Civic Intelligence

Union Pacific Employees Credit Union

EIN 74-1476313 • 501(c)14 • Beaumont, TX

Profile

Union Pacific Employees Credit Union (UPECU) was established to provide Union Pacific railroad employees and their families with a safe and profitable financial institution. The credit union provides members a reasonable return on savings accounts and provides consumer loans.

550 Lindbergh DriveBeaumont, TX 77707-3613
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.76x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

54th percentile

11.28x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Net Margin

50th percentile

0.1%

Higher net margin than 50% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Asset Growth

88th percentile

3.3%

Faster asset growth than 88% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

63rd percentile

1.4%

Faster revenue growth than 63% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets36th percentile

Assets

Up

$3,772,191

Up $122,227 (+3.3%) from 2024

Liabilities

Up

$2,855,957

Up $121,943 (+4.5%) from 2024

Net Assets

Up

$916,234

Up $284 (+0.0%) from 2024

Operations
Liabilities / Revenue54th percentileNet Margin50th percentile

Revenue

Up

$253,087

Up $3,602 (+1.4%) from 2024

Expenses

Down

$252,803

Down $31,494 (-11%) from 2024

Net Income

Up

$284

Up $35,096 (+101%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $4,564,742Liabilities 2011: $3,816,311Net Assets 2011: $748,4312011Assets 2012: $4,873,868Liabilities 2012: $4,092,455Net Assets 2012: $781,4132012Assets 2013: $4,832,775Liabilities 2013: $4,239,688Net Assets 2013: $593,0872013Assets 2014: $4,003,954Liabilities 2014: $3,333,205Net Assets 2014: $670,7492014Assets 2015: $3,954,369Liabilities 2015: $3,297,761Net Assets 2015: $656,6082015Assets 2016: $3,904,724Liabilities 2016: $3,243,853Net Assets 2016: $660,8712016Assets 2017: $4,210,784Liabilities 2017: $3,491,184Net Assets 2017: $719,5992017Assets 2018: $3,868,966Liabilities 2018: $3,095,150Net Assets 2018: $773,8162018Assets 2019: $3,721,816Liabilities 2019: $2,881,473Net Assets 2019: $840,3432019Assets 2020: $4,044,088Liabilities 2020: $3,158,014Net Assets 2020: $886,0742020Assets 2021: $4,009,410Liabilities 2021: $3,114,018Net Assets 2021: $895,3922021Assets 2022: $4,035,740Liabilities 2022: $3,099,906Net Assets 2022: $935,8342022Assets 2023: $3,715,210Liabilities 2023: $2,764,448Net Assets 2023: $950,7622023Assets 2024: $3,649,964Liabilities 2024: $2,734,014Net Assets 2024: $915,9502024Assets 2025: $3,772,191Liabilities 2025: $2,855,957Net Assets 2025: $916,2342025

Highlighted filing

2025

Assets$3,772,191
Liabilities$2,855,957
Net Assets$916,234
Open 2025 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $214,126Expenses 2011: $269,101Net Income 2011: -$54,9752011Revenue 2012: $200,316Expenses 2012: $167,334Net Income 2012: $32,9822012Revenue 2013: $201,288Expenses 2013: $389,664Net Income 2013: -$188,3762013Revenue 2014: $193,382Expenses 2014: $106,981Net Income 2014: $86,4012014Revenue 2015: $183,907Expenses 2015: $198,009Net Income 2015: -$14,1022015Revenue 2016: $167,560Expenses 2016: $163,297Net Income 2016: $4,2632016Revenue 2017: $169,564Expenses 2017: $111,174Net Income 2017: $58,3902017Revenue 2018: $206,206Expenses 2018: $151,990Net Income 2018: $54,2162018Revenue 2019: $212,837Expenses 2019: $146,309Net Income 2019: $66,5282019Revenue 2020: $197,055Expenses 2020: $151,703Net Income 2020: $45,3522020Revenue 2021: $187,242Expenses 2021: $177,924Net Income 2021: $9,3182021Revenue 2022: $192,198Expenses 2022: $151,756Net Income 2022: $40,4422022Revenue 2023: $221,713Expenses 2023: $187,503Net Income 2023: $34,2102023Revenue 2024: $249,485Expenses 2024: $284,297Net Income 2024: -$34,8122024Revenue 2025: $253,087Expenses 2025: $252,803Net Income 2025: $2842025

Highlighted filing

2025

Revenue$253,087
Expenses$252,803
Net Income$284
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,772,191
Liabilities
$2,855,957
Net assets
$916,234
Revenue
$253,087
Expenses
$252,803
Net income
$284
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.77$2.86$0.92$0.25$0.25$0.00
2024Detailed filing. Detailed filing data is available for this year.$3.65$2.73$0.92$0.25$0.28$0.03
2023Detailed filing. Detailed filing data is available for this year.$3.72$2.76$0.95$0.22$0.19$0.03
2022Detailed filing. Detailed filing data is available for this year.$4.04$3.10$0.94$0.19$0.15$0.04
2021Detailed filing. Detailed filing data is available for this year.$4.01$3.11$0.90$0.19$0.18$0.01
2020Detailed filing. Detailed filing data is available for this year.$4.04$3.16$0.89$0.20$0.15$0.05
2019Summary only. Only limited summary data is available for this year.$3.72$2.88$0.84$0.21$0.15$0.07
2018Summary only. Only limited summary data is available for this year.$3.87$3.10$0.77$0.21$0.15$0.05
2017Summary only. Only limited summary data is available for this year.$4.21$3.49$0.72$0.17$0.11$0.06
2016Summary only. Only limited summary data is available for this year.$3.90$3.24$0.66$0.17$0.16$0.00
2015Summary only. Only limited summary data is available for this year.$3.95$3.30$0.66$0.18$0.20$0.01
2014Summary only. Only limited summary data is available for this year.$4.00$3.33$0.67$0.19$0.11$0.09
2013Summary only. Only limited summary data is available for this year.$4.83$4.24$0.59$0.20$0.39$0.19
2012Summary only. Only limited summary data is available for this year.$4.87$4.09$0.78$0.20$0.17$0.03
2011Summary only. Only limited summary data is available for this year.$4.56$3.82$0.75$0.21$0.27$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 13, 2026
Return Version
2025v4.0
Gross Receipts
$253,087
Mission and Program Overview

Mission

Union Pacific Employees Credit Union (UPECU) was established to provide Union Pacific railroad employees and their families with a safe and profitable financial institution. The credit union provides members a reasonable return on savings accounts and provides consumer loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,600,647$2,366,190▼ $234,457
Savings and Temporary Cash Investments$854,328$988,894▲ $134,566
Rtn Earn Endowment Incm Other Fnds$915,950$916,234▲ $284
Investments Other Securities$40,079$290,079▲ $250,000
Cash and Non-Interest-Bearing Accounts$115,642$88,046▼ $27,596
Prepaid Expenses and Deferred Charges$3,883$6,197▲ $2,314
Land, Buildings, and Equipment, Net$4,532$2,624▼ $1,908
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$3,649,964$3,772,191▲ $122,227
Other Assets Total$30,853$30,161▼ $692
Liabilities
Other Liabilities$2,726,925$2,850,772▲ $123,847
Accounts Payable and Accrued Expenses$7,089$5,185▼ $1,904
Total Liabilities$2,734,014$2,855,957▲ $121,943
Net Assets / Fund Balance
Total Net Assets Fund Balance$915,950$916,234▲ $284
Total Liabilities and Net Assets / Fund Balance$3,649,964$3,772,191▲ $122,227

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$2,624$10,758$0
Leasehold Improvements$0$0$0
Other Securities$290,079--
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Braddley McClellandBoard of Director - Chairman
Daniel HerlineBoard of Director - Vice Chairman
Kenneth SaundersBoard of Director
Nathanael KitchenBoard of Director
Ray HerlineBoard of Director
Brain KeithBoard of Director - Treasurer
Stephen OwensBoard of Director- Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$198,121
Investment Income
$42,768
Other Revenue
$12,198
Change in Net Assets
$284
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$136,109
Salaries, Compensation, and Employee Benefits$116,694
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$107,295-$107,295
Other Expenses$0$65,539$0$65,539
Information Technology$0$23,051-$23,051
Office Expenses$0$10,386-$10,386
Payroll Taxes$0$9,399-$9,399
Fees for Services Other$558$6,954-$7,512
All Other Expenses$0$5,356-$5,356
Insurance$0$4,967-$4,967
Fees for Services Accounting$0$3,922-$3,922
Occupancy$0$3,919-$3,919
Depreciation Depletion$0$2,584-$2,584
Fees for Services Management$0$2,439-$2,439
Fees for Services Legal$0$302-$302
Advertising$277$0-$277
Total Functional Expenses$6,690$246,113$0$252,803
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members shares$2,850,772
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Director Ray Herline is son to Vice Chairman Daniel Herline”

Form 990, Part VI, Section A, Line 6

“The credit Union has Members”

Form 990, Part VI, Section A, Line 7A

“Members vote to elect the board of directors at the annual meeting of the members”

Form 990, Part VI, Section A, Line 8B

“Minutes are maintained for the board of directors monthly meetings and the Annual Meeting of the Members”

Form 990, Part VI, Section B, Line 11B

“The board of directors reviewed the 990 before filing during the monthly board meeting”

Form 990, Part VI, Section B, Line 12C

“Yes, the board enforces compliance at monthly board meetings. All board members and employees annual sign a conflict of interest statement and a discloser of any interest that could give rise as conflict.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the CEO's job performance and determines the pay compensation. The board of directors reviews the Loan Officer's job performance and determines the pay compensation.”

Form 990, Part VI, Section C, Line 19

“The form 990 along with other reports, and policies are available for the members upon written request and viewed in the office.”

Filing and Contact Details

Filer

Filer Name
Union Pacific Employees Credit Union
EIN
74-1476313
Phone
4098422560
Address
550 Lindbergh Drive, Beaumont, TX 77707-3613

Signing Officer

Name
Darlene Stokes
Title
CEO
Phone
4098422560
Signed
2026-02-13

Organization Details

Principal Officer
Darlene Stokes
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
0
Employees
2
Volunteers
7
Supplemental Narrative

Financial Statement Notes

Schedule D, Part VI, Line 1D

“Equipment”

Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0Union Pacific Employees Credit Union (UPECU) was established to provide Union Pacific Railroad employees and their families with a safe and profitable financial institution. The credit union provides members a reasonable return on savings accounts and provides consumer loans.
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IRS990/DepreciationDepletionGrp/TotalAmt02584
IRS990/Desc0Expenses incurred for credit bureau reports, collection fees, promotional & advertising, and provisions for loan loss. Revenue from lending program consist of closed end loans for personal use of our members. Loans provided or collateral loans & signature loans. Revenues are generated for interest on members loans.
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IRS990/Form990PartVIISectionAGrp/PersonNm0Braddley McClelland
IRS990/Form990PartVIISectionAGrp/PersonNm1Daniel Herline
IRS990/Form990PartVIISectionAGrp/PersonNm2Brain Keith
IRS990/Form990PartVIISectionAGrp/PersonNm3Stephen Owens
IRS990/Form990PartVIISectionAGrp/PersonNm4Ray Herline
IRS990/Form990PartVIISectionAGrp/PersonNm5Nathanael Kitchen
IRS990/Form990PartVIISectionAGrp/PersonNm6Kenneth Saunders
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Board of Director - Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board of Director - Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board of Director - Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board of Director- Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board of Director
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IRS990/MissionDesc0Union Pacific Employees Credit Union (UPECU) was established to provide Union Pacific railroad employees and their families with a safe and profitable financial institution. The credit union provides members a reasonable return on savings accounts and provides consumer loans.
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IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt03919
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt010386
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt010386
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt030853
IRS990/OtherAssetsTotalGrp/EOYAmt030161
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Provision for loan loss
IRS990/OtherExpensesGrp/Desc1Dividends
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt165539
IRS990/OtherExpensesGrp/ProgramServicesAmt05855
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/TotalAmt05855
IRS990/OtherExpensesGrp/TotalAmt165539
IRS990/OtherLiabilitiesGrp/BOYAmt02726925
IRS990/OtherLiabilitiesGrp/EOYAmt02850772
IRS990/OtherRevenueTotalAmt012198
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02600647
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02366190
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt09399
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt09399
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03883
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06197
IRS990/PrincipalOfficerNm0Darlene Stokes
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522180
IRS990/ProgramServiceRevenueGrp/Desc0lending program
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0198121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0198121
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0n/a
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt027155
IRS990/PYOtherExpensesAmt0171877
IRS990/PYOtherRevenueAmt011632
IRS990/PYProgramServiceRevenueAmt0210698
IRS990/PYRevenuesLessExpensesAmt0-34812
IRS990/PYSalariesCompEmpBnftPaidAmt0112420
IRS990/PYTotalExpensesAmt0284297
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0249485
IRS990/ReconcilationRevenueExpnssAmt0284
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0198121
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0915950
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0916234
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0854328
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0988894
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt02624
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010758
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt013382
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02850772
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0290079
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investment
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Equipment
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part VI, Line 1d
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02624
IRS990ScheduleD/TotalBookValueSecuritiesAmt0290079
IRS990ScheduleD/TotalLiabilityAmt02850772
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Director Ray Herline is son to Vice Chairman Daniel Herline
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit Union has Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members vote to elect the board of directors at the annual meeting of the members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Minutes are maintained for the board of directors monthly meetings and the Annual Meeting of the Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The board of directors reviewed the 990 before filing during the monthly board meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Yes, the board enforces compliance at monthly board meetings. All board members and employees annual sign a conflict of interest statement and a discloser of any interest that could give rise as conflict.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The board of directors reviews the CEO's job performance and determines the pay compensation. The board of directors reviews the Loan Officer's job performance and determines the pay compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7The form 990 along with other reports, and policies are available for the members upon written request and viewed in the office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03649964
IRS990/TotalAssetsEOYAmt03772191
IRS990/TotalAssetsGrp/BOYAmt03649964
IRS990/TotalAssetsGrp/EOYAmt03772191
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0246113
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt06690
IRS990/TotalFunctionalExpensesGrp/TotalAmt0252803
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02734014
IRS990/TotalLiabilitiesEOYAmt02855957
IRS990/TotalLiabilitiesGrp/BOYAmt02734014
IRS990/TotalLiabilitiesGrp/EOYAmt02855957
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0915950
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0916234
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt06690
IRS990/TotalProgramServiceRevenueAmt0198121
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0253087
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0253087
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03649964
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03772191
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0550 Lindberg Drive
IRS990/USAddress/CityNm0Beaumont
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd0777073613
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Darlene Stokes
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04098422560
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNION PACIFIC EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0UNIO
ReturnHeader/Filer/EIN0741476313
ReturnHeader/Filer/PhoneNum04098422560
ReturnHeader/Filer/USAddress/AddressLine1Txt0550 Lindbergh Drive
ReturnHeader/Filer/USAddress/CityNm0Beaumont

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