Civic Intelligence

El Reno Ril Credit Union

EIN 73-0228850 • 501(c)14 • El Reno, OK

Profile

Provided and promoted thrift among the 4100 members of the credit union giving them the opportunity to accumulate savings and create for them a source of credit for provident and productive purposes.

320 S Rock IslandEl Reno, OK 73036

www.rockislandcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.90x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

42nd percentile

16.25x

Higher debt load relative to revenue than 42% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

2nd percentile

-64%

Higher net margin than 2% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

8th percentile

-9.1%

Faster asset growth than 8% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

54th percentile

12%

Faster revenue growth than 54% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets69th percentile

Assets

Down

$36,499,162

Down $3,657,697 (-9.1%) from 2023

Liabilities

Down

$32,936,497

Down $2,435,260 (-6.9%) from 2023

Net Assets

Down

$3,562,665

Down $1,222,437 (-26%) from 2023

Operations
Liabilities / Revenue42nd percentileNet Margin2nd percentile

Revenue

Up

$2,026,540

Up $210,809 (+12%) from 2023

Expenses

Up

$3,327,569

Up $1,740,993 (+110%) from 2023

Net Income

Down

-$1,301,029

Down $1,530,184 (-668%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth8th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $37,061,490Liabilities 2010: $33,891,540Net Assets 2010: $3,169,9502010Assets 2011: $41,429,255Liabilities 2011: $38,240,470Net Assets 2011: $3,188,7852011Assets 2012: $42,640,993Liabilities 2012: $39,413,125Net Assets 2012: $3,227,8682012Assets 2013: $45,164,191Liabilities 2013: $41,873,415Net Assets 2013: $3,290,7762013Assets 2014: $45,071,156Liabilities 2014: $41,647,779Net Assets 2014: $3,423,3772014Assets 2015: $44,255,253Liabilities 2015: $40,594,046Net Assets 2015: $3,661,2072015Assets 2016: $45,178,634Liabilities 2016: $41,379,762Net Assets 2016: $3,798,8722016Assets 2017: $46,735,996Liabilities 2017: $42,709,026Net Assets 2017: $4,026,9702017Assets 2018: $45,429,415Liabilities 2018: $41,187,943Net Assets 2018: $4,241,4722018Assets 2019: $48,373,239Liabilities 2019: $43,605,534Net Assets 2019: $4,767,7052019Assets 2020: $47,374,093Liabilities 2020: $42,066,501Net Assets 2020: $5,307,5922020Assets 2021: $48,341,206Liabilities 2021: $43,078,585Net Assets 2021: $5,262,6212021Assets 2022: $45,921,471Liabilities 2022: $41,396,493Net Assets 2022: $4,524,9782022Assets 2023: $40,156,859Liabilities 2023: $35,371,757Net Assets 2023: $4,785,1022023Assets 2024: $36,499,162Liabilities 2024: $32,936,497Net Assets 2024: $3,562,6652024

Highlighted filing

2024

Assets$36,499,162
Liabilities$32,936,497
Net Assets$3,562,665
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $1,631,4982010Revenue 2011: $1,348,327Expenses 2011: $1,329,492Net Income 2011: $18,8352011Expenses 2012: $1,184,5902012Revenue 2013: $1,233,127Expenses 2013: $1,170,221Net Income 2013: $62,9062013Revenue 2014: $1,279,906Expenses 2014: $1,147,305Net Income 2014: $132,6012014Revenue 2015: $1,327,586Expenses 2015: $1,068,897Net Income 2015: $258,6892015Revenue 2016: $1,296,824Expenses 2016: $1,146,959Net Income 2016: $149,8652016Revenue 2017: $1,379,983Expenses 2017: $1,077,031Net Income 2017: $302,9522017Revenue 2018: $1,547,007Expenses 2018: $1,239,487Net Income 2018: $307,5202018Revenue 2019: $1,651,965Expenses 2019: $1,327,974Net Income 2019: $323,9912019Revenue 2020: $1,546,918Expenses 2020: $1,252,229Net Income 2020: $294,6892020Revenue 2021: $1,302,472Expenses 2021: $1,149,047Net Income 2021: $153,4252021Revenue 2022: $1,137,857Expenses 2022: $1,173,335Net Income 2022: -$35,4782022Revenue 2023: $1,815,731Expenses 2023: $1,586,576Net Income 2023: $229,1552023Revenue 2024: $2,026,540Expenses 2024: $3,327,569Net Income 2024: -$1,301,0292024

Highlighted filing

2024

Revenue$2,026,540
Expenses$3,327,569
Net Income-$1,301,029
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$36,499,162
Liabilities
$32,936,497
Net assets
$3,562,665
Revenue
$2,026,540
Expenses
$3,327,569
Net income
-$1,301,029
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.5$32.9$3.56$2.03$3.33$1.30
2023Summary only. Only limited summary data is available for this year.$40.2$35.4$4.79$1.82$1.59$0.23
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.9$41.4$4.52$1.14$1.17$0.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.3$43.1$5.26$1.30$1.15$0.15
2020Summary only. Only limited summary data is available for this year.$47.4$42.1$5.31$1.55$1.25$0.29
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$43.6$4.77$1.65$1.33$0.32
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.4$41.2$4.24$1.55$1.24$0.31
2017Summary only. Only limited summary data is available for this year.$46.7$42.7$4.03$1.38$1.08$0.30
2016Summary only. Only limited summary data is available for this year.$45.2$41.4$3.80$1.30$1.15$0.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.3$40.6$3.66$1.33$1.07$0.26
2014Summary only. Only limited summary data is available for this year.$45.1$41.6$3.42$1.28$1.15$0.13
2013Detailed filing. Detailed filing data is available for this year.$45.2$41.9$3.29$1.23$1.17$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.6$39.4$3.23$1.18
2011Summary only. Only limited summary data is available for this year.$41.4$38.2$3.19$1.35$1.33$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.1$33.9$3.17$1.63
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 21, 2025
Return Version
2024v5.1
Gross Receipts
$2,039,840
Mission and Program Overview

Mission

Provided and promoted thrift among the 4100 members of the credit union giving them the opportunity to accumulate savings and create for them a source of credit for provident and productive purposes.

Financial institution that offers financial services to members that live, work, attend school, and worship in the following oklahoma counties: canadian, oklahoma, cleveland, logan, lincoln, mcclain, and grady.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,346,135$17,322,232▼ $3,023,903
Investments in Publicly Traded Securities$5,629,944$7,621,787▲ $1,991,843
Cash and Non-Interest-Bearing Accounts$4,137,103$5,865,391▲ $1,728,288
Savings and Temporary Cash Investments$8,977,000$4,736,000▼ $4,241,000
Rtn Earn Endowment Incm Other Fnds$3,481,828$2,259,391▼ $1,222,437
Pd in Cap Srpls Land Bldg Eqp Fund$1,303,274$1,303,274→ $0
Prepaid Expenses and Deferred Charges$210,295$174,677▼ $35,618
Accounts Receivable$136,095$139,709▲ $3,614
Land, Buildings, and Equipment, Net$122,384$114,205▼ $8,179
Investments Other Securities$101,556$88,862▼ $12,694
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$40,156,859$36,499,162▼ $3,657,697
Other Assets Total$496,347$436,299▼ $60,048
Liabilities
Other Liabilities$35,137,046$32,787,262▼ $2,349,784
Accounts Payable and Accrued Expenses$234,711$149,235▼ $85,476
Total Liabilities$35,371,757$32,936,497▼ $2,435,260
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,785,102$3,562,665▼ $1,222,437
Total Liabilities and Net Assets / Fund Balance$40,156,859$36,499,162▼ $3,657,697

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,675$469,028$483,703
Buildings$14,876$179,243$194,119
Land$84,654-$84,654
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sherry DavisAssistant ManagerFT$79,519$11,017$90,536
Griselda SpencerPresident/CEOFT$54,459$4,095$58,554

Board Members and Trustees

NameTitle
Robert MccrayBoard Chair
Bill K NuzumBoard Vice Chair
Garland DelkBoard Member
James HowethBoard Member
Jeffrey JohnsonBoard Member
Patrick LitickerBoard Member
Wesley BrowerBoard Secretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,225,927
Investment Income
$551,469
Other Revenue
$249,144
Change in Net Assets
$-1,301,029
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,755,317
Salaries, Compensation, and Employee Benefits$572,252
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$331,055
Interest---$314,329
Current Officers, Directors, Trustees, and Key Employees---$149,089
All Other Expenses---$136,942
Office Expenses---$74,664
Information Technology---$66,923
Advertising---$58,675
Fees for Services Other---$57,362
Other Employee Benefits---$46,756
Occupancy---$37,428
Payroll Taxes---$36,241
Fees for Services Accounting---$28,320
Conferences and Meetings---$24,990
Depreciation Depletion---$19,848
Other Expenses---$10,200
Travel---$10,008
Pension Plan Contributions---$9,111
Fees for Services Legal---$3,560
Total Functional Expenses$0$0$0$3,327,569
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits and Accounts$32,750,118
Taxes Payable$37,144
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“El reno ril credit union entered into a management agreement with weokie credit union in august 2024.”

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“The members have the power to elect and appoint board members. There is an annual meeting held each year to complete elections.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is provided to the board for review prior to filing.”

Form 990, Part VI, Section C, Line 19

“Credit union policies and procedures are available for review by any member during normal business hours. Monthly financial statements are displayed in the lobby as required, available upon request, and distributed to members who attend the annual meeting each year.”

Filing and Contact Details

Filer

Filer Name
El Reno Ril Credit Union
EIN
73-0228850
Phone
4052621463
Address
320 S ROCK ISLAND, EL RENO, OK 73036

Signing Officer

Name
Jeff Carpenter
Title
Acting President/CEO
Phone
4052621463
Signed
2025-05-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Warren Pybas
Formed
1934
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
7

Preparer

Firm
Hogantaylor Llp
Address
1225 N BROADWAY AVENUE SUITE 200, OKLAHOMA CITY, OK 73103
Preparer
Ashley M Fogle
Phone
4058482020
Raw XML Appendix363 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0234711
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0149235
IRS990/AccountsReceivableGrp/BOYAmt0136095
IRS990/AccountsReceivableGrp/EOYAmt0139709
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0FINANCIAL INSTITUTION THAT OFFERS FINANCIAL SERVICES TO MEMBERS THAT LIVE, WORK, ATTEND SCHOOL, AND WORSHIP IN THE FOLLOWING OKLAHOMA COUNTIES: CANADIAN, OKLAHOMA, CLEVELAND, LOGAN, LINCOLN, MCCLAIN, AND GRADY.
IRS990/AdvertisingGrp/TotalAmt058675
IRS990/AllOtherExpensesGrp/TotalAmt0136942
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum04052621463
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0320 S ROCK ISLAND
IRS990/BooksInCareOfDetail/USAddress/CityNm0EL RENO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990/BooksInCareOfDetail/USAddress/ZIPCd073036
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt04137103
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IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0149089
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt024990
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYOtherRevenueAmt0249144
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IRS990/CYRevenuesLessExpensesAmt0-1301029
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IRS990/CYTotalExpensesAmt03327569
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02026540
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/TotalAmt019848
IRS990/Desc0CREDIT UNION OFFERING CHECKING ACCOUNTS, SAVINGS ACCOUNTS AND LOAN PRODUCTS FOR MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DonorAdvisedFundInd00
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IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt028320
IRS990/FeesForServicesLegalGrp/TotalAmt03560
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
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IRS990/Form990PartVIISectionAGrp/OfficerInd1X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm8SHERRY DAVIS
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IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OUR MISSION IS TO MEET MEMBER'S FINANCIAL NEEDS THROUGH QUALITY SERVICE AT THE BEST VALUE WHILE MAINTAINING FINANCIAL STABILITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0496347
IRS990/OtherAssetsTotalGrp/EOYAmt0436299
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt046756
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING FEES
IRS990/OtherExpensesGrp/Desc2FEES EXPENSE
IRS990/OtherExpensesGrp/Desc3STATE TAX
IRS990/OtherExpensesGrp/TotalAmt01690110
IRS990/OtherExpensesGrp/TotalAmt1133296
IRS990/OtherExpensesGrp/TotalAmt288662
IRS990/OtherExpensesGrp/TotalAmt310200
IRS990/OtherLiabilitiesGrp/BOYAmt035137046
IRS990/OtherLiabilitiesGrp/EOYAmt032787262
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0FEES AND CHARGES
IRS990/OtherRevenueMiscGrp/Desc1OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0237768
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt111376
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0237768
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt111376
IRS990/OtherRevenueTotalAmt0249144
IRS990/OtherSalariesAndWagesGrp/TotalAmt0331055
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020346135
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt017322232
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt036241
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01303274
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01303274
IRS990/PensionPlanContributionsGrp/TotalAmt09111
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0210295
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0174677
IRS990/PrincipalOfficerNm0WARREN PYBAS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01225927
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01225927
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherRevenueAmt0254569
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IRS990/PYSalariesCompEmpBnftPaidAmt0602189
IRS990/PYTotalExpensesAmt01586576
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01815731
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-1301029
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0179243
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0194119
IRS990ScheduleD/EquipmentGrp/BookValueAmt014675
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0469028
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0483703
IRS990ScheduleD/LandGrp/BookValueAmt084654
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt084654
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt037144
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt132750118
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TAXES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER DEPOSITS AND ACCOUNTS
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IRS990ScheduleD/TotalLiabilityAmt032787262
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EL RENO RIL CREDIT UNION ENTERED INTO A MANAGEMENT AGREEMENT WITH WEOKIE CREDIT UNION IN AUGUST 2024.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS HAVE THE POWER TO ELECT AND APPOINT BOARD MEMBERS. THERE IS AN ANNUAL MEETING HELD EACH YEAR TO COMPLETE ELECTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS PROVIDED TO THE BOARD FOR REVIEW PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT UNION POLICIES AND PROCEDURES ARE AVAILABLE FOR REVIEW BY ANY MEMBER DURING NORMAL BUSINESS HOURS. MONTHLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY AS REQUIRED, AVAILABLE UPON REQUEST, AND DISTRIBUTED TO MEMBERS WHO ATTEND THE ANNUAL MEETING EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
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IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalAssetsEOYAmt036499162
IRS990/TotalAssetsGrp/BOYAmt040156859
IRS990/TotalAssetsGrp/EOYAmt036499162
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/TotalAmt03327569
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt035371757
IRS990/TotalLiabilitiesEOYAmt032936497
IRS990/TotalLiabilitiesGrp/BOYAmt035371757
IRS990/TotalLiabilitiesGrp/EOYAmt032936497
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04785102
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03562665
IRS990/TotalOtherCompensationAmt015112
IRS990/TotalProgramServiceRevenueAmt01225927
IRS990/TotalReportableCompFromOrgAmt0133978
IRS990/TotalRevenueGrp/ExclusionAmt0551469
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01475071
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02026540
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt040156859
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt036499162
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt010008
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0320 S ROCK ISLAND
IRS990/USAddress/CityNm0EL RENO
IRS990/USAddress/StateAbbreviationCd0OK
IRS990/USAddress/ZIPCd073036
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ROCKISLANDCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF CARPENTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACTING PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04052621463
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EL RENO RIL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ELRE
ReturnHeader/Filer/EIN0730228850
ReturnHeader/Filer/PhoneNum04052621463
ReturnHeader/Filer/USAddress/AddressLine1Txt0320 S ROCK ISLAND
ReturnHeader/Filer/USAddress/CityNm0EL RENO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd073036
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0731413977
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HOGANTAYLOR LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01225 N BROADWAY AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OKLAHOMA CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd073103
ReturnHeader/PreparerPersonGrp/PhoneNum04058482020
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ASHLEY M FOGLE
ReturnHeader/ReturnTs02025-05-28T09:36:49-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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