Civic Intelligence

Fox Valley Credit Union

990 • Fiscal year 2013 • EIN 36-0757152

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 31, 2014

575 North Broadway60505

(630) 859-2276

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.86x

Higher debt load relative to assets than 41% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

53rd percentile

20.34x

Higher debt load relative to revenue than 53% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

55th percentile

5.2%

Higher net margin than 55% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

51st percentile

$69,000

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 8.4% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

55th percentile

1.8%

Faster asset growth than 55% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$19,414,506

Up $349,062 (+1.8%) from 2012

Net Assets

Up

$2,731,570

Up $33,119 (+1.2%) from 2012

Liabilities

Up

$16,682,936

Up $315,943 (+1.9%) from 2012

Revenue

$820,294

No earlier filing loaded for comparison.

Expenses

Down

$777,972

Down $281,393 (-27%) from 2012

Net Income

$42,322

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $19,738,553Liabilities 2010: $16,556,202Net Assets 2010: $3,182,3512010Assets 2011: $18,897,091Liabilities 2011: $15,962,847Net Assets 2011: $2,934,2442011Assets 2012: $19,065,444Liabilities 2012: $16,366,993Net Assets 2012: $2,698,4512012Assets 2013: $19,414,506Liabilities 2013: $16,682,936Net Assets 2013: $2,731,5702013Assets 2014: $19,448,158Liabilities 2014: $16,710,994Net Assets 2014: $2,737,1642014Assets 2015: $20,182,441Liabilities 2015: $17,434,224Net Assets 2015: $2,748,2172015Assets 2016: $19,714,166Liabilities 2016: $16,935,366Net Assets 2016: $2,778,8002016Assets 2017: $19,077,377Liabilities 2017: $16,698,634Net Assets 2017: $2,378,7432017Assets 2018: $27,005,867Liabilities 2018: $23,956,194Net Assets 2018: $3,049,6732018Assets 2019: $45,081,562Liabilities 2019: $38,493,543Net Assets 2019: $6,588,0192019Assets 2020: $49,418,921Liabilities 2020: $42,943,008Net Assets 2020: $6,475,9132020Assets 2021: $50,847,657Liabilities 2021: $44,225,706Net Assets 2021: $6,621,9512021Assets 2022: $50,084,361Liabilities 2022: $43,406,545Net Assets 2022: $6,677,8162022Assets 2023: $47,690,119Liabilities 2023: $40,904,981Net Assets 2023: $6,785,1382023Assets 2024: $46,077,963Liabilities 2024: $39,298,688Net Assets 2024: $6,779,2752024

Highlighted filing

2013

Assets$19,414,506
Liabilities$16,682,936
Net Assets$2,731,570

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,341,7772010Expenses 2011: $1,141,8102011Expenses 2012: $1,059,3652012Revenue 2013: $820,294Expenses 2013: $777,972Net Income 2013: $42,3222013Revenue 2014: $890,297Expenses 2014: $884,700Net Income 2014: $5,5972014Revenue 2015: $826,920Expenses 2015: $815,867Net Income 2015: $11,0532015Revenue 2016: $833,279Expenses 2016: $802,696Net Income 2016: $30,5832016Revenue 2017: $810,526Expenses 2017: $1,210,583Net Income 2017: -$400,0572017Revenue 2018: $882,975Expenses 2018: $871,464Net Income 2018: $11,5112018Revenue 2019: $1,714,254Expenses 2019: $1,677,899Net Income 2019: $36,3552019Revenue 2020: $1,635,298Expenses 2020: $1,762,889Net Income 2020: -$127,5912020Revenue 2021: $1,896,760Expenses 2021: $1,676,700Net Income 2021: $220,0602021Revenue 2022: $1,865,997Expenses 2022: $1,599,454Net Income 2022: $266,5432022Revenue 2023: $2,065,246Expenses 2023: $1,935,006Net Income 2023: $130,2402023Revenue 2024: $2,293,284Expenses 2024: $2,259,289Net Income 2024: $33,9952024

Highlighted filing

2013

Revenue$820,294
Expenses$777,972
Net Income$42,322
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 31, 2014
Return Version
2013v3.0
Gross Receipts
$820,294
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.

To assist our members in the management of their financial well-being by providing loans, savings accounts and other financial institution services in a friendly professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,077,169$8,973,457▼ $103,712
Investments in Publicly Traded Securities$4,149,192$5,649,412▲ $1,500,220
Savings and Temporary Cash Investments$4,680,387$3,900,790▼ $779,597
Rtn Earn Endowment Incm Other Fnds$2,698,451$2,731,570▲ $33,119
Land, Buildings, and Equipment, Net$460,609$465,129▲ $4,520
Prepaid Expenses and Deferred Charges$207,714$226,785▲ $19,071
Cash and Non-Interest-Bearing Accounts$164,816$165,624▲ $808
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$19,065,444$19,414,506▲ $349,062
Other Assets Total$325,557$33,309▼ $292,248
Liabilities
Other Liabilities$16,310,805$16,628,765▲ $317,960
Accounts Payable and Accrued Expenses$56,188$54,171▼ $2,017
Total Liabilities$16,366,993$16,682,936▲ $315,943
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,698,451$2,731,570▲ $33,119
Total Liabilities and Net Assets / Fund Balance$19,065,444$19,414,506▲ $349,062

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$235,819$547,771$0
Other Land Buildings$0$0$0
Land$141,517-$0
Equipment$43,673$433,853$0
Leasehold Improvements$44,120$73,675$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kelley HowardCEOFT$69,000$69,000
Jacy MosserVice PresidentFT$37,000$37,000

Board Members and Trustees

NameTitle
Clifton BarteltVice Chairman
Dennis AhrensDirector
Dr WorleyDirector
Liam DixonDirector
Maureen FlinnDirector
Omar EspinosaDirector
Timothy GroomDirector
Richard IrvinChariman
Elizabeth JarvisSecretary
Reginald CampbellTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$706,355
Investment Income
$113,939
Other Revenue
$0
Change in Net Assets
$42,322
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$520,700
Salaries, Compensation, and Employee Benefits$257,272
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$125,855
Other Salaries and Wages---$108,891
Current Officers, Directors, Trustees, and Key Employees---$90,599
Occupancy---$77,222
Fees for Services Other---$43,864
Other Employee Benefits---$35,957
Depreciation Depletion---$31,308
Other Expenses---$29,418
Advertising---$28,848
Information Technology---$23,596
Payroll Taxes---$21,825
Fees for Services Legal---$15,932
Payments to Affiliates---$9,248
All Other Expenses---$8,266
Fees for Services Accounting---$7,200
Travel---$6,072
Conferences and Meetings---$847
Interest---$8
Total Functional Expenses$0$0$0$777,972
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$16,628,765
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

All people that join the Credit Union are members.

Form 990, Part VI, Section A, Line 7A

All our members elect the governing body each year at the annual meeting.

Form 990, Part VI, Section A, Line 7B

Many issues are decided and voted upon by the membership only.

Form 990, Part VI, Section B, Line 11B

Form 990 is reviewed and discussed at a regular monthly board meeting.

Form 990, Part VI, Section B, Line 12C

The Supervisory Committee monitors quarterly.

Form 990, Part VI, Section B, Line 15

The CEO and Vice-President compensation is reviewed annually by an independent committee using comparability data and CUNA salary guidelines.

Form 990, Part VI, Section C, Line 18

The 990 is posted at the Credit Union.

Form 990, Part VI, Section C, Line 19

They are posted at the Credit Union and also available upon request.

Filing and Contact Details

Filer

EIN
36-0757152
Phone
6308592276

Signing Officer

Name
Kelley Howard
Title
President
Phone
6308592276
Signed
2014-03-31

Organization Details

Principal Officer
Kelley Howard
Formed
1936
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
8
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

NCUA Stabilization Expense

Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Misc Operating Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0610005
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt143350
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt253000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0610005
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt143350
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt253000
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided first mortgage loans to 2 members.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Received deposits on savings from 893 members.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Home Repair Programs: Provided HELOC loans to 4 members
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt00
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0105578
IRS990/PYOtherExpensesAmt0811064
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0717994
IRS990/PYRevenuesLessExpensesAmt0-235793
IRS990/PYSalariesCompEmpBnftPaidAmt0248301
IRS990/PYTotalExpensesAmt01059365
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0823572
IRS990/ReconcilationRevenueExpnssAmt042322
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02698451
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02731570
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04680387
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03900790
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0235819
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0547771
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0783590
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt043673
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0433853
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0477526
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0141517
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0141517
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt044120
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt073675
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0117795
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016628765
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0465129
IRS990ScheduleD/TotalLiabilityAmt016628765
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0All people that join the Credit Union are members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All our members elect the governing body each year at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Many issues are decided and voted upon by the membership only.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990 is reviewed and discussed at a regular monthly board meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Supervisory Committee monitors quarterly.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The CEO and Vice-President compensation is reviewed annually by an independent committee using comparability data and CUNA salary guidelines.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The 990 is posted at the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7They are posted at the Credit Union and also available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NCUA Stabilization Expense
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019065444
IRS990/TotalAssetsEOYAmt019414506
IRS990/TotalAssetsGrp/BOYAmt019065444
IRS990/TotalAssetsGrp/EOYAmt019414506
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0777972
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016366993
IRS990/TotalLiabilitiesEOYAmt016682936
IRS990/TotalLiabilitiesGrp/BOYAmt016366993
IRS990/TotalLiabilitiesGrp/EOYAmt016682936
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02698451
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02731570
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0706355
IRS990/TotalReportableCompFromOrgAmt0106000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0820294
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0820294

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.1$39.3$6.78$2.29$2.26$0.03
2023Detailed filing. Detailed filing data is available for this year.$47.7$40.9$6.79$2.07$1.94$0.13
2022Detailed filing. Detailed filing data is available for this year.$50.1$43.4$6.68$1.87$1.60$0.27
2021Detailed filing. Detailed filing data is available for this year.$50.8$44.2$6.62$1.90$1.68$0.22
2020Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.48$1.64$1.76$0.13
2019Detailed filing. Detailed filing data is available for this year.$45.1$38.5$6.59$1.71$1.68$0.04
2018Detailed filing. Detailed filing data is available for this year.$27.0$24.0$3.05$0.88$0.87$0.01
2017Detailed filing. Detailed filing data is available for this year.$19.1$16.7$2.38$0.81$1.21$0.40
2016Detailed filing. Detailed filing data is available for this year.$19.7$16.9$2.78$0.83$0.80$0.03
2015Detailed filing. Detailed filing data is available for this year.$20.2$17.4$2.75$0.83$0.82$0.01
2014Detailed filing. Detailed filing data is available for this year.$19.4$16.7$2.74$0.89$0.88$0.01
2013Detailed filing. Detailed filing data is available for this year.$19.4$16.7$2.73$0.82$0.78$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.1$16.4$2.70$1.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.9$16.0$2.93$1.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$16.6$3.18$1.34