Civic Intelligence

Tlcu Financial

990 • Fiscal year 2022 • EIN 35-0932142

Jan 01, 2022 to Dec 31, 2022 • Filed on May 05, 2023

P O Box 804Mishawaka, IN 46546-0804

(574) 255-3193

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.86x

Higher debt load relative to assets than 23% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

60th percentile

23.37x

Higher debt load relative to revenue than 60% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

68th percentile

19%

Higher net margin than 68% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

9th percentile

$99,242

Higher top officer pay than 9% of similar nonprofits.

Top officer pay equals 5.0% of source-year revenue.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Asset Growth

72nd percentile

4.0%

Faster asset growth than 72% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

14th percentile

-1.7%

Faster revenue growth than 14% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Assets

Up

$53,743,752

Up $2,055,043 (+4.0%) from 2021

Net Assets

Up

$7,360,845

Up $384,192 (+5.5%) from 2021

Liabilities

Up

$46,382,907

Up $1,670,851 (+3.7%) from 2021

Revenue

Down

$1,985,113

Down $33,667 (-1.7%) from 2021

Expenses

Down

$1,600,921

Down $29,917 (-1.8%) from 2021

Net Income

Down

$384,192

Down $3,750 (-1.0%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $33,094,544Liabilities 2010: $130,787Net Assets 2010: $32,963,7572010Assets 2011: $33,210,345Liabilities 2011: $28,229,668Net Assets 2011: $4,980,6772011Assets 2012: $34,641,208Liabilities 2012: $29,607,241Net Assets 2012: $5,033,9672012Assets 2013: $33,583,081Liabilities 2013: $28,493,144Net Assets 2013: $5,089,9372013Assets 2014: $33,675,618Liabilities 2014: $28,294,465Net Assets 2014: $5,381,1532014Assets 2015: $35,995,965Liabilities 2015: $30,558,518Net Assets 2015: $5,437,4472015Assets 2016: $35,392,848Liabilities 2016: $29,684,372Net Assets 2016: $5,708,4762016Assets 2017: $35,801,188Liabilities 2017: $30,414,175Net Assets 2017: $5,387,0132017Assets 2018: $36,502,041Liabilities 2018: $30,515,819Net Assets 2018: $5,986,2222018Assets 2019: $37,172,415Liabilities 2019: $30,838,710Net Assets 2019: $6,333,7052019Assets 2020: $45,471,400Liabilities 2020: $38,882,689Net Assets 2020: $6,588,7112020Assets 2021: $51,688,709Liabilities 2021: $44,712,056Net Assets 2021: $6,976,6532021Assets 2022: $53,743,752Liabilities 2022: $46,382,907Net Assets 2022: $7,360,8452022Assets 2023: $52,982,586Liabilities 2023: $45,124,857Net Assets 2023: $7,857,7292023Assets 2024: $53,103,297Liabilities 2024: $44,566,826Net Assets 2024: $8,536,4712024

Highlighted filing

2022

Assets$53,743,752
Liabilities$46,382,907
Net Assets$7,360,845

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,922,9612010Expenses 2011: $1,608,9682011Expenses 2012: $1,508,3692012Revenue 2013: $1,500,738Expenses 2013: $1,322,802Net Income 2013: $177,9362013Revenue 2014: $1,416,413Expenses 2014: $1,278,068Net Income 2014: $138,3452014Revenue 2015: $1,399,282Expenses 2015: $1,240,831Net Income 2015: $158,4512015Revenue 2016: $1,386,993Expenses 2016: $1,262,435Net Income 2016: $124,5582016Revenue 2017: $1,395,498Expenses 2017: $1,248,960Net Income 2017: $146,5382017Revenue 2018: $1,609,302Expenses 2018: $1,339,500Net Income 2018: $269,8022018Revenue 2019: $1,769,863Expenses 2019: $1,422,382Net Income 2019: $347,4812019Revenue 2020: $1,735,841Expenses 2020: $1,480,836Net Income 2020: $255,0052020Revenue 2021: $2,018,780Expenses 2021: $1,630,838Net Income 2021: $387,9422021Revenue 2022: $1,985,113Expenses 2022: $1,600,921Net Income 2022: $384,1922022Revenue 2023: $2,457,342Expenses 2023: $1,940,962Net Income 2023: $516,3802023Revenue 2024: $2,900,629Expenses 2024: $2,221,887Net Income 2024: $678,7422024

Highlighted filing

2022

Revenue$1,985,113
Expenses$1,600,921
Net Income$384,192
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 5, 2023
Return Version
2022v5.0
Gross Receipts
$1,985,113
Mission and Program Overview

Mission

DEPOSIT/LENDING

Deposit/lending providing loans and savings to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$26,839,100$28,456,100▲ $1,617,000
Other Notes and Loans Receivable, Net$17,462,559$19,898,500▲ $2,435,941
Rtn Earn Endowment Incm Other Fnds$6,976,653$7,360,845▲ $384,192
Land, Buildings, and Equipment, Net$1,023,923$978,654▼ $45,269
Cash and Non-Interest-Bearing Accounts$865,067$812,097▼ $52,970
Savings and Temporary Cash Investments$2,604,096$507,499▼ $2,096,597
Receivables From Officers Etc$303,075$265,393▼ $37,682
Accounts Receivable$71,599$89,661▲ $18,062
Prepaid Expenses and Deferred Charges$67,087$63,971▼ $3,116
Total Assets$51,688,709$53,743,752▲ $2,055,043
Other Assets Total$2,452,203$2,671,877▲ $219,674
Liabilities
Other Liabilities$44,310,329$46,027,082▲ $1,716,753
Accounts Payable and Accrued Expenses$401,727$355,825▼ $45,902
Total Liabilities$44,712,056$46,382,907▲ $1,670,851
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,976,653$7,360,845▲ $384,192
Total Liabilities and Net Assets / Fund Balance$51,688,709$53,743,752▲ $2,055,043

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$858,767$603,966$1,462,733
Equipment$39,137$155,817$194,954
Land$80,750-$80,750
Investment Program Related Org$522,000--
Other Assets Org$330,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kendra FlecknerPresident/CEOFT$80,961$18,281$99,242
Carol SmithVP AccoutingFT$37,937$2,379$40,316

Board Members and Trustees

NameTitle
Deric EggelstonChairman
Victor KaszniaVice Chairman
Constantine IantriaBoard Member
James LeeperBoard Member
Janet DonathTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$772,175
Investment Income
$426,659
Other Revenue
$786,279
Change in Net Assets
$384,192
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$844,920
Salaries, Compensation, and Employee Benefits$756,001
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$474,840$0$0$474,840
Current Officers, Directors, Trustees, and Key Employees$139,558$0$0$139,558
Occupancy$121,747$0$0$121,747
Other Employee Benefits$78,520$0$0$78,520
Interest$77,007$0$0$77,007
Fees for Services Other$63,940$0$0$63,940
Depreciation Depletion$44,637$0$0$44,637
Payroll Taxes$44,429$0$0$44,429
Office Expenses$38,304$0$0$38,304
Advertising$38,004$0$0$38,004
Information Technology$34,379$0$0$34,379
All Other Expenses$24,303$0$0$24,303
Travel$23,709$0$0$23,709
Insurance$20,864$0$0$20,864
Other Expenses$18,681$0$0$18,681
Pension Plan Contributions$18,654$0$0$18,654
Fees for Service Investment Mgmnt Fees$3,541$0$0$3,541
Fees for Services Legal$960$0$0$960
Conferences and Meetings$710$0$0$710
Total Functional Expenses$1,600,921$0$0$1,600,921
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$303,075$265,393▼ $37,682
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$46,027,082
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

Deric eggleston 403 w 4th st mishawaka in 46544

Form 990, Part VI, Line 9

Victor kasznia 4012 harrison creek ct mishiwaka in 46544

Form 990, Part VI, Line 9

Janet donath 29424 follmer st. Niles mi 49120

Form 990, Part VI, Line 9

James leeper 192 oakmont dr bremen in 46506

Form 990, Part VI, Line 9

Constantine iantria 5202 greenleaf ln south bend in 46619

Filing and Contact Details

Filer

Filer Name
Tlcu Financial
EIN
35-0932142
Phone
5742553193
Address
P O BOX 804, MISHAWAKA, IN 46546-0804

Signing Officer

Name
Carol Smith
Title
V.p. of Accounting
Phone
5742553193
Signed
2023-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carol Smith
Formed
1997
Legal Domicile
In
Voting Board Members
5
Independent Board Members
5
Employees
19
Volunteers
8

Preparer

Firm
Homer Wilson & Co Ltd
Address
900 RIDGE ROAD SUITE S, MUNSTER, IN 46321
Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

Members of the credit union are considered shareholders

Pt VI, Line 7A

Members of the credit union elect the board of directors at their annual meeting

Pt VI, Line 11B

The 990 is reviewed at the may board meeting, prior to filing

Pt VI, Line 12C

Employees and directors sign bank bribery policy annually, which includes conflict of interest policy

Pt VI, Line 15A

The ceo/president compensation is reviewed and set by the board of directors

Pt VI, Line 15B

Compensation of other employees is reviewed and set by the ceo

Pt VI, Line 19

The financial statements are posted in the branch office, on their website, and available upon request

Pt XI

ROUNDING.

Raw XML AppendixShowing 400 of 622 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0401727
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0355825
IRS990/AccountsReceivableGrp/BOYAmt071599
IRS990/AccountsReceivableGrp/EOYAmt089661
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0DEPOSIT/LENDING PROVIDING LOANS AND SAVINGS TO MEMBERS
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt038004
IRS990/AdvertisingGrp/TotalAmt038004
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt024303
IRS990/AllOtherExpensesGrp/TotalAmt024303
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0JANET DONATH SECRETARYTREASURER
IRS990/BooksInCareOfDetail/PhoneNum05742553193
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01816 N MAIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0MISHAWAKA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd046545
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0865067
IRS990/CashNonInterestBearingGrp/EOYAmt0812097
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0139558
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0139558
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0710
IRS990/ConferencesMeetingsGrp/TotalAmt0710
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0426659
IRS990/CYOtherExpensesAmt0844920
IRS990/CYOtherRevenueAmt0786279
IRS990/CYProgramServiceRevenueAmt0772175
IRS990/CYRevenuesLessExpensesAmt0384192
IRS990/CYSalariesCompEmpBnftPaidAmt0756001
IRS990/CYTotalExpensesAmt01600921
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01985113
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt044637
IRS990/DepreciationDepletionGrp/TotalAmt044637
IRS990/Desc0PROVIDED 2,094 ACCOUNTS WITH $20,196,203 IN LOANS AND 8,221 ACCOUNTS WITH SAVINGS OF $46,027,082.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt019
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0960
IRS990/FeesForServicesLegalGrp/TotalAmt0960
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt063940
IRS990/FeesForServicesOtherGrp/TotalAmt063940
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt03541
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt03541
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt52379
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt618281
IRS990/Form990PartVIISectionAGrp/PersonNm0DERIC EGGELSTON
IRS990/Form990PartVIISectionAGrp/PersonNm1JANET DONATH
IRS990/Form990PartVIISectionAGrp/PersonNm2VICTOR KASZNIA
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES LEEPER
IRS990/Form990PartVIISectionAGrp/PersonNm4CONSTANTINE IANTRIA
IRS990/Form990PartVIISectionAGrp/PersonNm5CAROL SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm6KENDRA FLECKNER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt537937
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt680961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP ACCOUTING
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT/CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01997
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01985113
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt034379
IRS990/InformationTechnologyGrp/TotalAmt034379
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt020864
IRS990/InsuranceGrp/TotalAmt020864
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt077007
IRS990/InterestGrp/TotalAmt077007
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0426659
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt026839100
IRS990/InvestmentsProgramRelatedGrp/EOYAmt028456100
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0759783
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01023923
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0978654
IRS990/LandBldgEquipCostOrOtherBssAmt01738437
IRS990/LegalDomicileStateCd0IN
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0DEPOSIT/LENDING PROVIDING LOANS AND SAVINGS TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06976653
IRS990/NetAssetsOrFundBalancesEOYAmt07360845
IRS990/NetUnrelatedBusTxblIncmAmt010149
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt0121747
IRS990/OccupancyGrp/TotalAmt0121747
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt038304
IRS990/OfficeExpensesGrp/TotalAmt038304
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02452203
IRS990/OtherAssetsTotalGrp/EOYAmt02671877
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt078520
IRS990/OtherEmployeeBenefitsGrp/TotalAmt078520
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DEBIT/ATM EXP
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt013264
IRS990/OtherExpensesGrp/ProgramServicesAmt1122585
IRS990/OtherExpensesGrp/ProgramServicesAmt2198285
IRS990/OtherExpensesGrp/ProgramServicesAmt318681
IRS990/OtherExpensesGrp/TotalAmt013264
IRS990/OtherExpensesGrp/TotalAmt1122585
IRS990/OtherExpensesGrp/TotalAmt2198285
IRS990/OtherExpensesGrp/TotalAmt318681
IRS990/OtherLiabilitiesGrp/BOYAmt044310329
IRS990/OtherLiabilitiesGrp/EOYAmt046027082
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0FEES & CHARGES
IRS990/OtherRevenueMiscGrp/Desc1MISC OPERATING
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0598091
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1188188
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0598091
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1188188
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0786279
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0474840
IRS990/OtherSalariesAndWagesGrp/TotalAmt0474840
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017462559
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt019898500
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt044429
IRS990/PayrollTaxesGrp/TotalAmt044429
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt018654
IRS990/PensionPlanContributionsGrp/TotalAmt018654
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt067087
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt063971
IRS990/PrincipalOfficerNm0CAROL SMITH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0772175
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0431994
IRS990/PYOtherExpensesAmt0908818
IRS990/PYOtherRevenueAmt0921564
IRS990/PYProgramServiceRevenueAmt0665222
IRS990/PYRevenuesLessExpensesAmt0387942
IRS990/PYSalariesCompEmpBnftPaidAmt0722020
IRS990/PYTotalExpensesAmt01630838
IRS990/PYTotalRevenueAmt02018780
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0303075
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0265393
IRS990/ReconcilationRevenueExpnssAmt0384192
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06976653
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07360845
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02604096
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0507499
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0858767
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0603966
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01462733
IRS990ScheduleD/EquipmentGrp/BookValueAmt039137
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0155817
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0194954
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt025284000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt22650000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3522000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CUCI CAPITAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2ALLOYA CERTIFICATES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3ALLOYA OVERNIGHT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt080750
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt080750
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt037329
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1106000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt268096
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt31678874
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4454826
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5-3248
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt6330000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PSCU INVESTMENT/FUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1PSCU PREFUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2CORPORATE MEMBERSHIP CAPITAL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3COLI CUNA MUTUAL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4NCUSIF CAPITALIZATION FUND
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5RECEIVABLES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6CU ANSWERS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt046027082
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0978654
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02671877
IRS990ScheduleD/TotalBookValueProgramRltdAmt028456100
IRS990ScheduleD/TotalLiabilityAmt046027082
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12256
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt210387
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt39814
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt47173
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt514160
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt629069
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt73050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt814845
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt105127
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt125991
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt132030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt141426
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15159961
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt160
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt17104
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd16false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd17false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$53.1$44.6$8.54$2.90$2.22$0.68
2023Detailed filing. Detailed filing data is available for this year.$53.0$45.1$7.86$2.46$1.94$0.52
2022Detailed filing. Detailed filing data is available for this year.$53.7$46.4$7.36$1.99$1.60$0.38
2021Detailed filing. Detailed filing data is available for this year.$51.7$44.7$6.98$2.02$1.63$0.39
2020Detailed filing. Detailed filing data is available for this year.$45.5$38.9$6.59$1.74$1.48$0.26
2019Detailed filing. Detailed filing data is available for this year.$37.2$30.8$6.33$1.77$1.42$0.35
2018Detailed filing. Detailed filing data is available for this year.$36.5$30.5$5.99$1.61$1.34$0.27
2017Detailed filing. Detailed filing data is available for this year.$35.8$30.4$5.39$1.40$1.25$0.15
2016Detailed filing. Detailed filing data is available for this year.$35.4$29.7$5.71$1.39$1.26$0.12
2015Detailed filing. Detailed filing data is available for this year.$36.0$30.6$5.44$1.40$1.24$0.16
2014Detailed filing. Detailed filing data is available for this year.$33.7$28.3$5.38$1.42$1.28$0.14
2013Detailed filing. Detailed filing data is available for this year.$33.6$28.5$5.09$1.50$1.32$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.6$29.6$5.03$1.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.2$28.2$4.98$1.61
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.1$0.13$33.0$1.92