Civic Intelligence

Stephenson County Mutual Insurance

990 • Fiscal year 2023 • EIN 36-1694846

Jan 01, 2023 to Dec 31, 2023 • Filed on Feb 23, 2024

Organization Profile
108 Main Street PO Box 128Rock City, IL 61070

(815) 865-5131

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2023

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • <$500k nonprofits • Source year 2023

Net Margin

48th percentile

1.4%

Higher net margin than 48% of similar nonprofits.

2023 filings • <$500k nonprofits • Source year 2023

Top Officer Pay

98th percentile

$99,626

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 23.1% of source-year revenue.

2023 filings • <$500k nonprofits • Source year 2023

Asset Growth

3rd percentile

-100%

Faster asset growth than 3% of similar nonprofits.

2023 filings • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

63rd percentile

16%

Faster revenue growth than 63% of similar nonprofits.

2023 filings • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $1,324,184 (-100%) from 2022

Net Assets

Down

$0

Down $1,325,702 (-100%) from 2022

Liabilities

Up

$0

Up $1,518 (+100%) from 2022

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin48th percentile

Revenue

Up

$431,562

Up $59,182 (+16%) from 2022

Expenses

Down

$425,494

Down $22,693 (-5.1%) from 2022

Net Income

Up

$6,068

Up $81,875 (+108%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2010: $1,647,377Liabilities 2010: $1,284Net Assets 2010: $1,646,0932010Assets 2011: $1,707,078Liabilities 2011: $1,017Net Assets 2011: $1,706,0612011Assets 2012: $1,724,358Liabilities 2012: $1,793Net Assets 2012: $1,722,5652012Assets 2013: $1,729,032Liabilities 2013: $1,246Net Assets 2013: $1,727,7862013Assets 2014: $1,741,122Liabilities 2014: $1,589Net Assets 2014: $1,739,5332014Assets 2015: $1,759,604Liabilities 2015: $1,464Net Assets 2015: $1,758,1402015Assets 2016: $1,528,311Liabilities 2016: $1,171Net Assets 2016: $1,527,1402016Assets 2017: $1,555,221Liabilities 2017: $1,116Net Assets 2017: $1,554,1052017Assets 2018: $1,555,314Liabilities 2018: $897Net Assets 2018: $1,554,4172018Assets 2019: $1,584,352Liabilities 2019: $491Net Assets 2019: $1,583,8612019Assets 2020: $1,518,842Liabilities 2020: $23Net Assets 2020: $1,518,8192020Assets 2021: $1,401,000Liabilities 2021: -$509Net Assets 2021: $1,401,5092021Assets 2022: $1,324,184Liabilities 2022: -$1,518Net Assets 2022: $1,325,7022022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2023

Assets$0
Liabilities$0
Net Assets$0
Open 2023 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $421,9172010Expenses 2011: $319,1202011Expenses 2012: $351,9212012Revenue 2013: $347,107Expenses 2013: $341,886Net Income 2013: $5,2212013Revenue 2014: $359,641Expenses 2014: $347,894Net Income 2014: $11,7472014Revenue 2015: $361,657Expenses 2015: $343,050Net Income 2015: $18,6072015Revenue 2016: $348,229Expenses 2016: $579,229Net Income 2016: -$231,0002016Revenue 2017: $345,297Expenses 2017: $318,332Net Income 2017: $26,9652017Revenue 2018: $370,939Expenses 2018: $370,627Net Income 2018: $3122018Revenue 2019: $385,513Expenses 2019: $356,069Net Income 2019: $29,4442019Revenue 2020: $395,753Expenses 2020: $460,795Net Income 2020: -$65,0422020Revenue 2021: $373,897Expenses 2021: $491,207Net Income 2021: -$117,3102021Revenue 2022: $372,380Expenses 2022: $448,187Net Income 2022: -$75,8072022Revenue 2023: $431,562Expenses 2023: $425,494Net Income 2023: $6,0682023

Highlighted filing

2023

Revenue$431,562
Expenses$425,494
Net Income$6,068
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Feb 23, 2024
Return Version
2023v4.0
Gross Receipts
$431,562
Mission and Program Overview

Mission

MUTUAL INSURANCE COMPANY

To provide fire and wind coverage in the surrounding counties as prescribed by the illinois department of professional regulation

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,327,375--
Rtn Earn Endowment Incm Other Fnds$1,325,702--
Land, Buildings, and Equipment, Net$5,000--
Cash and Non-Interest-Bearing Accounts$-9,691--
Total Assets$1,324,184$0▼ $1,324,184
Other Assets Total$1,500--
Liabilities
Other Liabilities$-1,518--
Total Liabilities$-1,518$0▲ $1,518
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,325,702$0▼ $1,325,702
Total Liabilities and Net Assets / Fund Balance$1,324,184$0▼ $1,324,184
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseTotal
David GraybillSecretarytreasurerFT$99,626$99,626
David GoekeDirectorPT$26,892$26,892
John JeschkePresident-$450$450
Kevin LudenkingDirector-$450$450
Curtis WilkensDirector-$375$375
Jeremiah GordonDirector-$375$375
Merle ShoemarkerDirector-$375$375
Tom BickslerVice President-$375$375
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$387,666
Investment Income
$33,863
Other Revenue
$10,033
Change in Net Assets
$6,068
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$315,273
Salaries, Compensation, and Employee Benefits$78,504
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$45,300--$45,300
Benefits to Members$31,717--$31,717
Other Salaries and Wages$27,200--$27,200
All Other Expenses$11,919--$11,919
Insurance$11,826--$11,826
Occupancy$6,482--$6,482
Payroll Taxes$5,929--$5,929
Fees for Services Accounting$5,920--$5,920
Advertising$3,483--$3,483
Conferences and Meetings$3,474--$3,474
Office Expenses$2,321--$2,321
Other Expenses$1,751--$1,751
Comp Disqual Persons$75--$75
Total Functional Expenses$425,494$0$0$425,494
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Farm mutual company which provides insurance to the policyholders”

Member election for additional members Part VI line 7A

“Policyholders may vote on officers and directors”

Governing body decisions Part VI line 7B

“Policyholders may vote on certain actions proposed at meetings”

Form 990 governing body review Part VI line 11

“A copy of the 990 was provided to the secretary/treasurer for review and approval before filing”

Governing documents etc available to public Part VI line 19

“UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Stephenson County Mutual Insurance
EIN
36-1694846
Address
108 MAIN STREET PO BOX 128, ROCK CITY, IL 61070

Signing Officer

Name
David Graybill
Title
Secretarytreas
Phone
8158655131
Signed
2024-02-23
Discuss with paid preparer
Yes

Organization Details

Formed
1868
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
8
Employees
3

Preparer

Firm
Patton & Company Pc
Address
PO BOX 458, Hillsboro, IL 62049
Preparer
R M Patton
Phone
2175323825
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Transfer of remaining assets and liabilities to western illinois mutual insurance company”

General explanation attachment

“Losseslosses paid 62,383less salvage & reins (20,541)net losses paid 41,842unpaid losses cy 36,729unpaid losses py (46,854)reins recov unpaid cy -reins recov unpaid py -net losses incurred 31,717premiumspremiums collected 370,456unearned premium cy (173,000)unearned premium py 156,597uncollected premium cy 44,000uncollected premium py (12,029)premiums earned 386,024 investment incomeinvestment income received 23,231accrued interest cy 14,539accrued interest py (3,907)investment income earned 33,863”

Raw XML Appendix360 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FIRE AND WIND COVERAGE IN THE SURROUNDING COUNTIES AS PRESCRIBED BY THE ILLINOIS DEPARTMENT OF PROFESSIONAL REGULATION
IRS990/AdvertisingGrp/ProgramServicesAmt03483
IRS990/AdvertisingGrp/TotalAmt03483
IRS990/AllOtherExpensesGrp/ProgramServicesAmt011919
IRS990/AllOtherExpensesGrp/TotalAmt011919
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt031717
IRS990/BenefitsToMembersGrp/TotalAmt031717
IRS990/BooksInCareOfDetail/PersonNm0DAVID GRAYBILL
IRS990/BooksInCareOfDetail/PhoneNum08158655131
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0108 MAIN STREET PO BOX 128
IRS990/BooksInCareOfDetail/USAddress/CityNm0ROCK CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061070
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0-9691
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt045300
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt045300
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt075
IRS990/CompDisqualPersonsGrp/TotalAmt075
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt03474
IRS990/ConferencesMeetingsGrp/TotalAmt03474
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt031717
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt033863
IRS990/CYOtherExpensesAmt0315273
IRS990/CYOtherRevenueAmt010033
IRS990/CYProgramServiceRevenueAmt0387666
IRS990/CYRevenuesLessExpensesAmt06068
IRS990/CYSalariesCompEmpBnftPaidAmt078504
IRS990/CYTotalExpensesAmt0425494
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0431562
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE COMPANY IS CLASSIFIED AS A SMALL FARM MUTUAL INSURANCE COMPANY BY THE ILLINOIS DEPARTMENT OF INSURANCE. THE COMPANY WRITES FIRE AND WIND COVERAGE IN THE SURRODUNING COUNTIES OF ILLINOIS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0425494
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt05920
IRS990/FeesForServicesAccountingGrp/TotalAmt05920
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0DAVID GRAYBILL
IRS990/Form990PartVIISectionAGrp/PersonNm1DAVID GOEKE
IRS990/Form990PartVIISectionAGrp/PersonNm2KEVIN LUDENKING
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN JESCHKE
IRS990/Form990PartVIISectionAGrp/PersonNm4MERLE SHOEMARKER
IRS990/Form990PartVIISectionAGrp/PersonNm5JEREMIAH GORDON
IRS990/Form990PartVIISectionAGrp/PersonNm6CURTIS WILKENS
IRS990/Form990PartVIISectionAGrp/PersonNm7TOM BICKSLER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt099626
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt126892
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4375
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5375
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6375
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7375
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARYTREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01868
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0431562
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt011826
IRS990/InsuranceGrp/TotalAmt011826
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt033863
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt033863
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05000
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FIRE AND WIND COVERAGE IN THE SURROUNDING COUNTIES AS PRESCRIBED BY THE ILLINOIS DEPARTMENT OF PROFESSIONAL REGULATION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01325702
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt06482
IRS990/OccupancyGrp/TotalAmt06482
IRS990/OfficeExpensesGrp/ProgramServicesAmt02321
IRS990/OfficeExpensesGrp/TotalAmt02321
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01500
IRS990/OtherChangesInNetAssetsAmt0-1139345
IRS990/OtherExpensesGrp/Desc0ADJUSTING
IRS990/OtherExpensesGrp/Desc1COMMISSIONS
IRS990/OtherExpensesGrp/Desc2REINSURANCE 192016 1761
IRS990/OtherExpensesGrp/Desc3FIRE MARSHAL TAX
IRS990/OtherExpensesGrp/ProgramServicesAmt02333
IRS990/OtherExpensesGrp/ProgramServicesAmt175509
IRS990/OtherExpensesGrp/ProgramServicesAmt2190255
IRS990/OtherExpensesGrp/ProgramServicesAmt31751
IRS990/OtherExpensesGrp/TotalAmt02333
IRS990/OtherExpensesGrp/TotalAmt175509
IRS990/OtherExpensesGrp/TotalAmt2190255
IRS990/OtherExpensesGrp/TotalAmt31751
IRS990/OtherLiabilitiesGrp/BOYAmt0-1518
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0AGENT BUY-IN
IRS990/OtherRevenueMiscGrp/Desc1MISC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt010030
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt010030
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13
IRS990/OtherRevenueTotalAmt010033
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt027200
IRS990/OtherSalariesAndWagesGrp/TotalAmt027200
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt05929
IRS990/PayrollTaxesGrp/TotalAmt05929
IRS990/PoliticalCampaignActyInd0false
IRS990/PriorPeriodAdjustmentsAmt0-192425
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524126
IRS990/ProgramServiceRevenueGrp/BusinessCd1524126
IRS990/ProgramServiceRevenueGrp/Desc0PREMIUMS
IRS990/ProgramServiceRevenueGrp/Desc1POLICY FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0386024
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11642
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0386024
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11642
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt020467
IRS990/PYOtherExpensesAmt0301669
IRS990/PYOtherRevenueAmt06319
IRS990/PYProgramServiceRevenueAmt0345594
IRS990/PYRevenuesLessExpensesAmt0-75807
IRS990/PYSalariesCompEmpBnftPaidAmt0146518
IRS990/PYTotalExpensesAmt0448187
IRS990/PYTotalRevenueAmt0372380
IRS990/ReconcilationRevenueExpnssAmt06068
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0431562
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01325702
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01327375
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH INVESTMENTS AND RECEIVABLES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1LIABILITIES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02023-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12023-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0370600068
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1370600068
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt01381181
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt1-241836
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0FAIR MARKET
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt1FAIR MARKET
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0WESTERN ILLINOIS MUTUAL INSURANCE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm1WESTERN ILLINOIS MUTUAL INSURANCE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0PO BOX 495
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt1PO BOX 495
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0CARTHAGE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1CARTHAGE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0IL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd1IL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd062321
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd162321
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FARM MUTUAL COMPANY WHICH PROVIDES INSURANCE TO THE POLICYHOLDERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1POLICYHOLDERS MAY VOTE ON OFFICERS AND DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2POLICYHOLDERS MAY VOTE ON CERTAIN ACTIONS PROPOSED AT MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE 990 WAS PROVIDED TO THE SECRETARY/TREASURER FOR REVIEW AND APPROVAL BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5TRANSFER OF REMAINING ASSETS AND LIABILITIES TO WESTERN ILLINOIS MUTUAL INSURANCE COMPANY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6LOSSESLOSSES PAID 62,383LESS SALVAGE & REINS (20,541)NET LOSSES PAID 41,842UNPAID LOSSES CY 36,729UNPAID LOSSES PY (46,854)REINS RECOV UNPAID CY -REINS RECOV UNPAID PY -NET LOSSES INCURRED 31,717PREMIUMSPREMIUMS COLLECTED 370,456UNEARNED PREMIUM CY (173,000)UNEARNED PREMIUM PY 156,597UNCOLLECTED PREMIUM CY 44,000UNCOLLECTED PREMIUM PY (12,029)PREMIUMS EARNED 386,024 INVESTMENT INCOMEINVESTMENT INCOME RECEIVED 23,231ACCRUED INTEREST CY 14,539ACCRUED INTEREST PY (3,907)INVESTMENT INCOME EARNED 33,863
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6General explanation attachment
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt01324184
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt01324184
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0425494
IRS990/TotalFunctionalExpensesGrp/TotalAmt0425494
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0-1518
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt0-1518
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01325702
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0425494
IRS990/TotalProgramServiceRevenueAmt0387666
IRS990/TotalReportableCompFromOrgAmt0128918
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0431562
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0431562
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01324184
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID GRAYBILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARYTREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum08158655131
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-02-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STEPHENSON COUNTY MUTUAL INSURANCE
ReturnHeader/Filer/BusinessNameControlTxt0STEP
ReturnHeader/Filer/EIN0361694846
ReturnHeader/Filer/USAddress/AddressLine1Txt0108 MAIN STREET PO BOX 128
ReturnHeader/Filer/USAddress/CityNm0ROCK CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061070
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0364167203
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PATTON & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 458
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Hillsboro
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062049
ReturnHeader/PreparerPersonGrp/PhoneNum02175323825
ReturnHeader/PreparerPersonGrp/PreparationDt02024-03-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0R M PATTON
ReturnHeader/ReturnTs02024-03-11T11:03:03-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DAVID
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0GRAYBILL
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$431,562
Expenses
$425,494
Net income
$6,068
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.43$0.43$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.32$0.00$1.33$0.37$0.45$0.08
2021Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.37$0.49$0.12
2020Detailed filing. Detailed filing data is available for this year.$1.52$0.00$1.52$0.40$0.46$0.07
2019Detailed filing. Detailed filing data is available for this year.$1.58$0.00$1.58$0.39$0.36$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.56$0.00$1.55$0.37$0.37$0.00
2017Detailed filing. Detailed filing data is available for this year.$1.56$0.00$1.55$0.35$0.32$0.03
2016Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$0.35$0.58$0.23
2015Detailed filing. Detailed filing data is available for this year.$1.76$0.00$1.76$0.36$0.34$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.74$0.00$1.74$0.36$0.35$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.73$0.00$1.73$0.35$0.34$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$0.00$1.72$0.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.71$0.00$1.71$0.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.65$0.00$1.65$0.42