Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
990 • Fiscal year 2015 • EIN 36-0703155
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
21st percentile
Higher debt load relative to revenue than 21% of similar nonprofits.
Net Margin
75th percentile
Higher net margin than 75% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 5.9% of source-year revenue.
Asset Growth
37th percentile
Faster asset growth than 37% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Up$43,914,756
Up $629,754 (+1.5%) from 2014
Net Assets
Up$7,721,863
Up $309,167 (+4.2%) from 2014
Liabilities
Up$36,192,893
Up $320,587 (+0.9%) from 2014
Revenue
Down$2,233,943
Down $72,945 (-3.2%) from 2014
Expenses
Down$1,924,776
Down $230,942 (-11%) from 2014
Net Income
Up$309,167
Up $157,997 (+105%) from 2014
Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.
Illinois state chartered credit union operated for the mutual benefit of its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $19,102,496 | $19,862,881 | ▲ $760,385 |
| Other Notes and Loans Receivable, Net | $19,926,978 | $19,822,077 | ▼ $104,901 |
| Rtn Earn Endowment Incm Other Fnds | $7,412,696 | $7,721,863 | ▲ $309,167 |
| Savings and Temporary Cash Investments | $2,816,450 | $2,820,164 | ▲ $3,714 |
| Cash and Non-Interest-Bearing Accounts | $423,148 | $398,073 | ▼ $25,075 |
| Investments Other Securities | $358,885 | $342,438 | ▼ $16,447 |
| Land, Buildings, and Equipment, Net | $301,255 | $293,882 | ▼ $7,373 |
| Accounts Receivable | $192,180 | $174,758 | ▼ $17,422 |
| Prepaid Expenses and Deferred Charges | $54,234 | $93,171 | ▲ $38,937 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $43,285,002 | $43,914,756 | ▲ $629,754 |
| Other Assets Total | $109,376 | $107,312 | ▼ $2,064 |
| Liabilities | |||
| Other Liabilities | $34,901,577 | $35,205,561 | ▲ $303,984 |
| Accounts Payable and Accrued Expenses | $970,729 | $987,332 | ▲ $16,603 |
| Total Liabilities | $35,872,306 | $36,192,893 | ▲ $320,587 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,412,696 | $7,721,863 | ▲ $309,167 |
| Total Liabilities and Net Assets / Fund Balance | $43,285,002 | $43,914,756 | ▲ $629,754 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $0 | $468,874 | $468,874 |
| Other Land Buildings | $26,356 | $322,744 | $349,100 |
| Land | $267,526 | - | $267,526 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Mark Duffy | President & Treasurer | FT | $104,901 | $27,435 | $132,336 |
| David Kaczmarski | Secretary | FT | $39,849 | $17,592 | $57,441 |
| Name | Title |
|---|---|
| Donald Bischof | Chairperson |
| Lori Ochmann | Vice Chairperson |
| Althea Moore | Director |
| Carl Luft | Director |
| Gillie Beal | Director |
| Julie Cochrane | Director |
| Keith Shavers | Director |
| Michele Ernst | Director |
| Wendy Lynn | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,172,298 |
| Salaries, Compensation, and Employee Benefits | $752,478 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $409,997 |
| Office Expenses | - | - | - | $236,867 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $189,778 |
| Occupancy | - | - | - | $189,572 |
| Information Technology | - | - | - | $175,240 |
| Fees for Services Other | - | - | - | $112,723 |
| Other Employee Benefits | - | - | - | $99,067 |
| Payroll Taxes | - | - | - | $43,200 |
| Fees for Services Accounting | - | - | - | $37,200 |
| Conferences and Meetings | - | - | - | $27,399 |
| Insurance | - | - | - | $26,908 |
| Other Expenses | - | - | - | $13,490 |
| Depreciation Depletion | - | - | - | $11,912 |
| Pension Plan Contributions | - | - | - | $10,436 |
| Advertising | - | - | - | $5,782 |
| Interest | - | - | - | $18 |
| Total Functional Expenses | $0 | $0 | $0 | $1,924,776 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member shares | $35,205,561 |
“Membership consists of individuals with funds on deposit with the Credit Union.”
“Members participate in the annual election of the Board of Directors.”
“The Form 990 was reviewed and approved by the Treasurer and Secretary of the Credit Union. A copy of the return was provided to the Board of Directors prior to filing.”
“Compensation for the Credit Union's officers is determined by the independent voting members of the Board of Directors. The annual CUNA salary survey is consulted in determining salary. Key employees salary is determined by the Treasurer and Secretary of the Credit Union with guidance from the CUNA Salary Survey.”
“The Credit Union makes its financial statements available through form 5300 which is posted on the ncua.gov website.”
“The statement of financial condition of Acme Continental Credit Union as of March 31, 2015 and the related statements of income, members' equity and cash flows for the year then ended were audited in accordance with auditing standards generally accepted in the United States of America. The FIN 48 Statement included in the March 31, 2015 is as follows. The Credit Union is exempt, by statute, from Federal income taxes under Internal Revenue ode Section 501(c)(14) and state income taxes. The tax exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2015 or 2014 that management believes is subject to taxation. The Credit Union's 2012 through 2015 annual information returns filed with the Internal Revenue Service are open to examination.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 970729 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 987332 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 192180 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 174758 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5782 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Dave Kaczmarski |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7088493113 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 13601 S Perry Ave |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Riverdale |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60827 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 423148 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 398073 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 189778 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 27399 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 265508 |
| IRS990/CYOtherExpensesAmt | 0 | 1172298 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1968435 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 309167 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 752478 |
| IRS990/CYTotalExpensesAmt | 0 | 1924776 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2233943 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 11912 |
| IRS990/Desc | 0 | Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/15 was 5,124 for a total of $20,388,383. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 37200 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 112723 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 27435 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 17592 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Donald Bischof |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Lori Ochmann |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Mark Duffy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | David Kaczmarski |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Gillie Beal |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Julie Cochrane |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Michele Ernst |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Carl Luft |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Wendy Lynn |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Althea Moore |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Keith Shavers |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 104901 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 39849 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | President & Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1937 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2233943 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 175240 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26908 |
| IRS990/InterestGrp/TotalAmt | 0 | 18 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 265508 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 265508 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 358885 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 342438 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 19102496 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 19862881 |
| IRS990/IRPDocumentCnt | 0 | 739 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 791618 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 301255 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 293882 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1085500 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7412696 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7721863 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 189572 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 236867 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 109376 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 107312 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 99067 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan servicing |
| IRS990/OtherExpensesGrp/Desc | 1 | Dividends |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for loan loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Association dues |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 114590 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 110597 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 110000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 13490 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 34901577 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 35205561 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 409997 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19926978 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19822077 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 43200 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 10436 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 54234 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 93171 |
| IRS990/PrincipalOfficerNm | 0 | David Kaczmarski |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan Interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and other charges |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1628580 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 339855 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1628580 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 339855 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/15 is 9,025 in the amount of $35,205,561. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 243571 |
| IRS990/PYOtherExpensesAmt | 0 | 1386886 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2063317 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 151170 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 768832 |
| IRS990/PYTotalExpensesAmt | 0 | 2155718 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2306888 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 309167 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7412696 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7721863 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2816450 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2820164 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 468874 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 468874 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 267526 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 267526 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 26356 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 322744 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 349100 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 35205561 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member shares |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 293882 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 35205561 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Membership consists of individuals with funds on deposit with the Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members participate in the annual election of the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Form 990 was reviewed and approved by the Treasurer and Secretary of the Credit Union. A copy of the return was provided to the Board of Directors prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Compensation for the Credit Union's officers is determined by the independent voting members of the Board of Directors. The annual CUNA salary survey is consulted in determining salary. Key employees salary is determined by the Treasurer and Secretary of the Credit Union with guidance from the CUNA Salary Survey. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Credit Union makes its financial statements available through form 5300 which is posted on the ncua.gov website. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The statement of financial condition of Acme Continental Credit Union as of March 31, 2015 and the related statements of income, members' equity and cash flows for the year then ended were audited in accordance with auditing standards generally accepted in the United States of America. The FIN 48 Statement included in the March 31, 2015 is as follows. The Credit Union is exempt, by statute, from Federal income taxes under Internal Revenue ode Section 501(c)(14) and state income taxes. The tax exempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2015 or 2014 that management believes is subject to taxation. The Credit Union's 2012 through 2015 annual information returns filed with the Internal Revenue Service are open to examination. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part IV, Page 3, #12 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 43285002 |
| IRS990/TotalAssetsEOYAmt | 0 | 43914756 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 43285002 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 43914756 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 16 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1924776 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 35872306 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 36192893 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 35872306 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 36192893 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7412696 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7721863 |
| IRS990/TotalOtherCompensationAmt | 0 | 45027 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1968435 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 144750 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 265508 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1968435 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2233943 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 43285002 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 43914756 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 13601 S Perry Avenue |
| IRS990/USAddress/CityNm | 0 | Riverdale |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60827 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.acmecontinentalcu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | David Kaczmarski |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Secretary |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7088493113 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-07-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Acme Continental Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACME |
| ReturnHeader/Filer/EIN | 0 | 360703155 |
| ReturnHeader/Filer/PhoneNum | 0 | 7088493113 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 13601 S Perry Avenue |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Riverdale |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60827 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 363321958 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Desmond & Ahern Ltd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10827 S Western Ave |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Chicago |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60643 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7737794720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-07-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Dave Rambo |
| ReturnHeader/ReturnTs | 0 | 2016-07-19T16:29:47-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
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