Civic Intelligence

Centered for Life Inc.

990 • Fiscal year 2022 • EIN 27-3869053

Jan 01, 2022 to Dec 31, 2022 • Filed on Nov 14, 2023

2487 Demere Road 500St Simons Island, GA 31522

(912) 268-4488

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.30x

Higher debt load relative to assets than 81% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

75th percentile

0.18x

Higher debt load relative to revenue than 75% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

57th percentile

10%

Higher net margin than 57% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

88th percentile

$100,067

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 11.2% of source-year revenue.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Asset Growth

67th percentile

12%

Faster asset growth than 67% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

52nd percentile

9.5%

Faster revenue growth than 52% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Up

$529,350

Up $57,949 (+12%) from 2021

Net Assets

Up

$370,800

Up $89,526 (+32%) from 2021

Liabilities

Down

$158,550

Down $31,577 (-17%) from 2021

Revenue

Up

$890,183

Up $77,371 (+9.5%) from 2021

Expenses

Up

$800,657

Up $83,906 (+12%) from 2021

Net Income

Down

$89,526

Down $6,535 (-6.8%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $15,751Net Assets 2011: $15,7512011Assets 2014: $378,505Liabilities 2014: $273,076Net Assets 2014: $105,4292014Assets 2015: $300,704Liabilities 2015: $214,679Net Assets 2015: $86,0252015Assets 2016: $304,556Liabilities 2016: $200,642Net Assets 2016: $103,9142016Assets 2017: $316,569Liabilities 2017: $205,713Net Assets 2017: $110,8562017Assets 2018: $399,761Liabilities 2018: $216,320Net Assets 2018: $183,4412018Assets 2019: $374,417Liabilities 2019: $189,712Net Assets 2019: $184,7052019Assets 2020: $486,964Liabilities 2020: $284,086Net Assets 2020: $202,8782020Assets 2021: $471,401Liabilities 2021: $190,127Net Assets 2021: $281,2742021Assets 2022: $529,350Liabilities 2022: $158,550Net Assets 2022: $370,8002022Assets 2023: $501,364Liabilities 2023: $43,392Net Assets 2023: $457,9722023Assets 2024: $591,703Liabilities 2024: $70,499Net Assets 2024: $521,2042024

Highlighted filing

2022

Assets$529,350
Liabilities$158,550
Net Assets$370,800

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $72,228Expenses 2011: $62,099Net Income 2011: $10,1292011Revenue 2014: $350,599Expenses 2014: $268,874Net Income 2014: $81,7252014Revenue 2015: $323,247Expenses 2015: $352,307Net Income 2015: -$29,0602015Revenue 2016: $349,061Expenses 2016: $339,018Net Income 2016: $10,0432016Revenue 2017: $387,324Expenses 2017: $380,382Net Income 2017: $6,9422017Revenue 2018: $509,590Expenses 2018: $465,726Net Income 2018: $43,8642018Revenue 2019: $620,062Expenses 2019: $618,798Net Income 2019: $1,2642019Revenue 2020: $740,585Expenses 2020: $746,661Net Income 2020: -$6,0762020Revenue 2021: $812,812Expenses 2021: $716,751Net Income 2021: $96,0612021Revenue 2022: $890,183Expenses 2022: $800,657Net Income 2022: $89,5262022Revenue 2023: $995,042Expenses 2023: $907,870Net Income 2023: $87,1722023Revenue 2024: $946,295Expenses 2024: $961,863Net Income 2024: -$15,5682024

Highlighted filing

2022

Revenue$890,183
Expenses$800,657
Net Income$89,526
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 14, 2023
Return Version
2022v5.0
Gross Receipts
$908,932
Mission and Program Overview

Mission

To help individuals, couples and families become balanced emotionally, mentally, physically, relationally, and spiritually so that they can positively influence their world.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$216,802$299,109▲ $82,307
Land, Buildings, and Equipment, Net$239,390$225,976▼ $13,414
Accounts Receivable$8,808$0▼ $8,808
Pledges and Grants Receivable$6,401$4,265▼ $2,136
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$471,401$529,350▲ $57,949
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$165,564$156,552▼ $9,012
Deferred Revenue$4,329--
Accounts Payable and Accrued Expenses$20,234$1,998▼ $18,236
Total Liabilities$190,127$158,550▼ $31,577
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$281,274$370,800▲ $89,526
Total Net Assets Fund Balance$281,274$370,800▲ $89,526
Total Liabilities and Net Assets / Fund Balance$471,401$529,350▲ $57,949

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$213,226$64,816$278,042
Equipment$9,433$20,512$29,945
Other Land Buildings$3,317$9,435$12,752
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve E TemmerCEOFT$65,063$35,004$100,067

Board Members and Trustees

NameTitle
Mary JenretteDir/V.Chair
John WillisDirector-Chair
Chan WilkesDirector
Clint DayDirector
Kevin GloverDirector
Kristi HarrisonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$357,649
Program Service Revenue
$522,223
Investment Income
$-2,786
Other Revenue
$13,097
All Other Contributions
$259,433
Change in Net Assets
$89,526
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$468,319
Other Expenses$332,338
Total Fundraising Expense$34,106
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$247,045$65,879$16,469$329,393
Fees for Services Other$97,702$26,054$6,513$130,269
Current Officers, Directors, Trustees, and Key Employees$65,044$35,023-$100,067
Office Expenses$29,890$7,971$1,991$39,852
Insurance$29,579$9,860-$39,439
Payroll Taxes$23,738$6,330$1,583$31,651
Conferences and Meetings$12,085$3,223$805$16,113
Occupancy$11,814$3,150$788$15,752
All Other Expenses$13,765$649$162$14,576
Depreciation Depletion$10,496$3,499-$13,995
Fees for Services Accounting$7,577$2,020$505$10,102
Other Expenses$2,112$2,112$4,225$8,449
Other Employee Benefits$5,406$1,442$360$7,208
Travel$3,056$815$203$4,074
Information Technology$2,036$543$135$2,714
Advertising$681-$367$1,048
Interest$60$59-$119
Total Functional Expenses$591,290$175,261$34,106$800,657
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$26,223
Fundraising Direct Expenses$15,963
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Restoring Hope-Open House$114,202$26,223$15,963$10,260
Total Events$114,202$26,223$15,963$10,260
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The CEO reviews the Form 990 prior to its filing.

Form 990, Part VI, Section C, Line 19

Available upon request.

Filing and Contact Details

Filer

Filer Name
Centered for Life Inc
EIN
27-3869053
Phone
9122684488
Address
2487 Demere Road 500, St Simons Island, GA 31522

Signing Officer

Name
Steve Temmer
Title
CEO
Signed
2023-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Temmer
Formed
2010
Legal Domicile
Ga
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
40

Preparer

Firm
Barrs Coiner & Lumpkin LLC
Address
3947 Darien Hwy, Brunswick, GA 31525
Preparer
W James Barrs Jr CPA
Phone
9122670211
Supplemental Narrative

Additional Explanations

Director & Officer Compensation

The CEO is an ordained minister who receives a salary and a housing allowance. The housing allowance is not subject to income taxes; therefore, is not reported on Form W-2, Box 1 as wages.

Form 990, Part V, Line 2A

During 2022, the Organization contracted with a professional employer organization (PEO) who is considered the employer of record for the Organization's payroll tax purposes. Therefore, the Organization did not issue a Form W-3 under its name or employer identification number.

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IRS990/Desc0Provided Christian counseling, workshops and retreats to individuals, couples and families. Centered for Life provided counseling to couples/families (250+ hours) and individuals (6000+ hours) as well as provided group classes and retreats. Centered for Life also offered free monthly community workshops to over 250 people.
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IRS990/OtherExpensesGrp/Desc2Bad Debt
IRS990/OtherExpensesGrp/Desc3Donor Development
IRS990/OtherExpensesGrp/FundraisingAmt04225
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03886
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12746
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt22112
IRS990/OtherExpensesGrp/ProgramServicesAmt011657
IRS990/OtherExpensesGrp/ProgramServicesAmt18237
IRS990/OtherExpensesGrp/ProgramServicesAmt29310
IRS990/OtherExpensesGrp/ProgramServicesAmt32112
IRS990/OtherExpensesGrp/TotalAmt015543
IRS990/OtherExpensesGrp/TotalAmt110983
IRS990/OtherExpensesGrp/TotalAmt29310
IRS990/OtherExpensesGrp/TotalAmt38449
IRS990/OtherRevenueMiscGrp/BusinessCd0624100
IRS990/OtherRevenueMiscGrp/Desc0Miscellaneous Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02837
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IRS990/OtherRevenueTotalAmt02837
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt016469
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt065879
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0247045
IRS990/OtherSalariesAndWagesGrp/TotalAmt0329393
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01583
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt06330
IRS990/PayrollTaxesGrp/ProgramServicesAmt023738
IRS990/PayrollTaxesGrp/TotalAmt031651
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt06401
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt04265
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Steve Temmer
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0624100
IRS990/ProgramServiceRevenueGrp/BusinessCd1624100
IRS990/ProgramServiceRevenueGrp/BusinessCd2624100
IRS990/ProgramServiceRevenueGrp/BusinessCd3624100
IRS990/ProgramServiceRevenueGrp/BusinessCd4624100
IRS990/ProgramServiceRevenueGrp/Desc0Counseling
IRS990/ProgramServiceRevenueGrp/Desc1Neurofeedback Services
IRS990/ProgramServiceRevenueGrp/Desc2Pediatric & Adolescent Me
IRS990/ProgramServiceRevenueGrp/Desc3Rental Income
IRS990/ProgramServiceRevenueGrp/Desc4Retreats & Workshops
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0358325
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1111725
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt252173
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0358325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1111725
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt252173
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0368366
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0511
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0250599
IRS990/PYOtherRevenueAmt052493
IRS990/PYProgramServiceRevenueAmt0391442
IRS990/PYRevenuesLessExpensesAmt096061
IRS990/PYSalariesCompEmpBnftPaidAmt0466152
IRS990/PYTotalExpensesAmt0716751
IRS990/PYTotalRevenueAmt0812812
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IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt089526
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0522223
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0357649
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0429493
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0323642
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0224385
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0262203
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01597372
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0511
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0511
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0525060
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0391442
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0424204
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0408273
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0264966
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02013945
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0511
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0511
IRS990ScheduleA/InvestmentIncomeCYPct00.00010
IRS990ScheduleA/InvestmentIncomePYPct00.00020
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99990
IRS990ScheduleA/PublicSupportPY509Pct00.99980
IRS990ScheduleA/PublicSupportTotal509Amt03611317
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0820935
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0747846
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0632658
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0527169
IRS990ScheduleA/Total509Grp/TotalAmt03611317
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0882709
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0821446
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0747846
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0632658
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0527169
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03611828
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0213226
IRS990ScheduleD/BuildingsGrp/DepreciationAmt064816
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0278042
IRS990ScheduleD/EquipmentGrp/BookValueAmt09433
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020512
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt029945
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03317
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt09435
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt012752
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0225976
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false

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