Civic Intelligence

Csa Fraternal Life

990 • Fiscal year 2021 • EIN 36-0971620

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 04, 2022

2050 S Finley RdLombard, IL 60148

(630) 472-0500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.97x

Higher debt load relative to assets than 94% of similar nonprofits.

2021 filings • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

89th percentile

5.53x

Higher debt load relative to revenue than 89% of similar nonprofits.

2021 filings • $100M-$250M nonprofits • Source year 2021

Net Margin

28th percentile

1.1%

Higher net margin than 28% of similar nonprofits.

2021 filings • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

29th percentile

$218,858

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

2021 filings • $100M-$250M nonprofits • Source year 2021

Asset Growth

20th percentile

1.6%

Faster asset growth than 20% of similar nonprofits.

2021 filings • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

55th percentile

12%

Faster revenue growth than 55% of similar nonprofits.

2021 filings • $100M-$250M nonprofits • Annualized from 2020 to 2021

Assets

Up

$138,191,807

Up $2,191,813 (+1.6%) from 2020

Net Assets

Up

$4,216,401

Up $169,216 (+4.2%) from 2020

Liabilities

Up

$133,975,406

Up $2,022,597 (+1.5%) from 2020

Revenue

Up

$24,229,439

Up $2,682,773 (+12%) from 2020

Expenses

Up

$23,965,368

Up $2,867,552 (+14%) from 2020

Net Income

Down

$264,071

Down $184,779 (-41%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $118,392,872Liabilities 2010: $115,449,959Net Assets 2010: $2,942,9132010Assets 2011: $125,367,144Liabilities 2011: $123,041,433Net Assets 2011: $2,325,7112011Assets 2012: $132,101,476Liabilities 2012: $129,099,663Net Assets 2012: $3,001,8132012Assets 2013: $134,342,512Liabilities 2013: $131,135,199Net Assets 2013: $3,207,3132013Assets 2014: $135,293,220Liabilities 2014: $131,845,789Net Assets 2014: $3,447,4312014Assets 2015: $139,818,734Liabilities 2015: $136,273,085Net Assets 2015: $3,545,6492015Assets 2016: $139,796,325Liabilities 2016: $136,250,624Net Assets 2016: $3,545,7012016Assets 2017: $140,716,045Liabilities 2017: $137,248,703Net Assets 2017: $3,467,3422017Assets 2018: $139,664,388Liabilities 2018: $136,047,750Net Assets 2018: $3,616,6382018Assets 2019: $134,781,889Liabilities 2019: $131,107,673Net Assets 2019: $3,674,2162019Assets 2020: $135,999,994Liabilities 2020: $131,952,809Net Assets 2020: $4,047,1852020Assets 2021: $138,191,807Liabilities 2021: $133,975,406Net Assets 2021: $4,216,4012021Assets 2022: $105,903,902Liabilities 2022: $101,164,592Net Assets 2022: $4,739,3102022Assets 2023: $97,817,744Liabilities 2023: $94,792,820Net Assets 2023: $3,024,9242023Assets 2024: $94,376,425Liabilities 2024: $93,582,266Net Assets 2024: $794,1592024

Highlighted filing

2021

Assets$138,191,807
Liabilities$133,975,406
Net Assets$4,216,401

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $17,488,0172010Expenses 2011: $19,632,4362011Expenses 2012: $17,863,2302012Revenue 2013: $16,900,179Expenses 2013: $16,768,528Net Income 2013: $131,6512013Revenue 2014: $15,576,182Expenses 2014: $15,011,891Net Income 2014: $564,2912014Revenue 2015: $18,486,978Expenses 2015: $18,219,783Net Income 2015: $267,1952015Revenue 2016: $15,534,255Expenses 2016: $15,264,908Net Income 2016: $269,3472016Revenue 2017: $15,092,070Expenses 2017: $15,071,166Net Income 2017: $20,9042017Revenue 2018: $18,854,664Expenses 2018: $18,634,790Net Income 2018: $219,8742018Revenue 2019: $21,928,003Expenses 2019: $21,835,441Net Income 2019: $92,5622019Revenue 2020: $21,546,666Expenses 2020: $21,097,816Net Income 2020: $448,8502020Revenue 2021: $24,229,439Expenses 2021: $23,965,368Net Income 2021: $264,0712021Revenue 2022: $24,248,357Expenses 2022: $22,559,697Net Income 2022: $1,688,6602022Revenue 2023: $19,467,110Expenses 2023: $21,259,586Net Income 2023: -$1,792,4762023Revenue 2024: $16,575,080Expenses 2024: $17,973,484Net Income 2024: -$1,398,4042024

Highlighted filing

2021

Revenue$24,229,439
Expenses$23,965,368
Net Income$264,071
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 4, 2022
Return Version
2021v4.1
Gross Receipts
$24,229,439
Mission and Program Overview

Mission

Csa fraternal life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding czech and slovak ancestors, our mission is to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion, and professionalism.

A society that provides competitive insurance and retirement products to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$132,682,689$134,987,556▲ $2,304,867
Rtn Earn Endowment Incm Other Fnds$4,047,185$4,216,401▲ $169,216
Other Notes and Loans Receivable, Net$1,136,698$1,127,725▼ $8,973
Cash and Non-Interest-Bearing Accounts$620,369$539,757▼ $80,612
Total Assets$135,999,994$138,191,807▲ $2,191,813
Other Assets Total$1,560,238$1,536,769▼ $23,469
Liabilities
Other Liabilities$131,515,268$133,724,709▲ $2,209,441
Accounts Payable and Accrued Expenses$437,541$250,697▼ $186,844
Total Liabilities$131,952,809$133,975,406▲ $2,022,597
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,047,185$4,216,401▲ $169,216
Total Liabilities and Net Assets / Fund Balance$135,999,994$138,191,807▲ $2,191,813
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
John KielczewskiDirector/PresidentFT$194,550$24,308$218,858
John Kielczewski--$194,550$22,930$217,480
Matthew KoskiSecretary/TresurerFT$136,678$24,651$161,329
Matthew Koski--$136,678$21,194$157,872
Julie SouzaSales ManagerFT$108,346$21,312$129,658
Irma FarrellChairman of the Board-$9,500-$9,500
Carol TranterDirector-$6,500-$6,500
Cary MentzerDirector-$6,500-$6,500
Connie WolfDirector-$6,500-$6,500
Diane DibianceDirector-$6,500-$6,500
Kenneth DvorskyDirector-$6,500-$6,500
Paul VavrasekDirector-$6,500-$6,500
Terry PlacekDirector-$6,500-$6,500
Thomas LedvinaDirector-$6,500-$6,500

Highest Paid Contractors

ContractorServicesLocationCompensation
Steimla & Associates IncActuary2867 Gypsum Circle, Naperville, IL 60564$128,725
Parkway AdvisorsInvestment Advisor6550 Directors Parkway, Abilene, TX 79606$107,946
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,069,817
Investment Income
$6,934,143
Other Revenue
$225,479
Change in Net Assets
$264,071

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,088,951
Revenue Not Reported on Financial Statements
$140,488
Revenue Not Reported on Form 990
$-48,671
Total Revenue per Audited Statements
$24,040,280
Total Revenue per Form 990
$24,229,439
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,580,364
Other Expenses$1,463,715
Grants and Similar Amounts Paid$29,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$20,891,789--$20,891,789
Other Salaries and Wages$757,858$0$0$757,858
Current Officers, Directors, Trustees, and Key Employees$533,658$0$0$533,658
Fees for Services Other$264,846$0$0$264,846
Office Expenses$192,522$0$0$192,522
Occupancy$185,513$0$0$185,513
Other Employee Benefits$177,542$0$0$177,542
Fees for Service Investment Mgmnt Fees$140,488$0$0$140,488
Payroll Taxes$91,254$0$0$91,254
Travel$90,084$0$0$90,084
Other Expenses$73,031$0$0$73,031
Information Technology$68,486$0$0$68,486
All Other Expenses$60,396$0$0$60,396
Insurance$52,696$0$0$52,696
Fees for Services Accounting$37,500$0$0$37,500
Grants to Domestic Individuals$29,500--$29,500
Pension Plan Contributions$20,052$0$0$20,052
Fees for Services Legal$8,517$0$0$8,517
Advertising$2,204$0$0$2,204
Total Functional Expenses$23,965,368$0$0$23,965,368

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$23,965,368
Expenses per Audited Statements$23,824,880
Total Expenses per Audited Statements$23,824,880
Expenses Not Reported on Financial Statements$140,488
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Aggregate Reserves - Life Policies and Contract$129,935,964
Liability for Deposit Type Contracts$3,027,858
Asset Valuation Reserve$696,183
Interest Maintenance Reserve$40,206
Premium and Annuity Considerations$22,683
Miscellaneous$1,815
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
CSA Fraternal Life
EIN
36-0971620
Phone
6304720500
Address
2050 S Finley Rd, Lombard, IL 60148

Signing Officer

Name
John Kielczewski
Title
President
Phone
6304720500
Signed
2022-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Kielczewski
Formed
1911
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
9
Employees
14
Volunteers
3,900

Preparer

Firm
Hosack Specht Muetzel & Wood
Address
2 Penn Center West Suite 326, Pittsburgh, PA 15276
Preparer
Peter J Vancheri
Phone
4123439200
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

The Form 990 is prepared by an independent CPA Firm. The prepared Form 990 is forwarded to the Board for Approval prior to filing with the Internal Revenue Service.

Pt VI, Line 12C

The statements are completed annually and any disclosed conflicts of interest are reviewed.

Pt VI, Line 15A

The President's compensation is set by the Board annually. The other officer's salaries are set by the President annually.

Pt VI, Line 19

Documents are available upon request.

Pt XI

Change in Non-Admitted Assets $(20,553), Change in Asset Valuation Reserve ($25,631). Total to Form 990 is ($46,184).

Pt XII, Line 1

Statutory Accounting is used based upon Insurance Industry Standards.

Pt VI, Line 6

The Organization's members are individuals who belong to a Local Lodge and have met membership requirements by purchashing one or more insurance and/or annuity products of CSA Fraternal Life.

Pt VI, Line 7A

The Board of Directors are elected by the Members at the Quadrennial Meeting and serve a term of four years.

Raw XML AppendixShowing 400 of 509 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0437541
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0250697
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0A society that provides competitive insurance and retirement products to its members.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt02204
IRS990/AdvertisingGrp/TotalAmt02204
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt060396
IRS990/AllOtherExpensesGrp/TotalAmt060396
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt020891789
IRS990/BenefitsToMembersGrp/TotalAmt020891789
IRS990/BooksInCareOfDetail/PersonNm0Matthew Koski
IRS990/BooksInCareOfDetail/PhoneNum06304720500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02050 S Finley Rd Ste 70
IRS990/BooksInCareOfDetail/USAddress/CityNm0Lombard
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060148
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0620369
IRS990/CashNonInterestBearingGrp/EOYAmt0539757
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0533658
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0533658
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0107946
IRS990/ContractorCompensationGrp/CompensationAmt1128725
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt06550 Directors Parkway
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt12867 Gypsum Circle
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Abilene
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Naperville
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd079606
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd160564
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Parkway Advisors
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Steimla & Associates Inc
IRS990/ContractorCompensationGrp/ServicesDesc0Investment Advisor
IRS990/ContractorCompensationGrp/ServicesDesc1Actuary
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt020891789
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt029500
IRS990/CYInvestmentIncomeAmt06934143
IRS990/CYOtherExpensesAmt01463715
IRS990/CYOtherRevenueAmt0225479
IRS990/CYProgramServiceRevenueAmt017069817
IRS990/CYRevenuesLessExpensesAmt0264071
IRS990/CYSalariesCompEmpBnftPaidAmt01580364
IRS990/CYTotalExpensesAmt023965368
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt024229439
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0CSA provides benefits and services coverage for life insurance and annuity products. CSA is America's oldest fraternal benefit society, and was established to help those in need. CSA was founded in 1854 on the principles of equality, harmony, and fraternity. CSA serves nearly 20,000 members spread throughout approximately 60 lodges in 21 states. Fraternal societies are defined by elements of purposes, harmony and community. We add value to our products and services through membership in a lodge system that encourages member benefits and programs focused on family values and community involvement.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt037500
IRS990/FeesForServicesAccountingGrp/TotalAmt037500
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt08517
IRS990/FeesForServicesLegalGrp/TotalAmt08517
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0264846
IRS990/FeesForServicesOtherGrp/TotalAmt0264846
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt0140488
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0140488
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt04.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt34.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt44.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt54.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt64.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt74.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt84.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt924308
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1024651
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1121312
IRS990/Form990PartVIISectionAGrp/PersonNm0Irma Farrell
IRS990/Form990PartVIISectionAGrp/PersonNm1Diane Dibiance
IRS990/Form990PartVIISectionAGrp/PersonNm2Kenneth Dvorsky
IRS990/Form990PartVIISectionAGrp/PersonNm3Thomas Ledvina
IRS990/Form990PartVIISectionAGrp/PersonNm4Cary Mentzer
IRS990/Form990PartVIISectionAGrp/PersonNm5Terry Placek
IRS990/Form990PartVIISectionAGrp/PersonNm6Carol Tranter
IRS990/Form990PartVIISectionAGrp/PersonNm7Paul Vavrasek
IRS990/Form990PartVIISectionAGrp/PersonNm8Connie Wolf
IRS990/Form990PartVIISectionAGrp/PersonNm9John Kielczewski
IRS990/Form990PartVIISectionAGrp/PersonNm10Matthew Koski
IRS990/Form990PartVIISectionAGrp/PersonNm11Julie Souza
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt09500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt26500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt36500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt46500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt56500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt66500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt76500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt86500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9194550
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10136678
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11108346
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director/President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Secretary/Tresurer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Sales Manager
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01911
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt029500
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt029500
IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt024229439
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt068486
IRS990/InformationTechnologyGrp/TotalAmt068486
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt052696
IRS990/InsuranceGrp/TotalAmt052696
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06934143
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0132682689
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0134987556
IRS990/IRPDocumentCnt01611
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CSA Fraternal Life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding Czech and Slovak ancestors, our mission it to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion and professionalism.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04047185
IRS990/NetAssetsOrFundBalancesEOYAmt04216401
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-48671
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt0185513
IRS990/OccupancyGrp/TotalAmt0185513
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0192522
IRS990/OfficeExpensesGrp/TotalAmt0192522
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01560238
IRS990/OtherAssetsTotalGrp/EOYAmt01536769
IRS990/OtherChangesInNetAssetsAmt0-46184
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0177542
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0177542
IRS990/OtherExpensesGrp/Desc0Actuarial Fees
IRS990/OtherExpensesGrp/Desc1Taxes, Licenses, Fees
IRS990/OtherExpensesGrp/Desc2Bureau & Association Fees
IRS990/OtherExpensesGrp/Desc3Official Publications
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0128700
IRS990/OtherExpensesGrp/ProgramServicesAmt173028
IRS990/OtherExpensesGrp/ProgramServicesAmt285704
IRS990/OtherExpensesGrp/ProgramServicesAmt373031
IRS990/OtherExpensesGrp/TotalAmt0128700
IRS990/OtherExpensesGrp/TotalAmt173028
IRS990/OtherExpensesGrp/TotalAmt285704
IRS990/OtherExpensesGrp/TotalAmt373031
IRS990/OtherLiabilitiesGrp/BOYAmt0131515268
IRS990/OtherLiabilitiesGrp/EOYAmt0133724709
IRS990/OtherRevenueMiscGrp/BusinessCd0524113
IRS990/OtherRevenueMiscGrp/Desc0Miscellaneous
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0225479
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0225479
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0225479
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0757858
IRS990/OtherSalariesAndWagesGrp/TotalAmt0757858
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01136698
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01127725
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt091254
IRS990/PayrollTaxesGrp/TotalAmt091254
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt020052
IRS990/PensionPlanContributionsGrp/TotalAmt020052
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0John Kielczewski
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524113
IRS990/ProgramServiceRevenueGrp/BusinessCd1524113
IRS990/ProgramServiceRevenueGrp/Desc0Premiums & Annuity Considerations
IRS990/ProgramServiceRevenueGrp/Desc1Amortization of IMR
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016911542
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1158275
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt018117226
IRS990/PYGrantsAndSimilarPaidAmt050500
IRS990/PYInvestmentIncomeAmt07018136
IRS990/PYOtherExpensesAmt01432062
IRS990/PYOtherRevenueAmt070
IRS990/PYProgramServiceRevenueAmt014528460
IRS990/PYRevenuesLessExpensesAmt0448850
IRS990/PYSalariesCompEmpBnftPaidAmt01498028
IRS990/PYTotalExpensesAmt021097816
IRS990/PYTotalRevenueAmt021546666
IRS990/ReconcilationRevenueExpnssAmt0264071
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt017069817
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04047185
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04216401
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0140488
IRS990ScheduleD/ExpensesSubtotalAmt023824880
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt0140488
IRS990ScheduleD/InvestmentExpensesNotIncldAmt0140488
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-48671
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0129935964
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13027858
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt222683
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt340206
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4696183
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51815
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Aggregate Reserves - Life Policies and Contract
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Liability for Deposit Type Contracts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Premium and Annuity Considerations
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Interest Maintenance Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Asset Valuation Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Miscellaneous
IRS990ScheduleD/RevenueNotReportedAmt0-48671
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0140488
IRS990ScheduleD/RevenueSubtotalAmt024088951
IRS990ScheduleD/TotalExpensesPerForm990Amt023965368
IRS990ScheduleD/TotalLiabilityAmt0133724709
IRS990ScheduleD/TotalRevenuePerForm990Amt024229439
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt024040280
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt023824880
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt029500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Scholarships
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt011
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0Student members are awarded Scholarships based on Class Rank, Grade Point Average, College Placement Score, Extracurricular activities (including CSA Activities) and Essays. Scholarships range in amount from $1,000 -$2,000. Scholarships are renewable for a second year providing the student maintains a 3.0 Grade Point Average.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0Other
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0194550
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1136678
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05836
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt14100
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017094
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt117094
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.4$93.6$0.79$16.6$18.0$1.40
2023Detailed filing. Detailed filing data is available for this year.$97.8$94.8$3.02$19.5$21.3$1.79
2022Detailed filing. Detailed filing data is available for this year.$106$101$4.74$24.2$22.6$1.69
2021Detailed filing. Detailed filing data is available for this year.$138$134$4.22$24.2$24.0$0.26
2020Detailed filing. Detailed filing data is available for this year.$136$132$4.05$21.5$21.1$0.45
2019Detailed filing. Detailed filing data is available for this year.$135$131$3.67$21.9$21.8$0.09
2018Detailed filing. Detailed filing data is available for this year.$140$136$3.62$18.9$18.6$0.22
2017Detailed filing. Detailed filing data is available for this year.$141$137$3.47$15.1$15.1$0.02
2016Detailed filing. Detailed filing data is available for this year.$140$136$3.55$15.5$15.3$0.27
2015Detailed filing. Detailed filing data is available for this year.$140$136$3.55$18.5$18.2$0.27
2014Detailed filing. Detailed filing data is available for this year.$135$132$3.45$15.6$15.0$0.56
2013Detailed filing. Detailed filing data is available for this year.$134$131$3.21$16.9$16.8$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$129$3.00$17.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$123$2.33$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$118$115$2.94$17.5