Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
990 • Fiscal year 2015 • EIN 31-0741021
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 8.0% of source-year revenue.
Asset Growth
2nd percentile
Faster asset growth than 2% of similar nonprofits.
Revenue Growth
47th percentile
Faster revenue growth than 47% of similar nonprofits.
Assets
Down$50,264,790
Down $2,675,215 (-5.1%) from 2014
Net Assets
Up$8,854,423
Up $73,982 (+0.8%) from 2014
Liabilities
Down$41,410,367
Down $2,749,197 (-6.2%) from 2014
Revenue
Up$2,126,286
Up $30,239 (+1.4%) from 2014
Expenses
Up$2,052,304
Up $228,506 (+13%) from 2014
Net Income
Down$73,982
Down $198,267 (-73%) from 2014
Riverview credit union, inc. Is a financially sound member owned financial institution designed to deliver high quality personal service to meet the ongoing financial needs of its member owners.
Riverview credit union, inc. Is a financial institution cooperative credit union organized to provide loan and deposit products and services for its member owners.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $34,431,004 | $28,441,342 | ▼ $5,989,662 |
| Other Notes and Loans Receivable, Net | $13,542,269 | $17,001,329 | ▲ $3,459,060 |
| Rtn Earn Endowment Incm Other Fnds | $8,780,441 | $8,854,423 | ▲ $73,982 |
| Savings and Temporary Cash Investments | $2,195,007 | $1,902,401 | ▼ $292,606 |
| Land, Buildings, and Equipment, Net | $1,200,789 | $1,180,861 | ▼ $19,928 |
| Cash and Non-Interest-Bearing Accounts | $951,619 | $1,170,243 | ▲ $218,624 |
| Prepaid Expenses and Deferred Charges | $59,032 | $43,831 | ▼ $15,201 |
| Accounts Receivable | $7,596 | $44 | ▼ $7,552 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $52,940,005 | $50,264,790 | ▼ $2,675,215 |
| Other Assets Total | $552,689 | $524,739 | ▼ $27,950 |
| Liabilities | |||
| Other Liabilities | $43,672,976 | $40,814,204 | ▼ $2,858,772 |
| Accounts Payable and Accrued Expenses | $486,588 | $596,163 | ▲ $109,575 |
| Total Liabilities | $44,159,564 | $41,410,367 | ▼ $2,749,197 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,780,441 | $8,854,423 | ▲ $73,982 |
| Total Liabilities and Net Assets / Fund Balance | $52,940,005 | $50,264,790 | ▼ $2,675,215 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $782,246 | $615,108 | $1,397,354 |
| Equipment | $71,952 | $593,269 | $665,221 |
| Land | $326,663 | - | $326,663 |
| Investment Program Related Org | $358,423 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michael Iaderosa | Chief Executive Officer | FT | $88,513 | $82,000 | $170,513 |
| Douglas Ankrom | Chief Financial Officer | FT | $73,696 | $33,333 | $107,029 |
| Name | Title |
|---|---|
| Mark Minerd | Chairman of Board |
| John Matthews | Vice Chairman of Board |
| Cecil Brown | Director |
| John Bartenschlag | Director |
| Keith Hoy | Director |
| W Layne Marks | Secretary |
| Steve Tompkins | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,088,389 |
| Salaries, Compensation, and Employee Benefits | $963,915 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $286,524 | $231,896 | - | $518,420 |
| Other Employee Benefits | $157,757 | $58,322 | - | $216,079 |
| Information Technology | $203,931 | - | - | $203,931 |
| Current Officers, Directors, Trustees, and Key Employees | - | $162,209 | - | $162,209 |
| Interest | $105,898 | - | - | $105,898 |
| Depreciation Depletion | $73,794 | $5,557 | - | $79,351 |
| Occupancy | $55,206 | $6,134 | - | $61,340 |
| Office Expenses | $59,129 | - | - | $59,129 |
| Payroll Taxes | $41,451 | $15,327 | - | $56,778 |
| Advertising | $49,174 | - | - | $49,174 |
| Other Expenses | $39,143 | - | - | $39,143 |
| Insurance | $26,859 | - | - | $26,859 |
| Fees for Services Accounting | - | $24,062 | - | $24,062 |
| Fees for Services Management | - | $17,198 | - | $17,198 |
| Conferences and Meetings | $10,567 | $5,329 | - | $15,896 |
| Pension Plan Contributions | $8,411 | $2,018 | - | $10,429 |
| All Other Expenses | $8,674 | - | - | $8,674 |
| Total Functional Expenses | $1,524,252 | $528,052 | $0 | $2,052,304 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members Money Market Savings | $14,715,348 |
| Members Share Savings | $13,535,074 |
| Member Share Certificates | $6,022,460 |
| Member Draft Checking | $4,982,916 |
| Members Ira Certificates | $1,262,894 |
| Member Ira Savings | $295,512 |
“All credit unions by charter are member owned.”
“All of the governing body is elected by the membership.”
“The 990 is reviewed by management and the board of directors prior to submission.”
“The conflict of interest policy is reviewed by the employees and the board of directors annually.”
“Compensation of key employees is approved by the board of directors, independent compensation surveys are utilized as a tool in setting compensation levels.”
“The governing documents, conflict of interest policy and financial statements are made available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 486588 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 596163 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 7596 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 44 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | RIVERVIEW CREDIT UNION, INC. IS A FINANCIAL INSTITUTION COOPERATIVE CREDIT UNION ORGANIZED TO PROVIDE LOAN AND DEPOSIT PRODUCTS AND SERVICES FOR ITS MEMBER OWNERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 49174 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 49174 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8674 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8674 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MICAHEL IADEROSA |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7404234260 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 403 MAIN STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BELPRE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 45714 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 951619 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1170243 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 162209 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 162209 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 5329 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 10567 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15896 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 433522 |
| IRS990/CYOtherExpensesAmt | 0 | 1088389 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1692764 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 73982 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 963915 |
| IRS990/CYTotalExpensesAmt | 0 | 2052304 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2126286 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 5557 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 73794 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 79351 |
| IRS990/Desc | 0 | THE ORGANIZATION IS A STATE CHARTERED MEMBER OWNED COOPERATIVE CREDIT UNION THAT PROVIDES FINANCIAL SERVICES AND PRODUCTS TO THE MEMBERS OWNERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 26 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 1524252 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 24062 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24062 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 17198 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 17198 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 82000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 33333 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARK MINERD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN MATTHEWS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEVE TOMPKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | W LAYNE MARKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEITH HOY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CECIL BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOHN BARTENSCHLAG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MICHAEL IADEROSA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DOUGLAS ANKROM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 88513 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 73696 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN OF BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN OF BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CHIEF EXECUTIVE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1968 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2126286 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 203931 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 203931 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 26859 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26859 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 105898 |
| IRS990/InterestGrp/TotalAmt | 0 | 105898 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 433522 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 433522 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 34431004 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 28441342 |
| IRS990/IRPDocumentCnt | 0 | 584 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1208377 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1200789 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1180861 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2389238 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | RIVERVIEW CREDIT UNION, INC. IS A FINANCIALLY SOUND MEMBER OWNED FINANCIAL INSTITUTION DESIGNED TO DELIVER HIGH QUALITY PERSONAL SERVICE TO MEET THE ONGOING FINANCIAL NEEDS OF ITS MEMBER OWNERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8780441 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8854423 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -12931 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 6134 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 55206 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 61340 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 59129 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 59129 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 552689 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 524739 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 58322 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 157757 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 216079 |
| IRS990/OtherExpensesGrp/Desc | 0 | SHARE SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 294456 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 56500 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 46778 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 39143 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 294456 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 56500 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 46778 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 39143 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43672976 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 40814204 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 231896 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 286524 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 518420 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 13542269 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17001329 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 15327 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 41451 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 56778 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 2018 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 8411 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 10429 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 59032 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 43831 |
| IRS990/PrincipalOfficerNm | 0 | DOUGLAS ANKROM |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST MEMBERS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES TO MEMBERS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | ATM SURCHARGES NONMEMB |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 847073 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 839601 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 847073 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 839601 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 6090 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6090 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 449344 |
| IRS990/PYOtherExpensesAmt | 0 | 1110484 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1646703 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 272249 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 713314 |
| IRS990/PYTotalExpensesAmt | 0 | 1823798 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2096047 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 73982 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 2120196 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 8780441 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8854423 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2195007 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1902401 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 782246 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 615108 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1397354 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 71952 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 593269 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 665221 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 18995000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 3083537 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 5905084 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 99298 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 358423 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INSURED CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CREDIT UNION OWNED LIFE INSURANCE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | MORTGAGE BACKED SECURITIES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | STOCK |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | OWNERSHIP CAPITAL IN CORPORATE CREDIT UNION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 326663 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 326663 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 13535074 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4982916 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 295512 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 14715348 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1262894 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 6022460 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS SHARE SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBER DRAFT CHECKING |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MEMBER IRA SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | MEMBERS MONEY MARKET SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | MEMBERS IRA CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | MEMBER SHARE CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1180861 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 28441342 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 40814204 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 88513 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 82000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MICHAEL IADEROSA |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CHIEF EXECUTIVE OFFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 170513 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 39723 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 2332 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 11389 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 54744 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 5074 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 14793 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | HELOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 45145 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 5800 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 15000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 56857 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 20000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 27558 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | DOUGLAS ANKROM |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | CECIL BROWN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | KEITH HOY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | MICHAEL IADEROSA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | W LAYNE MARKS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | MARK MINERD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | OFFICER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | OFFICER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | DIRECTOR |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.