Civic Intelligence

Edison Credit Union Inc

990 • Fiscal year 2018 • EIN 31-0707082

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 12, 2019

420 S York StreetSpringfield, OH 45505-2143

(937) 325-3582

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.88x

Higher debt load relative to assets than 76% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

42nd percentile

14.39x

Higher debt load relative to revenue than 42% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Net Margin

20th percentile

-5.7%

Higher net margin than 20% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

23rd percentile

$0

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Asset Growth

76th percentile

2.9%

Faster asset growth than 76% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

34th percentile

2.1%

Faster revenue growth than 34% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Assets

Up

$4,144,781

Up $118,571 (+2.9%) from 2017

Net Assets

Down

$485,285

Down $22,889 (-4.5%) from 2017

Liabilities

Up

$3,659,496

Up $141,460 (+4.0%) from 2017

Revenue

Up

$254,246

Up $5,331 (+2.1%) from 2017

Expenses

Up

$268,853

Up $15,037 (+5.9%) from 2017

Net Income

Down

-$14,607

Down $9,706 (-198%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,537,142Liabilities 2010: $3,925,854Net Assets 2010: $611,2882010Assets 2011: $4,670,537Liabilities 2011: $4,057,753Net Assets 2011: $612,7842011Assets 2012: $5,125,676Liabilities 2012: $4,502,127Net Assets 2012: $623,5492012Assets 2013: $4,773,519Liabilities 2013: $4,143,621Net Assets 2013: $629,8982013Assets 2017: $4,026,210Liabilities 2017: $3,518,036Net Assets 2017: $508,1742017Assets 2018: $4,144,781Liabilities 2018: $3,659,496Net Assets 2018: $485,2852018Assets 2019: $3,801,817Liabilities 2019: $3,324,806Net Assets 2019: $477,0112019

Highlighted filing

2018

Assets$4,144,781
Liabilities$3,659,496
Net Assets$485,285

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2010: $291,5012010Expenses 2011: $276,9232011Expenses 2012: $272,9682012Revenue 2013: $300,642Expenses 2013: $294,293Net Income 2013: $6,3492013Revenue 2017: $248,915Expenses 2017: $253,816Net Income 2017: -$4,9012017Revenue 2018: $254,246Expenses 2018: $268,853Net Income 2018: -$14,6072018Revenue 2019: $254,372Expenses 2019: $262,646Net Income 2019: -$8,2742019

Highlighted filing

2018

Revenue$254,246
Expenses$268,853
Net Income-$14,607
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 12, 2019
Return Version
2018v3.0
Gross Receipts
$254,246
Mission and Program Overview

Mission

The mission of the credit union is to provide the best financial service including savings and loan services to existing and future members within our field of membership, while maintaining safety, security and financial soundness.

The credit union is a member-owned financial organization whose commitment is to provide the best financial service to existing and future members, while maintaining safety, security and soundness.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,222,959$2,389,789▲ $166,830
Investments Other Securities$248,000$1,098,000▲ $850,000
Rtn Earn Endowment Incm Other Fnds$508,174$485,285▼ $22,889
Savings and Temporary Cash Investments$1,247,424$406,683▼ $840,741
Cash and Non-Interest-Bearing Accounts$99,048$88,180▼ $10,868
Receivables From Officers Etc$92,030$58,235▼ $33,795
Investments Program Related$47,297$48,547▲ $1,250
Accounts Receivable$39,361$35,148▼ $4,213
Land, Buildings, and Equipment, Net$14,742$11,601▼ $3,141
Prepaid Expenses and Deferred Charges$9,435$2,570▼ $6,865
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$4,026,210$4,144,781▲ $118,571
Other Assets Total$5,914$6,028▲ $114
Liabilities
Other Liabilities$3,516,442$3,656,068▲ $139,626
Accounts Payable and Accrued Expenses$1,594$3,428▲ $1,834
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$3,518,036$3,659,496▲ $141,460
Net Assets / Fund Balance
Total Net Assets Fund Balance$508,174$485,285▼ $22,889
Total Liabilities and Net Assets / Fund Balance$4,026,210$4,144,781▲ $118,571

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$11,601$58,680$70,281
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Other Securities$1,098,000--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Herb BushuChairperson
Benjamin MillerVice Chairperson
Allan CarletonDirector
Edward WadsworthDirector
Nancy GregoryDirector
Constance WilcoxSecretary
Tim SuterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$230,699
Investment Income
$23,547
Other Revenue
$0
Change in Net Assets
$-14,607
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$123,936
Salaries, Compensation, and Employee Benefits$123,144
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$96,282
Benefits to Members---$21,773
Fees for Services Accounting---$21,671
Other Employee Benefits---$16,777
Office Expenses---$15,093
Occupancy---$11,254
Information Technology---$10,612
Payroll Taxes---$7,969
Insurance---$7,463
Conferences and Meetings---$3,343
Other Expenses---$3,238
Fees for Services Other---$3,144
Depreciation Depletion---$3,142
Advertising---$2,191
Pension Plan Contributions---$2,116
All Other Expenses---$1,311
Payments to Affiliates---$1,007
Fees for Services Legal---$668
Total Functional Expenses$0$0$0$268,853
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$92,030$58,235▼ $33,795
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$1,655,266
Certificates$1,125,983
IRA's Shares & Certificates$609,577
Share Drafts$261,752
Christmas Club$1,990
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Each individual with a credit union share savings account is a member of the organization The credit union is comprised of a single class of approximately 723 member-owners. Each member has equal rights in ownership governance and voting rights at the annual meeting. The board of directors are elected by the member-owners of the credit union at the annual meeting.

Form 990, Part VI, Section A, Line 7A

The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote.

Form 990, Part VI, Section A, Line 7B

Changes to the governing documents (bylaws) are approved by the board of directors and regulatory agencies. Special membership meetings can be called in specific instances.

Form 990, Part VI, Section B, Line 11B

Prior to being filed with the IRS, a copy of IRS form 990 and the related schedules are reviewed by the president and manager including a confirmation of the accuracy of every answer and oversight of appropriate changes. The board of directors are informed of the filing of Form 990 and the related schedules.

Form 990, Part VI, Section B, Line 12C

The Conflict of Interest Policy is reviewed annually. The board members are required to disclose any potential conflict of interest and sign a Conflict of Interest statement.

Form 990, Part VI, Section B, Line 15

The board of directors meet in executive session and reviews the manager's and employees' salaries. After a review and discussion of comparability data, the board votes to approve the salaries. The last review was performed in August 2018.

Form 990, Part VI, Section C, Line 19

The credit union's monthly financial statements are posted in the credit union's lobby. They are available on-line at www.ncua.gov. The credit union's governing documents, financial statements and Conflict of Interest Policy can be reviewed by appointment at the credit union's office during posted business hours,

Filing and Contact Details

Filer

Filer Name
Edison Credit Union Inc
EIN
31-0707082
Phone
9373253582
Address
420 S York Street, Springfield, OH 45505-2143

Signing Officer

Name
Herbert Bushu
Title
President
Phone
9373253582
Signed
2019-04-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Herbert Bushu
Formed
1964
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
4
Volunteers
14

Preparer

Firm
Stoodt's Accounting & Auditing Services
Address
2713 Township Road 182, Bellefontaine, OH 43311
Preparer
Carol Stoodt
Phone
9379353811
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IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt09435
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02570
IRS990/PrincipalOfficerNm0Herbert Bushu
IRS990/PriorPeriodAdjustmentsAmt0-8282
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Credit Card Interest Income
IRS990/ProgramServiceRevenueGrp/Desc2Fees Income
IRS990/ProgramServiceRevenueGrp/Desc3Interchange/VISA Fee Income
IRS990/ProgramServiceRevenueGrp/Desc4GAP Insurance Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0121975
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt127000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt251205
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt318163
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt44800
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0121975
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt127000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt251205
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt318163
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt44800
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0The credit union paid competitive dividends on 1,092 share accounts, share certificate accounts and IRA accounts held by the credit union's 723 members.
IRS990/ProgSrvcAccomActy3Grp/Desc0The credit union granted 100 loans in 2018 totaling $1,102,797 at competitive loan rates. Loan products offered by the credit union include credit cards, unsecured loans, vehicle loans, share secured loans and recreational vehicle loans. Loans increased 5.90% in 2018.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt020460
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt017700
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0110767
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0231215
IRS990/PYRevenuesLessExpensesAmt0-4901
IRS990/PYSalariesCompEmpBnftPaidAmt0122589
IRS990/PYTotalExpensesAmt0253816
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0248915
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt092030
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt058235
IRS990/ReconcilationRevenueExpnssAmt0-14607
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0508174
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0485285
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01247424
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0406683
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt011601
IRS990ScheduleD/EquipmentGrp/DepreciationAmt058680
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt070281
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt01500
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01655266
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11990
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2609577
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3261752
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41125983
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Christmas Club
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA's Shares & Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Certificates
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01098000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Certificates at Primary Financial Company
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011601
IRS990ScheduleD/TotalBookValueSecuritiesAmt01098000
IRS990ScheduleD/TotalLiabilityAmt03656068
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each individual with a credit union share savings account is a member of the organization The credit union is comprised of a single class of approximately 723 member-owners. Each member has equal rights in ownership governance and voting rights at the annual meeting. The board of directors are elected by the member-owners of the credit union at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Changes to the governing documents (bylaws) are approved by the board of directors and regulatory agencies. Special membership meetings can be called in specific instances.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Prior to being filed with the IRS, a copy of IRS form 990 and the related schedules are reviewed by the president and manager including a confirmation of the accuracy of every answer and oversight of appropriate changes. The board of directors are informed of the filing of Form 990 and the related schedules.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Conflict of Interest Policy is reviewed annually. The board members are required to disclose any potential conflict of interest and sign a Conflict of Interest statement.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The board of directors meet in executive session and reviews the manager's and employees' salaries. After a review and discussion of comparability data, the board votes to approve the salaries. The last review was performed in August 2018.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The credit union's monthly financial statements are posted in the credit union's lobby. They are available on-line at www.ncua.gov. The credit union's governing documents, financial statements and Conflict of Interest Policy can be reviewed by appointment at the credit union's office during posted business hours,
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt04026210
IRS990/TotalAssetsEOYAmt04144781
IRS990/TotalAssetsGrp/BOYAmt04026210
IRS990/TotalAssetsGrp/EOYAmt04144781
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00

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