Civic Intelligence

Fox Valley Credit Union

990 • Fiscal year 2014 • EIN 36-0757152

Jan 01, 2014 to Dec 31, 2014 • Filed on Jun 02, 2015

Organization Profilewww.foxvalleycu.org

View Organization Page

575 North BroadwayAurora, IL 60505

(630) 859-2278

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.86x

Higher debt load relative to assets than 44% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

44th percentile

18.77x

Higher debt load relative to revenue than 44% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

27th percentile

0.6%

Higher net margin than 27% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

24th percentile

$52,467

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 5.9% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

36th percentile

0.2%

Faster asset growth than 36% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

87th percentile

8.5%

Faster revenue growth than 87% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$19,448,158

Up $33,652 (+0.2%) from 2013

Net Assets

Up

$2,737,164

Up $5,594 (+0.2%) from 2013

Liabilities

Up

$16,710,994

Up $28,058 (+0.2%) from 2013

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin27th percentile

Revenue

Up

$890,297

Up $70,003 (+8.5%) from 2013

Expenses

Up

$884,700

Up $106,728 (+14%) from 2013

Net Income

Down

$5,597

Down $36,725 (-87%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $19,738,553Liabilities 2010: $16,556,202Net Assets 2010: $3,182,3512010Assets 2011: $18,897,091Liabilities 2011: $15,962,847Net Assets 2011: $2,934,2442011Assets 2012: $19,065,444Liabilities 2012: $16,366,993Net Assets 2012: $2,698,4512012Assets 2013: $19,414,506Liabilities 2013: $16,682,936Net Assets 2013: $2,731,5702013Assets 2014: $19,448,158Liabilities 2014: $16,710,994Net Assets 2014: $2,737,1642014Assets 2015: $20,182,441Liabilities 2015: $17,434,224Net Assets 2015: $2,748,2172015Assets 2016: $19,714,166Liabilities 2016: $16,935,366Net Assets 2016: $2,778,8002016Assets 2017: $19,077,377Liabilities 2017: $16,698,634Net Assets 2017: $2,378,7432017Assets 2018: $27,005,867Liabilities 2018: $23,956,194Net Assets 2018: $3,049,6732018Assets 2019: $45,081,562Liabilities 2019: $38,493,543Net Assets 2019: $6,588,0192019Assets 2020: $49,418,921Liabilities 2020: $42,943,008Net Assets 2020: $6,475,9132020Assets 2021: $50,847,657Liabilities 2021: $44,225,706Net Assets 2021: $6,621,9512021Assets 2022: $50,084,361Liabilities 2022: $43,406,545Net Assets 2022: $6,677,8162022Assets 2023: $47,690,119Liabilities 2023: $40,904,981Net Assets 2023: $6,785,1382023Assets 2024: $46,077,963Liabilities 2024: $39,298,688Net Assets 2024: $6,779,2752024

Highlighted filing

2014

Assets$19,448,158
Liabilities$16,710,994
Net Assets$2,737,164
Open 2014 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,341,7772010Expenses 2011: $1,141,8102011Expenses 2012: $1,059,3652012Revenue 2013: $820,294Expenses 2013: $777,972Net Income 2013: $42,3222013Revenue 2014: $890,297Expenses 2014: $884,700Net Income 2014: $5,5972014Revenue 2015: $826,920Expenses 2015: $815,867Net Income 2015: $11,0532015Revenue 2016: $833,279Expenses 2016: $802,696Net Income 2016: $30,5832016Revenue 2017: $810,526Expenses 2017: $1,210,583Net Income 2017: -$400,0572017Revenue 2018: $882,975Expenses 2018: $871,464Net Income 2018: $11,5112018Revenue 2019: $1,714,254Expenses 2019: $1,677,899Net Income 2019: $36,3552019Revenue 2020: $1,635,298Expenses 2020: $1,762,889Net Income 2020: -$127,5912020Revenue 2021: $1,896,760Expenses 2021: $1,676,700Net Income 2021: $220,0602021Revenue 2022: $1,865,997Expenses 2022: $1,599,454Net Income 2022: $266,5432022Revenue 2023: $2,065,246Expenses 2023: $1,935,006Net Income 2023: $130,2402023Revenue 2024: $2,293,284Expenses 2024: $2,259,289Net Income 2024: $33,9952024

Highlighted filing

2014

Revenue$890,297
Expenses$884,700
Net Income$5,597
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jun 2, 2015
Return Version
2014v5.0
Gross Receipts
$929,414
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.

Illinois state chartered credit union offering financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$5,649,412$8,609,616▲ $2,960,204
Other Notes and Loans Receivable, Net$8,973,457$8,246,399▼ $727,058
Rtn Earn Endowment Incm Other Fnds$2,731,570$2,737,164▲ $5,594
Savings and Temporary Cash Investments$3,900,790$1,712,612▼ $2,188,178
Land, Buildings, and Equipment, Net$465,129$461,824▼ $3,305
Cash and Non-Interest-Bearing Accounts$165,624$97,405▼ $68,219
Prepaid Expenses and Deferred Charges$226,785$59,243▼ $167,542
Accounts Receivable-$37,271-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$19,414,506$19,448,158▲ $33,652
Other Assets Total$33,309$223,788▲ $190,479
Liabilities
Other Liabilities$16,628,765$16,664,654▲ $35,889
Accounts Payable and Accrued Expenses$54,171$46,340▼ $7,831
Total Liabilities$16,682,936$16,710,994▲ $28,058
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,731,570$2,737,164▲ $5,594
Total Liabilities and Net Assets / Fund Balance$19,414,506$19,448,158▲ $33,652

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$210,488$578,802$789,290
Equipment$72,892$451,759$524,651
Land$141,517-$141,517
Other Land Buildings$0$122,830$122,830
Leasehold Improvements$36,927$80,868$117,795
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kelley HowardChief Executive Officer thru 7/16/14FT$45,657$6,810$52,467

Board Members and Trustees

NameTitle
Richard C IrvinChairman
Clifton O BarteltVice Chairman
Dr Richard WorleyDirector
Jennifer StallingsDirector
Liam DixonDirector
Michelle MeyerDirector
Omar EspinosaDirector
Tim GroomDirector
Maureen FlinnDirector thru 2/2014
Dennis AhrensDirector thru 7/2014
Elizabeth JarvisSecretary
Reginald CampbellTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$714,214
Investment Income
$176,083
Other Revenue
$0
Change in Net Assets
$5,597

Audited Revenue Reconciliation

Revenue per Audited Statements
$890,297
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$890,297
Total Revenue per Form 990
$890,297
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$580,547
Salaries, Compensation, and Employee Benefits$304,153
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$209,030
Office Expenses---$122,203
Occupancy---$60,375
Depreciation Depletion---$55,255
Current Officers, Directors, Trustees, and Key Employees---$52,467
Information Technology---$50,267
Fees for Services Other---$23,419
Other Employee Benefits---$21,293
Conferences and Meetings---$20,446
Payroll Taxes---$19,503
Insurance---$16,661
Other Expenses---$15,490
All Other Expenses---$14,249
Fees for Services Accounting---$13,928
Advertising---$12,431
Pension Plan Contributions---$1,860
Total Functional Expenses$0$0$0$884,700

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$884,700
Total Expenses per Audited Statements$884,700
Total Expenses per Form 990$884,700
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and savings accounts$16,664,654
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership consists of individuals with funds on deposit with the credit union.”

Form 990, Part VI, Section A, line 7A

“The membership participates in the annual election of the Board of Directors.”

Form 990, Part VI, Section A, line 7B

“Members have a vote on a Credit Union merger or liquidation.”

Form 990, Part VI, Section B, line 11

“The Form 990 was reviewed by the CEO and Vice President of Operations and made available to the full Board prior to filing.”

Form 990, Part VI, Section B, line 12C

“Potential conflicts monitored quarterly by the Supervisory Committee.”

Form 990, Part VI, Section B, line 15

“Compensation of the CEO and Vice President is reviewed annually by an independent committee using comparability data and CUNA salary guidelines.”

Form 990, Part VI, Section C, line 19

“Available upon request”

Filing and Contact Details

Filer

Filer Name
Fox Valley Credit Union
EIN
36-0757152
Phone
6308592278
Address
575 North Broadway, Aurora, IL 60505

Signing Officer

Name
Kyle B Whelan
Title
President/CEO
Phone
6308592278
Signed
2015-06-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kyle B Whelan
Formed
1936
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
9
Volunteers
0

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S western avenue, Chicgo, IL 60643
Preparer
Hugh J Ahern CPA
Phone
7737794720
Supplemental Narrative

Financial Statement Notes

Part X, Line 2:

“FIN 48 Footnote from Audited Financial Statements Fox Valley Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2014 that management believes is subject to taxation. The Credit Union's 2011 through 2014 annual information returns filed with the Internal Revenue Service are open to examination.”

Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt12Chief Executive Officer thru 7/16/14
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IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt033309
IRS990/OtherAssetsTotalGrp/EOYAmt0223788
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021293
IRS990/OtherExpensesGrp/Desc0Loan servicing
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/Desc2Member dividends
IRS990/OtherExpensesGrp/Desc3Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt066828
IRS990/OtherExpensesGrp/TotalAmt166800
IRS990/OtherExpensesGrp/TotalAmt242195
IRS990/OtherExpensesGrp/TotalAmt315490
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt016628765
IRS990/OtherLiabilitiesGrp/EOYAmt016664654
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0209030
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt08973457
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08246399
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt019503
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01860
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0226785
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt059243
IRS990/PrincipalOfficerNm0Kyle B Whelan
IRS990/PriorPeriodAdjustmentsAmt0-3
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0Member Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0608796
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1105418
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0608796
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1105418
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays out dividends to its members share deposit accounts at a market rate of interest. The number of share accounts at 12/31/14 is 2,958 for a total of $16,664,654.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0113939
IRS990/PYOtherExpensesAmt0520700
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0706355
IRS990/PYRevenuesLessExpensesAmt042322
IRS990/PYSalariesCompEmpBnftPaidAmt0257272
IRS990/PYTotalExpensesAmt0777972
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0820294
IRS990/ReconcilationRevenueExpnssAmt05597
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02731570
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02737164
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03900790
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01712612
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0210488
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0578802
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0789290
IRS990ScheduleD/EquipmentGrp/BookValueAmt072892
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0451759
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0524651
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0884700
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0141517
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0141517
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt036927
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt080868
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0117795
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0122830
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0122830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016664654
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' share and savings accounts
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0890297
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 Footnote from Audited Financial Statements Fox Valley Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2014 that management believes is subject to taxation. The Credit Union's 2011 through 2014 annual information returns filed with the Internal Revenue Service are open to examination.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0461824
IRS990ScheduleD/TotalExpensesPerForm990Amt0884700
IRS990ScheduleD/TotalLiabilityAmt016664654
IRS990ScheduleD/TotalRevenuePerForm990Amt0890297
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0890297
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0884700
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership consists of individuals with funds on deposit with the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The membership participates in the annual election of the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members have a vote on a Credit Union merger or liquidation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Form 990 was reviewed by the CEO and Vice President of Operations and made available to the full Board prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Potential conflicts monitored quarterly by the Supervisory Committee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Compensation of the CEO and Vice President is reviewed annually by an independent committee using comparability data and CUNA salary guidelines.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Available upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019414506
IRS990/TotalAssetsEOYAmt019448158
IRS990/TotalAssetsGrp/BOYAmt019414506
IRS990/TotalAssetsGrp/EOYAmt019448158
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/TotalAmt0884700
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016682936
IRS990/TotalLiabilitiesEOYAmt016710994
IRS990/TotalLiabilitiesGrp/BOYAmt016682936
IRS990/TotalLiabilitiesGrp/EOYAmt016710994
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02731570
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02737164
IRS990/TotalOtherCompensationAmt06810
IRS990/TotalProgramServiceRevenueAmt0714214
IRS990/TotalReportableCompFromOrgAmt045657
IRS990/TotalRevenueGrp/ExclusionAmt045230
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0845067
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0890297
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019414506
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019448158
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0575 North Broadway
IRS990/USAddress/CityNm0Aurora
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060505
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0www.foxvalleycu.org
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Kyle B Whelan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06308592278
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-06-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Fox Valley Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0FOXV
ReturnHeader/Filer/EIN0360757152
ReturnHeader/Filer/PhoneNum06308592278
ReturnHeader/Filer/USAddress/AddressLine1Txt0575 North Broadway
ReturnHeader/Filer/USAddress/CityNm0Aurora
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060505
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363321958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Desmond & Ahern Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010827 S western avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chicgo
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060643
ReturnHeader/PreparerPersonGrp/PhoneNum07737794720

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,448,158
Liabilities
$16,710,994
Net assets
$2,737,164
Revenue
$890,297
Expenses
$884,700
Net income
$5,597
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.1$39.3$6.78$2.29$2.26$0.03
2023Detailed filing. Detailed filing data is available for this year.$47.7$40.9$6.79$2.07$1.94$0.13
2022Detailed filing. Detailed filing data is available for this year.$50.1$43.4$6.68$1.87$1.60$0.27
2021Detailed filing. Detailed filing data is available for this year.$50.8$44.2$6.62$1.90$1.68$0.22
2020Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.48$1.64$1.76$0.13
2019Detailed filing. Detailed filing data is available for this year.$45.1$38.5$6.59$1.71$1.68$0.04
2018Detailed filing. Detailed filing data is available for this year.$27.0$24.0$3.05$0.88$0.87$0.01
2017Detailed filing. Detailed filing data is available for this year.$19.1$16.7$2.38$0.81$1.21$0.40
2016Detailed filing. Detailed filing data is available for this year.$19.7$16.9$2.78$0.83$0.80$0.03
2015Detailed filing. Detailed filing data is available for this year.$20.2$17.4$2.75$0.83$0.82$0.01
2014Detailed filing. Detailed filing data is available for this year.$19.4$16.7$2.74$0.89$0.88$0.01
2013Detailed filing. Detailed filing data is available for this year.$19.4$16.7$2.73$0.82$0.78$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.1$16.4$2.70$1.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.9$16.0$2.93$1.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$16.6$3.18$1.34