Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
990 • Fiscal year 2019 • EIN 36-1695980
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
23rd percentile
Higher net margin than 23% of similar nonprofits.
Top Officer Pay
54th percentile
Higher top officer pay than 54% of similar nonprofits.
Top officer pay equals 12.0% of source-year revenue.
Asset Growth
10th percentile
Faster asset growth than 10% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Down$17,224,326
Down $893,848 (-4.9%) from 2018
Net Assets
Up$2,554,313
Up $18,981 (+0.7%) from 2018
Liabilities
Down$14,670,013
Down $912,829 (-5.9%) from 2018
Revenue
Up$672,928
Up $59,398 (+9.7%) from 2018
Expenses
Up$653,947
Up $89,892 (+16%) from 2018
Net Income
Down$18,981
Down $30,494 (-62%) from 2018
Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.
To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $7,239,647 | $8,892,070 | ▲ $1,652,423 |
| Savings and Temporary Cash Investments | $6,709,956 | $6,072,223 | ▼ $637,733 |
| Rtn Earn Endowment Incm Other Fnds | $2,535,332 | $2,554,313 | ▲ $18,981 |
| Cash and Non-Interest-Bearing Accounts | $309,381 | $389,898 | ▲ $80,517 |
| Prepaid Expenses and Deferred Charges | $32,953 | $59,073 | ▲ $26,120 |
| Land, Buildings, and Equipment, Net | $20,755 | $6,505 | ▼ $14,250 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $18,118,174 | $17,224,326 | ▼ $893,848 |
| Other Assets Total | $3,805,482 | $1,804,557 | ▼ $2,000,925 |
| Liabilities | |||
| Other Liabilities | $15,560,516 | $14,646,703 | ▼ $913,813 |
| Accounts Payable and Accrued Expenses | $22,326 | $23,310 | ▲ $984 |
| Total Liabilities | $15,582,842 | $14,670,013 | ▼ $912,829 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,535,332 | $2,554,313 | ▲ $18,981 |
| Total Liabilities and Net Assets / Fund Balance | $18,118,174 | $17,224,326 | ▼ $893,848 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $3,319 | $47,798 | $51,117 |
| Leasehold Improvements | $3,186 | $12,997 | $16,183 |
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Other Assets Org | $1,641,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Tracy Beyer | President | FT | $80,557 | $80,557 |
| Name | Title |
|---|---|
| Kirk Gille | Chairman |
| Philip Pfeifer | Vice Chairman |
| Clectice Templeman | Director |
| Debbie Swanson | Director |
| Doug Simler | Director |
| Matt Malone | Director |
| Pauletta Franta | Secretary |
| Mike Johnson | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $406,461 |
| Salaries, Compensation, and Employee Benefits | $247,486 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $101,281 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $80,998 |
| Fees for Services Other | - | - | - | $64,252 |
| Occupancy | - | - | - | $62,645 |
| Office Expenses | - | - | - | $48,327 |
| Other Employee Benefits | - | - | - | $46,001 |
| Information Technology | - | - | - | $29,225 |
| Conferences and Meetings | - | - | - | $19,734 |
| Payroll Taxes | - | - | - | $13,683 |
| Depreciation Depletion | - | - | - | $13,451 |
| Other Expenses | - | - | - | $12,671 |
| Payments to Affiliates | - | - | - | $12,652 |
| Advertising | - | - | - | $9,652 |
| Insurance | - | - | - | $9,198 |
| Fees for Services Accounting | - | - | - | $7,000 |
| Pension Plan Contributions | - | - | - | $5,523 |
| All Other Expenses | - | - | - | $1,892 |
| Fees for Services Legal | - | - | - | $1,112 |
| Travel | - | - | - | $442 |
| Total Functional Expenses | $0 | $0 | $0 | $653,947 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Share and Share Draft Account Balances | $14,646,703 |
“The credit union has members.”
“The members elect the governing body of the credit union”
“The decisions of the governing body are subject to the approval of the members.”
“The supervisory review may be completed by our internal auditors.”
“Members may request these items and they will be provided in a timely manner.”
“The amount includes expenses paid for Share Draft, ACH, ATM, and Loan Processing”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 22326 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 23310 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 9652 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1892 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Tracy Beyer |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8152828711 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1405 West Lane Rd |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | Suite A |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Machesney Park |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 61115 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 309381 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 389898 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 80998 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 19734 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 203929 |
| IRS990/CYOtherExpensesAmt | 0 | 406461 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 468999 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 18981 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 247486 |
| IRS990/CYTotalExpensesAmt | 0 | 653947 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 672928 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 13451 |
| IRS990/Desc | 0 | Provided servicing of over 650 Visa/Debit/ATM card accounts |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1112 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 64252 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Doug Simler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Clectice Templeman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Mike Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Kirk Gille |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Philip Pfeifer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Pauletta Franta |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Debbie Swanson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Matt Malone |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Tracy Beyer |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 80557 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1927 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 672928 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 29225 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 9198 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 203929 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 203929 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 568 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 60795 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 20755 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6505 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 67300 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2535332 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2554313 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 62645 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 48327 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3805482 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1804557 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 46001 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividend Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | IDFPR Supervision |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | CULS Servicing Fees |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 52428 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 9085 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 52695 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 12671 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15560516 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 14646703 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 101281 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7239647 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8892070 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 12652 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 13683 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5523 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 32953 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 59073 |
| IRS990/PrincipalOfficerNm | 0 | Tracy Beyer |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and Fines |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ATM Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan Protection |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 384617 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 25948 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 42317 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 16117 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 384617 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 25948 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 42317 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 16117 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Processed deposits, withdrawals, and payments for over 3000 accounts |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Provided new consumer and home equity loans in addition to servicing over 700 loan accounts |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 192645 |
| IRS990/PYOtherExpensesAmt | 0 | 329923 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 420885 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 49475 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 234132 |
| IRS990/PYTotalExpensesAmt | 0 | 564055 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 613530 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 18981 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2535332 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2554313 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6709956 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6072223 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 3319 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 47798 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 51117 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 3186 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 12997 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 16183 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 154616 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 8941 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 1641000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUSIF |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Accrued Interest of Investments |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Certificates of Deposit > 1 Year |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 14646703 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | All Share and Share Draft Account Balances |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6505 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 1804557 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 14646703 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The credit union has members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The members elect the governing body of the credit union |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The decisions of the governing body are subject to the approval of the members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The supervisory review may be completed by our internal auditors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Members may request these items and they will be provided in a timely manner. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The amount includes expenses paid for Share Draft, ACH, ATM, and Loan Processing |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part IX, Line 11g |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 18118174 |
| IRS990/TotalAssetsEOYAmt | 0 | 17224326 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 18118174 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17224326 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 653947 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 15582842 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 14670013 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 15582842 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 14670013 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2535332 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2554313 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 468999 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 80557 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 672928 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 672928 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 18118174 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17224326 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 442 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.