Liabilities / Assets
20th percentile
Higher debt load relative to assets than 20% of similar nonprofits.
EIN 35-0932142 • 501(c)14 • Mishawaka, IN
Profile
State chartered credit union to provide loan and deposit services to members
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
20th percentile
Higher debt load relative to assets than 20% of similar nonprofits.
Liabilities / Revenue
46th percentile
Higher debt load relative to revenue than 46% of similar nonprofits.
Net Margin
84th percentile
Higher net margin than 84% of similar nonprofits.
Top Officer Pay
10th percentile
Higher top officer pay than 10% of similar nonprofits.
Top officer pay equals 3.4% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
78th percentile
Faster revenue growth than 78% of similar nonprofits.
Assets
Up$53,103,297
Up $120,711 (+0.2%) from 2023
Liabilities
Down$44,566,826
Down $558,031 (-1.2%) from 2023
Net Assets
Up$8,536,471
Up $678,742 (+8.6%) from 2023
Revenue
Up$2,900,629
Up $443,287 (+18%) from 2023
Expenses
Up$2,221,887
Up $280,925 (+14%) from 2023
Net Income
Up$678,742
Up $162,362 (+31%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
DEPOSIT/LENDING
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $28,316,000 | $27,921,000 | ▼ $395,000 |
| Other Notes and Loans Receivable, Net | $19,671,680 | $19,206,793 | ▼ $464,887 |
| Rtn Earn Endowment Incm Other Fnds | $7,857,729 | $8,536,471 | ▲ $678,742 |
| Land, Buildings, and Equipment, Net | $938,228 | $1,994,063 | ▲ $1,055,835 |
| Cash and Non-Interest-Bearing Accounts | $772,130 | $753,312 | ▼ $18,818 |
| Receivables From Officers Etc | $289,170 | - | - |
| Savings and Temporary Cash Investments | $62,620 | $257,192 | ▲ $194,572 |
| Accounts Receivable | $126,094 | $139,407 | ▲ $13,313 |
| Prepaid Expenses and Deferred Charges | $61,295 | $54,227 | ▼ $7,068 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $52,982,586 | $53,103,297 | ▲ $120,711 |
| Other Assets Total | $2,745,369 | $2,777,303 | ▲ $31,934 |
| Liabilities | |||
| Other Liabilities | $44,843,679 | $44,373,310 | ▼ $470,369 |
| Accounts Payable and Accrued Expenses | $281,178 | $193,516 | ▼ $87,662 |
| Total Liabilities | $45,124,857 | $44,566,826 | ▼ $558,031 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,857,729 | $8,536,471 | ▲ $678,742 |
| Total Liabilities and Net Assets / Fund Balance | $52,982,586 | $53,103,297 | ▲ $120,711 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,837,720 | $655,712 | $2,493,432 |
| Equipment | $75,593 | $180,570 | $256,163 |
| Land | $80,750 | - | $80,750 |
| Other Assets Org | $100 | - | - |
| Other Securities | $1,302,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Kendra Fleckner | President/CEO | FT | $97,763 | $97,763 |
| Carol Smith | VP Accounting | FT | $80,495 | $80,495 |
| Name | Title |
|---|---|
| Deric Eggelston | Chair |
| Victor Kasznia | Vice Chair |
| Constantine Iantria | Director |
| James Leeper | Director |
| Janet Donath | Treasurer/secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,354,066 |
| Salaries, Compensation, and Employee Benefits | $867,821 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $518,242 | - | - | $518,242 |
| Interest | $360,571 | - | - | $360,571 |
| Current Officers, Directors, Trustees, and Key Employees | $178,258 | - | - | $178,258 |
| Office Expenses | $137,459 | - | - | $137,459 |
| Other Employee Benefits | $99,377 | - | - | $99,377 |
| Occupancy | $84,039 | - | - | $84,039 |
| Advertising | $69,128 | - | - | $69,128 |
| Fees for Services Other | $56,277 | - | - | $56,277 |
| Depreciation Depletion | $55,598 | - | - | $55,598 |
| Payroll Taxes | $54,719 | - | - | $54,719 |
| Information Technology | $34,804 | - | - | $34,804 |
| Conferences and Meetings | $33,026 | - | - | $33,026 |
| Insurance | $23,697 | - | - | $23,697 |
| Other Expenses | $17,787 | - | - | $17,787 |
| Pension Plan Contributions | $17,225 | - | - | $17,225 |
| All Other Expenses | $8,650 | - | - | $8,650 |
| Fees for Services Legal | $4,580 | - | - | $4,580 |
| Total Functional Expenses | $2,221,887 | $0 | $0 | $2,221,887 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $289,170 | - | - |
| Liability | Amount |
|---|---|
| Shares | $44,262,831 |
| Settlement | $110,479 |
“Family members who live or work in st joseph county, lagrange county, marshall county, and elkhart county, indiana are eligible for membership.”
“Credit union members elect board of directors at the annual meeting.”
“A completed form 990 is reviewed by management prior to submitting to the internal revenue service.”
“Employees and directors sign bank bribery policy annually which includes conflict of interest policy”
“Executive compensation is reviewed and set by the board of directors”
“The association makes organizing documents and recent form 990 available upon written request.”
“The association makes organizing documents and recent form 990 available upon written request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 281178 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 193516 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 126094 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 139407 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 69128 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 69128 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8650 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8650 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5742553193 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O BOX 804 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MISHAWAKA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 465460804 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 772130 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 753312 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 178258 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 178258 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 33026 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 33026 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1046046 |
| IRS990/CYOtherExpensesAmt | 0 | 1354066 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1854583 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 678742 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 867821 |
| IRS990/CYTotalExpensesAmt | 0 | 2221887 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2900629 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 55598 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 55598 |
| IRS990/Desc | 0 | LOAN AND SHARE PRODUCTS TO CREDIT UNION MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 21 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 2221887 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 4580 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4580 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 56277 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 56277 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DERIC EGGELSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JANET DONATH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | VICTOR KASZNIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES LEEPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CONSTANTINE IANTRIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KENDRA FLECKNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CAROL SMITH |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 97763 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 80495 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER/SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VP ACCOUNTING |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1997 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2900629 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 34804 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 34804 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 23697 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 23697 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 360571 |
| IRS990/InterestGrp/TotalAmt | 0 | 360571 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1046046 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1046046 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 28316000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 27921000 |
| IRS990/IRPDocumentCnt | 0 | 889 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 836282 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 938228 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1994063 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2830345 |
| IRS990/LegalDomicileStateCd | 0 | IN |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION TO PROVIDE LOAN AND DEPOSIT SERVICES TO MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7857729 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8536471 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 592 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 84039 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 84039 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 137459 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 137459 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2745369 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2777303 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 99377 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 99377 |
| IRS990/OtherExpensesGrp/Desc | 0 | DEBIT AND ATM EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN LOSS PROVISION |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 245395 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 140615 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 82440 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 17787 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 245395 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 140615 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 82440 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 17787 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 44843679 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 44373310 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 518242 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 518242 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19671680 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19206793 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 54719 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 54719 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 17225 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 17225 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 61295 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 54227 |
| IRS990/PrincipalOfficerNm | 0 | CAROL SMITH |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTERCHANGE AND OTHER |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1093418 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 427032 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 313334 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1093418 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 445728 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 315437 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 18696 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2103 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 741529 |
| IRS990/PYOtherExpensesAmt | 0 | 1135617 |
| IRS990/PYOtherRevenueAmt | 0 | 769456 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 946357 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 516380 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 805345 |
| IRS990/PYTotalExpensesAmt | 0 | 1940962 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2457342 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 289170 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 678742 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7857729 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8536471 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 62620 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 257192 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1837720 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 655712 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2493432 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 75593 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 180570 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 256163 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 80750 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 80750 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 44954 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 117000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 68096 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 1773089 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 439379 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 4685 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 6 | 330000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 7 | 100 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | PSCU INVESTMENT/FUNDING |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | PSCU PREFUNDING |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | CORPORATE MEMBERSHIP CAPITAL |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | BOLI CUNA MUTUAL |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | NCUSIF CAPITALIZATION FUND |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 5 | RECEIVABLES |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 6 | CU ANSWERS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 7 | CUCCNI CAPITAL INVESTMENT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 44262831 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 110479 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SETTLEMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 26619000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 1302000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CERTIFICATES OF DEPOSIT-ALLOYA |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1994063 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 2777303 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 27921000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 44373310 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 3712 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 34020 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 8914 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 6980 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 8691 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 6725 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 6112 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 5882 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 8 | 17519 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 9 | 4211 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 10 | 132843 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 11 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 12 | 13912 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 13 | 3100 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 8 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 9 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 10 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 11 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 12 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 13 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 8 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 9 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 10 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 11 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 12 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 13 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 8 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 9 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 10 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 11 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 12 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 13 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | LINE OF CREDIT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | LINE OF CREDIT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 8 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 9 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 10 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 11 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 12 | VEHICLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 13 | CREDIT CARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 1500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 35000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 10000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 21000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 14814 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 23449 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 6112 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 7500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 8 | 27000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 9 | 8000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 10 | 185500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 11 | 13000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 12 | 49750 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 13 | 13000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | JANET DONATH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | JANET DONATH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | JANET DONATH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | DERIC EGGELSTON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | DERIC EGGELSTON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | VICTOR KASZNIA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | VICTOR KASZNIA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | CONSTANTINE IANTRIA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 8 | JAMES LEEPER |
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