaloneDirector
Terri EkbergDirector
Pauletta FrantaSecretary
Mike JohnsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$362,346
Investment Income
$506,895
Other Revenue
$0
Change in Net Assets
$33,198
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$526,945
Salaries, Compensation, and Employee Benefits$309,098
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$139,048
Current Officers, Directors, Trustees, and Key Employees---$105,815
Occupancy---$66,822
Other Expenses---$66,148
Office Expenses---$46,484
Other Employee Benefits---$34,269
Information Technology---$31,841
Conferences and Meetings---$31,032
All Other Expenses---$21,924
Payroll Taxes---$19,108
Insurance---$15,354
Payments to Affiliates---$12,075
Pension Plan Contributions---$10,858
Advertising---$10,588
Fees for Services Accounting---$9,000
Depreciation Depletion---$1,704
Fees for Services Legal---$1,184
Travel---$301
Total Functional Expenses$0$0$0$836,043
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share & Share Draft Accounts$14,762,109
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members”

Form 990, Part VI, Section A, Line 7A

“The members elect the governing body of the credit union”

Form 990, Part VI, Section A, Line 7B

“The decisions of the governing body are subject to the approval of the members”

Form 990, Part VI, Section B, Line 11B

“The form is reviewed at Board Meeting”

Form 990, Part VI, Section B, Line 15

“The Executive Committee reviews and determines compensation of the President of the credit union”

Form 990, Part VI, Section C, Line 18

“Not applicable”

Form 990, Part VI, Section C, Line 19

“Members may request items. Documents are not available to the public”

Filing and Contact Details

Filer

Filer Name
Linxus Credit Union
EIN
36-1695980
Phone
8152828711
Address
1405 West Lane Rd Suite A, Machesney Park, IL 61115

Signing Officer

Name
Tracy Beyer
Title
President
Phone
8152828711
Signed
2025-04-23

Organization Details

Principal Officer
Tracy Beyer
Formed
1927
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
6
Volunteers
9
Raw XML AppendixShowing 400 of 427 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt013864
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt024343
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner.
IRS990/AdvertisingGrp/TotalAmt010588
IRS990/AllOtherExpensesGrp/TotalAmt021924
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/PersonNm0Tracy Beyer
IRS990/BooksInCareOfDetail/PhoneNum08152828711
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01405 West Lane Rd
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0Suite A
IRS990/BooksInCareOfDetail/USAddress/CityNm0Machesney Park
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061115
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0322524
IRS990/CashNonInterestBearingGrp/EOYAmt0361660
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0105815
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt031032
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0506895
IRS990/CYOtherExpensesAmt0526945
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0362346
IRS990/CYRevenuesLessExpensesAmt033198
IRS990/CYSalariesCompEmpBnftPaidAmt0309098
IRS990/CYTotalExpensesAmt0836043
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0869241
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01704
IRS990/Desc0Provided servicing of 350 Visa/Debit/ATM card accounts
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt09000
IRS990/FeesForServicesLegalGrp/TotalAmt01184
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Tracy Beyer
IRS990/Form990PartVIISectionAGrp/PersonNm1Clectice Templeman
IRS990/Form990PartVIISectionAGrp/PersonNm2Mike Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm3Kirk Gille
IRS990/Form990PartVIISectionAGrp/PersonNm4Philip Pfeifer
IRS990/Form990PartVIISectionAGrp/PersonNm5Pauletta Franta
IRS990/Form990PartVIISectionAGrp/PersonNm6Maria Cole
IRS990/Form990PartVIISectionAGrp/PersonNm7Matt Malone
IRS990/Form990PartVIISectionAGrp/PersonNm8Terri Ekberg
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0107823
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01927
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0869241
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt031841
IRS990/InsuranceGrp/TotalAmt015354
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0506895
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0506895
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0739
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03045
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03067
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03949
IRS990/LandBldgEquipCostOrOtherBssAmt06994
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02665827
IRS990/NetAssetsOrFundBalancesEOYAmt02699025
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt066822
IRS990/OfficeExpensesGrp/TotalAmt046484
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01452135
IRS990/OtherAssetsTotalGrp/EOYAmt02958964
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt034269
IRS990/OtherExpensesGrp/Desc0Dividend Expense
IRS990/OtherExpensesGrp/Desc1DFI Supervision
IRS990/OtherExpensesGrp/Desc2CULS Servicing Expense
IRS990/OtherExpensesGrp/Desc3ATM,VISA,ACH Processing
IRS990/OtherExpensesGrp/TotalAmt0179559
IRS990/OtherExpensesGrp/TotalAmt111200
IRS990/OtherExpensesGrp/TotalAmt221729
IRS990/OtherExpensesGrp/TotalAmt366148
IRS990/OtherLiabilitiesGrp/BOYAmt014404267
IRS990/OtherLiabilitiesGrp/EOYAmt014762109
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0139048
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07575312
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07185687
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt012075
IRS990/PayrollTaxesGrp/TotalAmt019108
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt010858
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt064023
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044696
IRS990/PrincipalOfficerNm0Tracy Beyer
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loan
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Fines
IRS990/ProgramServiceRevenueGrp/Desc2ATM Fees
IRS990/ProgramServiceRevenueGrp/Desc3Loan Protection
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0302365
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt119046
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt228669
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt312266
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0302365
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt119046
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt228669
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt312266
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgSrvcAccomActy2Grp/Desc0Processed deposits, withdrawals, and payments for 2800 accounts
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided new consumer and home equity loans in addition to servicing over 500 loan accounts
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0309507
IRS990/PYOtherExpensesAmt0464487
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0445271
IRS990/PYRevenuesLessExpensesAmt021645
IRS990/PYSalariesCompEmpBnftPaidAmt0268646
IRS990/PYTotalExpensesAmt0733133
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0754778
IRS990/ReconcilationRevenueExpnssAmt033198
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02665827
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02699025
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07666897
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06930521
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01363
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01753
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt03116
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02586
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01292
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt03878
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0143589
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt176375
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt22739000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUSIF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Accrued Interest on Investments
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Certificates of Deposit > 1 Year
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014762109
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Share & Share Draft Accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03949
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02958964
IRS990ScheduleD/TotalLiabilityAmt014762109
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization has members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The members elect the governing body of the credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The decisions of the governing body are subject to the approval of the members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The form is reviewed at Board Meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Executive Committee reviews and determines compensation of the President of the credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Not applicable
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Members may request items. Documents are not available to the public
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt017083958
IRS990/TotalAssetsEOYAmt017485477
IRS990/TotalAssetsGrp/BOYAmt017083958
IRS990/TotalAssetsGrp/EOYAmt017485477
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0836043
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014418131
IRS990/TotalLiabilitiesEOYAmt014786452
IRS990/TotalLiabilitiesGrp/BOYAmt014418131
IRS990/TotalLiabilitiesGrp/EOYAmt014786452
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02665827
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02699025
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0362346
IRS990/TotalReportableCompFromOrgAmt0107823
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0869241
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0869241
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017083958
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt017485477
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0301
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/USAddress/AddressLine1Txt01405 West Lane Rd

Document Assets

No mirrored PDF or thumbnail assets are attached yet.