Civic Intelligence

Yad Chessed Fund Inc.

990 • Fiscal year 2016 • EIN 30-0588290

Sep 01, 2015 to Aug 31, 2016 • Filed on Mar 03, 2017

Organization ProfileWWW.YADCHESSED.ORG
PO Box 550252North Waltham, MA 02455

(781) 487-2693

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

36th percentile

0.04x

Higher debt load relative to assets than 36% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

24th percentile

0.02x

Higher debt load relative to revenue than 24% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Net Margin

58th percentile

4.9%

Higher net margin than 58% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

53rd percentile

$69,327

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2016

Asset Growth

76th percentile

13%

Faster asset growth than 76% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

69th percentile

12%

Faster revenue growth than 69% of similar nonprofits.

2016 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets36th percentile

Assets

Up

$574,974

Up $67,679 (+13%) from 2015

Net Assets

Up

$554,203

Up $61,464 (+12%) from 2015

Liabilities

Up

$20,771

Up $6,215 (+43%) from 2015

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin58th percentile

Revenue

Up

$1,248,292

Up $136,610 (+12%) from 2015

Expenses

Up

$1,186,828

Up $329,335 (+38%) from 2015

Net Income

Down

$61,464

Down $192,725 (-76%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2014: $276,144Liabilities 2014: $37,594Net Assets 2014: $238,5502014Assets 2015: $507,295Liabilities 2015: $14,556Net Assets 2015: $492,7392015Assets 2016: $574,974Liabilities 2016: $20,771Net Assets 2016: $554,2032016Assets 2017: $513,197Liabilities 2017: $29,800Net Assets 2017: $483,3972017Assets 2018: $500,018Liabilities 2018: $14,655Net Assets 2018: $485,3632018Assets 2019: $504,788Liabilities 2019: $18,041Net Assets 2019: $486,7472019Assets 2021: $1,136,614Liabilities 2021: $39,269Net Assets 2021: $1,097,3452021Assets 2022: $1,792,394Liabilities 2022: $88,939Net Assets 2022: $1,703,4552022Assets 2023: $1,929,736Liabilities 2023: $33,128Net Assets 2023: $1,896,6082023Assets 2024: $1,948,545Liabilities 2024: $43,347Net Assets 2024: $1,905,1982024Assets 2025: $2,337,083Liabilities 2025: $221,391Net Assets 2025: $2,115,6922025

Highlighted filing

2016

Assets$574,974
Liabilities$20,771
Net Assets$554,203
Open 2016 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2014: $946,958Expenses 2014: $831,732Net Income 2014: $115,2262014Revenue 2015: $1,111,682Expenses 2015: $857,493Net Income 2015: $254,1892015Revenue 2016: $1,248,292Expenses 2016: $1,186,828Net Income 2016: $61,4642016Revenue 2017: $1,197,196Expenses 2017: $1,268,002Net Income 2017: -$70,8062017Revenue 2018: $1,058,358Expenses 2018: $1,056,392Net Income 2018: $1,9662018Revenue 2019: $874,316Expenses 2019: $872,932Net Income 2019: $1,3842019Revenue 2021: $1,547,095Expenses 2021: $1,302,669Net Income 2021: $244,4262021Revenue 2022: $2,079,229Expenses 2022: $1,473,119Net Income 2022: $606,1102022Revenue 2023: $1,827,250Expenses 2023: $1,689,359Net Income 2023: $137,8912023Revenue 2024: $1,850,757Expenses 2024: $1,909,054Net Income 2024: -$58,2972024Revenue 2025: $1,978,450Expenses 2025: $1,845,844Net Income 2025: $132,6062025

Highlighted filing

2016

Revenue$1,248,292
Expenses$1,186,828
Net Income$61,464
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Sep 1, 2015 to Aug 31, 2016
Signed
Mar 3, 2017
Return Version
2015v3.0
Gross Receipts
$1,260,885
Mission and Program Overview

Mission

To provide emergency financial assistance and advice and guidance, with compassion and preserving dignity, to jewish individuals in the greater boston and other parts of massachusetts who are experiencing financial distress and food insecurity.

To provide direct emergency and supplemental assistance to people in financial need in greater boston through a system of grants and loans while preserving the dignity of the individual recipient.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$243,481$284,951▲ $41,470
Savings and Temporary Cash Investments$215,164$215,207▲ $43
Pledges and Grants Receivable$18,750$15,837▼ $2,913
Other Notes and Loans Receivable, Net$1,010$8,520▲ $7,510
Total Assets$507,295$574,974▲ $67,679
Other Assets Total$28,890$50,459▲ $21,569
Liabilities
Accounts Payable and Accrued Expenses$12,351$19,353▲ $7,002
Other Liabilities$2,205$1,418▼ $787
Total Liabilities$14,556$20,771▲ $6,215
Net Assets / Fund Balance
Unrestricted Net Assets$492,739$554,203▲ $61,464
Total Net Assets Fund Balance$492,739$554,203▲ $61,464
Total Liabilities and Net Assets / Fund Balance$507,295$574,974▲ $67,679

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$50,459--
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Suzanne SchullerExecutive DirectorFT$69,327$69,327

Board Members and Trustees

NameTitle
Sanford RemzPresident
Robert HousmanVice President
Joyce WertheimerDirector
Liana MitmanDirector
Michael GoldbergDirector
Nancy VinerDirector
Sandra FisherDirector
Susan AinDirector
Susan PodzibaClerk
Charles HousmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,245,868
Program Service Revenue
$0
Investment Income
$219
Other Revenue
$2,205
All Other Contributions
$1,245,868
Change in Net Assets
$61,464

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,248,292
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,248,292
Total Revenue per Form 990
$1,248,292
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$608,311
Salaries, Compensation, and Employee Benefits$474,176
Other Expenses$104,341
Total Fundraising Expense$96,235
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$608,311--$608,311
Other Salaries and Wages$247,392$26,126$36,797$310,315
Current Officers, Directors, Trustees, and Key Employees$33,539$44,718$33,538$111,795
Payroll Taxes$25,001$6,484$6,355$37,840
Occupancy$22,590$2,129$2,395$27,114
Insurance$17,291$8,363$66$25,720
Office Expenses$8,891$4,791$8,102$21,784
Other Employee Benefits$9,462$2,392$2,372$14,226
Fees for Services Accounting-$8,992-$8,992
Fees for Services Other-$1,861$6,610$8,471
Fees for Services Management$3,450$4,557-$8,007
Other Expenses$255--$255
Total Functional Expenses$980,180$110,413$96,235$1,186,828

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,186,828
Total Expenses per Audited Statements$1,186,828
Total Expenses per Form 990$1,186,828
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Outstanding Vouchers$1,418
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Directors robert housman and charles housman are brothers.”

Form 990, Part VI, Section B, Line 11

“The form 990 is reviewed by a cpa and the chairman of the board.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Yad Chessed Fund Inc
EIN
30-0588290
Phone
7814872693
Address
PO BOX 550252, NORTH WALTHAM, MA 02455

Signing Officer

Name
Suzanne Schuller
Title
Executive Director
Phone
7814872693
Signed
2017-03-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Suzanne Schuller
Formed
2008
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
10
Employees
12
Volunteers
3

Preparer

Firm
James a George Pc
Address
401 EDGEWATER PLACE SUITE 190, WAKEFIELD, MA 01880
Preparer
James a George CPA Cva Jd
Phone
7812458200
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The board of directors oversees the audit process.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from income taxes as a charitable organization under section 501(c)(3) of the internal revenue code and is not classified as a private foundation. The organization accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statement regarding a tax position taken or expected to be taken on a tax return. The organization has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at august 31, 2016. The organization's information returns are subject to examination by the federal and state jurisdictions and generally remain open for the most recent three years.”

Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt012351
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt019353
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE DIRECT EMERGENCY AND SUPPLEMENTAL ASSISTANCE TO PEOPLE IN FINANCIAL NEED IN GREATER BOSTON THROUGH A SYSTEM OF GRANTS AND LOANS WHILE PRESERVING THE DIGNITY OF THE INDIVIDUAL RECIPIENT.
IRS990/AllOtherContributionsAmt01245868
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SUZANNE W SCHULLER
IRS990/BooksInCareOfDetail/PhoneNum07814872693
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0440 TOTTEN POND ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0WALTHAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002451
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0243481
IRS990/CashNonInterestBearingGrp/EOYAmt0284951
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt033538
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt044718
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt033539
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0111795
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01245868
IRS990/CYGrantsAndSimilarPaidAmt0608311
IRS990/CYInvestmentIncomeAmt0219
IRS990/CYOtherExpensesAmt0104341
IRS990/CYOtherRevenueAmt02205
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt061464
IRS990/CYSalariesCompEmpBnftPaidAmt0474176
IRS990/CYTotalExpensesAmt01186828
IRS990/CYTotalFundraisingExpenseAmt096235
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01248292
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE FUND PROVIDES FINANCIAL ASSISTANCE TO INDIGENT INDIVIDUALS BY PAYING FOR NECESSITIES SUCH AS FOOD, HOUSING, UTILITIES, ETC. IT ALSO PROVIDED INTEREST FREE LOANS. THE ORGANIZATION ALSO ASSESSES THE NEEDS OF ALL THE APPLICANTS AND MAKES REFERALS TO OTHER AGENCIES, AS APPROPORIATE. THE FUND ASSISTED OVER 1,400 INDIVIDUALS DURING THE FISCAL YEAR.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0980180
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt08992
IRS990/FeesForServicesAccountingGrp/TotalAmt08992
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt04557
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt03450
IRS990/FeesForServicesManagementGrp/TotalAmt08007
IRS990/FeesForServicesOtherGrp/FundraisingAmt06610
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt01861
IRS990/FeesForServicesOtherGrp/TotalAmt08471
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt08.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt16.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0SANFORD REMZ
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT HOUSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2CHARLES HOUSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm3SUSAN PODZIBA
IRS990/Form990PartVIISectionAGrp/PersonNm4SUSAN AIN
IRS990/Form990PartVIISectionAGrp/PersonNm5SANDRA FISHER
IRS990/Form990PartVIISectionAGrp/PersonNm6MICHAEL GOLDBERG
IRS990/Form990PartVIISectionAGrp/PersonNm7LIANA MITMAN
IRS990/Form990PartVIISectionAGrp/PersonNm8NANCY VINER
IRS990/Form990PartVIISectionAGrp/PersonNm9JOYCE WERTHEIMER
IRS990/Form990PartVIISectionAGrp/PersonNm10SUZANNE SCHULLER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1069327
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0167
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantAmt0608311
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt0608311
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0608311
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt012760
IRS990/GrossReceiptsAmt01260885
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/FundraisingAmt066
IRS990/InsuranceGrp/ManagementAndGeneralAmt08363
IRS990/InsuranceGrp/ProgramServicesAmt017291
IRS990/InsuranceGrp/TotalAmt025720
IRS990/InvestmentIncomeGrp/ExclusionAmt052
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt052
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt012593
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE DIRECT EMERGENCY AND SUPPLEMENTAL ASSISTANCE TO PEOPLE IN FINANCIAL NEED IN GREATER BOSTON THROUGH A SYSTEM OF GRANTS AND LOANS WHILE PRESERVING THE DIGNITY OF THE INDIVIDUAL RECIPIENT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0492739
IRS990/NetAssetsOrFundBalancesEOYAmt0554203
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0167
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0167
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoncashContributionsAmt012593
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt02395
IRS990/OccupancyGrp/ManagementAndGeneralAmt02129
IRS990/OccupancyGrp/ProgramServicesAmt022590
IRS990/OccupancyGrp/TotalAmt027114
IRS990/OfficeExpensesGrp/FundraisingAmt08102
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04791
IRS990/OfficeExpensesGrp/ProgramServicesAmt08891
IRS990/OfficeExpensesGrp/TotalAmt021784
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt028890
IRS990/OtherAssetsTotalGrp/EOYAmt050459
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt02372
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02392
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt09462
IRS990/OtherEmployeeBenefitsGrp/TotalAmt014226
IRS990/OtherExpensesGrp/Desc0BAD DEBT
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/ProgramServicesAmt03998
IRS990/OtherExpensesGrp/ProgramServicesAmt1255
IRS990/OtherExpensesGrp/TotalAmt03998
IRS990/OtherExpensesGrp/TotalAmt1255
IRS990/OtherLiabilitiesGrp/BOYAmt02205
IRS990/OtherLiabilitiesGrp/EOYAmt01418
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/Desc0EXPIRED VOUCHERS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02205
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02205
IRS990/OtherRevenueTotalAmt02205
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt036797
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt026126
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0247392
IRS990/OtherSalariesAndWagesGrp/TotalAmt0310315
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01010
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08520
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt06355
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt06484
IRS990/PayrollTaxesGrp/ProgramServicesAmt025001
IRS990/PayrollTaxesGrp/TotalAmt037840
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt018750
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt015837
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0SUZANNE SCHULLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01109217
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0500811
IRS990/PYInvestmentIncomeAmt01542
IRS990/PYOtherExpensesAmt0103001
IRS990/PYOtherRevenueAmt0923
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0254189
IRS990/PYSalariesCompEmpBnftPaidAmt0253681
IRS990/PYTotalExpensesAmt0857493
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01111682
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt061464
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02205
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0215164
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0215207
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01245868
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01109217
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0942756
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0553430
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0449140
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04300411
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0219
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0226
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0107
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0678
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0-46
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01184
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02205
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0923
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt04095
IRS990ScheduleA/OtherIncome170Grp/TotalAmt07223
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99800
IRS990ScheduleA/PublicSupportPY170Pct00.99830
IRS990ScheduleA/PublicSupportTotal170Amt04300411
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01245868
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01109217
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0942756
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0553430
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0449140
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04300411
IRS990ScheduleA/TotalSupportAmt04308818
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01186828
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt050459
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0GIFT CARD INVENTORY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01418
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OUTSTANDING VOUCHERS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01248292
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAXES AS A CHARITABLE ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND IS NOT CLASSIFIED AS A PRIVATE FOUNDATION. THE ORGANIZATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN. THE ORGANIZATION HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS AT AUGUST 31, 2016. THE ORGANIZATION'S INFORMATION RETURNS ARE SUBJECT TO EXAMINATION BY THE FEDERAL AND STATE JURISDICTIONS AND GENERALLY REMAIN OPEN FOR THE MOST RECENT THREE YEARS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt050459
IRS990ScheduleD/TotalExpensesPerForm990Amt01186828
IRS990ScheduleD/TotalLiabilityAmt01418
IRS990ScheduleD/TotalRevenuePerForm990Amt01248292
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01248292
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01186828
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt0168055
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt147569
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0ASSISTANCE THROUGH FOOD VOUCHERS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1ASSISTANCEC THROUGH CLOTHING VOUCHERS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt2ASSISTANCE THROUGH PAYMENT OF PERSONAL BILLS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt3OTHER MISCELLANEOUS ASSISTANCE
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt0315097
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceAmt131154
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc0GIFT CARDS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc1GIFT CARDS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc0FMV
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc1FMV
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DIRECTORS ROBERT HOUSMAN AND CHARLES HOUSMAN ARE BROTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FORM 990 IS REVIEWED BY A CPA AND THE CHAIRMAN OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS OVERSEES THE AUDIT PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0507295
IRS990/TotalAssetsEOYAmt0574974
IRS990/TotalAssetsGrp/BOYAmt0507295
IRS990/TotalAssetsGrp/EOYAmt0574974
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt01245868
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt096235
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0110413
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0980180
IRS990/TotalFunctionalExpensesGrp/TotalAmt01186828
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014556
IRS990/TotalLiabilitiesEOYAmt020771
IRS990/TotalLiabilitiesGrp/BOYAmt014556
IRS990/TotalLiabilitiesGrp/EOYAmt020771
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0492739
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0554203
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0980180
IRS990/TotalReportableCompFromOrgAmt069327
IRS990/TotalRevenueGrp/ExclusionAmt0219
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02205
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01248292

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$574,974
Liabilities
$20,771
Net assets
$554,203
Revenue
$1,248,292
Expenses
$1,186,828
Net income
$61,464
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.34$0.22$2.12$1.98$1.85$0.13
2024Detailed filing. Detailed filing data is available for this year.$1.95$0.04$1.91$1.85$1.91$0.06
2023Detailed filing. Detailed filing data is available for this year.$1.93$0.03$1.90$1.83$1.69$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.79$0.09$1.70$2.08$1.47$0.61
2021Detailed filing. Detailed filing data is available for this year.$1.14$0.04$1.10$1.55$1.30$0.24
2019Detailed filing. Detailed filing data is available for this year.$0.50$0.02$0.49$0.87$0.87$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.50$0.01$0.49$1.06$1.06$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.51$0.03$0.48$1.20$1.27$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.57$0.02$0.55$1.25$1.19$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.51$0.01$0.49$1.11$0.86$0.25
2014Detailed filing. Detailed filing data is available for this year.$0.28$0.04$0.24$0.95$0.83$0.12