Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
990 • Fiscal year 2021 • EIN 36-1695980
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Liabilities / Revenue
85th percentile
Higher debt load relative to revenue than 85% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 19.5% of source-year revenue.
Asset Growth
61st percentile
Faster asset growth than 61% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Assets
Up$20,188,491
Up $1,607,749 (+8.7%) from 2020
Net Assets
Up$2,569,245
Up $3,094 (+0.1%) from 2020
Liabilities
Up$17,619,246
Up $1,604,655 (+10%) from 2020
Revenue
Down$540,481
Down $75,879 (-12%) from 2020
Expenses
Down$537,387
Down $67,135 (-11%) from 2020
Net Income
Down$3,094
Down $8,744 (-74%) from 2020
Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability.
To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $7,892,100 | $7,620,004 | ▼ $272,096 |
| Savings and Temporary Cash Investments | $7,523,511 | $6,877,492 | ▼ $646,019 |
| Rtn Earn Endowment Incm Other Fnds | $2,566,151 | $2,569,245 | ▲ $3,094 |
| Cash and Non-Interest-Bearing Accounts | $452,841 | $470,618 | ▲ $17,777 |
| Prepaid Expenses and Deferred Charges | $62,842 | $77,137 | ▲ $14,295 |
| Land, Buildings, and Equipment, Net | $9,461 | $7,276 | ▼ $2,185 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $18,580,742 | $20,188,491 | ▲ $1,607,749 |
| Other Assets Total | $2,639,987 | $5,135,964 | ▲ $2,495,977 |
| Liabilities | |||
| Other Liabilities | $15,990,661 | $17,604,067 | ▲ $1,613,406 |
| Accounts Payable and Accrued Expenses | $23,930 | $15,179 | ▼ $8,751 |
| Total Liabilities | $16,014,591 | $17,619,246 | ▲ $1,604,655 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,566,151 | $2,569,245 | ▲ $3,094 |
| Total Liabilities and Net Assets / Fund Balance | $18,580,742 | $20,188,491 | ▲ $1,607,749 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Equipment | $7,149 | $2,991 | $0 |
| Leasehold Improvements | $127 | $7,581 | $0 |
| Other Assets Org | $4,976,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tracy Beyer | President | FT | $83,940 | $21,413 | $105,353 |
| Name | Title |
|---|---|
| Kirk Gille | Chairman |
| Philip Pfeifer | Vice Chairman |
| Clectice Templeman | Director |
| Debbie Swanson | Director |
| Matt Malone | Director |
| Terri Ekberg | Director |
| Pauletta Franta | Secretary |
| Mike Johnson | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $297,094 |
| Salaries, Compensation, and Employee Benefits | $240,293 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $94,646 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $85,393 |
| Fees for Services Other | - | - | - | $64,834 |
| Occupancy | - | - | - | $61,681 |
| Other Employee Benefits | - | - | - | $38,918 |
| Office Expenses | - | - | - | $34,960 |
| Information Technology | - | - | - | $31,249 |
| Payroll Taxes | - | - | - | $14,102 |
| Insurance | - | - | - | $12,555 |
| Payments to Affiliates | - | - | - | $9,201 |
| Pension Plan Contributions | - | - | - | $7,234 |
| Other Expenses | - | - | - | $7,100 |
| Fees for Services Accounting | - | - | - | $7,000 |
| Depreciation Depletion | - | - | - | $5,898 |
| Advertising | - | - | - | $4,708 |
| Conferences and Meetings | - | - | - | $2,022 |
| All Other Expenses | - | - | - | $1,795 |
| Travel | - | - | - | $203 |
| Fees for Services Legal | - | - | - | $-82 |
| Total Functional Expenses | $0 | $0 | $0 | $537,387 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Share & Share Draft Account Balances | $17,604,067 |
“The credit union has members”
“The members elect the governing body of the credit union”
“The decisions of the governing body are subject to the approval of the members.”
“The supervisory review may be completed by our internal auditors”
“The Executive Committee reviews and determines compensation for the President of the credit union”
“These documents are not available to the public”
“Members may request these items and they will be provided in a timely manner. No documents available to the public”
“This amount includes expenses for Share Draft, ACH, ATM and Loan Processing”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 23930 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 15179 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To assist our members in the management of their financial well being by providing loans, savings, checking, and other financial products and services in a friendly and professional manner. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 4708 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1795 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Tracy Beyer |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8152828711 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1405 West Lane Rd |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | Suite A |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Machesney Park |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 61115 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 452841 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 470618 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 85393 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2022 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 52615 |
| IRS990/CYOtherExpensesAmt | 0 | 297094 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 487866 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3094 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 240293 |
| IRS990/CYTotalExpensesAmt | 0 | 537387 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 540481 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 5898 |
| IRS990/Desc | 0 | Provided servicing of over 650 Visa/Debit/ATM card accounts |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | -82 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 64834 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 21413 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Tracy Beyer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Clectice Templeman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Mike Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Kirk Gille |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Philip Pfeifer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Pauletta Franta |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Debbie Swanson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Matt Malone |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Terri Ekberg |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 83940 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1927 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 540481 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 31249 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 12555 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 52615 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 52615 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 258 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 10572 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 9461 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 7276 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 17848 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Our purpose is to provide financial services to our members with competitive rates, while maintaining our financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2566151 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2569245 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 61681 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 34960 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2639987 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5135964 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 38918 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividend Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | IDFPR |
| IRS990/OtherExpensesGrp/Desc | 2 | CULS Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Loss Expense |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 11504 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 8354 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 34112 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 7100 |
| IRS990/OtherInd | 0 | X |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15990661 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 17604067 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 94646 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7892100 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 7620004 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 9201 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14102 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7234 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 62842 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 77137 |
| IRS990/PrincipalOfficerNm | 0 | Tracy Beyer - President |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees & Fines |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ATM Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan Protection |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 407354 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 19878 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 45975 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 14659 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 407354 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 19878 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 45975 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 14659 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Processed deposits, withdrawals, and payments for over 3000 accounts |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Provided new consumer and home equity loans in addition to servicing over 700 loan accounts |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 132153 |
| IRS990/PYOtherExpensesAmt | 0 | 366872 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 484207 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 11838 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 237650 |
| IRS990/PYTotalExpensesAmt | 0 | 604522 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 616360 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 3094 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2566151 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2569245 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7523511 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6877492 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 7149 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2991 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 10140 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 127 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 7581 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 7708 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 157936 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 2028 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 4976000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUSIF |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Accrued Interest on Investments |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Certificates of Deposit > 1 year |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17604067 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Share & Share Draft Account Balances |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 7276 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 5135964 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 17604067 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The credit union has members |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The members elect the governing body of the credit union |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The decisions of the governing body are subject to the approval of the members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The supervisory review may be completed by our internal auditors |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Executive Committee reviews and determines compensation for the President of the credit union |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | These documents are not available to the public |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Members may request these items and they will be provided in a timely manner. No documents available to the public |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | This amount includes expenses for Share Draft, ACH, ATM and Loan Processing |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 11g |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 18580742 |
| IRS990/TotalAssetsEOYAmt | 0 | 20188491 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 18580742 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 20188491 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 537387 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 16014591 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 17619246 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 16014591 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 17619246 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2566151 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2569245 |
| IRS990/TotalOtherCompensationAmt | 0 | 21413 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 487866 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 83940 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 540481 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 540481 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 18580742 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 20188491 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.