Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Liabilities / Revenue
64th percentile
Higher debt load relative to revenue than 64% of similar nonprofits.
Net Margin
46th percentile
Higher net margin than 46% of similar nonprofits.
Top Officer Pay
8th percentile
Higher top officer pay than 8% of similar nonprofits.
Top officer pay equals 2.0% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Assets
Up$128,820,711
Up $5,301,776 (+4.3%) from 2014
Net Assets
Up$10,543,059
Up $604,196 (+6.1%) from 2014
Liabilities
Up$118,277,652
Up $4,697,580 (+4.1%) from 2014
Revenue
Up$5,930,747
Up $236,902 (+4.2%) from 2014
Expenses
Up$5,326,551
Up $279,950 (+5.5%) from 2014
Net Income
Down$604,196
Down $43,048 (-6.7%) from 2014
The purpose of this credit union shall be to promote thrift and to provide credit for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $52,880,788 | $56,778,798 | ▲ $3,898,010 |
| Investments Other Securities | $55,043,292 | $55,230,801 | ▲ $187,509 |
| Rtn Earn Endowment Incm Other Fnds | $9,938,863 | $10,543,059 | ▲ $604,196 |
| Savings and Temporary Cash Investments | $7,964,385 | $9,398,728 | ▲ $1,434,343 |
| Land, Buildings, and Equipment, Net | $2,796,519 | $2,714,781 | ▼ $81,738 |
| Cash and Non-Interest-Bearing Accounts | $2,756,064 | $2,578,013 | ▼ $178,051 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $123,518,935 | $128,820,711 | ▲ $5,301,776 |
| Other Assets Total | $2,077,887 | $2,119,590 | ▲ $41,703 |
| Liabilities | |||
| Other Liabilities | $110,370,911 | $115,325,790 | ▲ $4,954,879 |
| Unsecured Notes Loans Payable | $2,000,000 | $2,000,000 | → $0 |
| Accounts Payable and Accrued Expenses | $1,209,161 | $951,862 | ▼ $257,299 |
| Total Liabilities | $113,580,072 | $118,277,652 | ▲ $4,697,580 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,938,863 | $10,543,059 | ▲ $604,196 |
| Total Liabilities and Net Assets / Fund Balance | $123,518,935 | $128,820,711 | ▲ $5,301,776 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,857,334 | $1,949,856 | $3,807,190 |
| Equipment | $152,171 | $1,139,040 | $1,291,211 |
| Land | $603,573 | - | $603,573 |
| Other Land Buildings | $101,703 | $467,976 | $569,679 |
| Other Securities | $2,232,801 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Sandra Coffing | CEO | FT | $120,120 | $120,120 |
| Brittany Hahler | CFO | FT | $28,658 | $28,658 |
| Stefanie Lord Termed 12015 | CFO | FT | $6,176 | $6,176 |
| Name | Title |
|---|---|
| Jeff Wells | Chairman |
| Jim Dice | Board Secretary |
| Larry Hatton | Director |
| Matthew Kurtz | Director |
| Roger John Porterfield | Director |
| Teresa Bemiller | Director |
| Margaret Ann Ruhl | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Member Driven Technologies | Data Processor | 7415 CHICAGO ROAD, Warren, MI 48092 | $461,909 |
| Jha Payment Processing Solutions | Debit Card Processor | PO BOX 91101, Seattle, WA 98111 | $357,581 |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,087,132 |
| Salaries, Compensation, and Employee Benefits | $2,239,419 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,090,641 |
| Office Expenses | - | - | - | $1,155,811 |
| Fees for Services Other | - | - | - | $471,209 |
| Advertising | - | - | - | $223,477 |
| Interest | - | - | - | $221,698 |
| Occupancy | - | - | - | $218,201 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $148,778 |
| Depreciation Depletion | - | - | - | $102,776 |
| Fees for Services Accounting | - | - | - | $43,000 |
| Travel | - | - | - | $38,532 |
| Fees for Services Legal | - | - | - | $35,440 |
| Other Expenses | - | - | - | $23,193 |
| Total Functional Expenses | $0 | $0 | $0 | $5,326,551 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $115,325,790 |
“The organization has members.”
“The board of directors are elected by the members.”
“Certain transactions and changes to the code of regulations are subject to member approval.”
“Management will review the form 990 prior to filing with the irs.”
“Ceo compensation is established and reviewed by the compensation subcommittee, who evaluate the ceo's performance against measurable outcomes. Each officer has a performance review annually where pre-established goals are measured by the ceo. Additionally, the ceo reviews other executive compensation with the use of third party comparable data.”
“Governing documents and conflict of interest policy are not available to the public. The financial statements are included in the annual meeting handout and posted inside of local branches.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1209161 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 951862 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 223477 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SANDRA K COFFING |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7403971136 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MOUNT VERNON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 43050 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2756064 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2578013 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 148778 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 461909 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 357581 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 7415 CHICAGO ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 91101 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | WARREN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SEATTLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | WA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 48092 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 98111 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | MEMBER DRIVEN TECHNOLOGIES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | JHA PAYMENT PROCESSING SOLUTIONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DEBIT CARD PROCESSOR |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 668623 |
| IRS990/CYOtherExpensesAmt | 0 | 3087132 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5262124 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 604196 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2239419 |
| IRS990/CYTotalExpensesAmt | 0 | 5326551 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5930747 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 102776 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 98 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 43000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 35440 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 471209 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEFF WELLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARGARET ANN RUHL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIM DICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TERESA BEMILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LARRY HATTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MATTHEW KURTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ROGER JOHN PORTERFIELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SANDRA COFFING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRITTANY HAHLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | STEFANIE LORD TERMED 12015 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 120120 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 28658 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 6176 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1952 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -1046 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 48254 |
| IRS990/GrossReceiptsAmt | 0 | 5980047 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 221698 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 669669 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 669669 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 55043292 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 55230801 |
| IRS990/IRPDocumentCnt | 0 | 1494 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3556872 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2796519 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2714781 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6271653 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 49300 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9938863 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10543059 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -1046 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1046 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -214794 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 218201 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1155811 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2077887 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2119590 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | MISC. OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 304398 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 129743 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 119654 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 23193 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 110370911 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 115325790 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2090641 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 52880788 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 56778798 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | SANDRA K COFFING |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2696214 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1490574 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1013125 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2696214 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1552785 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1013125 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 62211 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 658540 |
| IRS990/PYOtherExpensesAmt | 0 | 2886007 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5035305 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 647244 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2160594 |
| IRS990/PYTotalExpensesAmt | 0 | 5046601 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5693845 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 604196 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9938863 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10543059 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7964385 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9398728 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1857334 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1949856 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3807190 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 152171 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1139040 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1291211 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 603573 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 603573 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 101703 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 467976 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 569679 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 115325790 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 49257000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 3741000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 2232801 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORPORATE CREDIT UNION INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2714781 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 55230801 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 115325790 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT WILL REVIEW THE FORM 990 PRIOR TO FILING WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CEO COMPENSATION IS ESTABLISHED AND REVIEWED BY THE COMPENSATION SUBCOMMITTEE, WHO EVALUATE THE CEO'S PERFORMANCE AGAINST MEASURABLE OUTCOMES. EACH OFFICER HAS A PERFORMANCE REVIEW ANNUALLY WHERE PRE-ESTABLISHED GOALS ARE MEASURED BY THE CEO. ADDITIONALLY, THE CEO REVIEWS OTHER EXECUTIVE COMPENSATION WITH THE USE OF THIRD PARTY COMPARABLE DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. THE FINANCIAL STATEMENTS ARE INCLUDED IN THE ANNUAL MEETING HANDOUT AND POSTED INSIDE OF LOCAL BRANCHES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 123518935 |
| IRS990/TotalAssetsEOYAmt | 0 | 128820711 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 123518935 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 128820711 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 98 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5326551 |
| IRS990/TotalGrossUBIAmt | 0 | 62211 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 113580072 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 118277652 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 113580072 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 118277652 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9938863 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 10543059 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 5262124 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 154954 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 668623 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5199913 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 5930747 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 62211 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 123518935 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 128820711 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 38532 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 2000000 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 2000000 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| IRS990/USAddress/CityNm | 0 | MOUNT VERNON |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 43050 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CESCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SANDRA K COFFING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7403971136 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-11-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | C E S CREDIT UNION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CESC |
| ReturnHeader/Filer/EIN | 0 | 314400124 |
| ReturnHeader/Filer/PhoneNum | 0 | 7403971136 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOUNT VERNON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 43050 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202122306 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GBQ PARTNERS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 230 WEST STREET SUITE 700 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBUS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 432152663 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6142211120 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GBQ PARTNERS LLC |
| ReturnHeader/ReturnTs | 0 | 2016-11-10T14:35:22-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.