Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
66th percentile
Higher debt load relative to revenue than 66% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
7th percentile
Higher top officer pay than 7% of similar nonprofits.
Top officer pay equals 1.9% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Up$123,518,935
Up $3,568,338 (+3.0%) from 2013
Net Assets
Up$9,938,863
Up $647,244 (+7.0%) from 2013
Liabilities
Up$113,580,072
Up $2,921,094 (+2.6%) from 2013
Revenue
Down$5,693,845
Down $100,810 (-1.7%) from 2013
Expenses
Down$5,046,601
Down $298,390 (-5.6%) from 2013
Net Income
Up$647,244
Up $197,580 (+44%) from 2013
The purpose of this credit union shall be to promote thrift and to provide credit for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $54,711,202 | $55,043,292 | ▲ $332,090 |
| Other Notes and Loans Receivable, Net | $52,688,306 | $52,880,788 | ▲ $192,482 |
| Rtn Earn Endowment Incm Other Fnds | $9,291,619 | $9,938,863 | ▲ $647,244 |
| Savings and Temporary Cash Investments | $4,982,826 | $7,964,385 | ▲ $2,981,559 |
| Land, Buildings, and Equipment, Net | $2,862,224 | $2,796,519 | ▼ $65,705 |
| Cash and Non-Interest-Bearing Accounts | $2,578,047 | $2,756,064 | ▲ $178,017 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $119,950,597 | $123,518,935 | ▲ $3,568,338 |
| Other Assets Total | $2,127,992 | $2,077,887 | ▼ $50,105 |
| Liabilities | |||
| Other Liabilities | $107,635,542 | $110,370,911 | ▲ $2,735,369 |
| Unsecured Notes Loans Payable | $2,000,000 | $2,000,000 | → $0 |
| Accounts Payable and Accrued Expenses | $1,023,436 | $1,209,161 | ▲ $185,725 |
| Total Liabilities | $110,658,978 | $113,580,072 | ▲ $2,921,094 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,291,619 | $9,938,863 | ▲ $647,244 |
| Total Liabilities and Net Assets / Fund Balance | $119,950,597 | $123,518,935 | ▲ $3,568,338 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,942,257 | $1,836,015 | $3,778,272 |
| Equipment | $148,398 | $1,084,413 | $1,232,811 |
| Land | $603,573 | - | $603,573 |
| Other Land Buildings | $102,291 | $423,246 | $525,537 |
| Other Securities | $2,347,292 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Sandra Coffing | CEO | FT | $109,782 | $109,782 |
| Stefanie Lord | CFO | FT | $64,575 | $64,575 |
| Name | Title |
|---|---|
| Jeff Wells | Chairman |
| Terry Scott | Vice Chairman |
| Jim Dice | Board Secretary |
| James Zak | Director |
| Richard Spence | Director |
| Teresa Bemiller | Director |
| William Tyson | Director |
| Margaret Ann Ruhl | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Member Driven Technologies | Data Processor | 7415 CHICAGO ROAD, Warren, MI 48092 | $437,961 |
| Jha Payment Processing Solutions | Debit Card Processor | PO BOX 91101, Seattle, WA 98111 | $290,326 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,886,007 |
| Salaries, Compensation, and Employee Benefits | $2,160,594 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,986,237 |
| Office Expenses | - | - | - | $1,092,408 |
| Fees for Services Other | - | - | - | $427,739 |
| Occupancy | - | - | - | $298,655 |
| Interest | - | - | - | $263,899 |
| Advertising | - | - | - | $182,906 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $174,357 |
| Depreciation Depletion | - | - | - | $103,129 |
| Fees for Services Accounting | - | - | - | $51,150 |
| Travel | - | - | - | $37,144 |
| Fees for Services Legal | - | - | - | $14,896 |
| Other Expenses | - | - | - | $-41,507 |
| Total Functional Expenses | $0 | $0 | $0 | $5,046,601 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $110,370,911 |
“The organization has members.”
“The board of directors are elected by the members.”
“Certain transactions and changes to the code of regulations are subject to member approval.”
“Management will review the form 990 prior to filing with the irs.”
“Ceo compensation is established and reviewed by the compensation subcommittee, who evaluate the ceo's performance against measurable outcomes. Each officer has a performance review annually where pre-established goals are measured by the ceo. Additionally, the ceo reviews other executive compensation with the use of third party comparable data.”
“Governing documents and conflict of interest policy are not available to the public. The financial statements are included in the annual meeting handout and posted inside of local branches.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1023436 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1209161 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 182906 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SANDRA K COFFING |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7403971136 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MOUNT VERNON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 43050 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2578047 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2756064 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 174357 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 437961 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 290326 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 7415 CHICAGO ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 91101 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | WARREN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | SEATTLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | WA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 48092 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 98111 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | MEMBER DRIVEN TECHNOLOGIES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | JHA PAYMENT PROCESSING SOLUTIONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DEBIT CARD PROCESSOR |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 658540 |
| IRS990/CYOtherExpensesAmt | 0 | 2886007 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5035305 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 647244 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2160594 |
| IRS990/CYTotalExpensesAmt | 0 | 5046601 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5693845 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 103129 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 98 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 51150 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 14896 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 427739 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEFF WELLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TERRY SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARGARET ANN RUHL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TERESA BEMILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICHARD SPENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | WILLIAM TYSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES ZAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JIM DICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SANDRA COFFING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | STEFANIE LORD |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 109782 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 64575 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1952 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -1708 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 49223 |
| IRS990/GrossReceiptsAmt | 0 | 5744776 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 263899 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 660248 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 660248 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 54711202 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 55043292 |
| IRS990/IRPDocumentCnt | 0 | 1475 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3343674 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2862224 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2796519 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6140193 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 50931 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9291619 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 9938863 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -1708 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1708 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -180478 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 298655 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1092408 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2127992 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2077887 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | MISC. OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | OPERATING FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 302236 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 130817 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 22535 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -41507 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 107635542 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 110370911 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1986237 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 52688306 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 52880788 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | SANDRA K COFFING |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2535357 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1528281 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 937559 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2535357 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1562389 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 937559 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 34108 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 753504 |
| IRS990/PYOtherExpensesAmt | 0 | 3201395 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5041151 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 449664 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2143596 |
| IRS990/PYTotalExpensesAmt | 0 | 5344991 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5794655 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 647244 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9291619 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9938863 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4982826 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7964385 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1942257 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1836015 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3778272 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 148398 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1084413 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1232811 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 603573 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 603573 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 102291 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 423246 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 525537 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 110370911 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 49952000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 2744000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 2347292 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORPORATE CREDIT UNION INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2796519 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 55043292 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 110370911 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT WILL REVIEW THE FORM 990 PRIOR TO FILING WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CEO COMPENSATION IS ESTABLISHED AND REVIEWED BY THE COMPENSATION SUBCOMMITTEE, WHO EVALUATE THE CEO'S PERFORMANCE AGAINST MEASURABLE OUTCOMES. EACH OFFICER HAS A PERFORMANCE REVIEW ANNUALLY WHERE PRE-ESTABLISHED GOALS ARE MEASURED BY THE CEO. ADDITIONALLY, THE CEO REVIEWS OTHER EXECUTIVE COMPENSATION WITH THE USE OF THIRD PARTY COMPARABLE DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT AVAILABLE TO THE PUBLIC. THE FINANCIAL STATEMENTS ARE INCLUDED IN THE ANNUAL MEETING HANDOUT AND POSTED INSIDE OF LOCAL BRANCHES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 119950597 |
| IRS990/TotalAssetsEOYAmt | 0 | 123518935 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 119950597 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 123518935 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 98 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5046601 |
| IRS990/TotalGrossUBIAmt | 0 | 34108 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 110658978 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 113580072 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 110658978 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 113580072 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9291619 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 9938863 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 5035305 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 174357 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 658540 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5001197 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 5693845 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 34108 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 119950597 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 123518935 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 37144 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 2000000 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 2000000 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| IRS990/USAddress/CityNm | 0 | MOUNT VERNON |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 43050 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CESCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SANDRA K COFFING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7403971136 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-11-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | C E S CREDIT UNION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CESC |
| ReturnHeader/Filer/EIN | 0 | 314400124 |
| ReturnHeader/Filer/PhoneNum | 0 | 7403971136 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1215 YAUGER RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOUNT VERNON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 43050 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202122306 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GBQ PARTNERS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 230 WEST STREET SUITE 700 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBUS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 432152663 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6142211120 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GBQ PARTNERS LLC |
| ReturnHeader/ReturnTs | 0 | 2015-11-16T07:04:35-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.