Civic Intelligence

Tlcu Financial

990 • Fiscal year 2016 • EIN 35-0932142

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 13, 2017

Organization Profilewww.tlcufinancial.org

View Organization Page

P O Box 804Mishawaka, IN 46546-0804

(574) 255-3193

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.84x

Higher debt load relative to assets than 21% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

58th percentile

21.40x

Higher debt load relative to revenue than 58% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

54th percentile

9.0%

Higher net margin than 54% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

48th percentile

$95,627

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 6.9% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

10th percentile

-1.7%

Faster asset growth than 10% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

21st percentile

-0.9%

Faster revenue growth than 21% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets21st percentile

Assets

Down

$35,392,848

Down $603,117 (-1.7%) from 2015

Net Assets

Up

$5,708,476

Up $271,029 (+5.0%) from 2015

Liabilities

Down

$29,684,372

Down $874,146 (-2.9%) from 2015

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin54th percentile

Revenue

Down

$1,386,993

Down $12,289 (-0.9%) from 2015

Expenses

Up

$1,262,435

Up $21,604 (+1.7%) from 2015

Net Income

Down

$124,558

Down $33,893 (-21%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $33,094,544Liabilities 2010: $130,787Net Assets 2010: $32,963,7572010Assets 2011: $33,210,345Liabilities 2011: $28,229,668Net Assets 2011: $4,980,6772011Assets 2012: $34,641,208Liabilities 2012: $29,607,241Net Assets 2012: $5,033,9672012Assets 2013: $33,583,081Liabilities 2013: $28,493,144Net Assets 2013: $5,089,9372013Assets 2014: $33,675,618Liabilities 2014: $28,294,465Net Assets 2014: $5,381,1532014Assets 2015: $35,995,965Liabilities 2015: $30,558,518Net Assets 2015: $5,437,4472015Assets 2016: $35,392,848Liabilities 2016: $29,684,372Net Assets 2016: $5,708,4762016Assets 2017: $35,801,188Liabilities 2017: $30,414,175Net Assets 2017: $5,387,0132017Assets 2018: $36,502,041Liabilities 2018: $30,515,819Net Assets 2018: $5,986,2222018Assets 2019: $37,172,415Liabilities 2019: $30,838,710Net Assets 2019: $6,333,7052019Assets 2020: $45,471,400Liabilities 2020: $38,882,689Net Assets 2020: $6,588,7112020Assets 2021: $51,688,709Liabilities 2021: $44,712,056Net Assets 2021: $6,976,6532021Assets 2022: $53,743,752Liabilities 2022: $46,382,907Net Assets 2022: $7,360,8452022Assets 2023: $52,982,586Liabilities 2023: $45,124,857Net Assets 2023: $7,857,7292023Assets 2024: $53,103,297Liabilities 2024: $44,566,826Net Assets 2024: $8,536,4712024

Highlighted filing

2016

Assets$35,392,848
Liabilities$29,684,372
Net Assets$5,708,476
Open 2016 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,922,9612010Expenses 2011: $1,608,9682011Expenses 2012: $1,508,3692012Revenue 2013: $1,500,738Expenses 2013: $1,322,802Net Income 2013: $177,9362013Revenue 2014: $1,416,413Expenses 2014: $1,278,068Net Income 2014: $138,3452014Revenue 2015: $1,399,282Expenses 2015: $1,240,831Net Income 2015: $158,4512015Revenue 2016: $1,386,993Expenses 2016: $1,262,435Net Income 2016: $124,5582016Revenue 2017: $1,395,498Expenses 2017: $1,248,960Net Income 2017: $146,5382017Revenue 2018: $1,609,302Expenses 2018: $1,339,500Net Income 2018: $269,8022018Revenue 2019: $1,769,863Expenses 2019: $1,422,382Net Income 2019: $347,4812019Revenue 2020: $1,735,841Expenses 2020: $1,480,836Net Income 2020: $255,0052020Revenue 2021: $2,018,780Expenses 2021: $1,630,838Net Income 2021: $387,9422021Revenue 2022: $1,985,113Expenses 2022: $1,600,921Net Income 2022: $384,1922022Revenue 2023: $2,457,342Expenses 2023: $1,940,962Net Income 2023: $516,3802023Revenue 2024: $2,900,629Expenses 2024: $2,221,887Net Income 2024: $678,7422024

Highlighted filing

2016

Revenue$1,386,993
Expenses$1,262,435
Net Income$124,558
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 13, 2017
Return Version
2016v3.0
Gross Receipts
$1,386,993
Mission and Program Overview

Mission

DEPOSIT/LENDING

Deposit/lending providing loans and savings to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$20,358,100$20,361,100▲ $3,000
Other Notes and Loans Receivable, Net$10,462,063$10,828,420▲ $366,357
Rtn Earn Endowment Incm Other Fnds$5,437,447$5,708,476▲ $271,029
Land, Buildings, and Equipment, Net$1,428,852$1,369,499▼ $59,353
Cash and Non-Interest-Bearing Accounts$1,526,383$622,665▼ $903,718
Receivables From Officers Etc$162,352$201,517▲ $39,165
Prepaid Expenses and Deferred Charges$104,267$91,602▼ $12,665
Savings and Temporary Cash Investments$1,547,718$68,096▼ $1,479,622
Accounts Receivable$54,249$54,719▲ $470
Total Assets$35,995,965$35,392,848▼ $603,117
Other Assets Total$351,981$1,795,230▲ $1,443,249
Liabilities
Other Liabilities$30,096,525$28,895,631▼ $1,200,894
Accounts Payable and Accrued Expenses$461,993$788,741▲ $326,748
Total Liabilities$30,558,518$29,684,372▼ $874,146
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,437,447$5,708,476▲ $271,029
Total Liabilities and Net Assets / Fund Balance$35,995,965$35,392,848▼ $603,117

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,120,095$371,718$1,491,813
Equipment$168,654-$168,654
Land$80,750-$80,750
Investment Program Related Org$100--
Other Assets Org$290,832--
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jonette G ThomsonPresident/CEOFT$92,695$2,932$95,627
Kendra FlecknerVP OperationsFT$43,104$12,416$55,520
Nancy SherkVP LendingFT$50,199$5,180$55,379
Carol SmithVP AccoutingFT$45,473$1,530$47,003

Board Members and Trustees

NameTitle
Gary WestChairman
Deric EgglestonVice Chairman
James BreilerBoard Member
Victor KazniaBoard Member
Janet DonathTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$587,715
Investment Income
$259,953
Other Revenue
$539,325
Change in Net Assets
$124,558

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,386,993
Total Revenue per Audited Statements
$1,386,993
Total Revenue per Form 990
$1,386,993
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$708,529
Salaries, Compensation, and Employee Benefits$553,906
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$253,529--$253,529
Other Salaries and Wages$214,266--$214,266
Occupancy$105,728--$105,728
All Other Expenses$77,420--$77,420
Office Expenses$68,897--$68,897
Interest$58,217--$58,217
Fees for Services Other$43,431--$43,431
Payroll Taxes$33,970--$33,970
Pension Plan Contributions$32,609--$32,609
Information Technology$30,349--$30,349
Depreciation Depletion$26,442--$26,442
Advertising$26,028--$26,028
Insurance$20,606--$20,606
Other Employee Benefits$19,532--$19,532
Travel$14,147--$14,147
Fees for Services Accounting$8,284--$8,284
Fees for Service Investment Mgmnt Fees$2,156--$2,156
Other Expenses$-5,063--$-5,063
Total Functional Expenses$1,262,435$0$0$1,262,435

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,262,435
Total Expenses per Audited Statements$1,262,435
Total Expenses per Form 990$1,262,435
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$162,352$201,517▲ $39,165
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$28,895,631
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

“James breiler 1410 dodge mishawaka in 46544”

Form 990, Part VI, Line 9

“Deric eggleston 310 w 8th st. Mishawaka in 46544”

Form 990, Part VI, Line 9

“Victor kaszina 4012 harrison creek ct mishiwaka in 46544”

Form 990, Part VI, Line 9

“Janet donath 29424 follmer st. Niles mi 49120”

Form 990, Part VI, Line 9

“Gary west 718 e lowell mishawaka in 46545”

Filing and Contact Details

Filer

Filer Name
Tlcu Financial
EIN
35-0932142
Phone
5742553193
Address
P O Box 804, Mishawaka, IN 46546-0804

Signing Officer

Name
Carol Smith
Title
Vice President of Accounting
Phone
5742553193
Signed
2017-04-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carol Smith
Formed
1997
Legal Domicile
In
Voting Board Members
5
Independent Board Members
5
Employees
21
Volunteers
8

Preparer

Firm
Homer Wilson & Co Ltd
Address
900 RIDGE ROAD SUITE S, MUNSTER, IN 46321-1727
Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Members of the credit union are considered shareholders”

Pt VI, Line 7A

“Members of the credit union elect the board of directors at their annual meeting”

Pt VI, Line 11B

“The 990 is viewed at the april board meeting, prior to filing”

Pt VI, Line 12C

“Employees and directors sign bank bribery policy annually, which includes conflict of interest policy”

Pt VI, Line 15A

“The ceo/president compensation is reviewed and set by the board of directors”

Pt VI, Line 15B

“Compensation of other employees is reviewed and set by the ceo”

Pt VI, Line 19

“The financial statements are posted in the branch office, on their website, and available upon request”

Pt XI

“Balance of other comprehensive income due to change in defined benefit pension plan. $1.00 rounding.”

Form 990, Part IX, Line 24E

“Dfi operating fee 7632. 7632.”

Form 990, Part IX, Line 24E

“Miscellaneous exp 19157. 19157.”

Form 990, Part IX, Line 24E

“Shared branching exp 30351. 30351.”

Form 990, Part IX, Line 24E

“Data processing 17830. 17830.”

Form 990, Part IX, Line 24E

“Cash over/short 758. 758.”

Form 990, Part IX, Line 24E

“ANNUAL MEETING 25. 25.”

Form 990, Part IX, Line 24E

“Name change exp 1667. 1667.”

Raw XML AppendixShowing 400 of 581 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt2118788
IRS990/OtherExpensesGrp/TotalAmt3-5063
IRS990/OtherLiabilitiesGrp/BOYAmt030096525
IRS990/OtherLiabilitiesGrp/EOYAmt028895631
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0FEES & CHARGES
IRS990/OtherRevenueMiscGrp/Desc1MISC OPERATING
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0496949
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt142376
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0496949
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt142376
IRS990/OtherRevenueTotalAmt0539325
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0214266
IRS990/OtherSalariesAndWagesGrp/TotalAmt0214266
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt010462063
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010828420
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt033970
IRS990/PayrollTaxesGrp/TotalAmt033970
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt032609
IRS990/PensionPlanContributionsGrp/TotalAmt032609
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0104267
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt091602
IRS990/PrincipalOfficerNm0CAROL SMITH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0587715
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0238419
IRS990/PYOtherExpensesAmt0705426
IRS990/PYOtherRevenueAmt0529033
IRS990/PYProgramServiceRevenueAmt0631830
IRS990/PYRevenuesLessExpensesAmt0158451
IRS990/PYSalariesCompEmpBnftPaidAmt0535405
IRS990/PYTotalExpensesAmt01240831
IRS990/PYTotalRevenueAmt01399282
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0162352
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0201517
IRS990/ReconcilationRevenueExpnssAmt0124558
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05437447
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05708476
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01547718
IRS990/SavingsAndTempCashInvstGrp/EOYAmt068096
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01120095
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0371718
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01491813
IRS990ScheduleD/EquipmentGrp/BookValueAmt0168654
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0168654
IRS990ScheduleD/ExpensesSubtotalAmt01262435
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt020361000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CUCI CAPITAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/LandGrp/BookValueAmt080750
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt080750
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt015338
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt169700
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21419360
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3290832
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PSCU INVESTMENT/FUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1PSCU PREFUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2COLI CUNA MUTUAL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3NCUSIF CAPITALIZATION FUND
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028895631
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/RevenueSubtotalAmt01386993
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01369499
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01795230
IRS990ScheduleD/TotalBookValueProgramRltdAmt020361100
IRS990ScheduleD/TotalExpensesPerForm990Amt01262435
IRS990ScheduleD/TotalLiabilityAmt028895631
IRS990ScheduleD/TotalRevenuePerForm990Amt01386993
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01386993
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01262435
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt020
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11722
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt24350
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt325541
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt44857
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5999
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt634044
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt737532
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt81535
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt917051
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1010775
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt112776
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1215315
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1313073
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1431927
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd16false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd17false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd16X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd17X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SIGNATURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2TRUCK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3TRUCK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7TRUCK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt14VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt15AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt16AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt17AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt03500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt12000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt212670
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt326400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt45000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt55000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt64500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt743550
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt838400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt910000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1015000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1137000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1215000

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$35,392,848
Liabilities
$29,684,372
Net assets
$5,708,476
Revenue
$1,386,993
Expenses
$1,262,435
Net income
$124,558
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$53.1$44.6$8.54$2.90$2.22$0.68
2023Detailed filing. Detailed filing data is available for this year.$53.0$45.1$7.86$2.46$1.94$0.52
2022Detailed filing. Detailed filing data is available for this year.$53.7$46.4$7.36$1.99$1.60$0.38
2021Detailed filing. Detailed filing data is available for this year.$51.7$44.7$6.98$2.02$1.63$0.39
2020Detailed filing. Detailed filing data is available for this year.$45.5$38.9$6.59$1.74$1.48$0.26
2019Detailed filing. Detailed filing data is available for this year.$37.2$30.8$6.33$1.77$1.42$0.35
2018Detailed filing. Detailed filing data is available for this year.$36.5$30.5$5.99$1.61$1.34$0.27
2017Detailed filing. Detailed filing data is available for this year.$35.8$30.4$5.39$1.40$1.25$0.15
2016Detailed filing. Detailed filing data is available for this year.$35.4$29.7$5.71$1.39$1.26$0.12
2015Detailed filing. Detailed filing data is available for this year.$36.0$30.6$5.44$1.40$1.24$0.16
2014Detailed filing. Detailed filing data is available for this year.$33.7$28.3$5.38$1.42$1.28$0.14
2013Detailed filing. Detailed filing data is available for this year.$33.6$28.5$5.09$1.50$1.32$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.6$29.6$5.03$1.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.2$28.2$4.98$1.61
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.1$0.13$33.0$1.92