Civic Intelligence

Csa Fraternal Life

EIN 36-0971620 • 501(c)8 • Lombard, IL

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Profile

CSA Fraternal Life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding Czech and Slovak ancestors, our mission it to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion and professionalism.

2050 S Finley RdLombard, IL 60148

www.csalife.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

0.99x

Higher debt load relative to assets than 95% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

5.65x

Higher debt load relative to revenue than 92% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Net Margin

19th percentile

-8.4%

Higher net margin than 19% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

11th percentile

-5.6%

Faster asset growth than 11% of similar nonprofits.

$50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

13th percentile

-17%

Faster revenue growth than 13% of similar nonprofits.

$50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$94,376,425

Down $3,441,319 (-3.5%) from 2023

Liabilities

Down

$93,582,266

Down $1,210,554 (-1.3%) from 2023

Net Assets

Down

$794,159

Down $2,230,765 (-74%) from 2023

Operations
Liabilities / Revenue92nd percentileNet Margin19th percentile

Revenue

Down

$16,575,080

Down $2,892,030 (-15%) from 2023

Expenses

Down

$17,973,484

Down $3,286,102 (-15%) from 2023

Net Income

Up

-$1,398,404

Up $394,072 (+22%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $118,392,872Liabilities 2010: $115,449,959Net Assets 2010: $2,942,9132010Assets 2011: $125,367,144Liabilities 2011: $123,041,433Net Assets 2011: $2,325,7112011Assets 2012: $132,101,476Liabilities 2012: $129,099,663Net Assets 2012: $3,001,8132012Assets 2013: $134,342,512Liabilities 2013: $131,135,199Net Assets 2013: $3,207,3132013Assets 2014: $135,293,220Liabilities 2014: $131,845,789Net Assets 2014: $3,447,4312014Assets 2015: $139,818,734Liabilities 2015: $136,273,085Net Assets 2015: $3,545,6492015Assets 2016: $139,796,325Liabilities 2016: $136,250,624Net Assets 2016: $3,545,7012016Assets 2017: $140,716,045Liabilities 2017: $137,248,703Net Assets 2017: $3,467,3422017Assets 2018: $139,664,388Liabilities 2018: $136,047,750Net Assets 2018: $3,616,6382018Assets 2019: $134,781,889Liabilities 2019: $131,107,673Net Assets 2019: $3,674,2162019Assets 2020: $135,999,994Liabilities 2020: $131,952,809Net Assets 2020: $4,047,1852020Assets 2021: $138,191,807Liabilities 2021: $133,975,406Net Assets 2021: $4,216,4012021Assets 2022: $105,903,902Liabilities 2022: $101,164,592Net Assets 2022: $4,739,3102022Assets 2023: $97,817,744Liabilities 2023: $94,792,820Net Assets 2023: $3,024,9242023Assets 2024: $94,376,425Liabilities 2024: $93,582,266Net Assets 2024: $794,1592024

Highlighted filing

2024

Assets$94,376,425
Liabilities$93,582,266
Net Assets$794,159
Open 2024 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $17,488,0172010Expenses 2011: $19,632,4362011Expenses 2012: $17,863,2302012Revenue 2013: $16,900,179Expenses 2013: $16,768,528Net Income 2013: $131,6512013Revenue 2014: $15,576,182Expenses 2014: $15,011,891Net Income 2014: $564,2912014Revenue 2015: $18,486,978Expenses 2015: $18,219,783Net Income 2015: $267,1952015Revenue 2016: $15,534,255Expenses 2016: $15,264,908Net Income 2016: $269,3472016Revenue 2017: $15,092,070Expenses 2017: $15,071,166Net Income 2017: $20,9042017Revenue 2018: $18,854,664Expenses 2018: $18,634,790Net Income 2018: $219,8742018Revenue 2019: $21,928,003Expenses 2019: $21,835,441Net Income 2019: $92,5622019Revenue 2020: $21,546,666Expenses 2020: $21,097,816Net Income 2020: $448,8502020Revenue 2021: $24,229,439Expenses 2021: $23,965,368Net Income 2021: $264,0712021Revenue 2022: $24,248,357Expenses 2022: $22,559,697Net Income 2022: $1,688,6602022Revenue 2023: $19,467,110Expenses 2023: $21,259,586Net Income 2023: -$1,792,4762023Revenue 2024: $16,575,080Expenses 2024: $17,973,484Net Income 2024: -$1,398,4042024

Highlighted filing

2024

Revenue$16,575,080
Expenses$17,973,484
Net Income-$1,398,404
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$94,376,425
Liabilities
$93,582,266
Net assets
$794,159
Revenue
$16,575,080
Expenses
$17,973,484
Net income
-$1,398,404
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.4$93.6$0.79$16.6$18.0$1.40
2023Detailed filing. Detailed filing data is available for this year.$97.8$94.8$3.02$19.5$21.3$1.79
2022Detailed filing. Detailed filing data is available for this year.$106$101$4.74$24.2$22.6$1.69
2021Detailed filing. Detailed filing data is available for this year.$138$134$4.22$24.2$24.0$0.26
2020Detailed filing. Detailed filing data is available for this year.$136$132$4.05$21.5$21.1$0.45
2019Detailed filing. Detailed filing data is available for this year.$135$131$3.67$21.9$21.8$0.09
2018Detailed filing. Detailed filing data is available for this year.$140$136$3.62$18.9$18.6$0.22
2017Detailed filing. Detailed filing data is available for this year.$141$137$3.47$15.1$15.1$0.02
2016Detailed filing. Detailed filing data is available for this year.$140$136$3.55$15.5$15.3$0.27
2015Detailed filing. Detailed filing data is available for this year.$140$136$3.55$18.5$18.2$0.27
2014Detailed filing. Detailed filing data is available for this year.$135$132$3.45$15.6$15.0$0.56
2013Detailed filing. Detailed filing data is available for this year.$134$131$3.21$16.9$16.8$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$129$3.00$17.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$123$2.33$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$118$115$2.94$17.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$16,575,080
Mission and Program Overview

Mission

Csa fraternal life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding czech and slovak ancestors, our mission is to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion, and professionalism.

A society that provides competitive insurance and retirement products to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$94,592,292$90,833,158▼ $3,759,134
Other Notes and Loans Receivable, Net$1,061,137$1,032,221▼ $28,916
Rtn Earn Endowment Incm Other Fnds$3,024,924$794,159▼ $2,230,765
Cash and Non-Interest-Bearing Accounts$235,162$434,410▲ $199,248
Total Assets$97,817,744$94,376,425▼ $3,441,319
Other Assets Total$1,929,153$2,076,636▲ $147,483
Liabilities
Other Liabilities$94,595,815$93,368,637▼ $1,227,178
Accounts Payable and Accrued Expenses$197,005$213,629▲ $16,624
Total Liabilities$94,792,820$93,582,266▼ $1,210,554
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,024,924$794,159▼ $2,230,765
Total Liabilities and Net Assets / Fund Balance$97,817,744$94,376,425▼ $3,441,319
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
John KielczewskiDirector/PresidentFT$220,354$28,839$249,193
John Kielczewski--$220,354$28,839$249,193
Julie SouzaSales ManagerFT$122,978$25,745$148,723
Nick KosmasSecretary/TresurerFT$112,111$27,862$139,973
Irma FarrellChairman of the Board-$10,000-$10,000
Carol TranterDirector-$7,000-$7,000
Cary MentzerDirector-$7,000-$7,000
Connie WolfDirector-$7,000-$7,000
Diane DibiancaDirector-$7,000-$7,000
Kenneth DvorskyDirector-$7,000-$7,000
Paul VavrasekDirector-$7,000-$7,000
Terry PlacekDirector-$7,000-$7,000
Thomas LedvinaDirector-$7,000-$7,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Steimla Associates IncActuary2867 Gypsum Circle, Naperville, IL 60564$163,270
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,845,311
Investment Income
$3,725,458
Other Revenue
$4,311
Change in Net Assets
$-1,398,404

Audited Revenue Reconciliation

Revenue per Audited Statements
$16,575,080
Total Revenue per Audited Statements
$16,575,080
Total Revenue per Form 990
$16,575,080
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,517,890
Other Expenses$1,413,205
Grants and Similar Amounts Paid$28,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$15,014,389--$15,014,389
Other Salaries and Wages$669,029$0$0$669,029
Current Officers, Directors, Trustees, and Key Employees$603,889$0$0$603,889
Occupancy$215,280$0$0$215,280
Travel$171,350$0$0$171,350
Other Employee Benefits$151,292$0$0$151,292
Fees for Service Investment Mgmnt Fees$115,463$0$0$115,463
Office Expenses$115,028$0$0$115,028
Information Technology$104,812$0$0$104,812
Other Expenses$88,693$0$0$88,693
Payroll Taxes$74,778$0$0$74,778
Fees for Services Legal$72,778$0$0$72,778
Insurance$56,951$0$0$56,951
Fees for Services Accounting$40,500$0$0$40,500
Grants to Domestic Individuals$28,000--$28,000
Pension Plan Contributions$18,902$0$0$18,902
Advertising$6,673$0$0$6,673
Total Functional Expenses$17,973,484$0$0$17,973,484

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,973,484
Total Expenses per Audited Statements$17,973,484
Total Expenses per Form 990$17,973,484
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Aggregate Reserves - Life Policies and Contract$90,332,648
Liability for Deposit Type Contracts$2,299,352
Asset Valuation Reserve$719,868
Premium and Annuity Considerations$15,766
Miscellaneous$1,003
Interest Maintenance Reserve$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
CSA Fraternal Life
EIN
36-0971620
Phone
6304720500
Address
2050 S Finley Rd, Lombard, IL 60148

Signing Officer

Name
John Kielczewski
Title
President
Phone
6304720500
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Kielczewski
Formed
1911
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
9
Employees
13
Volunteers
3,900

Preparer

Firm
Hosack Specht Muetzel & Wood
Address
2 Penn Center West Suite 326, Pittsburgh, PA 15276
Preparer
Stephen Niedenberger
Phone
4123439200
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The Form 990 is prepared by an independent CPA Firm. The prepared Form 990 is forwarded to the Board for Approval prior to filing with the Internal Revenue Service.”

Pt VI, Line 12C

“The statements are completed annually and any disclosed conflicts of interest are reviewed.”

Pt VI, Line 15A

“The Presidents compensation is set by the Board annually. The other officers salaries are set by the President annually.”

Pt VI, Line 19

“Documents are available upon request.”

Pt XI

“Change in Non-Admitted Assets, Change in Asset Valuation Reserve, and Change for Gains/Losses on Surplus. Total to Form 990 is ($832,361).”

Pt XII, Line 1

“Statutory Accounting is used based upon Insurance Industry Standards.”

Pt VI, Line 6

“The Organizations members are individuals who belong to a Local Lodge and have met membership requirements by purchashing one or more insurance and/or annuity products of CSA Fraternal Life.”

Pt VI, Line 7A

“The Board of Directors are elected by the Members at the Quadrennial Meeting and serve a term of four years.”

Financial Statement Notes

Pt XI, Line 4B

“Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347.”

Pt XII, Line 4B

“Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director/President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Secretary/Tresurer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Sales Manager
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01911
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt028000
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt028000
IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt016575080
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0104812
IRS990/InformationTechnologyGrp/TotalAmt0104812
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt056951
IRS990/InsuranceGrp/TotalAmt056951
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03725458
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt094592292
IRS990/InvestmentsPubTradedSecGrp/EOYAmt090833158
IRS990/IRPDocumentCnt01560
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CSA Fraternal Life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding Czech and Slovak ancestors, our mission it to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion and professionalism.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03024924
IRS990/NetAssetsOrFundBalancesEOYAmt0794159
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt0215280
IRS990/OccupancyGrp/TotalAmt0215280
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0115028
IRS990/OfficeExpensesGrp/TotalAmt0115028
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01929153
IRS990/OtherAssetsTotalGrp/EOYAmt02076636
IRS990/OtherChangesInNetAssetsAmt0-832361
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0151292
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0151292
IRS990/OtherExpensesGrp/Desc0Actuarial Fees
IRS990/OtherExpensesGrp/Desc1Taxes, Licenses, Fees
IRS990/OtherExpensesGrp/Desc2Bureau & Association Fees
IRS990/OtherExpensesGrp/Desc3Official Publications
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0235815
IRS990/OtherExpensesGrp/ProgramServicesAmt170138
IRS990/OtherExpensesGrp/ProgramServicesAmt2119724
IRS990/OtherExpensesGrp/ProgramServicesAmt388693
IRS990/OtherExpensesGrp/TotalAmt0235815
IRS990/OtherExpensesGrp/TotalAmt170138
IRS990/OtherExpensesGrp/TotalAmt2119724
IRS990/OtherExpensesGrp/TotalAmt388693
IRS990/OtherLiabilitiesGrp/BOYAmt094595815
IRS990/OtherLiabilitiesGrp/EOYAmt093368637
IRS990/OtherRevenueMiscGrp/BusinessCd0524113
IRS990/OtherRevenueMiscGrp/Desc0Miscellaneous
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04311
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04311
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt04311
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0669029
IRS990/OtherSalariesAndWagesGrp/TotalAmt0669029
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01061137
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01032221
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt074778
IRS990/PayrollTaxesGrp/TotalAmt074778
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt018902
IRS990/PensionPlanContributionsGrp/TotalAmt018902
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0John Kielczewski
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524113
IRS990/ProgramServiceRevenueGrp/BusinessCd1524113
IRS990/ProgramServiceRevenueGrp/BusinessCd2524113
IRS990/ProgramServiceRevenueGrp/Desc0Premiums & Annuity Considerations
IRS990/ProgramServiceRevenueGrp/Desc1Amortization of IMR
IRS990/ProgramServiceRevenueGrp/Desc2Expense Allowance on Reinsurance
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012127544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1104915
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2612852
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt018270975
IRS990/PYGrantsAndSimilarPaidAmt023100
IRS990/PYInvestmentIncomeAmt03771506
IRS990/PYOtherExpensesAmt01488899
IRS990/PYOtherRevenueAmt0351982
IRS990/PYProgramServiceRevenueAmt015343622
IRS990/PYRevenuesLessExpensesAmt0-1792476
IRS990/PYSalariesCompEmpBnftPaidAmt01476612
IRS990/PYTotalExpensesAmt021259586
IRS990/PYTotalRevenueAmt019467110
IRS990/ReconcilationRevenueExpnssAmt0-1398404
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03024924
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0794159
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt017973484
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt090332648
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12299352
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt215766
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt30
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4719868
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51003
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Aggregate Reserves - Life Policies and Contract
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Liability for Deposit Type Contracts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Premium and Annuity Considerations
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Interest Maintenance Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Asset Valuation Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Miscellaneous
IRS990ScheduleD/RevenueSubtotalAmt016575080
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt XI, Line 4b
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt XII, Line 4b
IRS990ScheduleD/TotalExpensesPerForm990Amt017973484
IRS990ScheduleD/TotalLiabilityAmt093368637
IRS990ScheduleD/TotalRevenuePerForm990Amt016575080
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt016575080
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017973484
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt028000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Scholarships
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt017
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0220354
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt028839
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0John Kielczewski
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0249193
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 is prepared by an independent CPA Firm. The prepared Form 990 is forwarded to the Board for Approval prior to filing with the Internal Revenue Service.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The statements are completed annually and any disclosed conflicts of interest are reviewed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Presidents compensation is set by the Board annually. The other officers salaries are set by the President annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Change in Non-Admitted Assets, Change in Asset Valuation Reserve, and Change for Gains/Losses on Surplus. Total to Form 990 is ($832,361).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Statutory Accounting is used based upon Insurance Industry Standards.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Organizations members are individuals who belong to a Local Lodge and have met membership requirements by purchashing one or more insurance and/or annuity products of CSA Fraternal Life.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7The Board of Directors are elected by the Members at the Quadrennial Meeting and serve a term of four years.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt XII, Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 7a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false

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