Civic Intelligence

Centered for Life Inc.

990 • Fiscal year 2023 • EIN 27-3869053

Jan 01, 2023 to Dec 31, 2023 • Filed on Jan 28, 2025

2487 Demere Road 500St Simons Island, GA 31522

(912) 268-4488

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.09x

Higher debt load relative to assets than 54% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

40th percentile

0.04x

Higher debt load relative to revenue than 40% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

59th percentile

8.8%

Higher net margin than 59% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

71st percentile

$109,425

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 11.0% of source-year revenue.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Asset Growth

20th percentile

-5.3%

Faster asset growth than 20% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

58th percentile

12%

Faster revenue growth than 58% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Assets

Down

$501,364

Down $27,986 (-5.3%) from 2022

Net Assets

Up

$457,972

Up $87,172 (+24%) from 2022

Liabilities

Down

$43,392

Down $115,158 (-73%) from 2022

Revenue

Up

$995,042

Up $104,859 (+12%) from 2022

Expenses

Up

$907,870

Up $107,213 (+13%) from 2022

Net Income

Down

$87,172

Down $2,354 (-2.6%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $15,751Net Assets 2011: $15,7512011Assets 2014: $378,505Liabilities 2014: $273,076Net Assets 2014: $105,4292014Assets 2015: $300,704Liabilities 2015: $214,679Net Assets 2015: $86,0252015Assets 2016: $304,556Liabilities 2016: $200,642Net Assets 2016: $103,9142016Assets 2017: $316,569Liabilities 2017: $205,713Net Assets 2017: $110,8562017Assets 2018: $399,761Liabilities 2018: $216,320Net Assets 2018: $183,4412018Assets 2019: $374,417Liabilities 2019: $189,712Net Assets 2019: $184,7052019Assets 2020: $486,964Liabilities 2020: $284,086Net Assets 2020: $202,8782020Assets 2021: $471,401Liabilities 2021: $190,127Net Assets 2021: $281,2742021Assets 2022: $529,350Liabilities 2022: $158,550Net Assets 2022: $370,8002022Assets 2023: $501,364Liabilities 2023: $43,392Net Assets 2023: $457,9722023Assets 2024: $591,703Liabilities 2024: $70,499Net Assets 2024: $521,2042024

Highlighted filing

2023

Assets$501,364
Liabilities$43,392
Net Assets$457,972

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $72,228Expenses 2011: $62,099Net Income 2011: $10,1292011Revenue 2014: $350,599Expenses 2014: $268,874Net Income 2014: $81,7252014Revenue 2015: $323,247Expenses 2015: $352,307Net Income 2015: -$29,0602015Revenue 2016: $349,061Expenses 2016: $339,018Net Income 2016: $10,0432016Revenue 2017: $387,324Expenses 2017: $380,382Net Income 2017: $6,9422017Revenue 2018: $509,590Expenses 2018: $465,726Net Income 2018: $43,8642018Revenue 2019: $620,062Expenses 2019: $618,798Net Income 2019: $1,2642019Revenue 2020: $740,585Expenses 2020: $746,661Net Income 2020: -$6,0762020Revenue 2021: $812,812Expenses 2021: $716,751Net Income 2021: $96,0612021Revenue 2022: $890,183Expenses 2022: $800,657Net Income 2022: $89,5262022Revenue 2023: $995,042Expenses 2023: $907,870Net Income 2023: $87,1722023Revenue 2024: $946,295Expenses 2024: $961,863Net Income 2024: -$15,5682024

Highlighted filing

2023

Revenue$995,042
Expenses$907,870
Net Income$87,172
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jan 28, 2025
Return Version
2023v6.0
Gross Receipts
$1,014,219
Mission and Program Overview

Mission

To help individuals, couples and families become balanced emotionally, mentally, physically, relationally, and spiritually so that they can positively influence their world.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$299,109$272,963▼ $26,146
Land, Buildings, and Equipment, Net$225,976$228,401▲ $2,425
Pledges and Grants Receivable$4,265$0▼ $4,265
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$529,350$501,364▼ $27,986
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$156,552$31,318▼ $125,234
Accounts Payable and Accrued Expenses$1,998$12,074▲ $10,076
Total Liabilities$158,550$43,392▼ $115,158
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$370,800$439,084▲ $68,284
Net Assets With Donor Restrictions-$18,888-
Total Net Assets Fund Balance$370,800$457,972▲ $87,172
Total Liabilities and Net Assets / Fund Balance$529,350$501,364▼ $27,986

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$214,119$68,701$282,820
Other Land Buildings$9,817$19,493$29,310
Equipment$4,465$17,860$22,325
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve E TemmerCEOFT$74,425$35,000$109,425

Board Members and Trustees

NameTitle
Mary JenretteDir/V.Chair
John WillisDirector-Chair
Chan WilkesDirector
Clint DayDirector
Kevin GloverDirector
Kristi HarrisonDirector Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$526,569
Program Service Revenue
$487,544
Investment Income
$-3,793
Other Revenue
$-15,278
All Other Contributions
$494,417
Change in Net Assets
$87,172
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$542,740
Other Expenses$365,130
Total Fundraising Expense$49,417
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$265,299$70,746$17,687$353,732
Fees for Services Other$144,016$38,404$9,601$192,021
Current Officers, Directors, Trustees, and Key Employees$71,126$38,299-$109,425
Other Employee Benefits$39,008$10,402$2,600$52,010
Conferences and Meetings$23,174$6,180$1,544$30,898
Payroll Taxes$20,680$5,515$1,378$27,573
Office Expenses$14,550$3,880$970$19,400
Occupancy$12,845$3,425$856$17,126
Depreciation Depletion$11,645$3,881-$15,526
All Other Expenses$10,172$1,821$340$12,333
Insurance$7,281$2,427-$9,708
Travel$6,676$1,780$445$8,901
Interest$3,060$3,059-$6,119
Information Technology$4,005$1,068$267$5,340
Other Expenses$700$2,346$4,374$5,074
Fees for Services Accounting$2,374$633$158$3,165
Advertising$1,545-$832$2,377
Total Functional Expenses$660,404$198,049$49,417$907,870
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$15,384
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Restoring Hope-Open House$32,152-$15,384-
Total Events$32,152-$15,384$-15,384
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The CEO reviews the Form 990 prior to its filing.

Form 990, Part VI, Section C, Line 19

Available upon request.

Filing and Contact Details

Filer

Filer Name
Centered for Life Inc
EIN
27-3869053
Phone
9122684488
Address
2487 Demere Road 500, St Simons Island, GA 31522

Signing Officer

Name
Steve Temmer
Title
CEO
Signed
2025-01-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Temmer
Formed
2010
Legal Domicile
Ga
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
24

Preparer

Firm
Barrs Coiner & Lumpkin LLC
Address
3947 Darien Hwy, Brunswick, GA 31525
Preparer
W James Barrs Jr CPA
Phone
9122670211
Supplemental Narrative

Additional Explanations

Director & Officer Compensation

The CEO is an ordained minister who receives a salary and a housing allowance. The housing allowance is not subject to income taxes; therefore, is not reported on Form W-2, Box 1 as wages.

Form 990, Part V, Line 2A

During 2023, the Organization contracted with a professional employer organization (PEO) who is considered the employer of record for the Organization's payroll tax purposes. Therefore, the Organization did not issue a Form W-3 under its name or employer identification number.

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IRS990/Desc0Provided Christian counseling and workshops to individuals, couples and families. Centered for Life provided counseling to couples/families (250+ hours) and individuals (4000+ hours) as well as provided group classes. Centered for Life also offered free monthly community workshops to over 250 people.
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IRS990/OtherExpensesGrp/FundraisingAmt14374
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt04183
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12346
IRS990/OtherExpensesGrp/ProgramServicesAmt04183
IRS990/OtherExpensesGrp/ProgramServicesAmt111029
IRS990/OtherExpensesGrp/ProgramServicesAmt27036
IRS990/OtherExpensesGrp/ProgramServicesAmt3700
IRS990/OtherExpensesGrp/TotalAmt016731
IRS990/OtherExpensesGrp/TotalAmt111029
IRS990/OtherExpensesGrp/TotalAmt29382
IRS990/OtherExpensesGrp/TotalAmt35074
IRS990/OtherRevenueMiscGrp/BusinessCd0624100
IRS990/OtherRevenueMiscGrp/Desc0Miscellaneous Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0106
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0106
IRS990/OtherRevenueTotalAmt0106
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt017687
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt070746
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0265299
IRS990/OtherSalariesAndWagesGrp/TotalAmt0353732
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01378
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05515
IRS990/PayrollTaxesGrp/ProgramServicesAmt020680
IRS990/PayrollTaxesGrp/TotalAmt027573
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt04265
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Steve Temmer
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0624100
IRS990/ProgramServiceRevenueGrp/BusinessCd1624100
IRS990/ProgramServiceRevenueGrp/Desc0Counseling
IRS990/ProgramServiceRevenueGrp/Desc1Neurofeedback Services
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0374863
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1112681
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0374863
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1112681
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0357649
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0-2786
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0332338
IRS990/PYOtherRevenueAmt013097
IRS990/PYProgramServiceRevenueAmt0522223
IRS990/PYRevenuesLessExpensesAmt089526
IRS990/PYSalariesCompEmpBnftPaidAmt0468319
IRS990/PYTotalExpensesAmt0800657
IRS990/PYTotalRevenueAmt0890183
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt087172
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0487544
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0526569
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0357649
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0429493
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0323642
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0224385
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01861738
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0511
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0511
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0487650
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0525060
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0391442
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0424204
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0408273
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02236629
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0511
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0511
IRS990ScheduleA/InvestmentIncomeCYPct00.00010
IRS990ScheduleA/InvestmentIncomePYPct00.00010
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99990
IRS990ScheduleA/PublicSupportPY509Pct00.99990
IRS990ScheduleA/PublicSupportTotal509Amt04098367
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01014219
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0882709
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0820935
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0747846
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0632658
IRS990ScheduleA/Total509Grp/TotalAmt04098367
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01014219
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0882709
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0821446
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0747846
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0632658
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt04098878
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0214119
IRS990ScheduleD/BuildingsGrp/DepreciationAmt068701
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0282820
IRS990ScheduleD/EquipmentGrp/BookValueAmt04465
IRS990ScheduleD/EquipmentGrp/DepreciationAmt017860
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt022325
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt09817
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt019493
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt029310
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0228401
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt032152
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt032152
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt015384
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Restoring Hope-Open House
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt032152
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt032152
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-15384
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt015384
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt015384
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990/ScheduleJRequiredInd0false

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