Civic Intelligence

Yad Chessed Fund Inc.

990 • Fiscal year 2017 • EIN 30-0588290

Sep 01, 2016 to Aug 31, 2017 • Filed on Mar 07, 2018

440 TOTTEN POND ROAD No 401Waltham, MA 02451

(781) 487-2693

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.06x

Higher debt load relative to assets than 43% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

28th percentile

0.02x

Higher debt load relative to revenue than 28% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

26th percentile

-5.9%

Higher net margin than 26% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

71st percentile

$105,139

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 8.8% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

11th percentile

-11%

Faster asset growth than 11% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

28th percentile

-4.1%

Faster revenue growth than 28% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Down

$513,197

Down $61,777 (-11%) from 2016

Net Assets

Down

$483,397

Down $70,806 (-13%) from 2016

Liabilities

Up

$29,800

Up $9,029 (+43%) from 2016

Revenue

Down

$1,197,196

Down $51,096 (-4.1%) from 2016

Expenses

Up

$1,268,002

Up $81,174 (+6.8%) from 2016

Net Income

Down

-$70,806

Down $132,270 (-215%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2014: $276,144Liabilities 2014: $37,594Net Assets 2014: $238,5502014Assets 2015: $507,295Liabilities 2015: $14,556Net Assets 2015: $492,7392015Assets 2016: $574,974Liabilities 2016: $20,771Net Assets 2016: $554,2032016Assets 2017: $513,197Liabilities 2017: $29,800Net Assets 2017: $483,3972017Assets 2018: $500,018Liabilities 2018: $14,655Net Assets 2018: $485,3632018Assets 2019: $504,788Liabilities 2019: $18,041Net Assets 2019: $486,7472019Assets 2021: $1,136,614Liabilities 2021: $39,269Net Assets 2021: $1,097,3452021Assets 2022: $1,792,394Liabilities 2022: $88,939Net Assets 2022: $1,703,4552022Assets 2023: $1,929,736Liabilities 2023: $33,128Net Assets 2023: $1,896,6082023Assets 2024: $1,948,545Liabilities 2024: $43,347Net Assets 2024: $1,905,1982024Assets 2025: $2,337,083Liabilities 2025: $221,391Net Assets 2025: $2,115,6922025

Highlighted filing

2017

Assets$513,197
Liabilities$29,800
Net Assets$483,397

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2014: $946,958Expenses 2014: $831,732Net Income 2014: $115,2262014Revenue 2015: $1,111,682Expenses 2015: $857,493Net Income 2015: $254,1892015Revenue 2016: $1,248,292Expenses 2016: $1,186,828Net Income 2016: $61,4642016Revenue 2017: $1,197,196Expenses 2017: $1,268,002Net Income 2017: -$70,8062017Revenue 2018: $1,058,358Expenses 2018: $1,056,392Net Income 2018: $1,9662018Revenue 2019: $874,316Expenses 2019: $872,932Net Income 2019: $1,3842019Revenue 2021: $1,547,095Expenses 2021: $1,302,669Net Income 2021: $244,4262021Revenue 2022: $2,079,229Expenses 2022: $1,473,119Net Income 2022: $606,1102022Revenue 2023: $1,827,250Expenses 2023: $1,689,359Net Income 2023: $137,8912023Revenue 2024: $1,850,757Expenses 2024: $1,909,054Net Income 2024: -$58,2972024Revenue 2025: $1,978,450Expenses 2025: $1,845,844Net Income 2025: $132,6062025

Highlighted filing

2017

Revenue$1,197,196
Expenses$1,268,002
Net Income-$70,806
Jump To
Filing Snapshot
Filing Period
Sep 1, 2016 to Aug 31, 2017
Signed
Mar 7, 2018
Return Version
2016v3.0
Gross Receipts
$1,197,196
Mission and Program Overview

Mission

To provide emergency financial assistance and advice and guidance, with compassion and preserving dignity, to jewish individuals in the greater boston and other parts of massachusetts who are experiencing financial distress and food insecurity.

To provide direct emergency and supplemental assistance to people in financial need in greater Boston through a system of grants and loans while preserving the dignity of the individual recipient.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$284,951$232,311▼ $52,640
Savings and Temporary Cash Investments$215,207$215,336▲ $129
Pledges and Grants Receivable$15,837--
Other Notes and Loans Receivable, Net$8,520$10,585▲ $2,065
Prepaid Expenses and Deferred Charges-$3,835-
Total Assets$574,974$513,197▼ $61,777
Other Assets Total$50,459$51,130▲ $671
Liabilities
Accounts Payable and Accrued Expenses$19,353$14,991▼ $4,362
Other Liabilities$1,418$14,809▲ $13,391
Total Liabilities$20,771$29,800▲ $9,029
Net Assets / Fund Balance
Unrestricted Net Assets$554,203$480,847▼ $73,356
Temporarily Rstr Net Assets-$2,550-
Total Net Assets Fund Balance$554,203$483,397▼ $70,806
Total Liabilities and Net Assets / Fund Balance$574,974$513,197▼ $61,777

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$500--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Suzanne SchullerExecutive DirectorFT$105,139$105,139

Board Members and Trustees

NameTitle
Sanford RemzPresident
Robert HousmanVice President
David FarbmanDirector
Joyce WertheimerDirector
Karen TichnorDirector
Liana MitmanDirector
Michael GoldbergDirector
Neal KarasicDirector
Randi BerkowitzDirector
Sandra FisherDirector
Susan AinDirector
Susan PodzibaClerk
Charles HousmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,193,657
Program Service Revenue
$0
Investment Income
$43
Other Revenue
$3,496
All Other Contributions
$1,193,657
Change in Net Assets
$-70,806

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,197,196
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,197,196
Total Revenue per Form 990
$1,197,196
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$627,265
Salaries, Compensation, and Employee Benefits$530,781
Total Fundraising Expense$116,600
Other Expenses$109,956
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$627,265--$627,265
Other Salaries and Wages$307,981$19,969$33,778$361,728
Current Officers, Directors, Trustees, and Key Employees$33,158$44,211$33,158$110,527
Payroll Taxes$28,934$5,337$5,812$40,083
Occupancy$23,764$2,446$2,174$28,384
Office Expenses$11,831$3,645$7,894$23,370
Fees for Services Other$9,980$594$10,573$21,147
Other Employee Benefits$9,300$6,837$2,306$18,443
Fees for Services Accounting-$11,669-$11,669
Insurance$715$506$69$1,290
Conferences and Meetings$518$159$497$1,174
Travel$493$104$317$914
Other Expenses$700$1,051$1,073$700
Advertising$90--$90
Total Functional Expenses$1,054,729$96,673$116,600$1,268,002

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,268,002
Total Expenses per Audited Statements$1,268,002
Total Expenses per Form 990$1,268,002
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Outstanding Vouchers$14,809
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 2

Directors Robert Housman and Charles Housman are brothers.

Form 990, Part VI, Section B, line 11B

The Form 990 is reviewed by the chairman of the board and the current treasurer.

Form 990, Part VI, Section C, line 19

The governing documents, conflict of interest policy and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Yad Chessed Fund Inc
EIN
30-0588290
Phone
7814872693
Address
440 TOTTEN POND ROAD No 401, WALTHAM, MA 02451

Signing Officer

Name
Suzanne Schuller
Title
Executive Director
Phone
7814872693
Signed
2018-03-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Suzanne Schuller
Formed
2008
Legal Domicile
Ma
Voting Board Members
14
Independent Board Members
13
Employees
8
Volunteers
0

Preparer

Firm
James a George Pc
Address
401 EDGEWATER PLACE SUITE 190, WAKEFIELD, MA 01880
Preparer
James A George CPA CVA JD
Phone
7812458200
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

The board of directors oversees the audit process.

Financial Statement Notes

Part X, Line 2:

The Organization is exempt from income taxes as a charitable organization under Section 501(c)(3) of the Internal Revenue Code and is not classified as a private foundation. The Organization accounts for uncertainty in income taxes in accordance with ASC Topic, Income Taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statement regarding a tax position taken or expected to be taken on a tax return. The Organization has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at August 31, 2017. The Organization's information returns are subject to examination by the Federal and state jurisdictions and generally remain open for the most recent three years.

Raw XML AppendixShowing 400 of 491 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt019353
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt014991
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide direct emergency and supplemental assistance to people in financial need in greater Boston through a system of grants and loans while preserving the dignity of the individual recipient.
IRS990/AdvertisingGrp/ProgramServicesAmt090
IRS990/AdvertisingGrp/TotalAmt090
IRS990/AllOtherContributionsAmt01193657
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SUZANNE W SCHULLER
IRS990/BooksInCareOfDetail/PhoneNum07814872693
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0440 TOTTEN POND ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0WALTHAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002451
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0284951
IRS990/CashNonInterestBearingGrp/EOYAmt0232311
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt033158
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt044211
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt033158
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0110527
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/FundraisingAmt0497
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0159
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0518
IRS990/ConferencesMeetingsGrp/TotalAmt01174
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01193657
IRS990/CYGrantsAndSimilarPaidAmt0627265
IRS990/CYInvestmentIncomeAmt043
IRS990/CYOtherExpensesAmt0109956
IRS990/CYOtherRevenueAmt03496
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-70806
IRS990/CYSalariesCompEmpBnftPaidAmt0530781
IRS990/CYTotalExpensesAmt01268002
IRS990/CYTotalFundraisingExpenseAmt0116600
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01197196
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0The fund provides financial assistance to indigent individuals by paying for necessities such as food, housing, utilities, etc. It also provided interest free loans. The Organization also assesses the needs of all the applicants and makes referals to other agencies, as approporiate. The Fund assisted over 1,400 individuals during the fiscal year.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt01054729
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt011669
IRS990/FeesForServicesAccountingGrp/TotalAmt011669
IRS990/FeesForServicesOtherGrp/FundraisingAmt010573
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0594
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt09980
IRS990/FeesForServicesOtherGrp/TotalAmt021147
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt08.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt16.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0Sanford Remz
IRS990/Form990PartVIISectionAGrp/PersonNm1Robert Housman
IRS990/Form990PartVIISectionAGrp/PersonNm2Charles Housman
IRS990/Form990PartVIISectionAGrp/PersonNm3Susan Podziba
IRS990/Form990PartVIISectionAGrp/PersonNm4Susan Ain
IRS990/Form990PartVIISectionAGrp/PersonNm5Sandra Fisher
IRS990/Form990PartVIISectionAGrp/PersonNm6Michael Goldberg
IRS990/Form990PartVIISectionAGrp/PersonNm7Liana Mitman
IRS990/Form990PartVIISectionAGrp/PersonNm8RANDI BERKOWITZ
IRS990/Form990PartVIISectionAGrp/PersonNm9Joyce Wertheimer
IRS990/Form990PartVIISectionAGrp/PersonNm10DAVID FARBMAN
IRS990/Form990PartVIISectionAGrp/PersonNm11NEAL KARASIC
IRS990/Form990PartVIISectionAGrp/PersonNm12KAREN TICHNOR
IRS990/Form990PartVIISectionAGrp/PersonNm13Suzanne Schuller
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13105139
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Clerk
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13Executive Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantAmt0627265
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0627265
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0627265
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01197196
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/FundraisingAmt069
IRS990/InsuranceGrp/ManagementAndGeneralAmt0506
IRS990/InsuranceGrp/ProgramServicesAmt0715
IRS990/InsuranceGrp/TotalAmt01290
IRS990/InvestmentIncomeGrp/ExclusionAmt043
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt043
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt08
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide direct emergency and supplemental assistance to people in financial need in greater Boston through a system of grants and loans while preserving the dignity of the individual recipient.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0554203
IRS990/NetAssetsOrFundBalancesEOYAmt0483397
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt02174
IRS990/OccupancyGrp/ManagementAndGeneralAmt02446
IRS990/OccupancyGrp/ProgramServicesAmt023764
IRS990/OccupancyGrp/TotalAmt028384
IRS990/OfficeExpensesGrp/FundraisingAmt07894
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03645
IRS990/OfficeExpensesGrp/ProgramServicesAmt011831
IRS990/OfficeExpensesGrp/TotalAmt023370
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt050459
IRS990/OtherAssetsTotalGrp/EOYAmt051130
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt02306
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt06837
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt09300
IRS990/OtherEmployeeBenefitsGrp/TotalAmt018443
IRS990/OtherExpensesGrp/Desc0EVENT EXPENSE
IRS990/OtherExpensesGrp/Desc1BANK FEES
IRS990/OtherExpensesGrp/Desc2Other Expenses
IRS990/OtherExpensesGrp/Desc3PROFESSIONAL DEVELOPMEN
IRS990/OtherExpensesGrp/FundraisingAmt018949
IRS990/OtherExpensesGrp/FundraisingAmt11073
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt091
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt154
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21051
IRS990/OtherExpensesGrp/ProgramServicesAmt0700
IRS990/OtherExpensesGrp/TotalAmt019040
IRS990/OtherExpensesGrp/TotalAmt11127
IRS990/OtherExpensesGrp/TotalAmt21051
IRS990/OtherExpensesGrp/TotalAmt3700
IRS990/OtherLiabilitiesGrp/BOYAmt01418
IRS990/OtherLiabilitiesGrp/EOYAmt014809
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/Desc0IN-KIND CONTRIBUTIONS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt03496
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt03496
IRS990/OtherRevenueTotalAmt03496
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt033778
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt019969
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0307981
IRS990/OtherSalariesAndWagesGrp/TotalAmt0361728
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt08520
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010585
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt05812
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05337
IRS990/PayrollTaxesGrp/ProgramServicesAmt028934
IRS990/PayrollTaxesGrp/TotalAmt040083
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt015837
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03835
IRS990/PrincipalOfficerNm0Suzanne Schuller
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01245868
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0608311
IRS990/PYInvestmentIncomeAmt0219
IRS990/PYOtherExpensesAmt0104341
IRS990/PYOtherRevenueAmt02205
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt061464
IRS990/PYSalariesCompEmpBnftPaidAmt0474176
IRS990/PYTotalExpensesAmt01186828
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01248292
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-70806
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt03496
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0215207
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0215336
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01193657
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01245868
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01109217
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0942756
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0553430
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05044928
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt043
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0219
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0226
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0107
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0678
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01273
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt03496
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt02205
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0923
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt04095
IRS990ScheduleA/OtherIncome170Grp/TotalAmt010719
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99760
IRS990ScheduleA/PublicSupportPY170Pct00.99800
IRS990ScheduleA/PublicSupportTotal170Amt05044928
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01193657
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01245868
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01109217
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0942756
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0553430
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt05044928
IRS990ScheduleA/TotalSupportAmt05056920
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01268002
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt050630
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1500
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Gift Card Inventory
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014809
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Outstanding Vouchers
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01197196
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization is exempt from income taxes as a charitable organization under Section 501(c)(3) of the Internal Revenue Code and is not classified as a private foundation. The Organization accounts for uncertainty in income taxes in accordance with ASC Topic, Income Taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statement regarding a tax position taken or expected to be taken on a tax return. The Organization has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at August 31, 2017. The Organization's information returns are subject to examination by the Federal and state jurisdictions and generally remain open for the most recent three years.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt051130
IRS990ScheduleD/TotalExpensesPerForm990Amt01268002
IRS990ScheduleD/TotalLiabilityAmt014809
IRS990ScheduleD/TotalRevenuePerForm990Amt01197196
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01197196
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01268002
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Assistance Through Food Gift Cards
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1Assistancec Through Clothing GIFT CARDS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt2Assistance Through EMERGENCY FINANCIAL DISTRIBUTION
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt3ASSISTANCE THROUGH EMERGENCY GIFT CARD
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt0410072
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt119625
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt2184334
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt312871
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc0Gift Cards
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc1Gift Cards
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc2GIFT CARDS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc0FMV
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc1FMV
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc2FMV
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc3FMV
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Directors Robert Housman and Charles Housman are brothers.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Form 990 is reviewed by the chairman of the board and the current treasurer.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The governing documents, conflict of interest policy and financial statements are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS OVERSEES THE AUDIT PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part XII, Line 2c:

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings