Civic Intelligence

Edison Credit Union Inc

EIN 31-0707082 • 501(c)14 • Springfield, OH

Profile

The mission of the credit union is to provide the best financial service including savings and loan services to existing and future members within our field of membership, while maintaining safety, security and financial soundness.

420 S York StreetSpringfield, OH 45505-2143

www.edisoncu.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.87x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

54th percentile

13.07x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2019

Net Margin

43rd percentile

-3.3%

Higher net margin than 43% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

45th percentile

-8.3%

Faster asset growth than 45% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

47th percentile

0.0%

Faster revenue growth than 47% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$3,801,817

Down $342,964 (-8.3%) from 2018

Liabilities

Down

$3,324,806

Down $334,690 (-9.1%) from 2018

Net Assets

Down

$477,011

Down $8,274 (-1.7%) from 2018

Operations
Liabilities / Revenue54th percentileNet Margin43rd percentile

Revenue

Up

$254,372

Up $126 (+0.0%) from 2018

Expenses

Down

$262,646

Down $6,207 (-2.3%) from 2018

Net Income

Up

-$8,274

Up $6,333 (+43%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,537,142Liabilities 2010: $3,925,854Net Assets 2010: $611,2882010Assets 2011: $4,670,537Liabilities 2011: $4,057,753Net Assets 2011: $612,7842011Assets 2012: $5,125,676Liabilities 2012: $4,502,127Net Assets 2012: $623,5492012Assets 2013: $4,773,519Liabilities 2013: $4,143,621Net Assets 2013: $629,8982013Assets 2017: $4,026,210Liabilities 2017: $3,518,036Net Assets 2017: $508,1742017Assets 2018: $4,144,781Liabilities 2018: $3,659,496Net Assets 2018: $485,2852018Assets 2019: $3,801,817Liabilities 2019: $3,324,806Net Assets 2019: $477,0112019

Highlighted filing

2019

Assets$3,801,817
Liabilities$3,324,806
Net Assets$477,011
Open 2019 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2010: $291,5012010Expenses 2011: $276,9232011Expenses 2012: $272,9682012Revenue 2013: $300,642Expenses 2013: $294,293Net Income 2013: $6,3492013Revenue 2017: $248,915Expenses 2017: $253,816Net Income 2017: -$4,9012017Revenue 2018: $254,246Expenses 2018: $268,853Net Income 2018: -$14,6072018Revenue 2019: $254,372Expenses 2019: $262,646Net Income 2019: -$8,2742019

Highlighted filing

2019

Revenue$254,372
Expenses$262,646
Net Income-$8,274
Open 2019 Filing

Filings

Most recent year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,801,817
Liabilities
$3,324,806
Net assets
$477,011
Revenue
$254,372
Expenses
$262,646
Net income
-$8,274
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Detailed filing. Detailed filing data is available for this year.$3.80$3.32$0.48$0.25$0.26$0.01
2018Detailed filing. Detailed filing data is available for this year.$4.14$3.66$0.49$0.25$0.27$0.01
2017Detailed filing. Detailed filing data is available for this year.$4.03$3.52$0.51$0.25$0.25$0.00
2013Detailed filing. Detailed filing data is available for this year.$4.77$4.14$0.63$0.30$0.29$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.13$4.50$0.62$0.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.67$4.06$0.61$0.28
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.54$3.93$0.61$0.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 14, 2020
Return Version
2019v5.0
Gross Receipts
$254,372
Mission and Program Overview

Mission

The mission of the credit union is to provide the best financial service including savings and loan services to existing and future members within our field of membership, while maintaining safety, security and financial soundness.

The credit union is a member-owned financial organization whose commitment is to provide the best financial service to existing and future members, while maintaining safety, security and soundness.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,389,789$2,412,770▲ $22,981
Investments Other Securities$1,098,000$750,000▼ $348,000
Rtn Earn Endowment Incm Other Fnds$485,285$477,011▼ $8,274
Savings and Temporary Cash Investments$406,683$371,721▼ $34,962
Cash and Non-Interest-Bearing Accounts$88,180$94,812▲ $6,632
Receivables From Officers Etc$58,235$69,148▲ $10,913
Investments Program Related$48,547$48,547→ $0
Accounts Receivable$35,148$36,552▲ $1,404
Land, Buildings, and Equipment, Net$11,601$8,897▼ $2,704
Prepaid Expenses and Deferred Charges$2,570$3,815▲ $1,245
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$4,144,781$3,801,817▼ $342,964
Other Assets Total$6,028$5,555▼ $473
Liabilities
Other Liabilities$3,656,068$3,322,744▼ $333,324
Accounts Payable and Accrued Expenses$3,428$2,062▼ $1,366
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$3,659,496$3,324,806▼ $334,690
Net Assets / Fund Balance
Total Net Assets Fund Balance$485,285$477,011▼ $8,274
Total Liabilities and Net Assets / Fund Balance$4,144,781$3,801,817▼ $342,964

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$8,897$61,673$70,570
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Other Securities$750,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Herb BushuBoard President
Benjamin MillerBoard Vice President
Allan CarletonBoard Director
Edward WadsworthBoard Director
Nancy GregoryBoard Director
Constance WilcoxBoard Secretary
Tim SuterBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$227,169
Investment Income
$27,203
Other Revenue
$0
Change in Net Assets
$-8,274
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$133,614
Salaries, Compensation, and Employee Benefits$129,032
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$100,237
Interest---$24,216
Other Employee Benefits---$16,698
Office Expenses---$13,001
Occupancy---$11,255
Information Technology---$10,654
Payroll Taxes---$9,182
Fees for Services Accounting---$8,197
Insurance---$7,688
Fees for Services Other---$3,322
Depreciation Depletion---$3,214
Other Expenses---$3,090
Pension Plan Contributions---$2,915
All Other Expenses---$2,606
Conferences and Meetings---$1,917
Fees for Services Legal---$1,418
Advertising---$3
Total Functional Expenses$0$0$0$262,646
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$58,235$69,148▲ $10,913
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$1,597,959
Share Certificates$1,055,358
IRA Shares & Certificates$407,504
Share Drafts$259,748
Christmas Clubs$2,175
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Each individual who qualifies under field of membership criteria and that has a credit union share account is a member of the state-chartered credit union. The credit union is comprised of a single class of approximately 716 member-owners. Each member has equal rights in ownership, governance and voting rights at the annual meeting.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the member-owners of the credit union at the annual meeting. The board is elected for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote.”

Form 990, Part VI, Section B, Line 11B

“Form 990 and related schedules are reviewed by the manager prior to submission. The board of directors are informed of the filing of Form 990 and the related schedules.”

Form 990, Part VI, Section B, Line 12C

“The Conflict of Interest Policy is reviewed annually. The board members are required to disclose any potential conflict of interest and sign a Conflict of Interest statement.”

Form 990, Part VI, Section B, Line 15

“The board of directors meet in executive session to review the manager's and employees' salaries. After a review and discussion of comparability data, the board votes to approve the salaries.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents, financial statements and Conflict of Interest Policy can be reviewed by appointment at the credit union office during posted business hours. The credit union's monthly financial statements are posted in the credit union's lobby. The credit union's Call Report Form 5300 is available online at https://www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Edison Credit Union Inc
EIN
31-0707082
Phone
9373253582
Address
420 S York Street, Springfield, OH 45505-2143

Signing Officer

Name
Herb Bushu
Title
President
Phone
9373253582
Signed
2020-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Herb Bushu
Formed
1964
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
1
Employees
4
Volunteers
14

Preparer

Firm
Stoodt's Accounting & Auditing Services
Address
2713 Township Road 182, Bellefontaine, OH 43311
Preparer
Carol Stoodt
Phone
9379353811
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc2Supervisory Fee Expense
IRS990/OtherExpensesGrp/Desc3ACH/ACE/ADDS/IRA Expenses
IRS990/OtherExpensesGrp/TotalAmt020835
IRS990/OtherExpensesGrp/TotalAmt118870
IRS990/OtherExpensesGrp/TotalAmt23328
IRS990/OtherExpensesGrp/TotalAmt33090
IRS990/OtherLiabilitiesGrp/BOYAmt03656068
IRS990/OtherLiabilitiesGrp/EOYAmt03322744
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0100237
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02389789
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02412770
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt09182
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02915
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02570
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03815
IRS990/PrincipalOfficerNm0Herb Bushu
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans & Credit Cards
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc3GAP Insurance Income
IRS990/ProgramServiceRevenueGrp/Desc4VISA Fee Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0151739
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt151818
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212375
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33575
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt43149
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0151739
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt151818
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212375
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33575
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43149
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0Loan products offered by the credit union include new and used vehicle loans, recreational vehicle loans, share secured loans, unsecured loans and credit cards. Loans increased 1.05% in 2019. The credit union granted 106 loans in 2019 totaling $1,095,575 at competitive loan rates.
IRS990/ProgSrvcAccomActy3Grp/Desc0The credit union paid competitive dividends on 855 share accounts, share certificate accounts and IRA accounts held by the credit union's 716 members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt021773
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt023547
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0123936
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0230699
IRS990/PYRevenuesLessExpensesAmt0-14607
IRS990/PYSalariesCompEmpBnftPaidAmt0123144
IRS990/PYTotalExpensesAmt0268853
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0254246
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt058235
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt069148
IRS990/ReconcilationRevenueExpnssAmt0-8274
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0485285
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0477011
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0406683
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0371721
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt08897
IRS990ScheduleD/EquipmentGrp/DepreciationAmt061673
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt070570
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01597959
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11055358
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2407504
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3259748
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42175
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA Shares & Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Christmas Clubs
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0750000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Primary Financial Company Certificates
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08897
IRS990ScheduleD/TotalBookValueSecuritiesAmt0750000
IRS990ScheduleD/TotalLiabilityAmt03322744
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt011050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15994
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt24573
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt322695
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt460
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt56989
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt6169
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt71627
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt84309
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt96899
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt104777
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt111839
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100

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